2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Patelco Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Patelco Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Patelco Credit Union 5050 Hopyard Road Dublin, CA 94588 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 3,010 |
| Total Mortgage Loan Application Amount | $820,970,000 |
| Average Mortgage Loan Application Amount | $254,666 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $123,333 |
| Highest Applicant Income | $2,700,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Patelco Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Patelco Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Patelco Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Patelco Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Patelco Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Patelco Credit Union's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ada County Idaho | 1 | $ 64,000 | $ 64,000 | $ 77,000 |
| Alameda County California | 496 | $ 136,210,000 | $ 274,000 | $ 127,000 |
| Allegheny County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Amador County California | 4 | $ 552,000 | $ 138,000 | $ 261,000 |
| Anchorage County Alaska | 1 | $ 560,000 | $ 560,000 | $ 360,000 |
| Anderson County South Carolina | 1 | $ 34,000 | $ 34,000 | $ 26,000 |
| Arapahoe County Colorado | 2 | $ 408,000 | $ 204,000 | $ 192,000 |
| Atlantic County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 120,000 |
| Baltimore County Maryland | 2 | $ 930,000 | $ 465,000 | $ 180,000 |
| Berks County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 114,000 |
| Bernalillo County New Mexico | 2 | $ 251,000 | $ 125,000 | $ 161,000 |
| Bexar County Texas | 1 | $ 104,000 | $ 104,000 | $ 81,000 |
| Bonner County Idaho | 1 | $ 108,000 | $ 108,000 | $ 20,000 |
| Boulder County Colorado | 1 | $ 72,000 | $ 72,000 | $ 120,000 |
| Broward County Florida | 1 | $ 41,000 | $ 41,000 | $ 140,000 |
| Burlington County New Jersey | 2 | $ 406,000 | $ 203,000 | $ 92,000 |
| Butler County Ohio | 1 | $ 148,000 | $ 148,000 | $ 40,000 |
| Butte County California | 4 | $ 837,000 | $ 209,000 | $ 83,000 |
| Calaveras County California | 12 | $ 2,093,000 | $ 174,000 | $ 133,000 |
| Carson City County Nevada | 2 | $ 180,000 | $ 90,000 | $ 68,000 |
| Charles County Maryland | 1 | $ 219,000 | $ 219,000 | $ 56,000 |
| Charleston County South Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 396,000 |
| Chesterfield County Virginia | 1 | $ 151,000 | $ 151,000 | $ 160,000 |
| Clackamas County Oregon | 4 | $ 821,000 | $ 205,000 | $ 80,000 |
| Claiborne County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 75,000 |
| Clallam County Washington | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Clark County Nevada | 12 | $ 1,654,000 | $ 137,000 | $ 101,000 |
| Clark County Washington | 3 | $ 476,000 | $ 158,000 | $ 140,000 |
| Collier County Florida | 2 | $ 521,000 | $ 260,000 | $ 135,000 |
| Collin County Texas | 5 | $ 918,000 | $ 183,000 | $ 127,000 |
| Colusa County California | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Contra Costa County California | 505 | $ 146,131,000 | $ 289,000 | $ 130,000 |
| Cook County Illinois | 25 | $ 4,090,000 | $ 163,000 | $ 101,000 |
| Coweta County Georgia | 1 | $ 197,000 | $ 197,000 | $ 135,000 |
| Cumberland County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 130,000 |
| Dallas County Iowa | 1 | $ 76,000 | $ 76,000 | $ 124,000 |
| Dane County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| De Baca County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| DeKalb County Georgia | 4 | $ 225,000 | $ 56,000 | $ 70,000 |
