Patelco Credit Union
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Patelco Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Patelco Credit Union 5499 Sunrise Blvd., 2Nd Floor Citrus Heights, CA 95610 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 5,679 |
| Total Mortgage Loan Application Amount | $898,651,000 |
| Average Mortgage Loan Application Amount | $161,128 |
| Highest Mortgage Loan Application Amount | $1,440,000 |
| Average Applicant Income | $99,642 |
| Highest Applicant Income | $1,860,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Contra Costa County California | 708 | $ 101,935,000 | $ 143,000 | $ 103,000 |
| Sacramento County California | 596 | $ 64,246,000 | $ 107,000 | $ 87,000 |
| Alameda County California | 550 | $ 90,244,000 | $ 164,000 | $ 92,000 |
| Solano County California | 240 | $ 28,100,000 | $ 117,000 | $ 83,000 |
| San Mateo County California | 227 | $ 36,394,000 | $ 160,000 | $ 97,000 |
| San Francisco County California | 164 | $ 31,459,000 | $ 191,000 | $ 100,000 |
| Placer County California | 160 | $ 20,570,000 | $ 128,000 | $ 88,000 |
| San Joaquin County California | 132 | $ 16,427,000 | $ 124,000 | $ 88,000 |
| Santa Clara County California | 127 | $ 27,943,000 | $ 220,000 | $ 125,000 |
| Kern County California | 68 | $ 4,263,000 | $ 62,000 | $ 72,000 |
| Sonoma County California | 62 | $ 6,708,000 | $ 108,000 | $ 72,000 |
| Marin County California | 61 | $ 10,911,000 | $ 178,000 | $ 127,000 |
| El Dorado County California | 50 | $ 5,979,000 | $ 119,000 | $ 98,000 |
| Stanislaus County California | 41 | $ 4,711,000 | $ 114,000 | $ 87,000 |
| Los Angeles County California | 40 | $ 8,400,000 | $ 210,000 | $ 103,000 |
| San Diego County California | 33 | $ 6,945,000 | $ 210,000 | $ 108,000 |
| Humboldt County California | 31 | $ 2,816,000 | $ 90,000 | $ 52,000 |
| Merced County California | 31 | $ 3,094,000 | $ 99,000 | $ 151,000 |
| Santa Cruz County California | 31 | $ 3,861,000 | $ 124,000 | $ 105,000 |
| Clark County Nevada | 29 | $ 3,791,000 | $ 130,000 | $ 83,000 |
| Napa County California | 27 | $ 3,667,000 | $ 135,000 | $ 87,000 |
| Yolo County California | 27 | $ 4,262,000 | $ 157,000 | $ 76,000 |
| Orange County California | 19 | $ 4,457,000 | $ 234,000 | $ 127,000 |
| Cook County Illinois | 18 | $ 2,761,000 | $ 153,000 | $ 93,000 |
| Riverside County California | 16 | $ 3,451,000 | $ 215,000 | $ 113,000 |
| Palm Beach County Florida | 15 | $ 2,264,000 | $ 150,000 | $ 108,000 |
| Maricopa County Arizona | 13 | $ 1,185,000 | $ 91,000 | $ 72,000 |
| Fresno County California | 13 | $ 2,281,000 | $ 175,000 | $ 83,000 |
| San Bernardino County California | 11 | $ 1,650,000 | $ 150,000 | $ 80,000 |
| Washoe County Nevada | 11 | $ 2,790,000 | $ 253,000 | $ 120,000 |
| Lake County California | 10 | $ 983,000 | $ 98,000 | $ 95,000 |
| Monterey County California | 10 | $ 2,513,000 | $ 251,000 | $ 86,000 |
| Tuolumne County California | 9 | $ 1,308,000 | $ 145,000 | $ 69,000 |
| Butte County California | 8 | $ 1,207,000 | $ 150,000 | $ 78,000 |
| Nevada County California | 8 | $ 1,854,000 | $ 231,000 | $ 82,000 |
| Shasta County California | 8 | $ 469,000 | $ 58,000 | $ 65,000 |
| Mariposa County California | 7 | $ 975,000 | $ 139,000 | $ 73,000 |
| San Luis Obispo County California | 7 | $ 774,000 | $ 110,000 | $ 93,000 |
| Madera County California | 6 | $ 647,000 | $ 107,000 | $ 69,000 |
| Mendocino County California | 6 | $ 565,000 | $ 94,000 | $ 68,000 |
| Yuba County California | 6 | $ 687,000 | $ 114,000 | $ 74,000 |
| Lake County Illinois | 6 | $ 1,461,000 | $ 243,000 | $ 130,000 |
| Ventura County California | 5 | $ 821,000 | $ 164,000 | $ 102,000 |
| Broward County Florida | 5 | $ 664,000 | $ 132,000 | $ 85,000 |
