Penn 1St Financial
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Penn 1St Financial.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Penn 1St Financial 690 Stockton Drive Exton, PA 19341 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,716 |
| Total Mortgage Loan Application Amount | $280,576,000 |
| Average Mortgage Loan Application Amount | $240,578 |
| Highest Mortgage Loan Application Amount | $1,880,000 |
| Average Applicant Income | $148,578 |
| Highest Applicant Income | $1,708,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berks County Pennsylvania | 369 | $ 39,906,000 | $ 108,000 | $ 48,000 |
| Chester County Pennsylvania | 232 | $ 41,594,000 | $ 179,000 | $ 82,000 |
| Montgomery County Pennsylvania | 219 | $ 37,332,000 | $ 170,000 | $ 85,000 |
| Bucks County Pennsylvania | 126 | $ 26,742,000 | $ 212,000 | $ 99,000 |
| Lehigh County Pennsylvania | 105 | $ 14,177,000 | $ 135,000 | $ 59,000 |
| Philadelphia County Pennsylvania | 96 | $ 11,076,000 | $ 115,000 | $ 70,000 |
| Lancaster County Pennsylvania | 74 | $ 11,092,000 | $ 149,000 | $ 89,000 |
| Delaware County Pennsylvania | 71 | $ 11,985,000 | $ 168,000 | $ 108,000 |
| New Castle County Delaware | 53 | $ 8,827,000 | $ 166,000 | $ 87,000 |
| Northampton County Pennsylvania | 43 | $ 6,750,000 | $ 156,000 | $ 82,000 |
| Cape May County New Jersey | 28 | $ 8,274,000 | $ 295,000 | $ 129,000 |
| Baltimore County Maryland | 18 | $ 3,189,000 | $ 177,000 | $ 135,000 |
| Atlantic County New Jersey | 17 | $ 7,383,000 | $ 434,000 | $ 204,000 |
| Dauphin County Pennsylvania | 14 | $ 1,678,000 | $ 119,000 | $ 64,000 |
| Cumberland County Pennsylvania | 13 | $ 1,806,000 | $ 138,000 | $ 78,000 |
| Fairfax County Virginia | 12 | $ 4,185,000 | $ 348,000 | $ 117,000 |
| Anne Arundel County Maryland | 11 | $ 2,214,000 | $ 201,000 | $ 170,000 |
| Baltimore City County Maryland | 11 | $ 1,007,000 | $ 91,000 | $ 86,000 |
| Prince William County Virginia | 11 | $ 2,928,000 | $ 266,000 | $ 103,000 |
| Prince George's County Maryland | 9 | $ 1,792,000 | $ 199,000 | $ 75,000 |
| Worcester County Maryland | 9 | $ 1,921,000 | $ 213,000 | $ 139,000 |
| Montgomery County Maryland | 8 | $ 2,111,000 | $ 263,000 | $ 82,000 |
| Lebanon County Pennsylvania | 8 | $ 985,000 | $ 123,000 | $ 42,000 |
| Sussex County Delaware | 6 | $ 1,954,000 | $ 325,000 | $ 144,000 |
| Cecil County Maryland | 6 | $ 1,461,000 | $ 243,000 | $ 219,000 |
| York County Pennsylvania | 6 | $ 1,107,000 | $ 184,000 | $ 89,000 |
| Loudoun County Virginia | 6 | $ 2,012,000 | $ 335,000 | $ 83,000 |
| Carroll County Maryland | 5 | $ 864,000 | $ 172,000 | $ 110,000 |
| Howard County Maryland | 5 | $ 1,524,000 | $ 304,000 | $ 58,000 |
| Mercer County New Jersey | 5 | $ 583,000 | $ 116,000 | $ 79,000 |
| Carbon County Pennsylvania | 5 | $ 736,000 | $ 147,000 | $ 61,000 |
| Allegany County Maryland | 4 | $ 375,000 | $ 93,000 | $ 42,000 |
| Harford County Maryland | 4 | $ 324,000 | $ 81,000 | $ 45,000 |
| Burlington County New Jersey | 4 | $ 680,000 | $ 170,000 | $ 105,000 |
| Somerset County New Jersey | 4 | $ 802,000 | $ 200,000 | $ 71,000 |
| Monroe County Pennsylvania | 4 | $ 553,000 | $ 138,000 | $ 136,000 |
| Perry County Pennsylvania | 4 | $ 345,000 | $ 86,000 | $ 59,000 |
| Pike County Pennsylvania | 4 | $ 782,000 | $ 195,000 | $ 69,000 |
