- Search
- Mortgage Lenders by
- Name
- City
- State
- Zip Code
- County
- Metropolitan Area
- Mortgage Loan Totals
- State, County, Metro
- Data Downloads
- Services
- Blog
- About
- Data Updated through 2023
Peoples Home Equity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Peoples Home Equity 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Home Equity 5205 Maryland Way Suite 100 Brentwood, TN 37027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 11,683 |
| Total Mortgage Loan Application Amount | $2,229,243,000 |
| Average Mortgage Loan Application Amount | $193,500 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $9,215,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Peoples Home Equity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Home Equity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Peoples Home Equity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Home Equity serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Home Equity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Home Equity's mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 123,000 | $ 61,000 | $ 60,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 82 | $ 39,604,000 | $ 482,000 | $ 151,000 |
| ANN ARBOR, MI | 1 | $ 160,000 | $ 160,000 | $ 96,000 |
| APPLETON, WI | 81 | $ 11,258,000 | $ 138,000 | $ 66,000 |
| ASHEVILLE, NC | 5 | $ 997,000 | $ 199,000 | $ 72,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 265,000 | $ 132,000 | $ 48,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 62 | $ 9,827,000 | $ 158,000 | $ 74,000 |
| AUBURN-OPELIKA, AL | 1 | $ 68,000 | $ 68,000 | $ 60,000 |
| AUSTIN-ROUND ROCK, TX | 12 | $ 1,328,000 | $ 110,000 | $ 36,000 |
| BAKERSFIELD, CA | 7 | $ 1,351,000 | $ 193,000 | $ 72,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 15 | $ 3,546,000 | $ 236,000 | $ 77,000 |
| BATON ROUGE, LA | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 134,000 | $ 134,000 | $ 60,000 |
| BIRMINGHAM-HOOVER, AL | 9 | $ 1,832,000 | $ 203,000 | $ 62,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 166,000 | $ 83,000 | $ 48,000 |
| BLOOMINGTON, IL | 7 | $ 739,000 | $ 105,000 | $ 49,000 |
| BOWLING GREEN, KY | 3 | $ 566,000 | $ 188,000 | $ 72,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 151,000 | $ 75,000 | $ 24,000 |
| BRUNSWICK, GA | 1 | $ 193,000 | $ 193,000 | $ 108,000 |
| BURLINGTON, NC | 3 | $ 313,000 | $ 104,000 | $ 44,000 |
| CAPE CORAL-FORT MYERS, FL | 4 | $ 885,000 | $ 221,000 | $ 108,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 244,000 | $ 244,000 | $ 36,000 |
| CHAMPAIGN-URBANA, IL | 7 | $ 901,000 | $ 128,000 | $ 96,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 32 | $ 5,532,000 | $ 172,000 | $ 60,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 20 | $ 3,388,000 | $ 134,000 | $ 62,500 |
| CHARLOTTESVILLE, VA | 2 | $ 488,000 | $ 244,000 | $ 30,000 |
| CHATTANOOGA, TN-GA | 617 | $ 91,795,000 | $ 144,000 | $ 61,500 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 2,266 | $ 460,136,000 | $ 203,000 | $ 92,000 |
| CHICO, CA | 3 | $ 1,033,000 | $ 344,000 | $ 68,000 |
| CINCINNATI, OH-KY-IN | 2 | $ 301,000 | $ 150,000 | $ 30,000 |
| CLARKSVILLE, TN-KY | 117 | $ 17,727,000 | $ 137,500 | $ 43,000 |
