2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Peoples Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank 138 Putnam Street Marietta, OH 45750 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 3,031 |
| Total Mortgage Loan Application Amount | $329,775,000 |
| Average Mortgage Loan Application Amount | $110,200 |
| Highest Mortgage Loan Application Amount | $11,285,000 |
| Average Applicant Income | $84,600 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ada County Idaho | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| Adams County Ohio | 11 | $ 1,195,000 | $ 108,000 | $ 68,000 |
| Alleghany County Virginia | 22 | $ 1,460,000 | $ 66,000 | $ 76,000 |
| Athens County Ohio | 66 | $ 5,800,000 | $ 87,000 | $ 87,000 |
| Baldwin County Alabama | 1 | $ 65,000 | $ 65,000 | $ 220,000 |
| Barbour County West Virginia | 13 | $ 575,000 | $ 44,000 | $ 60,000 |
| Barren County Kentucky | 10 | $ 1,270,000 | $ 127,000 | $ 140,000 |
| Bath County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Belmont County Ohio | 2 | $ 120,000 | $ 60,000 | $ 65,000 |
| Berkeley County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Boone County Kentucky | 6 | $ 700,000 | $ 116,000 | $ 97,000 |
| Boone County West Virginia | 11 | $ 1,005,000 | $ 91,000 | $ 77,000 |
| Botetourt County Virginia | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Bourbon County Kentucky | 2 | $ 200,000 | $ 100,000 | $ 38,000 |
| Boyd County Kentucky | 38 | $ 2,340,000 | $ 61,000 | $ 60,000 |
| Bracken County Kentucky | 14 | $ 570,000 | $ 40,000 | $ 55,000 |
| Braxton County West Virginia | 34 | $ 1,950,000 | $ 57,000 | $ 67,000 |
| Breathitt County Kentucky | 13 | $ 985,000 | $ 75,000 | $ 65,000 |
| Brown County Ohio | 86 | $ 6,790,000 | $ 78,000 | $ 74,000 |
| Bullitt County Kentucky | 6 | $ 570,000 | $ 95,000 | $ 99,000 |
| Butler County Kentucky | 4 | $ 280,000 | $ 70,000 | $ 108,000 |
| Butler County Ohio | 14 | $ 1,780,000 | $ 127,000 | $ 81,000 |
| Cabell County West Virginia | 22 | $ 1,890,000 | $ 85,000 | $ 68,000 |
| Calhoun County West Virginia | 8 | $ 720,000 | $ 90,000 | $ 70,000 |
| Camden County Georgia | 1 | $ 175,000 | $ 175,000 | $ 113,000 |
| Campbell County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Caroline County Virginia | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Carter County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 145,000 |
| Charlotte County Florida | 1 | $ 215,000 | $ 215,000 | $ 125,000 |
| Chesterfield County Virginia | 2 | $ 240,000 | $ 120,000 | $ 77,000 |
| Clark County Ohio | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Clay County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 219,000 |
| Clay County West Virginia | 4 | $ 210,000 | $ 52,000 | $ 60,000 |
| Clermont County Ohio | 65 | $ 8,145,000 | $ 125,000 | $ 98,000 |
| Clinton County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Clinton County Ohio | 92 | $ 6,460,000 | $ 70,000 | $ 72,000 |
| Coshocton County Ohio | 43 | $ 3,005,000 | $ 69,000 | $ 57,000 |
| Covington County Virginia | 14 | $ 830,000 | $ 59,000 | $ 44,000 |
| Cumberland County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 378,000 |
| Cuyahoga County Ohio | 26 | $ 3,470,000 | $ 133,000 | $ 82,000 |
| Darke County Ohio | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Daviess County Kentucky | 8 | $ 1,090,000 | $ 136,000 | $ 251,000 |
