Penn 1St Financial
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Penn 1St Financial.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Penn 1St Financial 690 Stockton Drive Exton, PA 19341 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,998 |
| Total Mortgage Loan Application Amount | $418,849,000 |
| Average Mortgage Loan Application Amount | $217,000 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $108,666 |
| Highest Applicant Income | $2,568,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berks County Pennsylvania | 270 | $ 36,883,000 | $ 136,000 | $ 82,000 |
| Chester County Pennsylvania | 210 | $ 50,810,000 | $ 241,000 | $ 114,000 |
| Montgomery County Pennsylvania | 176 | $ 38,069,000 | $ 216,000 | $ 126,000 |
| Philadelphia County Pennsylvania | 162 | $ 25,833,000 | $ 159,000 | $ 95,000 |
| Lancaster County Pennsylvania | 127 | $ 22,160,000 | $ 174,000 | $ 66,000 |
| Lehigh County Pennsylvania | 113 | $ 20,551,000 | $ 181,000 | $ 96,000 |
| Bucks County Pennsylvania | 98 | $ 27,212,000 | $ 277,000 | $ 131,000 |
| Delaware County Pennsylvania | 70 | $ 13,262,000 | $ 189,000 | $ 102,000 |
| Northampton County Pennsylvania | 51 | $ 8,725,000 | $ 171,000 | $ 96,000 |
| Cape May County New Jersey | 47 | $ 21,958,000 | $ 467,000 | $ 262,000 |
| Camden County New Jersey | 46 | $ 9,940,000 | $ 216,000 | $ 112,000 |
| Baltimore County Maryland | 39 | $ 9,780,000 | $ 250,000 | $ 144,000 |
| Fairfax County Virginia | 33 | $ 8,070,000 | $ 244,000 | $ 123,000 |
| Gloucester County New Jersey | 28 | $ 4,797,000 | $ 171,000 | $ 99,000 |
| Prince William County Virginia | 25 | $ 7,090,000 | $ 283,000 | $ 139,000 |
| Atlantic County New Jersey | 24 | $ 7,192,000 | $ 299,000 | $ 129,000 |
| New Castle County Delaware | 20 | $ 4,469,000 | $ 223,000 | $ 123,000 |
| Loudoun County Virginia | 20 | $ 4,926,000 | $ 246,000 | $ 81,000 |
| Burlington County New Jersey | 19 | $ 4,889,000 | $ 257,000 | $ 112,000 |
| Howard County Maryland | 14 | $ 3,215,000 | $ 229,000 | $ 79,000 |
| Montgomery County Maryland | 14 | $ 3,196,000 | $ 228,000 | $ 80,000 |
| Schuylkill County Pennsylvania | 14 | $ 1,255,000 | $ 89,000 | $ 87,000 |
| Stafford County Virginia | 14 | $ 3,750,000 | $ 267,000 | $ 43,000 |
| Carbon County Pennsylvania | 12 | $ 1,834,000 | $ 152,000 | $ 87,000 |
| Sussex County Delaware | 11 | $ 3,573,000 | $ 324,000 | $ 497,000 |
| Baltimore City County Maryland | 11 | $ 1,400,000 | $ 127,000 | $ 96,000 |
| Cecil County Maryland | 11 | $ 2,245,000 | $ 204,000 | $ 214,000 |
| Dauphin County Pennsylvania | 10 | $ 1,099,000 | $ 109,000 | $ 80,000 |
| Prince George's County Maryland | 9 | $ 1,930,000 | $ 214,000 | $ 73,000 |
| Ocean County New Jersey | 9 | $ 2,648,000 | $ 294,000 | $ 139,000 |
| Monroe County Pennsylvania | 9 | $ 1,457,000 | $ 161,000 | $ 134,000 |
| Anne Arundel County Maryland | 8 | $ 1,685,000 | $ 210,000 | $ 60,000 |
| Cumberland County Pennsylvania | 8 | $ 1,041,000 | $ 130,000 | $ 52,000 |
| York County Pennsylvania | 8 | $ 1,262,000 | $ 157,000 | $ 76,000 |
| Frederick County Virginia | 8 | $ 1,647,000 | $ 205,000 | $ 231,000 |
| Cabarrus County North Carolina | 7 | $ 795,000 | $ 113,000 | $ 96,000 |