| Greenville County South Carolina | 4 | $ 483,000 | $ 120,000 | $ 54,000 |
| Fauquier County Virginia | 4 | $ 1,252,000 | $ 313,000 | $ 111,000 |
| Camden County New Jersey | 3 | $ 589,000 | $ 196,000 | $ 99,000 |
| Gloucester County New Jersey | 3 | $ 417,000 | $ 139,000 | $ 74,000 |
| Ocean County New Jersey | 3 | $ 561,000 | $ 187,000 | $ 101,000 |
| Franklin County Pennsylvania | 3 | $ 356,000 | $ 118,000 | $ 55,000 |
| Stafford County Virginia | 3 | $ 820,000 | $ 273,000 | $ 102,000 |
| Kent County Delaware | 2 | $ 204,000 | $ 102,000 | $ 39,000 |
| Calvert County Maryland | 2 | $ 434,000 | $ 217,000 | $ 85,000 |
| St. Mary's County Maryland | 2 | $ 422,000 | $ 211,000 | $ 116,000 |
| Bergen County New Jersey | 2 | $ 552,000 | $ 276,000 | $ 49,000 |
| Hunterdon County New Jersey | 2 | $ 675,000 | $ 337,000 | $ 143,000 |
| New York County New York | 2 | $ 1,093,000 | $ 546,000 | $ 937,000 |
| Adams County Pennsylvania | 2 | $ 222,000 | $ 111,000 | $ 42,000 |
| Allegheny County Pennsylvania | 2 | $ 205,000 | $ 102,000 | $ 46,000 |
| Cambria County Pennsylvania | 2 | $ 135,000 | $ 67,000 | $ 38,000 |
| Centre County Pennsylvania | 2 | $ 299,000 | $ 149,000 | $ 68,000 |
| Luzerne County Pennsylvania | 2 | $ 212,000 | $ 106,000 | $ 84,000 |
| Chesapeake County Virginia | 2 | $ 361,000 | $ 180,000 | $ 93,000 |
| Culpeper County Virginia | 2 | $ 910,000 | $ 455,000 | $ 130,000 |
| District of Columbia County District Of Columbia | 1 | $ 473,000 | $ 473,000 | $ 178,000 |
| Charles County Maryland | 1 | $ 163,000 | $ 163,000 | $ 45,000 |
| Dorchester County Maryland | 1 | $ 650,000 | $ 650,000 | $ 181,000 |
| Frederick County Maryland | 1 | $ 113,000 | $ 113,000 | $ 58,000 |
| Queen Anne's County Maryland | 1 | $ 162,000 | $ 162,000 | $ 100,000 |
| Somerset County Maryland | 1 | $ 70,000 | $ 70,000 | $ 65,000 |
| Talbot County Maryland | 1 | $ 1,225,000 | $ 1,225,000 | $ 190,000 |
| Cumberland County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Essex County New Jersey | 1 | $ 134,000 | $ 134,000 | $ 141,000 |
| Hudson County New Jersey | 1 | $ 220,000 | $ 220,000 | $ 98,000 |
| Middlesex County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Monmouth County New Jersey | 1 | $ 274,000 | $ 274,000 | $ 101,000 |
| Passaic County New Jersey | 1 | $ 277,000 | $ 277,000 | $ 85,000 |
| Sussex County New Jersey | 1 | $ 96,000 | $ 96,000 | $ 61,000 |
| Union County New Jersey | 1 | $ 196,000 | $ 196,000 | $ 47,000 |
| Blair County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 47,000 |
| Bradford County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 83,000 |
| Columbia County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 27,000 |
| Fulton County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 67,000 |
| Greene County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| Huntingdon County Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 115,000 |
| Juniata County Pennsylvania | 1 | $ 228,000 | $ 228,000 | $ 49,000 |
| Mifflin County Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 47,000 |
| Montour County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Schuylkill County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 37,000 |
| Beaufort County South Carolina | 1 | $ 270,000 | $ 270,000 | $ 140,000 |
