Peoples Exchange Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Peoples Exchange Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Peoples Exchange Bank Po Box 4040 Winchester, KY 40392 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,344 |
| Total Mortgage Loan Application Amount | $208,146,000 |
| Average Mortgage Loan Application Amount | $77,500 |
| Highest Mortgage Loan Application Amount | $600,000 |
| Average Applicant Income | $51,333 |
| Highest Applicant Income | $1,385,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Kentucky | 299 | $ 29,953,000 | $ 100,000 | $ 45,000 |
| Montgomery County Kentucky | 274 | $ 24,163,000 | $ 88,000 | $ 43,000 |
| Powell County Kentucky | 149 | $ 10,791,000 | $ 72,000 | $ 37,000 |
| Barren County Kentucky | 114 | $ 9,665,000 | $ 84,000 | $ 42,000 |
| Lee County Kentucky | 109 | $ 4,699,000 | $ 43,000 | $ 37,000 |
| Rowan County Kentucky | 108 | $ 11,110,000 | $ 102,000 | $ 75,000 |
| Taylor County Kentucky | 108 | $ 9,231,000 | $ 85,000 | $ 40,000 |
| Marion County Kentucky | 102 | $ 8,345,000 | $ 81,000 | $ 49,000 |
| Scott County Kentucky | 89 | $ 12,087,000 | $ 135,000 | $ 81,000 |
| Adair County Kentucky | 85 | $ 6,814,000 | $ 80,000 | $ 37,000 |
| Warren County Kentucky | 78 | $ 7,420,000 | $ 95,000 | $ 37,000 |
| Greenup County Kentucky | 67 | $ 6,098,000 | $ 91,000 | $ 62,000 |
| Boyd County Kentucky | 57 | $ 4,379,000 | $ 76,000 | $ 57,000 |
| Casey County Kentucky | 47 | $ 4,255,000 | $ 90,000 | $ 43,000 |
| Fayette County Kentucky | 42 | $ 5,470,000 | $ 130,000 | $ 56,000 |
| Russell County Kentucky | 42 | $ 3,480,000 | $ 82,000 | $ 37,000 |
| Bourbon County Kentucky | 35 | $ 3,865,000 | $ 110,000 | $ 65,000 |
| Carter County Kentucky | 35 | $ 2,504,000 | $ 71,000 | $ 53,000 |
| Boyle County Kentucky | 27 | $ 3,312,000 | $ 122,000 | $ 113,000 |
| Elliott County Kentucky | 27 | $ 2,350,000 | $ 87,000 | $ 47,000 |
| Owsley County Kentucky | 27 | $ 1,197,000 | $ 44,000 | $ 35,000 |
| Morgan County Kentucky | 25 | $ 2,688,000 | $ 107,000 | $ 63,000 |
| Bath County Kentucky | 21 | $ 1,761,000 | $ 83,000 | $ 67,000 |
| Madison County Kentucky | 20 | $ 1,949,000 | $ 97,000 | $ 52,000 |
| Allen County Kentucky | 19 | $ 1,507,000 | $ 79,000 | $ 31,000 |
| Logan County Kentucky | 17 | $ 1,159,000 | $ 68,000 | $ 28,000 |
| Wolfe County Kentucky | 17 | $ 1,112,000 | $ 65,000 | $ 34,000 |
| Johnson County Kentucky | 16 | $ 1,711,000 | $ 106,000 | $ 59,000 |
| Estill County Kentucky | 15 | $ 989,000 | $ 65,000 | $ 52,000 |
| Menifee County Kentucky | 15 | $ 774,000 | $ 51,000 | $ 36,000 |
| Jefferson County Kentucky | 13 | $ 1,651,000 | $ 127,000 | $ 74,000 |
| Cumberland County Kentucky | 12 | $ 838,000 | $ 69,000 | $ 43,000 |
| Metcalfe County Kentucky | 12 | $ 834,000 | $ 69,000 | $ 30,000 |
| Pulaski County Kentucky | 12 | $ 1,161,000 | $ 96,000 | $ 40,000 |
| Mercer County Kentucky | 10 | $ 992,000 | $ 99,000 | $ 50,000 |
| Butler County Kentucky | 9 | $ 624,000 | $ 69,000 | $ 31,000 |
| Edmonson County Kentucky | 9 | $ 484,000 | $ 53,000 | $ 25,000 |
| Green County Kentucky | 9 | $ 807,000 | $ 89,000 | $ 36,000 |
| Hart County Kentucky | 9 | $ 630,000 | $ 70,000 | $ 34,000 |
| Simpson County Kentucky | 9 | $ 737,000 | $ 81,000 | $ 40,000 |
| Franklin County Kentucky | 8 | $ 573,000 | $ 71,000 | $ 49,000 |
| Lawrence County Ohio | 8 | $ 535,000 | $ 66,000 | $ 42,000 |
| Boone County Kentucky | 7 | $ 858,000 | $ 122,000 | $ 61,000 |
| Laurel County Kentucky | 7 | $ 603,000 | $ 86,000 | $ 48,000 |
| Nelson County Kentucky | 7 | $ 763,000 | $ 109,000 | $ 56,000 |
| Jessamine County Kentucky | 6 | $ 759,000 | $ 126,000 | $ 54,000 |
| Lincoln County Kentucky | 6 | $ 638,000 | $ 106,000 | $ 72,000 |
| Washington County Kentucky | 6 | $ 468,000 | $ 78,000 | $ 52,000 |
| Breathitt County Kentucky | 5 | $ 290,000 | $ 58,000 | $ 72,000 |
| Fleming County Kentucky | 5 | $ 542,000 | $ 108,000 | $ 56,000 |
| Harrison County Kentucky | 5 | $ 462,000 | $ 92,000 | $ 47,000 |
| Meade County Kentucky | 5 | $ 495,000 | $ 99,000 | $ 39,000 |
| Clinton County Kentucky | 4 | $ 272,000 | $ 68,000 | $ 22,000 |
| Hardin County Kentucky | 4 | $ 320,000 | $ 80,000 | $ 43,000 |
| Monroe County Kentucky | 4 | $ 502,000 | $ 125,000 | $ 58,000 |
| Ohio County Kentucky | 4 | $ 337,000 | $ 84,000 | $ 27,000 |
| Wayne County Kentucky | 4 | $ 335,000 | $ 83,000 | $ 53,000 |
| Woodford County Kentucky | 4 | $ 629,000 | $ 157,000 | $ 71,000 |
| Daviess County Kentucky | 3 | $ 242,000 | $ 80,000 | $ 41,000 |
| Magoffin County Kentucky | 3 | $ 211,000 | $ 70,000 | $ 44,000 |
| Muhlenberg County Kentucky | 3 | $ 207,000 | $ 69,000 | $ 31,000 |
| Nicholas County Kentucky | 3 | $ 258,000 | $ 86,000 | $ 48,000 |
| Owen County Kentucky | 3 | $ 272,000 | $ 90,000 | $ 92,000 |
| Bullitt County Kentucky | 2 | $ 277,000 | $ 138,000 | $ 58,000 |