| Seminole County Florida | 6 | $ 1,629,000 | $ 271,000 | $ 113,000 |
| Kent County Maryland | 6 | $ 1,165,000 | $ 194,000 | $ 111,000 |
| Bergen County New Jersey | 6 | $ 3,267,000 | $ 544,000 | $ 353,000 |
| Arlington County Virginia | 6 | $ 1,536,000 | $ 256,000 | $ 151,000 |
| Manassas County Virginia | 6 | $ 1,073,000 | $ 178,000 | $ 77,000 |
| Spotsylvania County Virginia | 6 | $ 1,427,000 | $ 237,000 | $ 60,000 |
| Palm Beach County Florida | 5 | $ 1,039,000 | $ 207,000 | $ 243,000 |
| Wake County North Carolina | 5 | $ 505,000 | $ 101,000 | $ 56,000 |
| Allegheny County Pennsylvania | 5 | $ 526,000 | $ 105,000 | $ 129,000 |
| Centre County Pennsylvania | 5 | $ 800,000 | $ 160,000 | $ 82,000 |
| Orange County Florida | 4 | $ 1,239,000 | $ 309,000 | $ 438,000 |
| Essex County New Jersey | 4 | $ 1,332,000 | $ 333,000 | $ 86,000 |
| Mercer County New Jersey | 4 | $ 898,000 | $ 224,000 | $ 64,000 |
| Middlesex County New Jersey | 4 | $ 1,011,000 | $ 252,000 | $ 91,000 |
| Union County New Jersey | 4 | $ 1,162,000 | $ 290,000 | $ 53,000 |
| Lackawanna County Pennsylvania | 4 | $ 730,000 | $ 182,000 | $ 103,000 |
| Chesterfield County Virginia | 4 | $ 739,000 | $ 184,000 | $ 80,000 |
| Culpeper County Virginia | 4 | $ 1,256,000 | $ 314,000 | $ 140,000 |
| Fauquier County Virginia | 4 | $ 1,305,000 | $ 326,000 | $ 248,000 |
| Jefferson County West Virginia | 4 | $ 895,000 | $ 223,000 | $ 180,000 |
| District of Columbia County District Of Columbia | 3 | $ 945,000 | $ 315,000 | $ 197,000 |
| Miami-Dade County Florida | 3 | $ 3,885,000 | $ 1,295,000 | $ 529,000 |
| Fulton County Georgia | 3 | $ 538,000 | $ 179,000 | $ 197,000 |
| Calvert County Maryland | 3 | $ 509,000 | $ 169,000 | $ 56,000 |
| Harford County Maryland | 3 | $ 656,000 | $ 218,000 | $ 49,000 |
| Morris County New Jersey | 3 | $ 1,077,000 | $ 359,000 | $ 121,000 |
| Somerset County New Jersey | 3 | $ 963,000 | $ 321,000 | $ 120,000 |
| New York County New York | 3 | $ 1,936,000 | $ 645,000 | $ 367,000 |
| Perry County Pennsylvania | 3 | $ 431,000 | $ 143,000 | $ 65,000 |
| Pike County Pennsylvania | 3 | $ 848,000 | $ 282,000 | $ 360,000 |
| Beaufort County South Carolina | 3 | $ 654,000 | $ 218,000 | $ 128,000 |
| Alexandria County Virginia | 3 | $ 933,000 | $ 311,000 | $ 203,000 |
| Larimer County Colorado | 2 | $ 820,000 | $ 410,000 | $ 540,000 |
| Broward County Florida | 2 | $ 1,102,000 | $ 551,000 | $ 460,000 |
| Collier County Florida | 2 | $ 621,000 | $ 310,000 | $ 150,000 |
| Duval County Florida | 2 | $ 262,000 | $ 131,000 | $ 120,000 |
| Osceola County Florida | 2 | $ 369,000 | $ 184,000 | $ 84,000 |
| Pulaski County Kentucky | 2 | $ 359,000 | $ 179,000 | $ 293,000 |
| Carroll County Maryland | 2 | $ 587,000 | $ 293,000 | $ 82,000 |
| Dorchester County Maryland | 2 | $ 143,000 | $ 71,000 | $ 71,000 |
| Worcester County Maryland | 2 | $ 296,000 | $ 148,000 | $ 68,000 |
| Hudson County New Jersey | 2 | $ 487,000 | $ 243,000 | $ 68,000 |
| Hunterdon County New Jersey | 2 | $ 342,000 | $ 171,000 | $ 80,000 |
| Monmouth County New Jersey | 2 | $ 460,000 | $ 230,000 | $ 116,000 |
| Sussex County New Jersey | 2 | $ 385,000 | $ 192,000 | $ 63,000 |
| Alamance County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 88,000 |