| District of Columbia County District Of Columbia | 2 | $ 788,000 | $ 394,000 | $ 152,000 |
| Dona Ana County New Mexico | 1 | $ 291,000 | $ 291,000 | $ 114,000 |
| Douglas County Colorado | 1 | $ 327,000 | $ 327,000 | $ 153,000 |
| Douglas County Nebraska | 1 | $ 117,000 | $ 117,000 | $ 80,000 |
| DuPage County Illinois | 3 | $ 1,177,000 | $ 392,000 | $ 177,000 |
| Duval County Florida | 1 | $ 158,000 | $ 158,000 | $ 110,000 |
| El Dorado County California | 44 | $ 12,950,000 | $ 294,000 | $ 125,000 |
| El Paso County Colorado | 2 | $ 446,000 | $ 223,000 | $ 44,000 |
| Elbert County Colorado | 1 | $ 180,000 | $ 180,000 | $ 38,000 |
| Ellis County Texas | 1 | $ 156,000 | $ 156,000 | $ 252,000 |
| Erie County New York | 2 | $ 336,000 | $ 168,000 | $ 115,000 |
| Essex County Massachusetts | 2 | $ 731,000 | $ 365,000 | $ 117,000 |
| Essex County New Jersey | 2 | $ 862,000 | $ 431,000 | $ 277,000 |
| Fairfield County Connecticut | 1 | $ 709,000 | $ 709,000 | $ 262,000 |
| Flathead County Montana | 2 | $ 334,000 | $ 167,000 | $ 87,000 |
| Forsyth County Georgia | 1 | $ 395,000 | $ 395,000 | $ 147,000 |
| Fort Bend County Texas | 3 | $ 900,000 | $ 300,000 | $ 168,000 |
| Franklin County Missouri | 1 | $ 40,000 | $ 40,000 | $ 14,000 |
| Fresno County California | 7 | $ 959,000 | $ 137,000 | $ 76,000 |
| Fulton County Georgia | 2 | $ 390,000 | $ 195,000 | $ 86,000 |
| Gallatin County Montana | 1 | $ 368,000 | $ 368,000 | $ 121,000 |
| Glenn County California | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| Guilford County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Harris County Texas | 2 | $ 426,000 | $ 213,000 | $ 98,000 |
| Hartford County Connecticut | 3 | $ 610,000 | $ 203,000 | $ 133,000 |
| Hawaii County Hawaii | 3 | $ 965,000 | $ 321,000 | $ 223,000 |
| Hennepin County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Henrico County Virginia | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Hidalgo County Texas | 2 | $ 454,000 | $ 227,000 | $ 140,000 |
| Hillsborough County Florida | 1 | $ 126,000 | $ 126,000 | $ 323,000 |
| Honolulu County Hawaii | 2 | $ 887,000 | $ 443,000 | $ 174,000 |
| Hood County Texas | 1 | $ 360,000 | $ 360,000 | $ 140,000 |
| Hudson County New Jersey | 1 | $ 190,000 | $ 190,000 | $ 119,000 |
| Humboldt County California | 10 | $ 1,658,000 | $ 165,000 | $ 88,000 |
| Jackson County Missouri | 1 | $ 105,000 | $ 105,000 | $ 138,000 |
| Jefferson County Alabama | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Jefferson County West Virginia | 1 | $ 120,000 | $ 120,000 | $ 99,000 |
| Johnson County Kansas | 2 | $ 413,000 | $ 206,000 | $ 146,000 |
| Johnston County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 61,000 |
| Josephine County Oregon | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Kenai Peninsula County Alaska | 3 | $ 1,072,000 | $ 357,000 | $ 110,000 |
| Kent County Michigan | 1 | $ 91,000 | $ 91,000 | $ 116,000 |
| Kenton County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Kern County California | 7 | $ 992,000 | $ 141,000 | $ 91,000 |
| King County Washington | 5 | $ 1,230,000 | $ 246,000 | $ 97,000 |
| Kings County New York | 1 | $ 150,000 | $ 150,000 | $ 128,000 |
| Kitsap County Washington | 1 | $ 72,000 | $ 72,000 | $ 160,000 |
| Lake County California | 5 | $ 938,000 | $ 187,000 | $ 115,000 |
| Lake County Illinois | 9 | $ 2,029,000 | $ 225,000 | $ 129,000 |
| Lane County Oregon | 1 | $ 142,000 | $ 142,000 | $ 61,000 |
| Larimer County Colorado | 1 | $ 149,000 | $ 149,000 | $ 140,000 |
