Penn 1St Financial
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Penn 1St Financial.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Penn 1St Financial
690 Stockton Drive
Exton, PA 19341
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 1,716
Total Mortgage Loan Application Amount $280,576,000
Average Mortgage Loan Application Amount $240,578
Highest Mortgage Loan Application Amount $1,880,000
Average Applicant Income $148,578
Highest Applicant Income $1,708,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Penn 1St Financial by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Berks County Pennsylvania 369 $ 39,906,000 $ 108,000 $ 48,000
Chester County Pennsylvania 232 $ 41,594,000 $ 179,000 $ 82,000
Montgomery County Pennsylvania 219 $ 37,332,000 $ 170,000 $ 85,000
Bucks County Pennsylvania 126 $ 26,742,000 $ 212,000 $ 99,000
Lehigh County Pennsylvania 105 $ 14,177,000 $ 135,000 $ 59,000
Philadelphia County Pennsylvania 96 $ 11,076,000 $ 115,000 $ 70,000
Lancaster County Pennsylvania 74 $ 11,092,000 $ 149,000 $ 89,000
Delaware County Pennsylvania 71 $ 11,985,000 $ 168,000 $ 108,000
New Castle County Delaware 53 $ 8,827,000 $ 166,000 $ 87,000
Northampton County Pennsylvania 43 $ 6,750,000 $ 156,000 $ 82,000
Cape May County New Jersey 28 $ 8,274,000 $ 295,000 $ 129,000
Baltimore County Maryland 18 $ 3,189,000 $ 177,000 $ 135,000
Atlantic County New Jersey 17 $ 7,383,000 $ 434,000 $ 204,000
Dauphin County Pennsylvania 14 $ 1,678,000 $ 119,000 $ 64,000
Cumberland County Pennsylvania 13 $ 1,806,000 $ 138,000 $ 78,000
Fairfax County Virginia 12 $ 4,185,000 $ 348,000 $ 117,000
Anne Arundel County Maryland 11 $ 2,214,000 $ 201,000 $ 170,000
Baltimore City County Maryland 11 $ 1,007,000 $ 91,000 $ 86,000
Prince William County Virginia 11 $ 2,928,000 $ 266,000 $ 103,000
Prince George's County Maryland 9 $ 1,792,000 $ 199,000 $ 75,000
Worcester County Maryland 9 $ 1,921,000 $ 213,000 $ 139,000
Montgomery County Maryland 8 $ 2,111,000 $ 263,000 $ 82,000
Lebanon County Pennsylvania 8 $ 985,000 $ 123,000 $ 42,000
Sussex County Delaware 6 $ 1,954,000 $ 325,000 $ 144,000
Cecil County Maryland 6 $ 1,461,000 $ 243,000 $ 219,000
York County Pennsylvania 6 $ 1,107,000 $ 184,000 $ 89,000
Loudoun County Virginia 6 $ 2,012,000 $ 335,000 $ 83,000
Carroll County Maryland 5 $ 864,000 $ 172,000 $ 110,000
Howard County Maryland 5 $ 1,524,000 $ 304,000 $ 58,000
Mercer County New Jersey 5 $ 583,000 $ 116,000 $ 79,000
Carbon County Pennsylvania 5 $ 736,000 $ 147,000 $ 61,000
Allegany County Maryland 4 $ 375,000 $ 93,000 $ 42,000
Harford County Maryland 4 $ 324,000 $ 81,000 $ 45,000
Burlington County New Jersey 4 $ 680,000 $ 170,000 $ 105,000
Somerset County New Jersey 4 $ 802,000 $ 200,000 $ 71,000
Monroe County Pennsylvania 4 $ 553,000 $ 138,000 $ 136,000
Perry County Pennsylvania 4 $ 345,000 $ 86,000 $ 59,000
Pike County Pennsylvania 4 $ 782,000 $ 195,000 $ 69,000
Greenville County South Carolina 4 $ 483,000 $ 120,000 $ 54,000
Fauquier County Virginia 4 $ 1,252,000 $ 313,000 $ 111,000
Camden County New Jersey 3 $ 589,000 $ 196,000 $ 99,000
Gloucester County New Jersey 3 $ 417,000 $ 139,000 $ 74,000
Ocean County New Jersey 3 $ 561,000 $ 187,000 $ 101,000
Franklin County Pennsylvania 3 $ 356,000 $ 118,000 $ 55,000
Stafford County Virginia 3 $ 820,000 $ 273,000 $ 102,000
Kent County Delaware 2 $ 204,000 $ 102,000 $ 39,000
Calvert County Maryland 2 $ 434,000 $ 217,000 $ 85,000
St. Mary's County Maryland 2 $ 422,000 $ 211,000 $ 116,000
Bergen County New Jersey 2 $ 552,000 $ 276,000 $ 49,000
Hunterdon County New Jersey 2 $ 675,000 $ 337,000 $ 143,000
New York County New York 2 $ 1,093,000 $ 546,000 $ 937,000
Adams County Pennsylvania 2 $ 222,000 $ 111,000 $ 42,000
Allegheny County Pennsylvania 2 $ 205,000 $ 102,000 $ 46,000
Cambria County Pennsylvania 2 $ 135,000 $ 67,000 $ 38,000
Centre County Pennsylvania 2 $ 299,000 $ 149,000 $ 68,000
Luzerne County Pennsylvania 2 $ 212,000 $ 106,000 $ 84,000
Chesapeake County Virginia 2 $ 361,000 $ 180,000 $ 93,000
Culpeper County Virginia 2 $ 910,000 $ 455,000 $ 130,000
District of Columbia County District Of Columbia 1 $ 473,000 $ 473,000 $ 178,000
Charles County Maryland 1 $ 163,000 $ 163,000 $ 45,000