| Dearborn County Indiana | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| DeKalb County Georgia | 1 | $ 365,000 | $ 365,000 | $ 232,000 |
| Delaware County Indiana | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Delaware County Ohio | 2 | $ 140,000 | $ 70,000 | $ 87,000 |
| District of Columbia County District Of Columbia | 2 | $ 150,000 | $ 75,000 | $ 111,000 |
| Edmonson County Kentucky | 9 | $ 1,365,000 | $ 151,000 | $ 124,000 |
| Elliott County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Erie County Ohio | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Fairfax County Virginia | 2 | $ 1,920,000 | $ 960,000 | $ 390,000 |
| Fairfield County Ohio | 57 | $ 5,905,000 | $ 103,000 | $ 72,000 |
| Fayette County Kentucky | 10 | $ 2,300,000 | $ 230,000 | $ 195,000 |
| Fayette County Ohio | 9 | $ 885,000 | $ 98,000 | $ 131,000 |
| Fayette County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Fayette County West Virginia | 2 | $ 200,000 | $ 100,000 | $ 51,000 |
| Fleming County Kentucky | 7 | $ 705,000 | $ 100,000 | $ 121,000 |
| Floyd County Kentucky | 50 | $ 3,070,000 | $ 61,000 | $ 65,000 |
| Franklin County Indiana | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Franklin County Kentucky | 6 | $ 1,070,000 | $ 178,000 | $ 123,000 |
| Franklin County Ohio | 17 | $ 3,185,000 | $ 187,000 | $ 90,000 |
| Frederick County Maryland | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Gallatin County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Gallia County Ohio | 36 | $ 2,270,000 | $ 63,000 | $ 58,000 |
| Garrard County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Geauga County Ohio | 1 | $ 55,000 | $ 55,000 | $ 193,000 |
| Gilmer County West Virginia | 2 | $ 40,000 | $ 20,000 | $ 50,000 |
| Glynn County Georgia | 1 | $ 11,285,000 | $ 11,285,000 | $ 0 |
| Grant County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Grayson County Kentucky | 4 | $ 320,000 | $ 80,000 | $ 121,000 |
| Green County Kentucky | 9 | $ 815,000 | $ 90,000 | $ 52,000 |
| Greenbrier County West Virginia | 55 | $ 4,475,000 | $ 81,000 | $ 80,000 |
| Greene County Ohio | 10 | $ 1,040,000 | $ 104,000 | $ 85,000 |
| Greenup County Kentucky | 60 | $ 4,280,000 | $ 71,000 | $ 73,000 |
| Greenville County South Carolina | 1 | $ 925,000 | $ 925,000 | $ 1,134,000 |
| Guernsey County Ohio | 115 | $ 12,875,000 | $ 111,000 | $ 77,000 |
| Hamilton County Ohio | 37 | $ 6,025,000 | $ 162,000 | $ 137,000 |
| Hardin County Kentucky | 7 | $ 1,205,000 | $ 172,000 | $ 74,000 |
| Harrison County West Virginia | 4 | $ 190,000 | $ 47,000 | $ 64,000 |
| Hart County Kentucky | 24 | $ 1,770,000 | $ 73,000 | $ 72,000 |
| Henrico County Virginia | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Henry County Kentucky | 30 | $ 1,910,000 | $ 63,000 | $ 63,000 |
| Highland County Ohio | 49 | $ 4,165,000 | $ 85,000 | $ 72,000 |
| Hocking County Ohio | 10 | $ 950,000 | $ 95,000 | $ 49,000 |
| Holmes County Ohio | 1 | $ 45,000 | $ 45,000 | $ 135,000 |
| Horry County South Carolina | 1 | $ 555,000 | $ 555,000 | $ 424,000 |
| Jackson County Ohio | 46 | $ 3,290,000 | $ 71,000 | $ 72,000 |
| Jackson County West Virginia | 30 | $ 2,920,000 | $ 97,000 | $ 52,000 |
| Jefferson County Kentucky | 43 | $ 6,755,000 | $ 157,000 | $ 103,000 |