| CLEVELAND, TN | 37 | $ 4,722,000 | $ 127,000 | $ 55,000 |
| COLORADO SPRINGS, CO | 6 | $ 1,355,000 | $ 225,000 | $ 52,000 |
| COLUMBIA, SC | 7 | $ 1,098,000 | $ 156,000 | $ 62,000 |
| COLUMBUS, GA-AL | 1 | $ 62,000 | $ 62,000 | $ 48,000 |
| CORPUS CHRISTI, TX | 2 | $ 378,000 | $ 189,000 | $ 108,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 4 | $ 1,020,000 | $ 255,000 | $ 69,000 |
| DALLAS-PLANO-IRVING, TX | 35 | $ 6,307,000 | $ 180,000 | $ 84,000 |
| DALTON, GA | 85 | $ 9,359,000 | $ 110,000 | $ 48,000 |
| DANVILLE, IL | 2 | $ 148,000 | $ 74,000 | $ 36,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 430,000 | $ 215,000 | $ 114,000 |
| DECATUR, IL | 10 | $ 1,238,000 | $ 123,000 | $ 67,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 10 | $ 1,960,000 | $ 196,000 | $ 205,000 |
| DENVER-AURORA-LAKEWOOD, CO | 14 | $ 4,709,000 | $ 336,000 | $ 238,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 11 | $ 1,055,000 | $ 95,000 | $ 39,000 |
| DURHAM-CHAPEL HILL, NC | 6 | $ 679,000 | $ 113,000 | $ 52,000 |
| EAST STROUDSBURG, PA | 2 | $ 241,000 | $ 120,000 | $ 96,000 |
| EAU CLAIRE, WI | 16 | $ 1,783,000 | $ 111,000 | $ 57,000 |
| EL CENTRO, CA | 4 | $ 792,000 | $ 198,000 | $ 51,000 |
| EL PASO, TX | 1 | $ 79,000 | $ 79,000 | $ 12,000 |
| ELGIN, IL | 157 | $ 30,763,000 | $ 195,000 | $ 86,000 |
| EVANSVILLE, IN-KY | 1 | $ 140,000 | $ 140,000 | $ 96,000 |
| FAYETTEVILLE, NC | 4 | $ 559,000 | $ 139,000 | $ 24,000 |
| FLAGSTAFF, AZ | 8 | $ 2,216,000 | $ 277,000 | $ 124,000 |
| FLORENCE, SC | 1 | $ 118,000 | $ 118,000 | $ 72,000 |
| FOND DU LAC, WI | 28 | $ 3,902,000 | $ 139,000 | $ 63,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 39 | $ 8,846,000 | $ 226,000 | $ 90,000 |
| FORT WAYNE, IN | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| FORT WORTH-ARLINGTON, TX | 43 | $ 6,324,000 | $ 147,000 | $ 87,000 |
| FRESNO, CA | 13 | $ 2,446,000 | $ 188,000 | $ 75,000 |
| GAINESVILLE, GA | 1 | $ 94,000 | $ 94,000 | $ 132,000 |
| GARY, IN | 13 | $ 2,386,000 | $ 183,000 | $ 67,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 675,000 | $ 337,000 | $ 168,000 |
| GREELEY, CO | 2 | $ 403,000 | $ 201,000 | $ 96,000 |
| GREEN BAY, WI | 356 | $ 47,754,000 | $ 134,000 | $ 58,000 |
| GREENSBORO-HIGH POINT, NC | 75 | $ 9,944,000 | $ 132,000 | $ 50,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 9 | $ 2,022,000 | $ 224,000 | $ 102,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| HANFORD-CORCORAN, CA | 2 | $ 567,000 | $ 283,000 | $ 66,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 71,000 | $ 71,000 | $ 96,000 |
| HICKORY-LENOIR-MORGANTON, NC | 5 | $ 566,000 | $ 113,000 | $ 67,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 23 | $ 3,393,000 | $ 147,000 | $ 92,000 |
| HUNTSVILLE, AL | 3 | $ 330,000 | $ 110,000 | $ 72,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 3 | $ 1,210,000 | $ 403,000 | $ 408,000 |
| JACKSON, TN | 2 | $ 233,000 | $ 116,000 | $ 66,000 |
| JACKSONVILLE, FL | 12 | $ 1,715,000 | $ 142,000 | $ 57,000 |
| JACKSONVILLE, NC | 1 | $ 151,000 | $ 151,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 10 | $ 1,206,000 | $ 120,000 | $ 82,000 |
