2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Patelco Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Patelco Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Patelco Credit Union 5050 Hopyard Road Dublin, CA 94588 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 5,894 |
| Total Mortgage Loan Application Amount | $1,322,745,000 |
| Average Mortgage Loan Application Amount | $203,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $122,666 |
| Highest Applicant Income | $5,159,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Patelco Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Patelco Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Patelco Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Patelco Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Patelco Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Patelco Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ada County Idaho | 2 | $ 530,000 | $ 265,000 | $ 89,000 |
| Adams County Colorado | 1 | $ 156,000 | $ 156,000 | $ 76,000 |
| Adams County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 85,000 |
| Adams County Wisconsin | 1 | $ 27,000 | $ 27,000 | $ 97,000 |
| Alameda County California | 811 | $ 180,381,000 | $ 222,000 | $ 131,000 |
| Allegheny County Pennsylvania | 1 | $ 8,000 | $ 8,000 | $ 51,000 |
| Amador County California | 8 | $ 1,565,000 | $ 195,000 | $ 108,000 |
| Arapahoe County Colorado | 2 | $ 1,050,000 | $ 525,000 | $ 229,000 |
| Ascension County Louisiana | 1 | $ 106,000 | $ 106,000 | $ 48,000 |
| Baldwin County Alabama | 1 | $ 289,000 | $ 289,000 | $ 126,000 |
| Baxter County Arkansas | 2 | $ 867,000 | $ 433,000 | $ 88,000 |
| Bernalillo County New Mexico | 3 | $ 381,000 | $ 127,000 | $ 65,000 |
| Bexar County Texas | 2 | $ 366,000 | $ 183,000 | $ 106,000 |
| Boulder County Colorado | 3 | $ 657,000 | $ 219,000 | $ 109,000 |
| Brazoria County Texas | 1 | $ 182,000 | $ 182,000 | $ 134,000 |
| Brevard County Florida | 1 | $ 33,000 | $ 33,000 | $ 114,000 |
| Broward County Florida | 5 | $ 808,000 | $ 161,000 | $ 133,000 |
| Burke County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Butte County California | 18 | $ 2,649,000 | $ 147,000 | $ 78,000 |
| Calaveras County California | 14 | $ 2,681,000 | $ 191,000 | $ 117,000 |
| Calcasieu County Louisiana | 1 | $ 140,000 | $ 140,000 | $ 83,000 |
| Cameron County Texas | 1 | $ 37,000 | $ 37,000 | $ 58,000 |
| Campbell County Kentucky | 1 | $ 218,000 | $ 218,000 | $ 75,000 |
| Champaign County Illinois | 2 | $ 337,000 | $ 168,000 | $ 179,000 |
| Chesapeake County Virginia | 1 | $ 342,000 | $ 342,000 | $ 133,000 |
| Chester County Pennsylvania | 1 | $ 231,000 | $ 231,000 | $ 80,000 |
| Clackamas County Oregon | 4 | $ 602,000 | $ 150,000 | $ 146,000 |
| Clark County Nevada | 19 | $ 2,995,000 | $ 157,000 | $ 91,000 |
| Clay County Iowa | 1 | $ 78,000 | $ 78,000 | $ 35,000 |
| Cobb County Georgia | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Coconino County Arizona | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Collin County Texas | 2 | $ 290,000 | $ 145,000 | $ 141,000 |
| Columbiana County Ohio | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Colusa County California | 3 | $ 383,000 | $ 127,000 | $ 57,000 |
