2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Platinum Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Platinum Community Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Platinum Community Bank 2915 Kirchoff Rd Rolling Meadows, IL 60008 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,326 |
| Total Mortgage Loan Application Amount | $318,761,000 |
| Average Mortgage Loan Application Amount | $256,000 |
| Highest Mortgage Loan Application Amount | $1,700,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $1,608,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Platinum Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Platinum Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Platinum Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Platinum Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Platinum Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Platinum Community Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Colorado | 3 | $ 331,000 | $ 110,000 | $ 40,000 |
| Alameda County California | 4 | $ 1,407,000 | $ 351,000 | $ 219,000 |
| Beaufort County South Carolina | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Benton County Arkansas | 3 | $ 586,000 | $ 195,000 | $ 0 |
| Bergen County New Jersey | 6 | $ 1,933,000 | $ 322,000 | $ 71,000 |
| Bernalillo County New Mexico | 4 | $ 488,000 | $ 122,000 | $ 86,000 |
| Bexar County Texas | 1 | $ 57,000 | $ 57,000 | $ 42,000 |
| Boone County Illinois | 4 | $ 566,000 | $ 141,000 | $ 49,000 |
| Brazos County Texas | 1 | $ 65,000 | $ 65,000 | $ 180,000 |
| Broomfield County Colorado | 2 | $ 1,060,000 | $ 530,000 | $ 299,000 |
| Broward County Florida | 2 | $ 856,000 | $ 428,000 | $ 40,000 |
| Brown County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Bureau County Illinois | 2 | $ 98,000 | $ 49,000 | $ 31,000 |
| Burlington County New Jersey | 2 | $ 215,000 | $ 107,000 | $ 71,000 |
| Butte County California | 3 | $ 540,000 | $ 180,000 | $ 71,000 |
| Calumet County Wisconsin | 1 | $ 268,000 | $ 268,000 | $ 71,000 |
| Camden County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 193,000 |
| Cattaraugus County New York | 1 | $ 156,000 | $ 156,000 | $ 88,000 |
| Cayuga County New York | 1 | $ 93,000 | $ 93,000 | $ 68,000 |
| Chesapeake County Virginia | 2 | $ 150,000 | $ 75,000 | $ 168,000 |
| Chesterfield County Virginia | 4 | $ 715,000 | $ 178,000 | $ 19,000 |
| Christian County Missouri | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Citrus County Florida | 1 | $ 644,000 | $ 644,000 | $ 296,000 |
| Clark County Nevada | 34 | $ 5,747,000 | $ 169,000 | $ 97,000 |
| Clay County Missouri | 1 | $ 152,000 | $ 152,000 | $ 45,000 |
| Clayton County Georgia | 2 | $ 194,000 | $ 97,000 | $ 49,000 |
| Cobb County Georgia | 3 | $ 276,000 | $ 92,000 | $ 113,000 |
| Collier County Florida | 2 | $ 1,184,000 | $ 592,000 | $ 96,000 |
| Collin County Texas | 2 | $ 226,000 | $ 113,000 | $ 40,000 |
| Colonial Heights County Virginia | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Columbia County Oregon | 2 | $ 187,000 | $ 93,000 | $ 141,000 |
| Columbia County Wisconsin | 2 | $ 165,000 | $ 82,000 | $ 0 |
| Comal County Texas | 1 | $ 293,000 | $ 293,000 | $ 198,000 |
| Contra Costa County California | 10 | $ 3,335,000 | $ 333,000 | $ 135,000 |
| Cook County Illinois | 36 | $ 5,963,000 | $ 165,000 | $ 105,000 |
| Cumberland County Maine | 2 | $ 347,000 | $ 173,000 | $ 168,000 |
| Dakota County Minnesota | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Dallas County Texas | 6 | $ 523,000 | $ 87,000 | $ 141,000 |
| Dane County Wisconsin | 7 | $ 1,282,000 | $ 183,000 | $ 52,000 |
| Davidson County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 31,000 |
| Davie County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 27,000 |