| JOHNSON CITY, TN | 214 | $ 29,696,000 | $ 138,000 | $ 59,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 127,000 | $ 127,000 | $ 72,000 |
| KANKAKEE, IL | 12 | $ 1,899,000 | $ 158,000 | $ 63,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 134 | $ 17,361,000 | $ 130,000 | $ 61,500 |
| KNOXVILLE, TN | 889 | $ 130,836,000 | $ 147,000 | $ 62,000 |
| LA CROSSE-ONALASKA, WI-MN | 6 | $ 864,000 | $ 144,000 | $ 58,000 |
| LAFAYETTE, LA | 4 | $ 418,000 | $ 104,000 | $ 48,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 177 | $ 33,051,000 | $ 174,000 | $ 84,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 7 | $ 565,000 | $ 80,000 | $ 46,000 |
| LAKELAND-WINTER HAVEN, FL | 7 | $ 953,000 | $ 136,000 | $ 101,000 |
| LANCASTER, PA | 5 | $ 1,167,000 | $ 233,000 | $ 72,000 |
| LAREDO, TX | 4 | $ 377,000 | $ 94,000 | $ 30,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 106 | $ 19,174,000 | $ 180,000 | $ 75,000 |
| LEXINGTON-FAYETTE, KY | 5 | $ 803,000 | $ 160,000 | $ 112,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 173 | $ 62,043,000 | $ 358,000 | $ 94,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 41 | $ 7,330,000 | $ 178,000 | $ 91,000 |
| LYNCHBURG, VA | 4 | $ 657,000 | $ 164,000 | $ 81,000 |
| MADERA, CA | 1 | $ 245,000 | $ 245,000 | $ 36,000 |
| MADISON, WI | 25 | $ 3,936,000 | $ 157,000 | $ 84,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 88,000 | $ 88,000 | $ 60,000 |
| MEMPHIS, TN-MS-AR | 17 | $ 2,369,000 | $ 213,500 | $ 115,500 |
| MERCED, CA | 8 | $ 2,006,000 | $ 250,000 | $ 91,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 19 | $ 3,600,000 | $ 189,000 | $ 87,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 260,000 | $ 260,000 | $ 552,000 |
| MIDLAND, TX | 2 | $ 397,000 | $ 198,000 | $ 108,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 811 | $ 134,358,000 | $ 165,000 | $ 76,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 10 | $ 2,559,000 | $ 242,000 | $ 96,000 |
| MODESTO, CA | 7 | $ 1,278,000 | $ 182,000 | $ 241,000 |
| MONROE, MI | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 5 | $ 799,000 | $ 159,000 | $ 108,000 |
| MORRISTOWN, TN | 57 | $ 6,809,000 | $ 119,000 | $ 45,000 |
| MUSKEGON, MI | 2 | $ 167,000 | $ 83,000 | $ 42,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 8 | $ 1,045,000 | $ 116,000 | $ 94,000 |
| NAPA, CA | 38 | $ 15,047,000 | $ 395,000 | $ 484,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 203,000 | $ 203,000 | $ 36,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1,491 | $ 261,543,000 | $ 175,000 | $ 75,000 |
| NEW ORLEANS-METAIRIE, LA | 7 | $ 1,439,000 | $ 205,000 | $ 111,000 |
| NILES-BENTON HARBOR, MI | 5 | $ 1,162,000 | $ 232,000 | $ 309,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 8 | $ 1,342,000 | $ 167,000 | $ 79,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 94 | $ 40,350,000 | $ 429,000 | $ 158,000 |
| OCALA, FL | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 63 | $ 12,913,000 | $ 204,000 | $ 131,000 |
| OSHKOSH-NEENAH, WI | 93 | $ 11,528,000 | $ 123,000 | $ 61,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 17 | $ 5,749,000 | $ 338,000 | $ 98,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6 | $ 1,195,000 | $ 199,000 | $ 88,000 |
| PANAMA CITY, FL | 3 | $ 973,000 | $ 324,000 | $ 52,000 |
