Paul Financial Llc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Paul Financial Llc 1401 Los Gamos Dr San Rafael, CA 94903 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 8,242 |
Total Mortgage Loan Application Amount | $3,352,285,000 |
Average Mortgage Loan Application Amount | $405,333 |
Highest Mortgage Loan Application Amount | $5,000,000 |
Average Applicant Income | $180,000 |
Highest Applicant Income | $4,190,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Paul Financial Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Paul Financial Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Paul Financial Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Paul Financial Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Paul Financial Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Paul Financial Llc's mortgage activity for 2006.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Ada County Idaho | 13 | $ 3,251,000 | $ 250,000 | $ 248,000 |
Adams County Colorado | 43 | $ 7,683,000 | $ 178,000 | $ 122,000 |
Alameda County California | 586 | $ 251,743,000 | $ 429,000 | $ 167,000 |
Amador County California | 4 | $ 1,093,000 | $ 273,000 | $ 102,000 |
Apache County Arizona | 1 | $ 210,000 | $ 210,000 | $ 91,000 |
Arapahoe County Colorado | 47 | $ 11,364,000 | $ 241,000 | $ 170,000 |
Archuleta County Colorado | 1 | $ 272,000 | $ 272,000 | $ 137,000 |
Benton County Washington | 3 | $ 368,000 | $ 122,000 | $ 64,000 |
Bernalillo County New Mexico | 23 | $ 4,414,000 | $ 191,000 | $ 213,000 |
Bonner County Idaho | 1 | $ 240,000 | $ 240,000 | $ 71,000 |
Bonneville County Idaho | 5 | $ 346,000 | $ 69,000 | $ 46,000 |
Boulder County Colorado | 36 | $ 10,501,000 | $ 291,000 | $ 140,000 |
Broomfield County Colorado | 3 | $ 581,000 | $ 193,000 | $ 204,000 |
Butte County California | 27 | $ 6,445,000 | $ 238,000 | $ 119,000 |
Calaveras County California | 6 | $ 2,194,000 | $ 365,000 | $ 119,000 |
Canyon County Idaho | 4 | $ 725,000 | $ 181,000 | $ 153,000 |
Carson City County Nevada | 3 | $ 829,000 | $ 276,000 | $ 179,000 |
Chaffee County Colorado | 1 | $ 230,000 | $ 230,000 | $ 110,000 |
Chelan County Washington | 2 | $ 431,000 | $ 215,000 | $ 138,000 |
Churchill County Nevada | 3 | $ 267,000 | $ 89,000 | $ 380,000 |
Citrus County Florida | 1 | $ 370,000 | $ 370,000 | $ 108,000 |
Clackamas County Oregon | 10 | $ 4,224,000 | $ 422,000 | $ 171,000 |
Clark County Nevada | 212 | $ 58,113,000 | $ 274,000 | $ 197,000 |
Clark County Washington | 63 | $ 13,057,000 | $ 207,000 | $ 118,000 |
Clatsop County Oregon | 4 | $ 1,418,000 | $ 354,000 | $ 358,000 |
Clear Creek County Colorado | 1 | $ 500,000 | $ 500,000 | $ 200,000 |
Cochise County Arizona | 1 | $ 163,000 | $ 163,000 | $ 270,000 |
Columbia County Oregon | 2 | $ 179,000 | $ 89,000 | $ 50,000 |
Colusa County California | 12 | $ 2,511,000 | $ 209,000 | $ 88,000 |
Contra Costa County California | 722 | $ 301,397,000 | $ 417,000 | $ 170,000 |
Cowlitz County Washington | 5 | $ 1,134,000 | $ 226,000 | $ 116,000 |
Crook County Oregon | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
Del Norte County California | 2 | $ 379,000 | $ 189,000 | $ 141,000 |
Denver County Colorado | 94 | $ 16,925,000 | $ 180,000 | $ 140,000 |
Deschutes County Oregon | 9 | $ 3,408,000 | $ 378,000 | $ 240,000 |
Dona Ana County New Mexico | 1 | $ 371,000 | $ 371,000 | $ 112,000 |
Douglas County Colorado | 47 | $ 15,827,000 | $ 336,000 | $ 186,000 |