| Jessamine County Kentucky | 3 | $ 2,105,000 | $ 701,000 | $ 755,000 |
| Johnson County Kentucky | 19 | $ 1,585,000 | $ 83,000 | $ 78,000 |
| Kanawha County West Virginia | 7 | $ 775,000 | $ 110,000 | $ 161,000 |
| Kenton County Kentucky | 7 | $ 1,215,000 | $ 173,000 | $ 73,000 |
| Knott County Kentucky | 4 | $ 300,000 | $ 75,000 | $ 61,000 |
| Knox County Ohio | 16 | $ 1,090,000 | $ 68,000 | $ 95,000 |
| Lafayette County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Lake County Ohio | 3 | $ 285,000 | $ 95,000 | $ 82,000 |
| Larue County Kentucky | 3 | $ 225,000 | $ 75,000 | $ 112,000 |
| Lawrence County Kentucky | 5 | $ 405,000 | $ 81,000 | $ 48,000 |
| Lawrence County Ohio | 69 | $ 5,075,000 | $ 73,000 | $ 68,000 |
| Lee County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Lewis County Kentucky | 43 | $ 2,625,000 | $ 61,000 | $ 68,000 |
| Licking County Ohio | 34 | $ 4,540,000 | $ 133,000 | $ 114,000 |
| Lincoln County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Lincoln County West Virginia | 10 | $ 580,000 | $ 58,000 | $ 57,000 |
| Logan County Ohio | 1 | $ 255,000 | $ 255,000 | $ 152,000 |
| Logan County West Virginia | 28 | $ 1,350,000 | $ 48,000 | $ 85,000 |
| Lorain County Ohio | 3 | $ 375,000 | $ 125,000 | $ 81,000 |
| Madison County Kentucky | 2 | $ 630,000 | $ 315,000 | $ 171,000 |
| Madison County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| Magoffin County Kentucky | 18 | $ 830,000 | $ 46,000 | $ 61,000 |
| Mahoning County Ohio | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Marion County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Marion County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Marshall County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Martin County Kentucky | 13 | $ 1,105,000 | $ 85,000 | $ 83,000 |
| Mason County Kentucky | 31 | $ 3,095,000 | $ 99,000 | $ 89,000 |
| Mason County West Virginia | 38 | $ 3,440,000 | $ 90,000 | $ 82,000 |
| McLean County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Medina County Ohio | 2 | $ 130,000 | $ 65,000 | $ 110,000 |
| Meigs County Ohio | 53 | $ 3,635,000 | $ 68,000 | $ 81,000 |
| Miami County Ohio | 7 | $ 715,000 | $ 102,000 | $ 44,000 |
| Mingo County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 16,000 |
| Monongalia County West Virginia | 6 | $ 8,250,000 | $ 1,375,000 | $ 91,000 |
| Monroe County Florida | 2 | $ 2,930,000 | $ 1,465,000 | $ 1,203,000 |
| Monroe County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Monroe County Ohio | 7 | $ 645,000 | $ 92,000 | $ 131,000 |
| Monroe County West Virginia | 8 | $ 840,000 | $ 105,000 | $ 63,000 |
| Montgomery County Kentucky | 3 | $ 375,000 | $ 125,000 | $ 88,000 |
| Montgomery County Maryland | 3 | $ 1,435,000 | $ 478,000 | $ 497,000 |
| Montgomery County Ohio | 24 | $ 2,090,000 | $ 87,000 | $ 78,000 |
| Morgan County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 93,000 |
| Morgan County Ohio | 54 | $ 4,960,000 | $ 91,000 | $ 83,000 |
| Morrow County Ohio | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Muhlenberg County Kentucky | 1 | $ 505,000 | $ 505,000 | $ 222,000 |
| Muskingum County Ohio | 42 | $ 4,160,000 | $ 99,000 | $ 91,000 |
| Nelson County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Nicholas County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Nicholas County West Virginia | 3 | $ 165,000 | $ 55,000 | $ 48,000 |