| Davis County Utah | 1 | $ 185,000 | $ 185,000 | $ 0 |
| DeKalb County Georgia | 3 | $ 394,000 | $ 131,000 | $ 44,000 |
| DeKalb County Illinois | 3 | $ 514,000 | $ 171,000 | $ 50,000 |
| Denton County Texas | 2 | $ 210,000 | $ 105,000 | $ 52,000 |
| Deschutes County Oregon | 4 | $ 471,000 | $ 117,000 | $ 141,000 |
| Dona Ana County New Mexico | 2 | $ 383,000 | $ 191,000 | $ 0 |
| Douglas County Nebraska | 6 | $ 519,000 | $ 86,000 | $ 19,000 |
| DuPage County Illinois | 11 | $ 2,064,000 | $ 187,000 | $ 82,000 |
| Dutchess County New York | 1 | $ 274,000 | $ 274,000 | $ 90,000 |
| El Dorado County California | 2 | $ 1,259,000 | $ 629,000 | $ 231,000 |
| El Paso County Colorado | 11 | $ 1,449,000 | $ 131,000 | $ 117,000 |
| El Paso County Texas | 12 | $ 1,651,000 | $ 137,000 | $ 56,000 |
| Essex County New Jersey | 2 | $ 1,103,000 | $ 551,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 72,000 |
| Fort Bend County Texas | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Franklin County Washington | 1 | $ 110,000 | $ 110,000 | $ 33,000 |
| Fresno County California | 21 | $ 4,973,000 | $ 236,000 | $ 64,000 |
| Fulton County Georgia | 9 | $ 1,647,000 | $ 183,000 | $ 92,000 |
| Galveston County Texas | 2 | $ 141,000 | $ 70,000 | $ 120,000 |
| Garfield County Colorado | 3 | $ 1,089,000 | $ 363,000 | $ 236,000 |
| Glynn County Georgia | 2 | $ 225,000 | $ 112,000 | $ 126,000 |
| Green County Wisconsin | 5 | $ 546,000 | $ 109,000 | $ 60,000 |
| Greene County Missouri | 3 | $ 255,000 | $ 85,000 | $ 82,000 |
| Greenville County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 30,000 |
| Gregg County Texas | 4 | $ 314,000 | $ 78,000 | $ 37,000 |
| Grundy County Illinois | 3 | $ 500,000 | $ 166,000 | $ 26,000 |
| Gwinnett County Georgia | 4 | $ 434,000 | $ 108,000 | $ 43,000 |
| Harnett County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Harris County Texas | 13 | $ 998,000 | $ 76,000 | $ 82,000 |
| Harrison County Texas | 1 | $ 136,000 | $ 136,000 | $ 55,000 |
| Hennepin County Minnesota | 3 | $ 1,870,000 | $ 623,000 | $ 317,000 |
| Henry County Georgia | 2 | $ 380,000 | $ 190,000 | $ 104,000 |
| Hidalgo County Texas | 2 | $ 68,000 | $ 34,000 | $ 74,000 |
| Hillsborough County Florida | 2 | $ 795,000 | $ 397,000 | $ 184,000 |
| Honolulu County Hawaii | 1 | $ 471,000 | $ 471,000 | $ 191,000 |
| Howard County Maryland | 2 | $ 706,000 | $ 353,000 | $ 227,000 |
| Hudson County New Jersey | 11 | $ 3,097,000 | $ 281,000 | $ 96,000 |
| Hunt County Texas | 2 | $ 70,000 | $ 35,000 | $ 132,000 |
| Imperial County California | 17 | $ 2,769,000 | $ 162,000 | $ 54,000 |
| Jackson County Missouri | 8 | $ 859,000 | $ 107,000 | $ 105,000 |
| Jefferson County Alabama | 2 | $ 292,000 | $ 146,000 | $ 88,000 |
| Jefferson County Missouri | 2 | $ 131,000 | $ 65,000 | $ 52,000 |
| Jefferson County Tennessee | 2 | $ 204,000 | $ 102,000 | $ 0 |
| Jo Daviess County Illinois | 1 | $ 121,000 | $ 121,000 | $ 49,000 |
| Johnson County Kansas | 2 | $ 711,000 | $ 355,000 | $ 68,000 |
| Josephine County Oregon | 2 | $ 315,000 | $ 157,000 | $ 80,000 |
| Juneau County Alaska | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Kane County Illinois | 9 | $ 1,787,000 | $ 198,000 | $ 27,000 |
| Kendall County Illinois | 11 | $ 2,004,000 | $ 182,000 | $ 36,000 |
| Kendall County Texas | 4 | $ 265,000 | $ 66,000 | $ 77,000 |
| Kenosha County Wisconsin | 2 | $ 117,000 | $ 58,000 | $ 180,000 |
| Kern County California | 23 | $ 5,014,000 | $ 218,000 | $ 91,000 |
| King County Washington | 10 | $ 1,936,000 | $ 193,000 | $ 180,000 |
| Kings County California | 1 | $ 479,000 | $ 479,000 | $ 171,000 |
| Kings County New York | 6 | $ 1,638,000 | $ 273,000 | $ 94,000 |
| Klamath County Oregon | 2 | $ 273,000 | $ 136,000 | $ 0 |
