Prairie State Bank And Trust
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Prairie State Bank And Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Prairie State Bank And Trust 3751 W. Wabash Ave Springfield, IL 62711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,575 |
| Total Mortgage Loan Application Amount | $282,535,000 |
| Average Mortgage Loan Application Amount | $152,800 |
| Highest Mortgage Loan Application Amount | $3,835,000 |
| Average Applicant Income | $158,800 |
| Highest Applicant Income | $2,724,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Macon County Illinois | 366 | $ 59,500,000 | $ 162,000 | $ 121,000 |
| Sangamon County Illinois | 329 | $ 69,935,000 | $ 212,000 | $ 204,000 |
| Coles County Illinois | 151 | $ 17,765,000 | $ 117,000 | $ 98,000 |
| Champaign County Illinois | 149 | $ 37,715,000 | $ 253,000 | $ 134,000 |
| McLean County Illinois | 127 | $ 25,655,000 | $ 202,000 | $ 135,000 |
| Morgan County Illinois | 106 | $ 13,680,000 | $ 129,000 | $ 119,000 |
| Macoupin County Illinois | 39 | $ 4,475,000 | $ 114,000 | $ 94,000 |
| Fulton County Illinois | 22 | $ 3,460,000 | $ 157,000 | $ 99,000 |
| Moultrie County Illinois | 15 | $ 1,985,000 | $ 132,000 | $ 203,000 |
| Shelby County Illinois | 15 | $ 2,245,000 | $ 149,000 | $ 85,000 |
| Cass County Illinois | 13 | $ 1,725,000 | $ 132,000 | $ 102,000 |
| Christian County Illinois | 10 | $ 1,600,000 | $ 160,000 | $ 107,000 |
| Tazewell County Illinois | 10 | $ 1,510,000 | $ 151,000 | $ 112,000 |
| Douglas County Illinois | 9 | $ 815,000 | $ 90,000 | $ 70,000 |
| Menard County Illinois | 9 | $ 1,685,000 | $ 187,000 | $ 222,000 |
| Scott County Illinois | 9 | $ 1,195,000 | $ 132,000 | $ 105,000 |
| Camden County Missouri | 9 | $ 2,745,000 | $ 305,000 | $ 117,000 |
| Cook County Illinois | 8 | $ 2,830,000 | $ 353,000 | $ 473,000 |
| DuPage County Illinois | 8 | $ 2,670,000 | $ 333,000 | $ 472,000 |
| Piatt County Illinois | 8 | $ 1,160,000 | $ 145,000 | $ 111,000 |
| Schuyler County Illinois | 7 | $ 715,000 | $ 102,000 | $ 83,000 |
| Cumberland County Illinois | 6 | $ 680,000 | $ 113,000 | $ 71,000 |
| Greene County Illinois | 6 | $ 1,320,000 | $ 220,000 | $ 109,000 |
| Pike County Illinois | 6 | $ 490,000 | $ 81,000 | $ 100,000 |
| Edgar County Illinois | 5 | $ 305,000 | $ 61,000 | $ 63,000 |
| Montgomery County Illinois | 5 | $ 905,000 | $ 181,000 | $ 106,000 |
| Vermilion County Illinois | 5 | $ 1,095,000 | $ 219,000 | $ 120,000 |
| Adams County Illinois | 4 | $ 580,000 | $ 145,000 | $ 720,000 |
| Woodford County Illinois | 4 | $ 1,490,000 | $ 372,000 | $ 211,000 |
| Brown County Illinois | 3 | $ 275,000 | $ 91,000 | $ 54,000 |
| De Witt County Illinois | 3 | $ 915,000 | $ 305,000 | $ 165,000 |
| Ford County Illinois | 3 | $ 245,000 | $ 81,000 | $ 70,000 |
| Madison County Illinois | 3 | $ 635,000 | $ 211,000 | $ 126,000 |
| Mason County Illinois | 3 | $ 265,000 | $ 88,000 | $ 72,000 |
| St. Louis City County Missouri | 3 | $ 345,000 | $ 115,000 | $ 49,000 |
| Jefferson County Colorado | 2 | $ 910,000 | $ 455,000 | $ 529,000 |
| Charlotte County Florida | 2 | $ 560,000 | $ 280,000 | $ 334,000 |
| Fulton County Georgia | 2 | $ 580,000 | $ 290,000 | $ 354,000 |
| Logan County Illinois | 2 | $ 200,000 | $ 100,000 | $ 199,000 |
| Peoria County Illinois | 2 | $ 340,000 | $ 170,000 | $ 132,000 |
| Will County Illinois | 2 | $ 420,000 | $ 210,000 | $ 98,000 |
| St. Charles County Missouri | 2 | $ 390,000 | $ 195,000 | $ 107,000 |
| Shelby County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 174,000 |
| Maricopa County Arizona | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Collier County Florida | 1 | $ 505,000 | $ 505,000 | $ 370,000 |
| Miami-Dade County Florida | 1 | $ 115,000 | $ 115,000 | $ 538,000 |
| Palm Beach County Florida | 1 | $ 365,000 | $ 365,000 | $ 584,000 |
| Pinellas County Florida | 1 | $ 295,000 | $ 295,000 | $ 144,000 |
| Sarasota County Florida | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| St. Lucie County Florida | 1 | $ 275,000 | $ 275,000 | $ 569,000 |
| Union County Georgia | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Clark County Illinois | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Effingham County Illinois | 1 | $ 195,000 | $ 195,000 | $ 167,000 |