| Lassen County California | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Latah County Idaho | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Lee County Florida | 1 | $ 266,000 | $ 266,000 | $ 144,000 |
| Lincoln County South Dakota | 1 | $ 207,000 | $ 207,000 | $ 52,000 |
| Linn County Oregon | 3 | $ 384,000 | $ 128,000 | $ 103,000 |
| Los Angeles County California | 29 | $ 9,424,000 | $ 324,000 | $ 158,000 |
| Lyon County Nevada | 2 | $ 86,000 | $ 43,000 | $ 65,000 |
| Macomb County Michigan | 1 | $ 107,000 | $ 107,000 | $ 88,000 |
| Maricopa County Arizona | 16 | $ 1,508,000 | $ 94,000 | $ 135,000 |
| Marin County California | 62 | $ 27,812,000 | $ 448,000 | $ 179,000 |
| Marion County Indiana | 1 | $ 71,000 | $ 71,000 | $ 20,000 |
| Marion County Ohio | 1 | $ 36,000 | $ 36,000 | $ 96,000 |
| Mason County Michigan | 1 | $ 144,000 | $ 144,000 | $ 103,000 |
| Maui County Hawaii | 1 | $ 332,000 | $ 332,000 | $ 334,000 |
| McHenry County Illinois | 3 | $ 413,000 | $ 137,000 | $ 86,000 |
| Mecklenburg County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 110,000 |
| Mendocino County California | 5 | $ 1,829,000 | $ 365,000 | $ 82,000 |
| Merced County California | 18 | $ 2,715,000 | $ 150,000 | $ 96,000 |
| Merrimack County New Hampshire | 1 | $ 80,000 | $ 80,000 | $ 132,000 |
| Mesa County Colorado | 1 | $ 223,000 | $ 223,000 | $ 201,000 |
| Miami-Dade County Florida | 6 | $ 572,000 | $ 95,000 | $ 101,000 |
| Middlesex County Massachusetts | 1 | $ 204,000 | $ 204,000 | $ 54,000 |
| Middlesex County New Jersey | 1 | $ 167,000 | $ 167,000 | $ 125,000 |
| Missoula County Montana | 3 | $ 309,000 | $ 103,000 | $ 27,000 |
| Mono County California | 1 | $ 114,000 | $ 114,000 | $ 23,000 |
| Monterey County California | 12 | $ 3,769,000 | $ 314,000 | $ 103,000 |
| Montgomery County Maryland | 3 | $ 646,000 | $ 215,000 | $ 103,000 |
| Morris County New Jersey | 2 | $ 690,000 | $ 345,000 | $ 139,000 |
| Multnomah County Oregon | 9 | $ 3,829,000 | $ 425,000 | $ 148,000 |
| Napa County California | 16 | $ 5,617,000 | $ 351,000 | $ 147,000 |
| Navajo County Arizona | 2 | $ 92,000 | $ 46,000 | $ 39,000 |
| Nevada County California | 10 | $ 1,629,000 | $ 162,000 | $ 133,000 |
| New Castle County Delaware | 2 | $ 334,000 | $ 167,000 | $ 92,000 |
| New Hanover County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| New Haven County Connecticut | 1 | $ 257,000 | $ 257,000 | $ 127,000 |
| New London County Connecticut | 1 | $ 96,000 | $ 96,000 | $ 135,000 |
| New York County New York | 2 | $ 845,000 | $ 422,000 | $ 202,000 |
| Oakland County Michigan | 1 | $ 120,000 | $ 120,000 | $ 202,000 |
| Okaloosa County Florida | 1 | $ 319,000 | $ 319,000 | $ 317,000 |
| Orange County California | 10 | $ 2,974,000 | $ 297,000 | $ 159,000 |
| Orange County Florida | 2 | $ 290,000 | $ 145,000 | $ 80,000 |
| Orange County North Carolina | 1 | $ 296,000 | $ 296,000 | $ 117,000 |
| Orleans County Louisiana | 4 | $ 1,038,000 | $ 259,000 | $ 113,000 |
| Otero County New Mexico | 1 | $ 153,000 | $ 153,000 | $ 66,000 |
| Palm Beach County Florida | 3 | $ 594,000 | $ 198,000 | $ 146,000 |
| Parker County Texas | 1 | $ 118,000 | $ 118,000 | $ 86,000 |
| Pasco County Florida | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Philadelphia County Pennsylvania | 2 | $ 142,000 | $ 71,000 | $ 55,000 |
| Pierce County Washington | 1 | $ 130,000 | $ 130,000 | $ 67,000 |
| Pima County Arizona | 2 | $ 392,000 | $ 196,000 | $ 107,000 |
| Placer County California | 118 | $ 27,264,000 | $ 231,000 | $ 129,000 |
| Polk County Florida | 1 | $ 235,000 | $ 235,000 | $ 187,000 |
| Porter County Indiana | 1 | $ 56,000 | $ 56,000 | $ 134,000 |