| Lake and Peninsula County Alaska | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Lake County Florida | 5 | $ 852,000 | $ 170,000 | $ 83,000 |
| Lake County Illinois | 11 | $ 1,866,000 | $ 169,000 | $ 62,000 |
| Lake County Indiana | 1 | $ 57,000 | $ 57,000 | $ 31,000 |
| Lancaster County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Lane County Oregon | 1 | $ 207,000 | $ 207,000 | $ 60,000 |
| LaSalle County Illinois | 1 | $ 161,000 | $ 161,000 | $ 79,000 |
| Le Sueur County Minnesota | 5 | $ 1,033,000 | $ 206,000 | $ 130,000 |
| Lee County Florida | 4 | $ 722,000 | $ 180,000 | $ 0 |
| Lee County Illinois | 2 | $ 236,000 | $ 118,000 | $ 67,000 |
| Lewis County Washington | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Lincoln County Oregon | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Lincoln County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Linn County Iowa | 2 | $ 89,000 | $ 44,000 | $ 114,000 |
| Los Angeles County California | 58 | $ 24,896,000 | $ 429,000 | $ 158,000 |
| Madison County Illinois | 1 | $ 84,000 | $ 84,000 | $ 38,000 |
| Manassas County Virginia | 1 | $ 450,000 | $ 450,000 | $ 465,000 |
| Marathon County Wisconsin | 2 | $ 70,000 | $ 35,000 | $ 47,000 |
| Maricopa County Arizona | 12 | $ 3,314,000 | $ 276,000 | $ 132,000 |
| Marinette County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 77,000 |
| Marion County Oregon | 1 | $ 152,000 | $ 152,000 | $ 50,000 |
| Marquette County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| McHenry County Illinois | 9 | $ 1,832,000 | $ 203,000 | $ 39,000 |
| Mecklenburg County North Carolina | 3 | $ 855,000 | $ 285,000 | $ 122,000 |
| Mercer County New Jersey | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Millard County Utah | 1 | $ 64,000 | $ 64,000 | $ 21,000 |
| Milwaukee County Wisconsin | 7 | $ 528,000 | $ 75,000 | $ 57,000 |
| Monmouth County New Jersey | 2 | $ 1,220,000 | $ 610,000 | $ 197,000 |
| Monterey County California | 1 | $ 644,000 | $ 644,000 | $ 323,000 |
| Morgan County Alabama | 1 | $ 171,000 | $ 171,000 | $ 89,000 |
| Multnomah County Oregon | 3 | $ 588,000 | $ 196,000 | $ 96,000 |
| Muskingum County Ohio | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Napa County California | 1 | $ 486,000 | $ 486,000 | $ 85,000 |
| Nassau County New York | 4 | $ 1,411,000 | $ 352,000 | $ 118,000 |
| Norfolk County Virginia | 2 | $ 121,000 | $ 60,000 | $ 84,000 |
| Ogle County Illinois | 2 | $ 193,000 | $ 96,000 | $ 45,000 |
| Oklahoma County Oklahoma | 7 | $ 561,000 | $ 80,000 | $ 40,000 |
| Onondaga County New York | 2 | $ 134,000 | $ 67,000 | $ 30,000 |
| Orange County California | 15 | $ 6,596,000 | $ 439,000 | $ 130,000 |
| Orange County Florida | 19 | $ 5,326,000 | $ 280,000 | $ 59,000 |
| Orange County New York | 1 | $ 257,000 | $ 257,000 | $ 63,000 |
| Orleans County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Osceola County Florida | 13 | $ 2,567,000 | $ 197,000 | $ 44,000 |
| Ozaukee County Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Passaic County New Jersey | 4 | $ 890,000 | $ 222,000 | $ 68,000 |
| Pennington County South Dakota | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Pierce County Washington | 2 | $ 414,000 | $ 207,000 | $ 72,000 |
| Pinal County Arizona | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Pinellas County Florida | 5 | $ 647,000 | $ 129,000 | $ 46,000 |
| Placer County California | 1 | $ 231,000 | $ 231,000 | $ 83,000 |
| Platte County Missouri | 2 | $ 255,000 | $ 127,000 | $ 395,000 |
| Polk County Florida | 3 | $ 623,000 | $ 207,000 | $ 81,000 |
| Polk County Iowa | 2 | $ 333,000 | $ 166,000 | $ 0 |
| Polk County Missouri | 2 | $ 253,000 | $ 126,000 | $ 170,000 |
| Pope County Arkansas | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Prince George County Virginia | 1 | $ 429,000 | $ 429,000 | $ 128,000 |