| Amador County California | 3 | $ 583,000 | $ 194,000 | $ 81,000 |
| Plumas County California | 3 | $ 372,000 | $ 124,000 | $ 58,000 |
| Santa Barbara County California | 3 | $ 942,000 | $ 314,000 | $ 131,000 |
| Orange County Florida | 3 | $ 613,000 | $ 204,000 | $ 83,000 |
| Bernalillo County New Mexico | 3 | $ 422,000 | $ 140,000 | $ 68,000 |
| Lane County Oregon | 3 | $ 291,000 | $ 97,000 | $ 152,000 |
| Dallas County Texas | 3 | $ 480,000 | $ 160,000 | $ 99,000 |
| Tarrant County Texas | 3 | $ 451,000 | $ 150,000 | $ 111,000 |
| Mohave County Arizona | 2 | $ 293,000 | $ 146,000 | $ 36,000 |
| Pulaski County Arkansas | 2 | $ 235,000 | $ 117,000 | $ 74,000 |
| Sutter County California | 2 | $ 480,000 | $ 240,000 | $ 55,000 |
| Marion County Florida | 2 | $ 159,000 | $ 79,000 | $ 66,000 |
| Miami-Dade County Florida | 2 | $ 92,000 | $ 46,000 | $ 76,000 |
| McHenry County Illinois | 2 | $ 221,000 | $ 110,000 | $ 74,000 |
| Douglas County Nevada | 2 | $ 540,000 | $ 270,000 | $ 302,000 |
| Marion County Oregon | 2 | $ 152,000 | $ 76,000 | $ 84,000 |
| Harris County Texas | 2 | $ 234,000 | $ 117,000 | $ 159,000 |
| Grays Harbor County Washington | 2 | $ 222,000 | $ 111,000 | $ 87,000 |
| King County Washington | 2 | $ 298,000 | $ 149,000 | $ 102,000 |
| Kitsap County Washington | 2 | $ 672,000 | $ 336,000 | $ 132,000 |
| Milwaukee County Wisconsin | 2 | $ 144,000 | $ 72,000 | $ 59,000 |
| Outagamie County Wisconsin | 2 | $ 126,000 | $ 63,000 | $ 71,000 |
| Navajo County Arizona | 1 | $ 67,000 | $ 67,000 | $ 26,000 |
| Pinal County Arizona | 1 | $ 222,000 | $ 222,000 | $ 55,000 |
| Benton County Arkansas | 1 | $ 210,000 | $ 210,000 | $ 58,000 |
| Tulare County California | 1 | $ 19,000 | $ 19,000 | $ 44,000 |
| Adams County Colorado | 1 | $ 250,000 | $ 250,000 | $ 105,000 |
| Arapahoe County Colorado | 1 | $ 60,000 | $ 60,000 | $ 101,000 |
| Weld County Colorado | 1 | $ 303,000 | $ 303,000 | $ 90,000 |
| Brevard County Florida | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Citrus County Florida | 1 | $ 232,000 | $ 232,000 | $ 57,000 |
| Duval County Florida | 1 | $ 142,000 | $ 142,000 | $ 92,000 |
| Lake County Florida | 1 | $ 36,000 | $ 36,000 | $ 53,000 |
| Manatee County Florida | 1 | $ 96,000 | $ 96,000 | $ 43,000 |
| Pasco County Florida | 1 | $ 88,000 | $ 88,000 | $ 58,000 |
| Pinellas County Florida | 1 | $ 166,000 | $ 166,000 | $ 130,000 |
| Polk County Florida | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| DeKalb County Georgia | 1 | $ 91,000 | $ 91,000 | $ 150,000 |
| Fulton County Georgia | 1 | $ 256,000 | $ 256,000 | $ 83,000 |
| Kauai County Hawaii | 1 | $ 525,000 | $ 525,000 | $ 163,000 |
| Nez Perce County Idaho | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Shoshone County Idaho | 1 | $ 54,000 | $ 54,000 | $ 51,000 |
| Jefferson County Illinois | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Starke County Indiana | 1 | $ 256,000 | $ 256,000 | $ 146,000 |
| Taylor County Iowa | 1 | $ 148,000 | $ 148,000 | $ 100,000 |
| Cumberland County Maine | 1 | $ 334,000 | $ 334,000 | $ 193,000 |
| Montgomery County Maryland | 1 | $ 550,000 | $ 550,000 | $ 96,000 |
| Prince George's County Maryland | 1 | $ 705,000 | $ 705,000 | $ 284,000 |
| Middlesex County Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 61,000 |
| Jackson County Missouri | 1 | $ 98,000 | $ 98,000 | $ 194,000 |
| St. Charles County Missouri | 1 | $ 248,000 | $ 248,000 | $ 110,000 |
| Bronx County New York | 1 | $ 176,000 | $ 176,000 | $ 100,000 |
| Nassau County New York | 1 | $ 334,000 | $ 334,000 | $ 179,000 |
| Mecklenburg County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| Wake County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Lorain County Ohio | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Coos County Oregon | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Deschutes County Oregon | 1 | $ 194,000 | $ 194,000 | $ 58,000 |