| Prince George's County Maryland | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| Pulaski County Arkansas | 1 | $ 219,000 | $ 219,000 | $ 106,000 |
| Racine County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 233,000 |
| Ramsey County Minnesota | 2 | $ 384,000 | $ 192,000 | $ 75,000 |
| Rankin County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Rapides County Louisiana | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
| Ravalli County Montana | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Richland County South Carolina | 1 | $ 139,000 | $ 139,000 | $ 201,000 |
| Riverside County California | 8 | $ 1,341,000 | $ 167,000 | $ 79,000 |
| Rockdale County Georgia | 2 | $ 372,000 | $ 186,000 | $ 114,000 |
| Sacramento County California | 275 | $ 47,558,000 | $ 172,000 | $ 96,000 |
| Salt Lake County Utah | 4 | $ 916,000 | $ 229,000 | $ 167,000 |
| San Benito County California | 1 | $ 630,000 | $ 630,000 | $ 178,000 |
| San Bernardino County California | 1 | $ 146,000 | $ 146,000 | $ 72,000 |
| San Diego County California | 23 | $ 6,004,000 | $ 261,000 | $ 141,000 |
| San Francisco County California | 211 | $ 80,234,000 | $ 380,000 | $ 144,000 |
| San Joaquin County California | 51 | $ 10,218,000 | $ 200,000 | $ 108,000 |
| San Luis Obispo County California | 4 | $ 1,746,000 | $ 436,000 | $ 148,000 |
| San Mateo County California | 252 | $ 89,451,000 | $ 354,000 | $ 140,000 |
| Sandoval County New Mexico | 1 | $ 133,000 | $ 133,000 | $ 190,000 |
| Santa Barbara County California | 1 | $ 200,000 | $ 200,000 | $ 115,000 |
| Santa Clara County California | 183 | $ 66,211,000 | $ 361,000 | $ 155,000 |
| Santa Cruz County California | 38 | $ 10,536,000 | $ 277,000 | $ 127,000 |
| Santa Fe County New Mexico | 2 | $ 825,000 | $ 412,000 | $ 194,000 |
| Sarasota County Florida | 1 | $ 150,000 | $ 150,000 | $ 103,000 |
| Scott County Iowa | 1 | $ 97,000 | $ 97,000 | $ 49,000 |
| Shasta County California | 4 | $ 1,063,000 | $ 265,000 | $ 126,000 |
| Shoshone County Idaho | 1 | $ 56,000 | $ 56,000 | $ 71,000 |
| Siskiyou County California | 3 | $ 803,000 | $ 267,000 | $ 101,000 |
| Snohomish County Washington | 2 | $ 496,000 | $ 248,000 | $ 68,000 |
| Solano County California | 86 | $ 15,835,000 | $ 184,000 | $ 101,000 |
| Sonoma County California | 133 | $ 34,354,000 | $ 258,000 | $ 117,000 |
| Spokane County Washington | 1 | $ 107,000 | $ 107,000 | $ 76,000 |
| St. Johns County Florida | 1 | $ 161,000 | $ 161,000 | $ 125,000 |
| St. Louis City County Missouri | 1 | $ 46,000 | $ 46,000 | $ 38,000 |
| St. Louis County Minnesota | 2 | $ 149,000 | $ 74,000 | $ 32,000 |
| St. Lucie County Florida | 1 | $ 216,000 | $ 216,000 | $ 151,000 |
| St. Tammany County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Stanislaus County California | 22 | $ 2,506,000 | $ 113,000 | $ 117,000 |
| Suffolk County Massachusetts | 1 | $ 380,000 | $ 380,000 | $ 313,000 |
| Summit County Colorado | 1 | $ 310,000 | $ 310,000 | $ 108,000 |
| Sutter County California | 1 | $ 132,000 | $ 132,000 | $ 80,000 |
| Tehama County California | 1 | $ 112,000 | $ 112,000 | $ 104,000 |
| Thurston County Washington | 2 | $ 143,000 | $ 71,000 | $ 58,000 |
| Travis County Texas | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Tulare County California | 4 | $ 597,000 | $ 149,000 | $ 57,000 |
| Tulsa County Oklahoma | 1 | $ 323,000 | $ 323,000 | $ 162,000 |
| Tuolumne County California | 3 | $ 221,000 | $ 73,000 | $ 120,000 |
| Twin Falls County Idaho | 1 | $ 102,000 | $ 102,000 | $ 17,000 |
| Ventura County California | 1 | $ 143,000 | $ 143,000 | $ 91,000 |
