Pinnacle Bank
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Pinnacle Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Pinnacle Bank
884 Elbert Street
Elberton, GA 30635
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 684
Total Mortgage Loan Application Amount $231,000,000
Average Mortgage Loan Application Amount $259,400
Highest Mortgage Loan Application Amount $12,575,000
Average Applicant Income $144,400
Highest Applicant Income $2,943,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Pinnacle Bank by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NA (OUTSIDE OF MSA/MD) 363 $ 85,895,000 $ 218,666 $ 96,333
ATLANTA-SANDY SPRINGS-ROSWELL, GA 145 $ 51,585,000 $ 355,000 $ 118,000
ATHENS-CLARKE COUNTY, GA 71 $ 50,045,000 $ 704,000 $ 192,000
AUGUSTA-RICHMOND COUNTY, GA-SC 52 $ 15,170,000 $ 475,000 $ 97,500
GAINESVILLE, GA 36 $ 16,000,000 $ 444,000 $ 119,000
DALTON, GA 2 $ 480,000 $ 240,000 $ 95,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 2 $ 840,000 $ 420,000 $ 260,000
MACON-BIBB COUNTY, GA 2 $ 540,000 $ 270,000 $ 95,000
CHARLESTON-NORTH CHARLESTON, SC 1 $ 6,505,000 $ 6,505,000 $ 0
COLUMBUS, GA-AL 1 $ 575,000 $ 575,000 $ 195,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 515,000 $ 515,000 $ 0
GREENVILLE-ANDERSON-MAULDIN, SC 1 $ 95,000 $ 95,000 $ 55,000
LYNCHBURG, VA 1 $ 205,000 $ 205,000 $ 0
MIAMI-MIAMI BEACH-KENDALL, FL 1 $ 875,000 $ 875,000 $ 0
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 1 $ 175,000 $ 175,000 $ 0
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1 $ 525,000 $ 525,000 $ 2,943,000
PANAMA CITY, FL 1 $ 315,000 $ 315,000 $ 0
PRESCOTT VALLEY-PRESCOTT, AZ 1 $ 425,000 $ 425,000 $ 327,000
TUSCALOOSA, AL 1 $ 235,000 $ 235,000 $ 1,634,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Pinnacle Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 385 $144,355,000 $374,000 $12,575,000 $138,000 $2,943,000
Refinancing 183 $65,705,000 $359,000 $6,405,000 $129,000 $1,704,000
Cash-out Refinancing 70 $14,010,000 $200,000 $1,155,000 $80,000 $277,000
Other Purpose 41 $5,815,000 $141,000 $315,000 $116,000 $625,000
Home Improvement 5 $1,115,000 $223,000 $415,000 $259,000 $331,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 389 $93,245,000 $239,000 $1,505,000 $126,000 $2,943,000
Not applicable 141 $106,255,000 $753,000 $12,575,000 $0 $0
Not Provided 85 $19,335,000 $227,000 $945,000 $162,000 $1,030,000
Black or African American 38 $5,580,000 $146,000 $535,000 $76,000 $696,000
Hispanic 14 $2,840,000 $202,000 $305,000 $102,000 $455,000
Asian 14 $3,300,000 $235,000 $405,000 $124,000 $357,000
American Indian or Alaskan Native 1 $175,000 $175,000 $175,000 $78,000 $78,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 623 $218,915,000 $351,000 $12,575,000 $135,000 $2,943,000
FHA-insured (Federal Housing Administration) 37 $6,475,000 $175,000 $395,000 $66,000 $227,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $3,050,000 $217,000 $755,000 $62,000 $134,000
VA-guaranteed (Veterans Administration) 10 $2,560,000 $256,000 $465,000 $80,000 $140,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 415 $144,715,000 $348,000 $12,575,000 $138,000 $2,943,000
Application Withdrawn By Applicant 129 $41,665,000 $322,000 $5,965,000 $138,000 $951,000
Application Denied By Financial Institution 118 $27,390,000 $232,000 $1,205,000 $86,000 $625,000
Application Approved But Not Accepted 11 $13,845,000 $1,258,000 $10,405,000 $74,000 $105,000
File Closed For Incompleteness 11 $3,385,000 $307,000 $645,000 $207,000 $1,030,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 684 $231,000,000 $337,000 $12,575,000 $127,000 $2,943,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.

Download the Georgia Lender List