| Contra Costa County California | 947 | $ 200,677,000 | $ 211,000 | $ 140,000 |
| Cook County Illinois | 47 | $ 8,320,000 | $ 177,000 | $ 114,000 |
| Coos County Oregon | 2 | $ 150,000 | $ 75,000 | $ 32,000 |
| Culpeper County Virginia | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Cumberland County Tennessee | 1 | $ 260,000 | $ 260,000 | $ 96,000 |
| Dane County Wisconsin | 1 | $ 259,000 | $ 259,000 | $ 120,000 |
| DeKalb County Georgia | 2 | $ 137,000 | $ 68,000 | $ 42,000 |
| Del Norte County California | 1 | $ 59,000 | $ 59,000 | $ 31,000 |
| Delaware County Ohio | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Delaware County Pennsylvania | 2 | $ 374,000 | $ 187,000 | $ 124,000 |
| Denver County Colorado | 2 | $ 263,000 | $ 131,000 | $ 177,000 |
| Deschutes County Oregon | 1 | $ 222,000 | $ 222,000 | $ 111,000 |
| District of Columbia County District Of Columbia | 1 | $ 274,000 | $ 274,000 | $ 115,000 |
| Dona Ana County New Mexico | 2 | $ 679,000 | $ 339,000 | $ 107,000 |
| Douglas County Colorado | 6 | $ 2,770,000 | $ 461,000 | $ 208,000 |
| Douglas County Nebraska | 2 | $ 455,000 | $ 227,000 | $ 101,000 |
| Douglas County Nevada | 4 | $ 885,000 | $ 221,000 | $ 114,000 |
| DuPage County Illinois | 3 | $ 650,000 | $ 216,000 | $ 84,000 |
| Duval County Florida | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Ector County Texas | 1 | $ 32,000 | $ 32,000 | $ 81,000 |
| El Dorado County California | 63 | $ 11,928,000 | $ 189,000 | $ 100,000 |
| El Paso County Colorado | 2 | $ 283,000 | $ 141,000 | $ 34,000 |
| El Paso County Texas | 1 | $ 206,000 | $ 206,000 | $ 134,000 |
| Elko County Nevada | 1 | $ 32,000 | $ 32,000 | $ 58,000 |
| Ellis County Texas | 1 | $ 152,000 | $ 152,000 | $ 78,000 |
| Essex County New Jersey | 2 | $ 629,000 | $ 314,000 | $ 183,000 |
| Flathead County Montana | 1 | $ 184,000 | $ 184,000 | $ 100,000 |
| Fort Bend County Texas | 2 | $ 452,000 | $ 226,000 | $ 157,000 |
| Fountain County Indiana | 1 | $ 140,000 | $ 140,000 | $ 82,000 |
| Franklin County Ohio | 1 | $ 135,000 | $ 135,000 | $ 150,000 |
| Fresno County California | 18 | $ 2,266,000 | $ 125,000 | $ 73,000 |
| Fulton County Georgia | 4 | $ 425,000 | $ 106,000 | $ 118,000 |
| Gallatin County Montana | 2 | $ 61,000 | $ 30,000 | $ 51,000 |
| Glenn County California | 1 | $ 220,000 | $ 220,000 | $ 186,000 |
| Gunnison County Colorado | 1 | $ 250,000 | $ 250,000 | $ 1,400,000 |
| Hamilton County Indiana | 1 | $ 267,000 | $ 267,000 | $ 100,000 |
| Hancock County Indiana | 1 | $ 253,000 | $ 253,000 | $ 84,000 |
| Harris County Texas | 7 | $ 731,000 | $ 104,000 | $ 78,000 |
| Hartford County Connecticut | 1 | $ 312,000 | $ 312,000 | $ 75,000 |
| Hawaii County Hawaii | 2 | $ 652,000 | $ 326,000 | $ 101,000 |
| Henderson County Texas | 1 | $ 98,000 | $ 98,000 | $ 48,000 |
| Hennepin County Minnesota | 2 | $ 492,000 | $ 246,000 | $ 91,000 |
| Henrico County Virginia | 1 | $ 277,000 | $ 277,000 | $ 95,000 |
| Hillsborough County Florida | 3 | $ 570,000 | $ 190,000 | $ 139,000 |
| Honolulu County Hawaii | 3 | $ 811,000 | $ 270,000 | $ 104,000 |
| Hood County Texas | 1 | $ 42,000 | $ 42,000 | $ 100,000 |
| Hudson County New Jersey | 1 | $ 558,000 | $ 558,000 | $ 285,000 |
| Humboldt County California | 23 | $ 3,172,000 | $ 137,000 | $ 85,000 |