| Ashe County North Carolina | 2 | $ 192,000 | $ 96,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 124,000 | $ 62,000 | $ 115,000 |
| Randolph County North Carolina | 2 | $ 134,000 | $ 67,000 | $ 33,000 |
| Adams County Pennsylvania | 2 | $ 453,000 | $ 226,000 | $ 61,000 |
| Blair County Pennsylvania | 2 | $ 64,000 | $ 32,000 | $ 30,000 |
| Erie County Pennsylvania | 2 | $ 173,000 | $ 86,000 | $ 49,000 |
| Lebanon County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 87,000 |
| Luzerne County Pennsylvania | 2 | $ 363,000 | $ 181,000 | $ 112,000 |
| Wayne County Pennsylvania | 2 | $ 282,000 | $ 141,000 | $ 65,000 |
| Aiken County South Carolina | 2 | $ 484,000 | $ 242,000 | $ 255,000 |
| Richland County South Carolina | 2 | $ 118,000 | $ 59,000 | $ 60,000 |
| Hampton County Virginia | 2 | $ 210,000 | $ 105,000 | $ 78,000 |
| King George County Virginia | 2 | $ 266,000 | $ 133,000 | $ 89,000 |
| Newport News County Virginia | 2 | $ 274,000 | $ 137,000 | $ 0 |
| Orange County Virginia | 2 | $ 429,000 | $ 214,000 | $ 131,000 |
| Poquoson County Virginia | 2 | $ 208,000 | $ 104,000 | $ 62,000 |
| Richmond City County Virginia | 2 | $ 250,000 | $ 125,000 | $ 149,000 |
| Suffolk County Virginia | 2 | $ 218,000 | $ 109,000 | $ 65,000 |
| Pitkin County Colorado | 1 | $ 975,000 | $ 975,000 | $ 900,000 |
| Hartford County Connecticut | 1 | $ 276,000 | $ 276,000 | $ 85,000 |
| Middlesex County Connecticut | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Kent County Delaware | 1 | $ 232,000 | $ 232,000 | $ 98,000 |
| Alachua County Florida | 1 | $ 62,000 | $ 62,000 | $ 96,000 |
| Flagler County Florida | 1 | $ 204,000 | $ 204,000 | $ 112,000 |
| Hernando County Florida | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Lake County Florida | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Lee County Florida | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| St. Lucie County Florida | 1 | $ 140,000 | $ 140,000 | $ 300,000 |
| Gwinnett County Georgia | 1 | $ 247,000 | $ 247,000 | $ 138,000 |
| Charles County Maryland | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Frederick County Maryland | 1 | $ 550,000 | $ 550,000 | $ 126,000 |
| Garrett County Maryland | 1 | $ 300,000 | $ 300,000 | $ 265,000 |
| Washington County Maryland | 1 | $ 222,000 | $ 222,000 | $ 53,000 |
| Wicomico County Maryland | 1 | $ 182,000 | $ 182,000 | $ 54,000 |
| Harrison County Mississippi | 1 | $ 354,000 | $ 354,000 | $ 0 |
| Salem County New Jersey | 1 | $ 229,000 | $ 229,000 | $ 128,000 |
| Warren County New Jersey | 1 | $ 519,000 | $ 519,000 | $ 143,000 |
| Richmond County New York | 1 | $ 700,000 | $ 700,000 | $ 151,000 |
| Brunswick County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 72,000 |
| Forsyth County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 39,000 |
| Guilford County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 96,000 |
| Moore County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 276,000 |
| Clearfield County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 54,000 |
| Clinton County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 222,000 |