Douglas County Nevada | 3 | $ 880,000 | $ 293,000 | $ 72,000 |
Douglas County Washington | 1 | $ 208,000 | $ 208,000 | $ 150,000 |
Eagle County Colorado | 4 | $ 1,843,000 | $ 460,000 | $ 187,000 |
El Dorado County California | 44 | $ 17,004,000 | $ 386,000 | $ 171,000 |
El Paso County Colorado | 30 | $ 5,402,000 | $ 180,000 | $ 155,000 |
Elbert County Colorado | 1 | $ 264,000 | $ 264,000 | $ 62,000 |
Fremont County Colorado | 1 | $ 212,000 | $ 212,000 | $ 60,000 |
Fresno County California | 50 | $ 11,322,000 | $ 226,000 | $ 153,000 |
Gila County Arizona | 2 | $ 537,000 | $ 268,000 | $ 38,000 |
Glenn County California | 3 | $ 764,000 | $ 254,000 | $ 63,000 |
Grant County Washington | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
Grays Harbor County Washington | 2 | $ 279,000 | $ 139,000 | $ 59,000 |
Gunnison County Colorado | 2 | $ 1,307,000 | $ 653,000 | $ 204,000 |
Humboldt County California | 4 | $ 1,109,000 | $ 277,000 | $ 103,000 |
Imperial County California | 5 | $ 830,000 | $ 166,000 | $ 108,000 |
Inyo County California | 1 | $ 299,000 | $ 299,000 | $ 101,000 |
Island County Washington | 2 | $ 347,000 | $ 173,000 | $ 110,000 |
Jackson County Oregon | 1 | $ 111,000 | $ 111,000 | $ 194,000 |
Jefferson County Colorado | 46 | $ 10,413,000 | $ 226,000 | $ 138,000 |
Jefferson County Idaho | 1 | $ 226,000 | $ 226,000 | $ 75,000 |
Jefferson County Oregon | 1 | $ 128,000 | $ 128,000 | $ 141,000 |
Josephine County Oregon | 3 | $ 1,319,000 | $ 439,000 | $ 149,000 |
Kern County California | 36 | $ 9,222,000 | $ 256,000 | $ 143,000 |
King County Washington | 174 | $ 56,512,000 | $ 324,000 | $ 182,000 |
Kings County California | 3 | $ 611,000 | $ 203,000 | $ 102,000 |
Kitsap County Washington | 7 | $ 2,165,000 | $ 309,000 | $ 147,000 |
Kittitas County Washington | 2 | $ 198,000 | $ 99,000 | $ 84,000 |
Klickitat County Washington | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
Kootenai County Idaho | 5 | $ 1,655,000 | $ 331,000 | $ 150,000 |
Lake County California | 33 | $ 8,333,000 | $ 252,000 | $ 146,000 |
Lane County Oregon | 6 | $ 1,332,000 | $ 222,000 | $ 50,000 |
Larimer County Colorado | 5 | $ 831,000 | $ 166,000 | $ 203,000 |
Lewis County Washington | 1 | $ 266,000 | $ 266,000 | $ 149,000 |
Lincoln County New Mexico | 1 | $ 262,000 | $ 262,000 | $ 35,000 |
Los Angeles County California | 652 | $ 289,193,000 | $ 443,000 | $ 187,000 |
Lyon County Nevada | 7 | $ 1,693,000 | $ 241,000 | $ 153,000 |
Madera County California | 19 | $ 5,736,000 | $ 301,000 | $ 158,000 |
Maricopa County Arizona | 187 | $ 53,392,000 | $ 285,000 | $ 183,000 |
Marin County California | 129 | $ 84,704,000 | $ 656,000 | $ 232,000 |
Marion County Oregon | 2 | $ 240,000 | $ 120,000 | $ 16,000 |
Mariposa County California | 3 | $ 870,000 | $ 290,000 | $ 262,000 |
Mason County Washington | 2 | $ 568,000 | $ 284,000 | $ 230,000 |
Mendocino County California | 14 | $ 5,013,000 | $ 358,000 | $ 147,000 |
Merced County California | 52 | $ 14,618,000 | $ 281,000 | $ 166,000 |
Mesa County Colorado | 2 | $ 218,000 | $ 109,000 | $ 98,000 |
Mohave County Arizona | 7 | $ 1,323,000 | $ 189,000 | $ 93,000 |
Mono County California | 2 | $ 848,000 | $ 424,000 | $ 158,000 |
Monterey County California | 63 | $ 31,103,000 | $ 493,000 | $ 214,000 |
Morgan County Colorado | 2 | $ 176,000 | $ 88,000 | $ 0 |
Multnomah County Oregon | 45 | $ 11,151,000 | $ 247,000 | $ 114,000 |
Napa County California | 85 | $ 41,423,000 | $ 487,000 | $ 222,000 |