| Inyo County California | 1 | $ 314,000 | $ 314,000 | $ 159,000 |
| Jackson County Oregon | 5 | $ 689,000 | $ 137,000 | $ 141,000 |
| Jefferson County Colorado | 3 | $ 144,000 | $ 48,000 | $ 283,000 |
| Jefferson County Illinois | 2 | $ 106,000 | $ 53,000 | $ 49,000 |
| Jefferson County Montana | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| Jefferson County Washington | 1 | $ 160,000 | $ 160,000 | $ 126,000 |
| Johnson County Kansas | 1 | $ 256,000 | $ 256,000 | $ 103,000 |
| Josephine County Oregon | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Kalamazoo County Michigan | 1 | $ 271,000 | $ 271,000 | $ 81,000 |
| Kenosha County Wisconsin | 5 | $ 823,000 | $ 164,000 | $ 91,000 |
| Kern County California | 19 | $ 1,848,000 | $ 97,000 | $ 66,000 |
| King County Washington | 10 | $ 2,266,000 | $ 226,000 | $ 96,000 |
| Kings County California | 1 | $ 80,000 | $ 80,000 | $ 95,000 |
| Kitsap County Washington | 2 | $ 145,000 | $ 72,000 | $ 67,000 |
| Kittitas County Washington | 1 | $ 203,000 | $ 203,000 | $ 299,000 |
| Lafourche County Louisiana | 1 | $ 180,000 | $ 180,000 | $ 107,000 |
| Lake County California | 17 | $ 2,361,000 | $ 138,000 | $ 68,000 |
| Lake County Illinois | 23 | $ 3,970,000 | $ 172,000 | $ 129,000 |
| Lake County Indiana | 4 | $ 324,000 | $ 81,000 | $ 353,000 |
| Lancaster County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 137,000 |
| Lane County Oregon | 1 | $ 200,000 | $ 200,000 | $ 183,000 |
| LaSalle County Illinois | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Lassen County California | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Lee County Florida | 1 | $ 152,000 | $ 152,000 | $ 103,000 |
| Lee County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
| Lincoln County Idaho | 1 | $ 47,000 | $ 47,000 | $ 135,000 |
| Los Angeles County California | 57 | $ 13,885,000 | $ 243,000 | $ 163,000 |
| Loudoun County Virginia | 2 | $ 281,000 | $ 140,000 | $ 65,000 |
| Lyon County Nevada | 3 | $ 493,000 | $ 164,000 | $ 76,000 |
| Madera County California | 7 | $ 1,615,000 | $ 230,000 | $ 112,000 |
| Maricopa County Arizona | 22 | $ 4,310,000 | $ 195,000 | $ 129,000 |
| Marin County California | 119 | $ 35,002,000 | $ 294,000 | $ 161,000 |
| Marion County Indiana | 2 | $ 276,000 | $ 138,000 | $ 94,000 |
| Marion County Oregon | 2 | $ 261,000 | $ 130,000 | $ 73,000 |
| Mariposa County California | 6 | $ 1,091,000 | $ 181,000 | $ 107,000 |
| McHenry County Illinois | 3 | $ 916,000 | $ 305,000 | $ 132,000 |
| Mecklenburg County North Carolina | 1 | $ 324,000 | $ 324,000 | $ 80,000 |
| Mendocino County California | 7 | $ 1,569,000 | $ 224,000 | $ 112,000 |
| Merced County California | 19 | $ 3,410,000 | $ 179,000 | $ 91,000 |
| Mercer County New Jersey | 1 | $ 132,000 | $ 132,000 | $ 66,000 |
| Mesa County Colorado | 1 | $ 417,000 | $ 417,000 | $ 175,000 |
| Miami-Dade County Florida | 2 | $ 548,000 | $ 274,000 | $ 123,000 |
| Middlesex County Massachusetts | 1 | $ 268,000 | $ 268,000 | $ 93,000 |
| Middlesex County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 140,000 |
| Mohave County Arizona | 2 | $ 134,000 | $ 67,000 | $ 67,000 |
| Monterey County California | 11 | $ 3,163,000 | $ 287,000 | $ 104,000 |
| Morris County New Jersey | 1 | $ 304,000 | $ 304,000 | $ 144,000 |