| Campbell County Kentucky | 2 | $ 295,000 | $ 147,000 | $ 58,000 |
| Clay County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 38,000 |
| Garrard County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 731,000 |
| Grayson County Kentucky | 2 | $ 189,000 | $ 94,000 | $ 39,000 |
| Lawrence County Kentucky | 2 | $ 123,000 | $ 61,000 | $ 54,000 |
| Perry County Kentucky | 2 | $ 432,000 | $ 216,000 | $ 227,000 |
| Robertson County Kentucky | 2 | $ 128,000 | $ 64,000 | $ 21,000 |
| Anderson County Kentucky | 1 | $ 133,000 | $ 133,000 | $ 92,000 |
| Bracken County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 25,000 |
| Christian County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 23,000 |
| Floyd County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 32,000 |
| Grant County Kentucky | 1 | $ 39,000 | $ 39,000 | $ 31,000 |
| Hancock County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Henderson County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 26,000 |
| Kenton County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Knott County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 29,000 |
| Knox County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| Larue County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
| Letcher County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 43,000 |
| Lewis County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Martin County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 54,000 |
| Mason County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| McCreary County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 20,000 |
| Oldham County Kentucky | 1 | $ 216,000 | $ 216,000 | $ 76,000 |
| Pendleton County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Pike County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 221,000 |
| Shelby County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Spencer County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 52,000 |
| Todd County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 41,000 |
| Webster County Kentucky | 1 | $ 73,000 | $ 73,000 | $ 36,000 |
| Whitley County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 24,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Peoples Exchange Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,550 | $146,844,000 | $80,500 | $600,000 | $50,500 | $464,000 |
| Home Purchase (one-to-four family) | 732 | $59,418,000 | $73,500 | $278,000 | $40,500 | $559,000 |
| Home Improvement (one-to-four family) | 55 | $897,000 | $16,000 | $170,000 | $126,000 | $1,385,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 7 | $987,000 | $141,000 | $256,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,292 | $203,546,000 | $79,000 | $600,000 | $49,000 | $1,385,000 |
| Black | 24 | $2,090,000 | $87,000 | $221,000 | $54,000 | $183,000 |
| Hispanic | 9 | $677,000 | $77,000 | $122,000 | $42,000 | $111,000 |
| Not applicable | 8 | $671,000 | $83,000 | $192,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $456,000 | $114,000 | $218,000 | $59,000 | $130,000 |
| Asian or Pacific Islander | 3 | $320,000 | $87,500 | $195,000 | $73,000 | $204,000 |
| Information not provided by applicant in mail or telephone application | 3 | $154,000 | $51,000 | $84,000 | $21,000 | $27,000 |
| Other | 1 | $232,000 | $232,000 | $232,000 | $225,000 | $225,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,184 | $194,614,000 | $77,500 | $600,000 | $48,500 | $1,385,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 114 | $9,151,000 | $80,000 | $164,000 | $32,000 | $63,000 |
| FHA-insured (Federal Housing Administration) | 26 | $2,259,000 | $86,000 | $137,000 | $39,000 | $76,000 |
| VA-guaranteed (Veterans Administration) | 20 | $2,122,000 | $106,000 | $204,000 | $50,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,775 | $159,889,000 | $79,000 | $600,000 | $52,500 | $1,385,000 |
| Application Withdrawn By Applicant | 436 | $39,463,000 | $70,500 | $323,000 | $36,000 | $318,000 |
| Application Denied By Financial Institution | 129 | $8,454,000 | $81,000 | $161,000 | $47,500 | $240,000 |
| Application Approved But Not Accepted | 2 | $155,000 | $77,000 | $90,000 | $152,000 | $254,000 |
| File Closed For Incompleteness | 2 | $185,000 | $92,000 | $110,000 | $53,000 | $70,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 73 | $4,321,000 | $69,000 | $161,000 | $40,500 | $240,000 |
| Debt-To-Income Ratio | 31 | $2,265,000 | $93,000 | $139,000 | $54,000 | $77,000 |
| Collateral | 14 | $1,164,000 | $83,000 | $136,000 | $39,000 | $69,000 |
| Other | 4 | $295,000 | $73,000 | $122,000 | $41,000 | $54,000 |
| Credit Application Incomplete | 3 | $281,000 | $93,000 | $110,000 | $34,000 | $35,000 |
| Employment History | 1 | $75,000 | $75,000 | $75,000 | $16,000 | $16,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.