| Columbia County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Greene County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 67,000 |
| Huntingdon County Pennsylvania | 1 | $ 650,000 | $ 650,000 | $ 254,000 |
| Montour County Pennsylvania | 1 | $ 440,000 | $ 440,000 | $ 200,000 |
| Snyder County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 47,000 |
| Sullivan County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 449,000 |
| Susquehanna County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 222,000 |
| Union County Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 60,000 |
| Horry County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 361,000 |
| Bennington County Vermont | 1 | $ 162,000 | $ 162,000 | $ 236,000 |
| Caroline County Virginia | 1 | $ 47,000 | $ 47,000 | $ 54,000 |
| Dinwiddie County Virginia | 1 | $ 86,000 | $ 86,000 | $ 101,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Penn 1St Financial in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,142 | $224,902,000 | $196,000 | $3,405,000 | $117,000 | $1,879,000 |
| Refinancing | 806 | $182,490,000 | $226,000 | $3,500,000 | $108,000 | $2,568,000 |
| Home Improvement | 50 | $11,457,000 | $229,000 | $950,000 | $101,000 | $823,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,518 | $334,242,000 | $220,000 | $3,500,000 | $123,000 | $2,568,000 |
| Not Provided | 140 | $24,304,000 | $173,000 | $880,000 | $74,000 | $424,000 |
| Black or African American | 140 | $27,097,000 | $193,000 | $979,000 | $88,000 | $457,000 |
| Hispanic | 139 | $19,988,000 | $143,000 | $624,000 | $73,000 | $360,000 |
| Asian | 51 | $11,122,000 | $218,000 | $1,000,000 | $140,000 | $1,440,000 |
| American Indian or Alaskan Native | 5 | $772,000 | $154,000 | $292,000 | $72,000 | $110,000 |
| Not applicable | 5 | $1,324,000 | $264,000 | $650,000 | $50,000 | $254,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,998 | $418,849,000 | $209,000 | $3,500,000 | $113,000 | $2,568,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,472 | $311,660,000 | $211,000 | $3,500,000 | $116,000 | $2,568,000 |
| Application Withdrawn By Applicant | 221 | $46,742,000 | $211,000 | $2,450,000 | $113,000 | $1,842,000 |
| Application Approved But Not Accepted | 177 | $34,843,000 | $196,000 | $994,000 | $108,000 | $744,000 |
| Application Denied By Financial Institution | 119 | $24,534,000 | $206,000 | $3,405,000 | $96,000 | $1,420,000 |
| Preapproval Denied by Financial Institution | 9 | $1,070,000 | $118,000 | $340,000 | $49,000 | $79,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 57 | $11,654,000 | $204,000 | $900,000 | $81,000 | $420,000 |
| Debt-To-Income Ratio | 25 | $4,048,000 | $161,000 | $725,000 | $66,000 | $186,000 |
| Collateral | 23 | $4,095,000 | $178,000 | $400,000 | $108,000 | $228,000 |
| Employment History | 10 | $1,172,000 | $117,000 | $240,000 | $71,000 | $112,000 |
| Unverifiable Information | 5 | $474,000 | $94,000 | $268,000 | $97,000 | $186,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $3,703,000 | $925,000 | $3,405,000 | $392,000 | $1,420,000 |
| Mortgage Insurance Denied | 4 | $458,000 | $114,000 | $216,000 | $81,000 | $240,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.