| Multnomah County Oregon | 1 | $ 231,000 | $ 231,000 | $ 47,000 |
| Polk County Oregon | 1 | $ 110,000 | $ 110,000 | $ 37,000 |
| Montgomery County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 108,000 |
| Lincoln County South Dakota | 1 | $ 219,000 | $ 219,000 | $ 59,000 |
| Blount County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 34,000 |
| Dickson County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Hamilton County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 47,000 |
| Bexar County Texas | 1 | $ 94,000 | $ 94,000 | $ 68,000 |
| Falls County Texas | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
| Fort Bend County Texas | 1 | $ 137,000 | $ 137,000 | $ 195,000 |
| Williamson County Texas | 1 | $ 203,000 | $ 203,000 | $ 129,000 |
| Washington County Utah | 1 | $ 116,000 | $ 116,000 | $ 109,000 |
| Chesapeake County Virginia | 1 | $ 178,000 | $ 178,000 | $ 208,000 |
| Loudoun County Virginia | 1 | $ 152,000 | $ 152,000 | $ 63,000 |
| Spotsylvania County Virginia | 1 | $ 197,000 | $ 197,000 | $ 92,000 |
| Clark County Washington | 1 | $ 212,000 | $ 212,000 | $ 44,000 |
| Spokane County Washington | 1 | $ 400,000 | $ 400,000 | $ 150,000 |
| Thurston County Washington | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Natrona County Wyoming | 1 | $ 94,000 | $ 94,000 | $ 54,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Patelco Credit Union in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,306 | $120,844,000 | $53,000 | $250,000 | $87,555 | $1,320,000 |
| Home Purchase | 1,791 | $423,098,000 | $180,432 | $1,440,000 | $111,891 | $1,860,000 |
| Refinancing | 1,582 | $354,709,000 | $171,916 | $1,440,000 | $85,291 | $1,236,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,905 | $488,886,000 | $174,843 | $1,050,000 | $97,500 | $1,566,000 |
| White | 1,713 | $244,115,000 | $139,576 | $1,440,000 | $99,846 | $1,464,000 |
| Asian | 380 | $68,580,000 | $221,083 | $650,000 | $134,250 | $1,860,000 |
| Black or African American | 294 | $43,250,000 | $118,700 | $767,000 | $90,000 | $1,764,000 |
| Hispanic | 277 | $36,758,000 | $143,111 | $800,000 | $87,444 | $1,236,000 |
| Native Hawaiian or Other Pacific Islander | 80 | $11,492,000 | $255,500 | $525,000 | $108,500 | $1,326,000 |
| American Indian or Alaskan Native | 26 | $3,522,000 | $196,333 | $400,000 | $96,666 | $216,000 |
| Not applicable | 4 | $2,048,000 | $512,000 | $1,000,000 | $203,000 | $360,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,677 | $898,338,000 | $172,675 | $1,440,000 | $108,275 | $1,860,000 |
| FHA-insured (Federal Housing Administration) | 2 | $313,000 | $156,500 | $275,000 | $104,500 | $122,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,826 | $424,997,000 | $188,566 | $1,440,000 | $91,833 | $1,860,000 |
| Application Withdrawn By Applicant | 1,657 | $246,427,000 | $169,941 | $1,350,000 | $111,970 | $1,464,000 |
| Application Denied By Financial Institution | 780 | $106,159,000 | $109,916 | $750,000 | $84,750 | $1,566,000 |
| Application Approved But Not Accepted | 416 | $121,068,000 | $162,363 | $1,000,000 | $103,636 | $1,764,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 302 | $41,322,000 | $105,571 | $750,000 | $80,000 | $1,566,000 |
| Debt-To-Income Ratio | 262 | $42,656,000 | $81,875 | $630,000 | $56,125 | $999,000 |
| Other | 122 | $11,131,000 | $141,333 | $405,000 | $135,555 | $621,000 |
| Collateral | 86 | $9,356,000 | $77,333 | $504,000 | $70,000 | $317,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,694,000 | $172,000 | $334,000 | $56,500 | $298,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.