| Prince George's County Maryland | 7 | $ 1,789,000 | $ 255,000 | $ 184,000 |
| Prince William County Virginia | 2 | $ 568,000 | $ 284,000 | $ 42,000 |
| Pulaski County Arkansas | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Racine County Wisconsin | 2 | $ 289,000 | $ 144,000 | $ 42,000 |
| Richmond City County Virginia | 2 | $ 146,000 | $ 73,000 | $ 137,000 |
| Riverside County California | 86 | $ 29,487,000 | $ 342,000 | $ 128,000 |
| Rock County Wisconsin | 3 | $ 216,000 | $ 72,000 | $ 29,000 |
| Rowan County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 144,000 |
| Sacramento County California | 10 | $ 3,508,000 | $ 350,000 | $ 103,000 |
| Salt Lake County Utah | 9 | $ 1,219,000 | $ 135,000 | $ 91,000 |
| San Bernardino County California | 16 | $ 4,084,000 | $ 255,000 | $ 105,000 |
| San Diego County California | 286 | $ 87,826,000 | $ 307,000 | $ 106,000 |
| San Francisco County California | 2 | $ 711,000 | $ 355,000 | $ 0 |
| San Joaquin County California | 6 | $ 2,444,000 | $ 407,000 | $ 131,000 |
| Santa Barbara County California | 4 | $ 1,050,000 | $ 262,000 | $ 134,000 |
| Santa Clara County California | 1 | $ 671,000 | $ 671,000 | $ 0 |
| Santa Cruz County California | 4 | $ 948,000 | $ 237,000 | $ 84,000 |
| Sarasota County Florida | 2 | $ 413,000 | $ 206,000 | $ 78,000 |
| Sarpy County Nebraska | 4 | $ 346,000 | $ 86,000 | $ 73,000 |
| Sauk County Wisconsin | 3 | $ 323,000 | $ 107,000 | $ 63,000 |
| Sawyer County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Scott County Iowa | 1 | $ 104,000 | $ 104,000 | $ 89,000 |
| Scott County Minnesota | 1 | $ 350,000 | $ 350,000 | $ 624,000 |
| Seminole County Florida | 15 | $ 4,387,000 | $ 292,000 | $ 116,000 |
| Sevier County Tennessee | 1 | $ 761,000 | $ 761,000 | $ 120,000 |
| Shasta County California | 5 | $ 716,000 | $ 143,000 | $ 89,000 |
| Shelby County Indiana | 1 | $ 70,000 | $ 70,000 | $ 19,000 |
| Shelby County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| Snohomish County Washington | 2 | $ 370,000 | $ 185,000 | $ 124,000 |
| Solano County California | 3 | $ 861,000 | $ 287,000 | $ 164,000 |
| Sonoma County California | 2 | $ 789,000 | $ 394,000 | $ 47,000 |
| St. Louis City County Missouri | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Stanislaus County California | 5 | $ 1,925,000 | $ 385,000 | $ 114,000 |
| Stephenson County Illinois | 1 | $ 42,000 | $ 42,000 | $ 24,000 |
| Suffolk County Massachusetts | 4 | $ 540,000 | $ 135,000 | $ 62,000 |
| Suffolk County New York | 1 | $ 350,000 | $ 350,000 | $ 120,000 |
| Summit County Utah | 1 | $ 809,000 | $ 809,000 | $ 500,000 |
| Sussex County New Jersey | 2 | $ 221,000 | $ 110,000 | $ 129,000 |
| Tarrant County Texas | 8 | $ 676,000 | $ 84,000 | $ 79,000 |
| Travis County Texas | 5 | $ 1,167,000 | $ 233,000 | $ 168,000 |
| Tulare County California | 5 | $ 1,429,000 | $ 285,000 | $ 100,000 |
| Tulsa County Oklahoma | 2 | $ 105,000 | $ 52,000 | $ 52,000 |
| Union County New Jersey | 7 | $ 1,714,000 | $ 244,000 | $ 122,000 |
| Union County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Utah County Utah | 3 | $ 523,000 | $ 174,000 | $ 74,000 |
| Ventura County California | 7 | $ 3,019,000 | $ 431,000 | $ 95,000 |
| Virginia Beach County Virginia | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Volusia County Florida | 4 | $ 805,000 | $ 201,000 | $ 23,000 |
| Walton County Georgia | 1 | $ 279,000 | $ 279,000 | $ 90,000 |
| Walworth County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Washington County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Washington County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 48,000 |
| Washington County Oregon | 2 | $ 288,000 | $ 144,000 | $ 108,000 |