Navajo County Arizona | 1 | $ 228,000 | $ 228,000 | $ 240,000 |
Nevada County California | 8 | $ 6,146,000 | $ 768,000 | $ 477,000 |
Orange County California | 374 | $ 206,947,000 | $ 553,000 | $ 236,000 |
Pacific County Washington | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
Park County Colorado | 4 | $ 804,000 | $ 201,000 | $ 112,000 |
Pierce County Washington | 86 | $ 18,119,000 | $ 210,000 | $ 167,000 |
Pima County Arizona | 15 | $ 3,515,000 | $ 234,000 | $ 122,000 |
Pinal County Arizona | 17 | $ 4,345,000 | $ 255,000 | $ 212,000 |
Placer County California | 67 | $ 30,657,000 | $ 457,000 | $ 175,000 |
Plumas County California | 2 | $ 875,000 | $ 437,000 | $ 99,000 |
Pueblo County Colorado | 9 | $ 919,000 | $ 102,000 | $ 166,000 |
Riverside County California | 279 | $ 106,413,000 | $ 381,000 | $ 184,000 |
Sacramento County California | 319 | $ 93,206,000 | $ 292,000 | $ 136,000 |
Salt Lake County Utah | 2 | $ 356,000 | $ 178,000 | $ 45,000 |
San Benito County California | 16 | $ 8,527,000 | $ 532,000 | $ 226,000 |
San Bernardino County California | 160 | $ 51,329,000 | $ 320,000 | $ 156,000 |
San Diego County California | 369 | $ 180,147,000 | $ 488,000 | $ 185,000 |
San Francisco County California | 183 | $ 111,329,000 | $ 608,000 | $ 230,000 |
San Joaquin County California | 203 | $ 72,132,000 | $ 355,000 | $ 133,000 |
San Juan County New Mexico | 3 | $ 377,000 | $ 125,000 | $ 24,000 |
San Juan County Washington | 1 | $ 655,000 | $ 655,000 | $ 420,000 |
San Luis Obispo County California | 14 | $ 5,836,000 | $ 416,000 | $ 203,000 |
San Mateo County California | 391 | $ 211,512,000 | $ 540,000 | $ 193,000 |
Sandoval County New Mexico | 1 | $ 173,000 | $ 173,000 | $ 516,000 |
Santa Barbara County California | 26 | $ 19,173,000 | $ 737,000 | $ 258,000 |
Santa Clara County California | 483 | $ 247,360,000 | $ 512,000 | $ 207,000 |
Santa Cruz County Arizona | 1 | $ 500,000 | $ 500,000 | $ 195,000 |
Santa Cruz County California | 51 | $ 26,318,000 | $ 516,000 | $ 219,000 |
Santa Fe County New Mexico | 3 | $ 951,000 | $ 317,000 | $ 330,000 |
Shasta County California | 19 | $ 5,074,000 | $ 267,000 | $ 119,000 |
Siskiyou County California | 2 | $ 484,000 | $ 242,000 | $ 162,000 |
Skagit County Washington | 1 | $ 472,000 | $ 472,000 | $ 149,000 |
Snohomish County Washington | 69 | $ 19,412,000 | $ 281,000 | $ 160,000 |
Solano County California | 408 | $ 159,740,000 | $ 391,000 | $ 163,000 |
Sonoma County California | 350 | $ 156,453,000 | $ 447,000 | $ 172,000 |
Spokane County Washington | 16 | $ 2,019,000 | $ 126,000 | $ 114,000 |
St. Lucie County Florida | 1 | $ 1,156,000 | $ 1,156,000 | $ 406,000 |
Stanislaus County California | 90 | $ 28,976,000 | $ 321,000 | $ 158,000 |
Summit County Colorado | 3 | $ 536,000 | $ 178,000 | $ 340,000 |
Summit County Utah | 1 | $ 226,000 | $ 226,000 | $ 185,000 |
Sutter County California | 9 | $ 2,433,000 | $ 270,000 | $ 137,000 |
Tehama County California | 10 | $ 2,238,000 | $ 223,000 | $ 134,000 |
Teller County Colorado | 2 | $ 209,000 | $ 104,000 | $ 0 |
Teton County Idaho | 1 | $ 1,056,000 | $ 1,056,000 | $ 300,000 |
Thurston County Washington | 8 | $ 2,027,000 | $ 253,000 | $ 128,000 |
Tillamook County Oregon | 1 | $ 208,000 | $ 208,000 | $ 120,000 |
Tooele County Utah | 2 | $ 212,000 | $ 106,000 | $ 91,000 |
Trinity County California | 4 | $ 730,000 | $ 182,000 | $ 57,000 |
