Pinnacle Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Pinnacle Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pinnacle Bank 14287 North 87Th Street, Suite 123 Scottsdale, AZ 85260 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 203 |
| Total Mortgage Loan Application Amount | $74,795,000 |
| Average Mortgage Loan Application Amount | $399,500 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $168,000 |
| Highest Applicant Income | $1,462,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Pinnacle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pinnacle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Pinnacle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pinnacle Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pinnacle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pinnacle Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 124 | $ 51,390,000 | $ 414,000 | $ 202,000 |
| Pinal County Arizona | 13 | $ 3,095,000 | $ 238,000 | $ 86,000 |
| Yavapai County Arizona | 8 | $ 3,590,000 | $ 448,000 | $ 125,000 |
| Navajo County Arizona | 3 | $ 1,155,000 | $ 385,000 | $ 206,000 |
| Pima County Arizona | 3 | $ 805,000 | $ 268,000 | $ 74,000 |
| McLean County Illinois | 3 | $ 665,000 | $ 221,000 | $ 88,000 |
| Gila County Arizona | 2 | $ 350,000 | $ 175,000 | $ 46,000 |
| Galveston County Texas | 2 | $ 610,000 | $ 305,000 | $ 196,000 |
| Cochise County Arizona | 1 | $ 375,000 | $ 375,000 | $ 119,000 |
| Coconino County Arizona | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Saline County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Contra Costa County California | 1 | $ 605,000 | $ 605,000 | $ 122,000 |
| Santa Clara County California | 1 | $ 2,005,000 | $ 2,005,000 | $ 413,000 |
| Brevard County Florida | 1 | $ 365,000 | $ 365,000 | $ 117,000 |
| Orange County Florida | 1 | $ 295,000 | $ 295,000 | $ 185,000 |
| Pasco County Florida | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Effingham County Georgia | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Lowndes County Georgia | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Bonner County Idaho | 1 | $ 385,000 | $ 385,000 | $ 61,000 |
| Cook County Illinois | 1 | $ 305,000 | $ 305,000 | $ 208,000 |
| Delaware County Indiana | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Genesee County Michigan | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Leelanau County Michigan | 1 | $ 305,000 | $ 305,000 | $ 489,000 |
| Macomb County Michigan | 1 | $ 455,000 | $ 455,000 | $ 183,000 |
| Oakland County Michigan | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Chisago County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Pike County Missouri | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Polk County Missouri | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Madison County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Clark County Nevada | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Washoe County Nevada | 1 | $ 295,000 | $ 295,000 | $ 69,000 |
| Eddy County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| San Juan County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Caldwell County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Carteret County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| Currituck County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Granville County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Jackson County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Lee County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
| Mecklenburg County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Fairfield County Ohio | 1 | $ 245,000 | $ 245,000 | $ 124,000 |
| Beaufort County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Greenville County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 137,000 |
| Hamilton County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 54,000 |
| Rutherford County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Comal County Texas | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| Denton County Texas | 1 | $ 385,000 | $ 385,000 | $ 153,000 |
| Harris County Texas | 1 | $ 175,000 | $ 175,000 | $ 171,000 |
| Nueces County Texas | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Sherman County Texas | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Tarrant County Texas | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Webb County Texas | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Marion County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
Mortgage Loan Application Detail Totals for Pinnacle Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 120 | $42,410,000 | $353,000 | $2,505,000 | $162,000 | $1,462,000 |
| Refinancing | 50 | $18,310,000 | $366,000 | $1,405,000 | $161,000 | $1,085,000 |
| Cash-out Refinancing | 31 | $13,165,000 | $424,000 | $2,155,000 | $173,000 | $599,000 |
| Home Improvement | 2 | $910,000 | $455,000 | $485,000 | $176,000 | $208,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 153 | $56,135,000 | $366,000 | $2,505,000 | $162,000 | $1,085,000 |
| Hispanic | 21 | $5,975,000 | $284,000 | $985,000 | $168,000 | $1,462,000 |
| Asian | 10 | $6,740,000 | $674,000 | $2,005,000 | $300,000 | $642,000 |
| Black or African American | 9 | $2,205,000 | $245,000 | $405,000 | $91,000 | $171,000 |
| Not Provided | 7 | $2,005,000 | $286,000 | $605,000 | $116,000 | $266,000 |
| American Indian or Alaskan Native | 2 | $580,000 | $290,000 | $415,000 | $48,000 | $97,000 |
| Not applicable | 1 | $1,155,000 | $1,155,000 | $1,155,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 153 | $62,865,000 | $410,000 | $2,505,000 | $193,000 | $1,462,000 |
| FHA-insured (Federal Housing Administration) | 30 | $6,210,000 | $207,000 | $385,000 | $69,000 | $171,000 |
| VA-guaranteed (Veterans Administration) | 20 | $5,720,000 | $286,000 | $495,000 | $80,000 | $156,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 132 | $49,480,000 | $374,000 | $2,505,000 | $172,000 | $1,462,000 |
| Application Withdrawn By Applicant | 32 | $13,400,000 | $418,000 | $2,005,000 | $146,000 | $642,000 |
| Application Denied By Financial Institution | 23 | $6,035,000 | $262,000 | $555,000 | $125,000 | $657,000 |
| File Closed For Incompleteness | 13 | $3,935,000 | $302,000 | $645,000 | $158,000 | $320,000 |
| Application Approved But Not Accepted | 3 | $1,945,000 | $648,000 | $1,205,000 | $328,000 | $599,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 180 | $68,760,000 | $382,000 | $2,505,000 | $169,000 | $1,462,000 |
| Debt-To-Income Ratio | 23 | $6,035,000 | $262,000 | $555,000 | $125,000 | $657,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pinnacle Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pinnacle Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.