| Franklin County Illinois | 1 | $ 145,000 | $ 145,000 | $ 128,000 |
| Iroquois County Illinois | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| Jersey County Illinois | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Kankakee County Illinois | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Lee County Illinois | 1 | $ 115,000 | $ 115,000 | $ 555,000 |
| McDonough County Illinois | 1 | $ 155,000 | $ 155,000 | $ 136,000 |
| Monroe County Illinois | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Ogle County Illinois | 1 | $ 215,000 | $ 215,000 | $ 138,000 |
| St. Clair County Illinois | 1 | $ 265,000 | $ 265,000 | $ 137,000 |
| Boone County Indiana | 1 | $ 245,000 | $ 245,000 | $ 178,000 |
| Hamilton County Indiana | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Iowa County Iowa | 1 | $ 195,000 | $ 195,000 | $ 158,000 |
| Calloway County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| Leelanau County Michigan | 1 | $ 515,000 | $ 515,000 | $ 516,000 |
| Scott County Minnesota | 1 | $ 515,000 | $ 515,000 | $ 301,000 |
| Miller County Missouri | 1 | $ 185,000 | $ 185,000 | $ 258,000 |
| Ripley County Missouri | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Stone County Missouri | 1 | $ 255,000 | $ 255,000 | $ 193,000 |
| Washoe County Nevada | 1 | $ 215,000 | $ 215,000 | $ 133,000 |
| Orange County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 66,000 |
| Tulsa County Oklahoma | 1 | $ 415,000 | $ 415,000 | $ 172,000 |
| Multnomah County Oregon | 1 | $ 265,000 | $ 265,000 | $ 400,000 |
| Cumberland County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 353,000 |
| Charleston County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| Denton County Texas | 1 | $ 215,000 | $ 215,000 | $ 182,000 |
| Walworth County Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 190,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Prairie State Bank And Trust in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 810 | $151,050,000 | $186,000 | $3,835,000 | $148,000 | $2,724,000 |
| Home Purchase | 384 | $60,490,000 | $157,000 | $1,805,000 | $126,000 | $1,202,000 |
| Cash-out Refinancing | 340 | $66,320,000 | $195,000 | $3,735,000 | $146,000 | $1,665,000 |
| Other Purpose | 24 | $2,810,000 | $117,000 | $315,000 | $211,000 | $1,064,000 |
| Home Improvement | 17 | $1,865,000 | $109,000 | $905,000 | $163,000 | $866,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,400 | $239,660,000 | $171,000 | $3,735,000 | $131,000 | $2,724,000 |
| Asian | 86 | $19,340,000 | $224,000 | $515,000 | $345,000 | $1,202,000 |
| Not applicable | 39 | $17,095,000 | $438,000 | $3,835,000 | $0 | $0 |
| Black or African American | 18 | $2,370,000 | $131,000 | $385,000 | $136,000 | $400,000 |
| Hispanic | 16 | $1,840,000 | $115,000 | $275,000 | $150,000 | $666,000 |
| Not Provided | 11 | $1,345,000 | $122,000 | $265,000 | $105,000 | $351,000 |
| American Indian or Alaskan Native | 3 | $545,000 | $181,000 | $345,000 | $88,000 | $162,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,575 | $282,535,000 | $179,000 | $3,835,000 | $143,000 | $2,724,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,367 | $251,845,000 | $184,000 | $3,835,000 | $149,000 | $2,724,000 |
| Application Denied By Financial Institution | 103 | $12,015,000 | $116,000 | $465,000 | $72,000 | $955,000 |
| Application Approved But Not Accepted | 91 | $16,105,000 | $176,000 | $515,000 | $149,000 | $861,000 |
| Application Withdrawn By Applicant | 8 | $1,960,000 | $245,000 | $505,000 | $131,000 | $240,000 |
| File Closed For Incompleteness | 3 | $435,000 | $145,000 | $145,000 | $106,000 | $118,000 |
| Loan Purchased By The Institution | 3 | $175,000 | $58,000 | $75,000 | $42,000 | $56,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,472 | $270,520,000 | $183,000 | $3,835,000 | $148,000 | $2,724,000 |
| Credit History | 63 | $7,395,000 | $117,000 | $465,000 | $85,000 | $955,000 |
| Debt-To-Income Ratio | 34 | $4,320,000 | $127,000 | $435,000 | $53,000 | $127,000 |
| Other | 3 | $135,000 | $45,000 | $55,000 | $53,000 | $89,000 |
| Collateral | 2 | $80,000 | $40,000 | $45,000 | $47,000 | $60,000 |
| Unverifiable Information | 1 | $85,000 | $85,000 | $85,000 | $133,000 | $133,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.