| Washington County Utah | 1 | $ 800,000 | $ 800,000 | $ 240,000 |
| Washington County Wisconsin | 5 | $ 650,000 | $ 130,000 | $ 83,000 |
| Waukesha County Wisconsin | 4 | $ 518,000 | $ 129,000 | $ 45,000 |
| Wayne County Michigan | 4 | $ 370,000 | $ 92,000 | $ 89,000 |
| Wayne County New York | 2 | $ 266,000 | $ 133,000 | $ 0 |
| Weber County Utah | 5 | $ 676,000 | $ 135,000 | $ 97,000 |
| Westchester County New York | 1 | $ 553,000 | $ 553,000 | $ 0 |
| Whiteside County Illinois | 2 | $ 187,000 | $ 93,000 | $ 68,000 |
| Will County Illinois | 23 | $ 2,989,000 | $ 129,000 | $ 84,000 |
| Winnebago County Illinois | 29 | $ 3,061,000 | $ 105,000 | $ 95,000 |
| Wise County Texas | 2 | $ 90,000 | $ 45,000 | $ 124,000 |
| Yamhill County Oregon | 1 | $ 400,000 | $ 400,000 | $ 140,000 |
| York County South Carolina | 2 | $ 180,000 | $ 90,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for Platinum Community Bank in 2007
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 933 | $202,550,000 | $217,000 | $1,000,000 | $96,000 | $1,416,000 |
| Refinancing | 393 | $116,211,000 | $295,000 | $1,700,000 | $100,000 | $1,608,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 570 | $143,681,000 | $252,000 | $1,000,000 | $85,000 | $1,416,000 |
| White | 442 | $98,504,000 | $222,000 | $1,700,000 | $105,000 | $1,608,000 |
| Not Provided | 116 | $29,991,000 | $258,000 | $1,000,000 | $114,000 | $456,000 |
| Black or African American | 111 | $23,945,000 | $215,000 | $1,000,000 | $119,000 | $1,080,000 |
| Asian | 65 | $16,681,000 | $256,000 | $688,000 | $75,000 | $254,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $5,485,000 | $288,000 | $806,000 | $143,000 | $246,000 |
| American Indian or Alaskan Native | 2 | $411,000 | $205,000 | $329,000 | $0 | $0 |
| Not applicable | 1 | $63,000 | $63,000 | $63,000 | $33,000 | $33,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,277 | $313,289,000 | $245,000 | $1,700,000 | $98,000 | $1,608,000 |
| FHA-insured (Federal Housing Administration) | 46 | $4,923,000 | $107,000 | $203,000 | $79,000 | $1,260,000 |
| VA-guaranteed (Veterans Administration) | 3 | $549,000 | $183,000 | $218,000 | $42,000 | $76,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 421 | $98,846,000 | $234,000 | $1,700,000 | $86,000 | $780,000 |
| Loan Purchased By The Institution | 415 | $66,438,000 | $160,000 | $736,000 | $85,000 | $1,260,000 |
| Application Approved But Not Accepted | 328 | $108,175,000 | $329,000 | $1,000,000 | $123,000 | $1,608,000 |
| Application Denied By Financial Institution | 75 | $16,958,000 | $226,000 | $1,000,000 | $87,000 | $301,000 |
| File Closed For Incompleteness | 70 | $24,116,000 | $344,000 | $1,500,000 | $127,000 | $1,080,000 |
| Application Withdrawn By Applicant | 17 | $4,228,000 | $248,000 | $800,000 | $76,000 | $360,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 22 | $3,809,000 | $173,000 | $640,000 | $122,000 | $240,000 |
| Credit History | 18 | $3,649,000 | $202,000 | $1,000,000 | $75,000 | $294,000 |
| Debt-To-Income Ratio | 15 | $2,849,000 | $189,000 | $512,000 | $70,000 | $276,000 |
| Collateral | 8 | $2,799,000 | $349,000 | $1,000,000 | $13,000 | $37,000 |
| Unverifiable Information | 7 | $3,203,000 | $457,000 | $1,000,000 | $160,000 | $301,000 |
| Employment History | 3 | $249,000 | $83,000 | $114,000 | $29,000 | $66,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $216,000 | $216,000 | $216,000 | $80,000 | $80,000 |
| Mortgage Insurance Denied | 1 | $184,000 | $184,000 | $184,000 | $56,000 | $56,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Platinum Community Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Platinum Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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