| Multnomah County Oregon | 8 | $ 1,852,000 | $ 231,000 | $ 126,000 |
| Napa County California | 26 | $ 6,011,000 | $ 231,000 | $ 113,000 |
| Nassau County Florida | 1 | $ 157,000 | $ 157,000 | $ 54,000 |
| Nevada County California | 22 | $ 4,222,000 | $ 191,000 | $ 106,000 |
| New Castle County Delaware | 1 | $ 225,000 | $ 225,000 | $ 140,000 |
| Ohio County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Oneida County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 17,000 |
| Orange County California | 14 | $ 4,540,000 | $ 324,000 | $ 187,000 |
| Orange County Florida | 3 | $ 297,000 | $ 99,000 | $ 71,000 |
| Osceola County Florida | 1 | $ 156,000 | $ 156,000 | $ 73,000 |
| Otero County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Palm Beach County Florida | 5 | $ 1,065,000 | $ 213,000 | $ 108,000 |
| Park County Montana | 1 | $ 167,000 | $ 167,000 | $ 64,000 |
| Pasco County Florida | 1 | $ 224,000 | $ 224,000 | $ 175,000 |
| Peoria County Illinois | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Pierce County Washington | 1 | $ 209,000 | $ 209,000 | $ 140,000 |
| Pierce County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Pike County Mississippi | 1 | $ 109,000 | $ 109,000 | $ 130,000 |
| Pima County Arizona | 4 | $ 729,000 | $ 182,000 | $ 148,000 |
| Pinal County Arizona | 3 | $ 465,000 | $ 155,000 | $ 48,000 |
| Pinellas County Florida | 4 | $ 798,000 | $ 199,000 | $ 189,000 |
| Placer County California | 125 | $ 27,339,000 | $ 218,000 | $ 113,000 |
| Plumas County California | 3 | $ 434,000 | $ 144,000 | $ 173,000 |
| Polk County Florida | 2 | $ 210,000 | $ 105,000 | $ 55,000 |
| Polk County Oregon | 1 | $ 232,000 | $ 232,000 | $ 64,000 |
| Porter County Indiana | 2 | $ 264,000 | $ 132,000 | $ 87,000 |
| Pulaski County Arkansas | 1 | $ 220,000 | $ 220,000 | $ 83,000 |
| Racine County Wisconsin | 2 | $ 388,000 | $ 194,000 | $ 219,000 |
| Ramsey County Minnesota | 1 | $ 34,000 | $ 34,000 | $ 57,000 |
| Riverside County California | 14 | $ 2,588,000 | $ 184,000 | $ 124,000 |
| Rockdale County Georgia | 1 | $ 40,000 | $ 40,000 | $ 116,000 |
| Rockingham County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Sacramento County California | 371 | $ 60,992,000 | $ 164,000 | $ 92,000 |
| Salt Lake County Utah | 1 | $ 329,000 | $ 329,000 | $ 104,000 |
| San Benito County California | 2 | $ 273,000 | $ 136,000 | $ 106,000 |
| San Bernardino County California | 6 | $ 1,400,000 | $ 233,000 | $ 76,000 |
| San Diego County California | 33 | $ 7,188,000 | $ 217,000 | $ 111,000 |
| San Francisco County California | 324 | $ 88,359,000 | $ 272,000 | $ 137,000 |
| San Joaquin County California | 83 | $ 18,715,000 | $ 225,000 | $ 104,000 |
| San Luis Obispo County California | 7 | $ 1,655,000 | $ 236,000 | $ 103,000 |
| San Mateo County California | 377 | $ 91,676,000 | $ 243,000 | $ 135,000 |
| Sangamon County Illinois | 2 | $ 227,000 | $ 113,000 | $ 100,000 |
| Santa Barbara County California | 4 | $ 726,000 | $ 181,000 | $ 195,000 |
| Santa Clara County California | 230 | $ 54,997,000 | $ 239,000 | $ 147,000 |
| Santa Cruz County Arizona | 1 | $ 88,000 | $ 88,000 | $ 105,000 |
| Santa Cruz County California | 39 | $ 7,754,000 | $ 198,000 | $ 131,000 |
| Santa Fe County New Mexico | 1 | $ 250,000 | $ 250,000 | $ 60,000 |