| Vermilion County Illinois | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Volusia County Florida | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Walton County Florida | 1 | $ 292,000 | $ 292,000 | $ 180,000 |
| Washington County Minnesota | 1 | $ 182,000 | $ 182,000 | $ 96,000 |
| Washington County Oregon | 1 | $ 280,000 | $ 280,000 | $ 143,000 |
| Washington County Utah | 3 | $ 284,000 | $ 94,000 | $ 106,000 |
| Washoe County Nevada | 7 | $ 970,000 | $ 138,000 | $ 121,000 |
| Wilkes County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 128,000 |
| Williamson County Tennessee | 1 | $ 268,000 | $ 268,000 | $ 143,000 |
| Woodbury County Iowa | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
| Yavapai County Arizona | 1 | $ 305,000 | $ 305,000 | $ 225,000 |
| Yolo County California | 10 | $ 2,453,000 | $ 245,000 | $ 82,000 |
| York County Virginia | 2 | $ 222,000 | $ 111,000 | $ 204,000 |
| Yuba County California | 2 | $ 251,000 | $ 125,000 | $ 101,000 |
| Yuma County Arizona | 1 | $ 261,000 | $ 261,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Patelco Credit Union in 2011
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,896 | $560,622,000 | $295,000 | $1,500,000 | $131,000 | $2,700,000 |
| Home Improvement | 593 | $128,889,000 | $217,000 | $1,500,000 | $115,000 | $740,000 |
| Home Purchase | 521 | $131,459,000 | $252,000 | $1,391,000 | $124,000 | $773,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,192 | $328,333,000 | $275,000 | $1,500,000 | $127,000 | $560,000 |
| Not Provided | 1,085 | $296,400,000 | $273,000 | $1,500,000 | $129,000 | $2,700,000 |
| Asian | 403 | $118,822,000 | $294,000 | $971,000 | $133,000 | $569,000 |
| Hispanic | 193 | $46,365,000 | $240,000 | $950,000 | $114,000 | $875,000 |
| Black or African American | 89 | $19,854,000 | $223,000 | $1,185,000 | $105,000 | $503,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $7,789,000 | $229,000 | $632,000 | $108,000 | $592,000 |
| American Indian or Alaskan Native | 14 | $3,407,000 | $243,000 | $726,000 | $99,000 | $360,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,010 | $820,970,000 | $272,000 | $1,500,000 | $127,000 | $2,700,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,443 | $364,706,000 | $252,000 | $1,400,000 | $125,000 | $621,000 |
| Application Withdrawn By Applicant | 560 | $167,431,000 | $298,000 | $1,190,000 | $135,000 | $2,700,000 |
| File Closed For Incompleteness | 447 | $125,468,000 | $280,000 | $1,500,000 | $134,000 | $560,000 |
| Application Denied By Financial Institution | 394 | $109,656,000 | $278,000 | $1,391,000 | $108,000 | $440,000 |
| Application Approved But Not Accepted | 166 | $53,709,000 | $323,000 | $1,500,000 | $138,000 | $489,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 90 | $26,291,000 | $292,000 | $973,000 | $77,000 | $250,000 |
| Other | 66 | $16,174,000 | $245,000 | $730,000 | $128,000 | $369,000 |
| Credit History | 63 | $16,998,000 | $269,000 | $800,000 | $107,000 | $440,000 |
| Collateral | 62 | $17,326,000 | $279,000 | $715,000 | $112,000 | $264,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $3,860,000 | $321,000 | $692,000 | $109,000 | $224,000 |
| Mortgage Insurance Denied | 5 | $1,032,000 | $206,000 | $380,000 | $80,000 | $126,000 |
| Unverifiable Information | 5 | $1,963,000 | $392,000 | $715,000 | $166,000 | $426,000 |
| Employment History | 2 | $1,163,000 | $581,000 | $800,000 | $160,000 | $180,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Patelco Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Patelco Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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