Dorchester County Maryland 1 $ 650,000 $ 650,000 $ 181,000
Frederick County Maryland 1 $ 113,000 $ 113,000 $ 58,000
Queen Anne's County Maryland 1 $ 162,000 $ 162,000 $ 100,000
Somerset County Maryland 1 $ 70,000 $ 70,000 $ 65,000
Talbot County Maryland 1 $ 1,225,000 $ 1,225,000 $ 190,000
Cumberland County New Jersey 1 $ 155,000 $ 155,000 $ 63,000
Essex County New Jersey 1 $ 134,000 $ 134,000 $ 141,000
Hudson County New Jersey 1 $ 220,000 $ 220,000 $ 98,000
Middlesex County New Jersey 1 $ 150,000 $ 150,000 $ 80,000
Monmouth County New Jersey 1 $ 274,000 $ 274,000 $ 101,000
Passaic County New Jersey 1 $ 277,000 $ 277,000 $ 85,000
Sussex County New Jersey 1 $ 96,000 $ 96,000 $ 61,000
Union County New Jersey 1 $ 196,000 $ 196,000 $ 47,000
Blair County Pennsylvania 1 $ 56,000 $ 56,000 $ 47,000
Bradford County Pennsylvania 1 $ 106,000 $ 106,000 $ 83,000
Columbia County Pennsylvania 1 $ 126,000 $ 126,000 $ 27,000
Fulton County Pennsylvania 1 $ 122,000 $ 122,000 $ 67,000
Greene County Pennsylvania 1 $ 80,000 $ 80,000 $ 70,000
Huntingdon County Pennsylvania 1 $ 166,000 $ 166,000 $ 115,000
Juniata County Pennsylvania 1 $ 228,000 $ 228,000 $ 49,000
Mifflin County Pennsylvania 1 $ 51,000 $ 51,000 $ 47,000
Montour County Pennsylvania 1 $ 155,000 $ 155,000 $ 40,000
Schuylkill County Pennsylvania 1 $ 53,000 $ 53,000 $ 37,000
Beaufort County South Carolina 1 $ 270,000 $ 270,000 $ 140,000
Edgefield County South Carolina 1 $ 138,000 $ 138,000 $ 60,000
Greenwood County South Carolina 1 $ 22,000 $ 22,000 $ 74,000
Laurens County South Carolina 1 $ 114,000 $ 114,000 $ 44,000
Spartanburg County South Carolina 1 $ 138,000 $ 138,000 $ 80,000
Accomack County Virginia 1 $ 120,000 $ 120,000 $ 65,000
Arlington County Virginia 1 $ 80,000 $ 80,000 $ 40,000
Chesterfield County Virginia 1 $ 180,000 $ 180,000 $ 92,000
Louisa County Virginia 1 $ 125,000 $ 125,000 $ 47,000
Manassas Park County Virginia 1 $ 114,000 $ 114,000 $ 46,000
Orange County Virginia 1 $ 168,000 $ 168,000 $ 40,000
Richmond City County Virginia 1 $ 217,000 $ 217,000 $ 68,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Penn 1St Financial in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,144 $189,291,000 $234,857 $1,155,000 $100,000 $1,400,000
Home Purchase 561 $88,689,000 $249,875 $1,880,000 $204,625 $1,708,000
Home Improvement 11 $2,596,000 $232,000 $625,000 $121,500 $249,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,422 $233,713,000 $246,571 $1,880,000 $217,285 $1,708,000
Not Provided 152 $25,721,000 $271,142 $1,155,000 $110,714 $606,000
Black or African American 65 $9,511,000 $182,500 $624,000 $66,666 $639,000
Hispanic 41 $5,569,000 $268,500 $618,000 $87,000 $511,000
Asian 26 $4,392,000 $210,333 $455,000 $77,333 $168,000
American Indian or Alaskan Native 5 $787,000 $239,000 $376,000 $128,500 $186,000
Native Hawaiian or Other Pacific Islander 4 $714,000 $208,000 $334,000 $78,333 $97,000
Not applicable 1 $169,000 $169,000 $169,000 $98,000 $98,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,694 $278,803,000 $263,666 $1,880,000 $192,000 $1,708,000
FHA-insured (Federal Housing Administration) 22 $1,773,000 $80,000 $162,000 $33,000 $80,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,326 $212,259,000 $244,625 $1,225,000 $187,000 $1,400,000
Application Withdrawn By Applicant 156 $24,753,000 $316,142 $1,313,000 $240,571 $1,708,000
Application Approved But Not Accepted 117 $21,632,000 $237,500 $1,155,000 $93,000 $319,000
Application Denied By Financial Institution 116 $21,801,000 $389,500 $1,880,000 $157,166 $530,000
Preapproval Denied by Financial Institution 1 $131,000 $131,000 $131,000 $44,000 $44,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 35 $6,779,000 $287,500 $750,000 $139,000 $300,000
Credit History 34 $5,563,000 $364,500 $996,000 $148,750 $354,000
Collateral 30 $4,657,000 $152,333 $700,000 $104,666 $431,000
Mortgage Insurance Denied 9 $3,854,000 $855,666 $1,880,000 $245,333 $530,000
Unverifiable Information 4 $628,000 $215,500 $333,000 $61,000 $97,000
Employment History 3 $261,000 $87,000 $130,000 $32,000 $47,000
Insufficient Cash (Downpayment, Closing Cost) 2 $190,000 $95,000 $100,000 $75,000 $135,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.

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