| Sarasota County Florida | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Shasta County California | 14 | $ 2,496,000 | $ 178,000 | $ 110,000 |
| Shelby County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 160,000 |
| Siskiyou County California | 4 | $ 479,000 | $ 119,000 | $ 144,000 |
| Skagit County Washington | 1 | $ 174,000 | $ 174,000 | $ 62,000 |
| Snohomish County Washington | 2 | $ 1,004,000 | $ 502,000 | $ 94,000 |
| Solano County California | 134 | $ 27,452,000 | $ 204,000 | $ 109,000 |
| Sonoma County California | 207 | $ 42,045,000 | $ 203,000 | $ 105,000 |
| Spokane County Washington | 1 | $ 217,000 | $ 217,000 | $ 67,000 |
| St. Charles County Louisiana | 1 | $ 159,000 | $ 159,000 | $ 64,000 |
| St. Charles County Missouri | 4 | $ 965,000 | $ 241,000 | $ 155,000 |
| St. Landry County Louisiana | 1 | $ 131,000 | $ 131,000 | $ 87,000 |
| St. Louis County Minnesota | 1 | $ 53,000 | $ 53,000 | $ 142,000 |
| Stanislaus County California | 17 | $ 2,527,000 | $ 148,000 | $ 84,000 |
| Strafford County New Hampshire | 1 | $ 270,000 | $ 270,000 | $ 131,000 |
| Suffolk County Massachusetts | 1 | $ 391,000 | $ 391,000 | $ 284,000 |
| Summit County Colorado | 1 | $ 315,000 | $ 315,000 | $ 167,000 |
| Summit County Utah | 1 | $ 417,000 | $ 417,000 | $ 1,512,000 |
| Sutter County California | 3 | $ 514,000 | $ 171,000 | $ 174,000 |
| Taney County Missouri | 1 | $ 48,000 | $ 48,000 | $ 71,000 |
| Tarrant County Texas | 5 | $ 954,000 | $ 190,000 | $ 99,000 |
| Tazewell County Illinois | 1 | $ 152,000 | $ 152,000 | $ 47,000 |
| Tehama County California | 8 | $ 1,287,000 | $ 160,000 | $ 73,000 |
| Thurston County Washington | 1 | $ 92,000 | $ 92,000 | $ 52,000 |
| Towns County Georgia | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Travis County Texas | 2 | $ 274,000 | $ 137,000 | $ 66,000 |
| Trinity County California | 1 | $ 132,000 | $ 132,000 | $ 124,000 |
| Tulare County California | 6 | $ 1,081,000 | $ 180,000 | $ 75,000 |
| Tulsa County Oklahoma | 2 | $ 294,000 | $ 147,000 | $ 45,000 |
| Tuolumne County California | 14 | $ 2,153,000 | $ 153,000 | $ 146,000 |
| Utah County Utah | 1 | $ 77,000 | $ 77,000 | $ 53,000 |
| Ventura County California | 6 | $ 1,674,000 | $ 279,000 | $ 156,000 |
| Vermilion County Illinois | 3 | $ 180,000 | $ 60,000 | $ 47,000 |
| Volusia County Florida | 1 | $ 24,000 | $ 24,000 | $ 53,000 |
| Wagoner County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Wake County North Carolina | 5 | $ 1,008,000 | $ 201,000 | $ 79,000 |
| Waller County Texas | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
| Wallowa County Oregon | 1 | $ 140,000 | $ 140,000 | $ 124,000 |
| Walworth County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Washington County Missouri | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Washington County Oregon | 4 | $ 870,000 | $ 217,000 | $ 91,000 |
| Washington County Utah | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Washoe County Nevada | 9 | $ 1,724,000 | $ 191,000 | $ 138,000 |
| Waukesha County Wisconsin | 1 | $ 450,000 | $ 450,000 | $ 189,000 |
| Weld County Colorado | 1 | $ 40,000 | $ 40,000 | $ 141,000 |
| Whatcom County Washington | 2 | $ 190,000 | $ 95,000 | $ 94,000 |
| Will County Illinois | 1 | $ 180,000 | $ 180,000 | $ 54,000 |