| Noble County Ohio | 46 | $ 3,380,000 | $ 73,000 | $ 86,000 |
| Ohio County Kentucky | 8 | $ 710,000 | $ 88,000 | $ 61,000 |
| Ohio County West Virginia | 2 | $ 390,000 | $ 195,000 | $ 109,000 |
| Oldham County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 186,000 |
| Orange County Florida | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Pendleton County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Perry County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 99,000 |
| Perry County Ohio | 8 | $ 540,000 | $ 67,000 | $ 94,000 |
| Pickaway County Ohio | 3 | $ 685,000 | $ 228,000 | $ 146,000 |
| Pike County Kentucky | 8 | $ 1,180,000 | $ 147,000 | $ 54,000 |
| Pike County Ohio | 15 | $ 1,225,000 | $ 81,000 | $ 95,000 |
| Pinellas County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Pleasants County West Virginia | 4 | $ 370,000 | $ 92,000 | $ 62,000 |
| Portage County Ohio | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Powell County Kentucky | 3 | $ 335,000 | $ 111,000 | $ 96,000 |
| Preston County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Putnam County West Virginia | 5 | $ 615,000 | $ 123,000 | $ 71,000 |
| Raleigh County West Virginia | 2 | $ 360,000 | $ 180,000 | $ 73,000 |
| Randolph County West Virginia | 2 | $ 150,000 | $ 75,000 | $ 76,000 |
| Richmond City County Virginia | 8 | $ 540,000 | $ 67,000 | $ 58,000 |
| Ripley County Indiana | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Ritchie County West Virginia | 10 | $ 1,100,000 | $ 110,000 | $ 86,000 |
| Roane County West Virginia | 20 | $ 1,290,000 | $ 64,000 | $ 68,000 |
| Robertson County Kentucky | 7 | $ 425,000 | $ 60,000 | $ 62,000 |
| Ross County Ohio | 5 | $ 445,000 | $ 89,000 | $ 89,000 |
| Scioto County Ohio | 106 | $ 7,720,000 | $ 72,000 | $ 86,000 |
| Scott County Kentucky | 10 | $ 1,150,000 | $ 115,000 | $ 116,000 |
| Shelby County Kentucky | 9 | $ 1,135,000 | $ 126,000 | $ 93,000 |
| Stark County Ohio | 9 | $ 5,955,000 | $ 661,000 | $ 54,000 |
| Summers County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Summit County Ohio | 43 | $ 3,855,000 | $ 89,000 | $ 90,000 |
| Taylor County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 109,000 |
| Taylor County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
| Tazewell County Virginia | 1 | $ 345,000 | $ 345,000 | $ 300,000 |
| Tuscarawas County Ohio | 6 | $ 390,000 | $ 65,000 | $ 106,000 |
| Tyler County West Virginia | 8 | $ 610,000 | $ 76,000 | $ 80,000 |
| Union County Ohio | 2 | $ 710,000 | $ 355,000 | $ 876,000 |
| Upshur County West Virginia | 24 | $ 1,360,000 | $ 56,000 | $ 74,000 |
| Vinton County Ohio | 9 | $ 1,125,000 | $ 125,000 | $ 76,000 |
| Wapello County Iowa | 1 | $ 95,000 | $ 95,000 | $ 155,000 |
| Warren County Kentucky | 3 | $ 4,695,000 | $ 1,565,000 | $ 0 |
| Warren County Ohio | 88 | $ 9,700,000 | $ 110,000 | $ 125,000 |
| Warrick County Indiana | 1 | $ 755,000 | $ 755,000 | $ 242,000 |
| Washington County Ohio | 269 | $ 28,585,000 | $ 106,000 | $ 86,000 |
| Washington County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Wayne County Ohio | 4 | $ 600,000 | $ 150,000 | $ 80,000 |
| Wayne County West Virginia | 12 | $ 7,510,000 | $ 625,000 | $ 86,000 |