| Edgefield County South Carolina | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Greenwood County South Carolina | 1 | $ 22,000 | $ 22,000 | $ 74,000 |
| Laurens County South Carolina | 1 | $ 114,000 | $ 114,000 | $ 44,000 |
| Spartanburg County South Carolina | 1 | $ 138,000 | $ 138,000 | $ 80,000 |
| Accomack County Virginia | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Arlington County Virginia | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Chesterfield County Virginia | 1 | $ 180,000 | $ 180,000 | $ 92,000 |
| Louisa County Virginia | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Manassas Park County Virginia | 1 | $ 114,000 | $ 114,000 | $ 46,000 |
| Orange County Virginia | 1 | $ 168,000 | $ 168,000 | $ 40,000 |
| Richmond City County Virginia | 1 | $ 217,000 | $ 217,000 | $ 68,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Penn 1St Financial in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,144 | $189,291,000 | $234,857 | $1,155,000 | $100,000 | $1,400,000 |
| Home Purchase | 561 | $88,689,000 | $249,875 | $1,880,000 | $204,625 | $1,708,000 |
| Home Improvement | 11 | $2,596,000 | $232,000 | $625,000 | $121,500 | $249,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,422 | $233,713,000 | $246,571 | $1,880,000 | $217,285 | $1,708,000 |
| Not Provided | 152 | $25,721,000 | $271,142 | $1,155,000 | $110,714 | $606,000 |
| Black or African American | 65 | $9,511,000 | $182,500 | $624,000 | $66,666 | $639,000 |
| Hispanic | 41 | $5,569,000 | $268,500 | $618,000 | $87,000 | $511,000 |
| Asian | 26 | $4,392,000 | $210,333 | $455,000 | $77,333 | $168,000 |
| American Indian or Alaskan Native | 5 | $787,000 | $239,000 | $376,000 | $128,500 | $186,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $714,000 | $208,000 | $334,000 | $78,333 | $97,000 |
| Not applicable | 1 | $169,000 | $169,000 | $169,000 | $98,000 | $98,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,694 | $278,803,000 | $263,666 | $1,880,000 | $192,000 | $1,708,000 |
| FHA-insured (Federal Housing Administration) | 22 | $1,773,000 | $80,000 | $162,000 | $33,000 | $80,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,326 | $212,259,000 | $244,625 | $1,225,000 | $187,000 | $1,400,000 |
| Application Withdrawn By Applicant | 156 | $24,753,000 | $316,142 | $1,313,000 | $240,571 | $1,708,000 |
| Application Approved But Not Accepted | 117 | $21,632,000 | $237,500 | $1,155,000 | $93,000 | $319,000 |
| Application Denied By Financial Institution | 116 | $21,801,000 | $389,500 | $1,880,000 | $157,166 | $530,000 |
| Preapproval Denied by Financial Institution | 1 | $131,000 | $131,000 | $131,000 | $44,000 | $44,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 35 | $6,779,000 | $287,500 | $750,000 | $139,000 | $300,000 |
| Credit History | 34 | $5,563,000 | $364,500 | $996,000 | $148,750 | $354,000 |
| Collateral | 30 | $4,657,000 | $152,333 | $700,000 | $104,666 | $431,000 |
| Mortgage Insurance Denied | 9 | $3,854,000 | $855,666 | $1,880,000 | $245,333 | $530,000 |
| Unverifiable Information | 4 | $628,000 | $215,500 | $333,000 | $61,000 | $97,000 |
| Employment History | 3 | $261,000 | $87,000 | $130,000 | $32,000 | $47,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $190,000 | $95,000 | $100,000 | $75,000 | $135,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.