| PEORIA, IL | 5 | $ 982,000 | $ 196,000 | $ 110,000 |
| PHILADELPHIA, PA | 15 | $ 1,830,000 | $ 122,000 | $ 260,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 411 | $ 88,585,000 | $ 215,000 | $ 94,000 |
| PITTSBURGH, PA | 7 | $ 563,000 | $ 80,000 | $ 48,000 |
| PORT ST. LUCIE, FL | 4 | $ 731,000 | $ 182,000 | $ 45,000 |
| PRESCOTT, AZ | 10 | $ 2,030,000 | $ 203,000 | $ 54,000 |
| PUNTA GORDA, FL | 2 | $ 187,000 | $ 93,000 | $ 78,000 |
| RACINE, WI | 66 | $ 10,292,000 | $ 155,000 | $ 64,000 |
| RALEIGH, NC | 7 | $ 1,406,000 | $ 200,000 | $ 66,000 |
| REDDING, CA | 6 | $ 1,417,000 | $ 236,000 | $ 44,000 |
| RICHMOND, VA | 29 | $ 5,300,000 | $ 182,000 | $ 57,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 124 | $ 35,284,000 | $ 284,000 | $ 81,000 |
| ROANOKE, VA | 3 | $ 463,000 | $ 154,000 | $ 76,000 |
| ROCKFORD, IL | 16 | $ 2,301,000 | $ 143,000 | $ 70,000 |
| ROME, GA | 3 | $ 266,000 | $ 88,000 | $ 56,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 62 | $ 19,612,000 | $ 316,000 | $ 100,000 |
| SALINAS, CA | 7 | $ 3,455,000 | $ 493,000 | $ 140,000 |
| SALISBURY, MD-DE | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 7 | $ 982,000 | $ 140,000 | $ 85,000 |
| SAN DIEGO-CARLSBAD, CA | 216 | $ 73,206,000 | $ 338,000 | $ 101,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 26 | $ 15,044,000 | $ 578,000 | $ 120,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 31 | $ 15,220,000 | $ 490,000 | $ 133,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 8 | $ 3,194,000 | $ 399,000 | $ 136,000 |
| SAN RAFAEL, CA | 27 | $ 14,613,000 | $ 541,000 | $ 148,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 1,222,000 | $ 407,000 | $ 208,000 |
| SANTA MARIA-SANTA BARBARA, CA | 16 | $ 5,588,000 | $ 349,000 | $ 95,000 |
| SANTA ROSA, CA | 83 | $ 33,493,000 | $ 403,000 | $ 122,000 |
| SAVANNAH, GA | 14 | $ 1,893,000 | $ 135,000 | $ 67,000 |
| SHEBOYGAN, WI | 15 | $ 1,894,000 | $ 126,000 | $ 60,000 |
| SIERRA VISTA-DOUGLAS, AZ | 4 | $ 596,000 | $ 149,000 | $ 66,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 2 | $ 458,000 | $ 229,000 | $ 84,000 |
| SPRINGFIELD, IL | 6 | $ 743,000 | $ 123,000 | $ 94,000 |
| ST. CLOUD, MN | 1 | $ 380,000 | $ 380,000 | $ 120,000 |
| ST. LOUIS, MO-IL | 17 | $ 2,501,000 | $ 147,000 | $ 58,000 |
| STOCKTON-LODI, CA | 16 | $ 4,284,000 | $ 267,000 | $ 72,000 |
| TALLAHASSEE, FL | 2 | $ 550,000 | $ 275,000 | $ 66,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 14 | $ 1,962,000 | $ 140,000 | $ 38,000 |
| TUCSON, AZ | 20 | $ 3,307,000 | $ 165,000 | $ 58,000 |
| TUSCALOOSA, AL | 2 | $ 135,000 | $ 67,000 | $ 18,000 |
| TYLER, TX | 5 | $ 707,000 | $ 141,000 | $ 50,000 |
| VALLEJO-FAIRFIELD, CA | 117 | $ 30,512,000 | $ 260,000 | $ 92,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 165 | $ 32,946,000 | $ 160,000 | $ 32,000 |
| VISALIA-PORTERVILLE, CA | 12 | $ 2,441,000 | $ 203,000 | $ 136,000 |
| WACO, TX | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 27 | $ 4,496,000 | $ 166,000 | $ 86,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 92 | $ 33,559,000 | $ 313,666 | $ 100,000 |
| WAUSAU, WI | 3 | $ 291,000 | $ 97,000 | $ 104,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 3 | $ 482,000 | $ 160,000 | $ 68,000 |