| Williamson County Texas | 3 | $ 454,000 | $ 151,000 | $ 124,000 |
| Winnebago County Illinois | 1 | $ 40,000 | $ 40,000 | $ 115,000 |
| Winston County Mississippi | 1 | $ 172,000 | $ 172,000 | $ 163,000 |
| Woodford County Illinois | 1 | $ 52,000 | $ 52,000 | $ 35,000 |
| Woodward County Oklahoma | 1 | $ 200,000 | $ 200,000 | $ 180,000 |
| Yavapai County Arizona | 1 | $ 86,000 | $ 86,000 | $ 95,000 |
| Yolo County California | 16 | $ 2,261,000 | $ 141,000 | $ 120,000 |
| Yuba County California | 1 | $ 41,000 | $ 41,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Patelco Credit Union in 2009
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,869 | $777,243,000 | $270,000 | $1,500,000 | $116,000 | $1,512,000 |
| Home Purchase | 1,684 | $434,470,000 | $257,000 | $1,264,000 | $107,000 | $980,000 |
| Home Improvement | 1,341 | $111,032,000 | $82,000 | $300,000 | $145,000 | $5,159,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,796 | $615,528,000 | $220,000 | $1,500,000 | $121,000 | $2,008,000 |
| Not Provided | 1,272 | $273,650,000 | $215,000 | $1,264,000 | $127,000 | $5,159,000 |
| Asian | 907 | $230,692,000 | $254,000 | $1,500,000 | $131,000 | $1,512,000 |
| Hispanic | 523 | $113,035,000 | $216,000 | $977,000 | $102,000 | $1,300,000 |
| Black or African American | 292 | $63,187,000 | $216,000 | $799,000 | $91,000 | $699,000 |
| Native Hawaiian or Other Pacific Islander | 62 | $16,185,000 | $261,000 | $927,000 | $114,000 | $236,000 |
| American Indian or Alaskan Native | 42 | $10,468,000 | $249,000 | $730,000 | $103,000 | $287,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,591 | $1,251,473,000 | $223,000 | $1,500,000 | $122,000 | $5,159,000 |
| FHA-insured (Federal Housing Administration) | 303 | $71,272,000 | $235,000 | $729,000 | $87,000 | $480,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,046 | $398,995,000 | $195,000 | $1,403,000 | $127,000 | $1,512,000 |
| Application Withdrawn By Applicant | 1,387 | $354,107,000 | $255,000 | $1,500,000 | $118,000 | $1,400,000 |
| Application Denied By Financial Institution | 1,127 | $240,471,000 | $213,000 | $1,100,000 | $101,000 | $1,214,000 |
| File Closed For Incompleteness | 856 | $206,952,000 | $241,000 | $1,500,000 | $124,000 | $1,300,000 |
| Application Approved But Not Accepted | 466 | $119,897,000 | $257,000 | $1,500,000 | $139,000 | $5,159,000 |
| Preapproval Approved but not Accepted | 12 | $2,323,000 | $193,000 | $360,000 | $78,000 | $200,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 266 | $51,744,000 | $194,000 | $840,000 | $123,000 | $680,000 |
| Debt-To-Income Ratio | 250 | $49,764,000 | $199,000 | $967,000 | $78,000 | $498,000 |
| Other | 195 | $46,106,000 | $236,000 | $867,000 | $106,000 | $1,214,000 |
| Credit History | 89 | $17,087,000 | $191,000 | $729,000 | $103,000 | $460,000 |
| Credit Application Incomplete | 85 | $19,153,000 | $225,000 | $910,000 | $91,000 | $324,000 |
| Unverifiable Information | 10 | $3,247,000 | $324,000 | $1,085,000 | $113,000 | $302,000 |
| Employment History | 1 | $100,000 | $100,000 | $100,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Patelco Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Patelco Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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