| Webster County West Virginia | 3 | $ 165,000 | $ 55,000 | $ 62,000 |
| Wetzel County West Virginia | 16 | $ 940,000 | $ 58,000 | $ 54,000 |
| Wirt County West Virginia | 6 | $ 420,000 | $ 70,000 | $ 63,000 |
| Wolfe County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Wood County West Virginia | 226 | $ 25,060,000 | $ 110,000 | $ 95,000 |
| Woodford County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 127,000 |
| Wyoming County West Virginia | 3 | $ 565,000 | $ 188,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2023
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,051 | $67,835,000 | $64,000 | $1,005,000 | $85,000 | $1,474,000 |
| Home Purchase | 748 | $136,560,000 | $182,000 | $6,565,000 | $90,000 | $1,704,000 |
| Cash-out Refinancing | 636 | $72,710,000 | $114,000 | $7,005,000 | $87,000 | $755,000 |
| Other Purpose | 487 | $40,915,000 | $84,000 | $11,285,000 | $87,000 | $1,800,000 |
| Refinancing | 109 | $11,755,000 | $107,000 | $915,000 | $74,000 | $242,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,726 | $262,380,000 | $96,000 | $11,285,000 | $85,000 | $1,704,000 |
| Black or African American | 114 | $13,540,000 | $118,000 | $405,000 | $79,000 | $1,800,000 |
| Not Provided | 90 | $11,250,000 | $125,000 | $925,000 | $109,000 | $1,134,000 |
| Hispanic | 50 | $6,160,000 | $123,000 | $755,000 | $121,000 | $618,000 |
| Not applicable | 24 | $31,710,000 | $1,321,000 | $7,005,000 | $0 | $0 |
| Asian | 20 | $3,650,000 | $182,000 | $395,000 | $184,000 | $900,000 |
| American Indian or Alaskan Native | 4 | $420,000 | $105,000 | $185,000 | $59,000 | $88,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,957 | $317,305,000 | $107,000 | $11,285,000 | $87,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 55 | $9,095,000 | $165,000 | $335,000 | $65,000 | $134,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,825,000 | $140,000 | $225,000 | $64,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,550,000 | $258,000 | $625,000 | $140,000 | $219,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,891 | $215,295,000 | $113,000 | $7,005,000 | $95,000 | $1,704,000 |
| Application Denied By Financial Institution | 823 | $66,545,000 | $80,000 | $765,000 | $65,000 | $1,800,000 |
| Application Withdrawn By Applicant | 186 | $35,980,000 | $193,000 | $11,285,000 | $88,000 | $480,000 |
| Application Approved But Not Accepted | 117 | $10,245,000 | $87,000 | $395,000 | $98,000 | $1,207,000 |
| File Closed For Incompleteness | 14 | $1,710,000 | $122,000 | $335,000 | $80,000 | $240,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,208 | $263,230,000 | $119,000 | $11,285,000 | $95,000 | $1,704,000 |
| Credit History | 334 | $20,750,000 | $62,000 | $565,000 | $65,000 | $300,000 |
| Debt-To-Income Ratio | 302 | $30,250,000 | $100,000 | $765,000 | $51,000 | $222,000 |
| Collateral | 130 | $9,420,000 | $72,000 | $505,000 | $90,000 | $1,800,000 |
| Credit Application Incomplete | 31 | $3,115,000 | $100,000 | $405,000 | $82,000 | $378,000 |
| Other | 15 | $1,635,000 | $109,000 | $475,000 | $92,000 | $204,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,185,000 | $169,000 | $505,000 | $53,000 | $75,000 |
| Unverifiable Information | 4 | $190,000 | $47,000 | $85,000 | $44,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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