| WILMINGTON, NC | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| WINSTON-SALEM, NC | 57 | $ 6,390,000 | $ 112,000 | $ 97,000 |
| YUBA CITY, CA | 7 | $ 1,318,000 | $ 188,000 | $ 53,000 |
| YUMA, AZ | 2 | $ 391,000 | $ 195,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Peoples Home Equity in 2014
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,688 | $1,158,408,000 | $173,000 | $1,721,000 | $76,000 | $9,215,000 |
| Refinancing | 4,995 | $1,070,835,000 | $214,000 | $2,000,000 | $86,000 | $3,408,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,518 | $1,634,254,000 | $191,000 | $2,000,000 | $83,000 | $9,215,000 |
| Hispanic | 1,259 | $225,266,000 | $178,000 | $1,280,000 | $63,000 | $1,800,000 |
| Black or African American | 975 | $161,990,000 | $166,000 | $1,050,000 | $62,000 | $696,000 |
| Not Provided | 547 | $113,256,000 | $207,000 | $955,000 | $89,000 | $2,496,000 |
| Asian | 323 | $82,644,000 | $255,000 | $1,500,000 | $125,000 | $3,408,000 |
| American Indian or Alaskan Native | 23 | $4,698,000 | $204,000 | $635,000 | $77,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $4,995,000 | $237,000 | $774,000 | $74,000 | $288,000 |
| Not applicable | 17 | $2,140,000 | $125,000 | $273,000 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,598 | $1,359,198,000 | $206,000 | $2,000,000 | $97,000 | $9,215,000 |
| FHA-insured (Federal Housing Administration) | 3,547 | $588,432,000 | $165,000 | $799,000 | $58,000 | $1,368,000 |
| VA-guaranteed (Veterans Administration) | 949 | $208,611,000 | $219,000 | $743,000 | $68,000 | $1,344,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 589 | $73,002,000 | $123,000 | $510,000 | $43,000 | $120,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,070 | $1,274,034,000 | $180,000 | $1,721,000 | $78,000 | $3,408,000 |
| Application Withdrawn By Applicant | 3,538 | $770,782,000 | $217,000 | $2,000,000 | $90,000 | $9,215,000 |
| Application Denied By Financial Institution | 1,052 | $179,881,000 | $170,000 | $991,000 | $68,000 | $1,608,000 |
| Loan Purchased By The Institution | 17 | $2,140,000 | $125,000 | $273,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 4 | $1,709,000 | $427,000 | $720,000 | $222,000 | $300,000 |
| Preapproval Approved but not Accepted | 2 | $697,000 | $348,000 | $417,000 | $66,000 | $84,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 605 | $105,954,000 | $175,000 | $991,000 | $67,000 | $1,200,000 |
| Debt-To-Income Ratio | 167 | $30,041,000 | $179,000 | $774,000 | $59,000 | $324,000 |
| Collateral | 121 | $18,200,000 | $150,000 | $725,000 | $76,000 | $696,000 |
| Credit Application Incomplete | 62 | $11,769,000 | $189,000 | $867,000 | $96,000 | $1,608,000 |
| Other | 31 | $5,237,000 | $168,000 | $395,000 | $93,000 | $528,000 |
| Employment History | 25 | $3,996,000 | $159,000 | $280,000 | $57,000 | $216,000 |
| Unverifiable Information | 19 | $2,968,000 | $156,000 | $355,000 | $48,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $1,994,000 | $132,000 | $274,000 | $50,000 | $132,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Home Equity's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Home Equity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.