Tulare County California | 19 | $ 4,561,000 | $ 240,000 | $ 184,000 |
Tuolumne County California | 3 | $ 1,446,000 | $ 482,000 | $ 102,000 |
Ventura County California | 50 | $ 26,414,000 | $ 528,000 | $ 216,000 |
Wahkiakum County Washington | 1 | $ 220,000 | $ 220,000 | $ 71,000 |
Wasco County Oregon | 2 | $ 150,000 | $ 75,000 | $ 48,000 |
Washington County Oregon | 31 | $ 6,515,000 | $ 210,000 | $ 172,000 |
Washoe County Nevada | 29 | $ 9,926,000 | $ 342,000 | $ 214,000 |
Weld County Colorado | 12 | $ 2,798,000 | $ 233,000 | $ 110,000 |
Whatcom County Washington | 4 | $ 960,000 | $ 240,000 | $ 97,000 |
Yamhill County Oregon | 3 | $ 366,000 | $ 122,000 | $ 66,000 |
Yavapai County Arizona | 3 | $ 874,000 | $ 291,000 | $ 51,000 |
Yolo County California | 26 | $ 7,962,000 | $ 306,000 | $ 150,000 |
Yuba County California | 6 | $ 1,637,000 | $ 272,000 | $ 73,000 |
Yuma County Arizona | 2 | $ 363,000 | $ 181,000 | $ 65,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Improvement | 4,843 | $2,038,737,000 | $420,000 | $5,000,000 | $170,000 | $2,520,000 |
Home Purchase | 3,151 | $1,211,355,000 | $384,000 | $4,500,000 | $192,000 | $4,190,000 |
Refinancing | 248 | $102,193,000 | $412,000 | $1,625,000 | $178,000 | $900,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,297 | $1,389,965,000 | $421,000 | $3,700,000 | $192,000 | $2,520,000 |
Hispanic | 1,703 | $618,462,000 | $363,000 | $1,425,000 | $152,000 | $840,000 |
Not Provided | 1,599 | $686,669,000 | $429,000 | $5,000,000 | $180,000 | $4,190,000 |
Asian | 995 | $424,085,000 | $426,000 | $1,718,000 | $187,000 | $960,000 |
Black or African American | 474 | $162,740,000 | $343,000 | $1,000,000 | $164,000 | $1,200,000 |
Native Hawaiian or Other Pacific Islander | 154 | $62,272,000 | $404,000 | $1,856,000 | $188,000 | $1,129,000 |
American Indian or Alaskan Native | 20 | $8,092,000 | $404,000 | $1,160,000 | $156,000 | $420,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,242 | $3,352,285,000 | $406,000 | $5,000,000 | $179,000 | $4,190,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 4,136 | $1,623,853,000 | $392,000 | $3,700,000 | $174,000 | $2,520,000 |
Application Approved But Not Accepted | 2,727 | $1,146,071,000 | $420,000 | $5,000,000 | $183,000 | $4,190,000 |
Application Denied By Financial Institution | 694 | $296,018,000 | $426,000 | $2,000,000 | $187,000 | $1,536,000 |
Application Withdrawn By Applicant | 684 | $286,103,000 | $418,000 | $1,860,000 | $184,000 | $1,493,000 |
Preapproval Denied by Financial Institution | 1 | $240,000 | $240,000 | $240,000 | $90,000 | $90,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Other | 258 | $101,636,000 | $393,000 | $2,000,000 | $184,000 | $1,536,000 |
Credit History | 183 | $77,069,000 | $421,000 | $2,000,000 | $168,000 | $624,000 |
Debt-To-Income Ratio | 106 | $45,325,000 | $427,000 | $1,995,000 | $172,000 | $564,000 |
Collateral | 106 | $54,649,000 | $515,000 | $1,820,000 | $245,000 | $1,146,000 |
Unverifiable Information | 11 | $4,571,000 | $415,000 | $789,000 | $167,000 | $960,000 |
Employment History | 9 | $3,155,000 | $350,000 | $650,000 | $212,000 | $594,000 |
Credit Application Incomplete | 1 | $395,000 | $395,000 | $395,000 | $94,000 | $94,000 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Paul Financial Llc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Paul Financial Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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