Parkvale Savings Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Parkvale Savings Bank 4220 William Penn Highway Monroeville, PA 15146 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,089 |
Total Mortgage Loan Application Amount | $259,339,000 |
Average Mortgage Loan Application Amount | $287,205 |
Highest Mortgage Loan Application Amount | $2,800,000 |
Average Applicant Income | $73,657 |
Highest Applicant Income | $7,840,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Parkvale Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Parkvale Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Parkvale Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Parkvale Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Parkvale Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Parkvale Savings Bank's mortgage activity for 2005.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Ada County Idaho | 1 | $ 279,000 | $ 279,000 | $ 0 |
Adams County Colorado | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
Alachua County Florida | 1 | $ 227,000 | $ 227,000 | $ 0 |
Alameda County California | 1 | $ 615,000 | $ 615,000 | $ 135,000 |
Albemarle County Virginia | 1 | $ 139,000 | $ 139,000 | $ 67,000 |
Allegheny County Pennsylvania | 721 | $ 45,291,000 | $ 62,000 | $ 88,000 |
Anne Arundel County Maryland | 1 | $ 187,000 | $ 187,000 | $ 98,000 |
Arapahoe County Colorado | 6 | $ 2,486,000 | $ 414,000 | $ 32,000 |
Arlington County Virginia | 1 | $ 478,000 | $ 478,000 | $ 0 |
Armstrong County Pennsylvania | 6 | $ 240,000 | $ 40,000 | $ 71,000 |
Barnstable County Massachusetts | 4 | $ 1,255,000 | $ 313,000 | $ 0 |
Bay County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
Beaufort County South Carolina | 31 | $ 7,089,000 | $ 228,000 | $ 24,000 |
Beaver County Pennsylvania | 98 | $ 5,221,000 | $ 53,000 | $ 79,000 |
Belmont County Ohio | 41 | $ 2,551,000 | $ 62,000 | $ 53,000 |
Bergen County New Jersey | 1 | $ 380,000 | $ 380,000 | $ 75,000 |
Bernalillo County New Mexico | 1 | $ 438,000 | $ 438,000 | $ 288,000 |
Blount County Tennessee | 1 | $ 501,000 | $ 501,000 | $ 219,000 |
Boone County Indiana | 1 | $ 151,000 | $ 151,000 | $ 0 |
Boulder County Colorado | 5 | $ 1,831,000 | $ 366,000 | $ 16,000 |
Brevard County Florida | 2 | $ 311,000 | $ 155,000 | $ 109,000 |
Bristol County Massachusetts | 1 | $ 192,000 | $ 192,000 | $ 40,000 |
Brooke County West Virginia | 78 | $ 5,494,000 | $ 70,000 | $ 51,000 |
Brookings County South Dakota | 1 | $ 179,000 | $ 179,000 | $ 62,000 |
Broomfield County Colorado | 1 | $ 191,000 | $ 191,000 | $ 0 |
Broward County Florida | 3 | $ 1,267,000 | $ 422,000 | $ 126,000 |
Brunswick County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 0 |
Bucks County Pennsylvania | 1 | $ 567,000 | $ 567,000 | $ 211,000 |
Butler County Pennsylvania | 50 | $ 3,686,000 | $ 73,000 | $ 64,000 |
Cabarrus County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 70,000 |
Calvert County Maryland | 1 | $ 360,000 | $ 360,000 | $ 0 |
Carlton County Minnesota | 1 | $ 102,000 | $ 102,000 | $ 46,000 |
Carver County Minnesota | 3 | $ 659,000 | $ 219,000 | $ 37,000 |
Charles County Maryland | 1 | $ 220,000 | $ 220,000 | $ 80,000 |
Charleston County South Carolina | 2 | $ 851,000 | $ 425,000 | $ 0 |
Charlevoix County Michigan | 1 | $ 205,000 | $ 205,000 | $ 0 |
Charlotte County Florida | 1 | $ 396,000 | $ 396,000 | $ 0 |
Cheatham County Tennessee | 1 | $ 520,000 | $ 520,000 | $ 0 |
Cherokee County Georgia | 2 | $ 722,000 | $ 361,000 | $ 0 |
Chesapeake County Virginia | 2 | $ 613,000 | $ 306,000 | $ 97,000 |
Chesterfield County Virginia | 1 | $ 154,000 | $ 154,000 | $ 89,000 |
Clark County Nevada | 20 | $ 6,635,000 | $ 331,000 | $ 67,000 |
Clark County Washington | 1 | $ 284,000 | $ 284,000 | $ 83,000 |
Cleveland County Oklahoma | 2 | $ 304,000 | $ 152,000 | $ 72,000 |
Cobb County Georgia | 8 | $ 3,644,000 | $ 455,000 | $ 59,000 |
Collier County Florida | 3 | $ 809,000 | $ 269,000 | $ 0 |
Collin County Texas | 4 | $ 935,000 | $ 233,000 | $ 100,000 |
Columbiana County Ohio | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
Comal County Texas | 2 | $ 616,000 | $ 308,000 | $ 99,000 |
Contra Costa County California | 1 | $ 336,000 | $ 336,000 | $ 120,000 |
Cook County Illinois | 6 | $ 2,109,000 | $ 351,000 | $ 121,000 |
Crawford County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 158,000 |
Cumberland County New Jersey | 1 | $ 93,000 | $ 93,000 | $ 178,000 |
Cumberland County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 0 |
Cuyahoga County Ohio | 1 | $ 400,000 | $ 400,000 | $ 137,000 |
Dakota County Minnesota | 1 | $ 463,000 | $ 463,000 | $ 179,000 |
Dallas County Texas | 6 | $ 2,156,000 | $ 359,000 | $ 61,000 |
Dare County North Carolina | 1 | $ 570,000 | $ 570,000 | $ 333,000 |
Dauphin County Pennsylvania | 3 | $ 684,000 | $ 228,000 | $ 69,000 |
Davidson County Tennessee | 2 | $ 434,000 | $ 217,000 | $ 0 |
Davis County Utah | 1 | $ 195,000 | $ 195,000 | $ 134,000 |
DeKalb County Georgia | 5 | $ 1,429,000 | $ 285,000 | $ 15,000 |
Delaware County Ohio | 2 | $ 344,000 | $ 172,000 | $ 0 |
Denver County Colorado | 3 | $ 1,198,000 | $ 399,000 | $ 81,000 |
Door County Wisconsin | 1 | $ 501,000 | $ 501,000 | $ 0 |
Douglas County Colorado | 3 | $ 975,000 | $ 325,000 | $ 25,000 |
Dukes County Massachusetts | 1 | $ 322,000 | $ 322,000 | $ 0 |
DuPage County Illinois | 3 | $ 1,088,000 | $ 362,000 | $ 195,000 |
Duval County Florida | 1 | $ 130,000 | $ 130,000 | $ 41,000 |
Eaton County Michigan | 1 | $ 109,000 | $ 109,000 | $ 0 |
Effingham County Georgia | 1 | $ 132,000 | $ 132,000 | $ 0 |
El Paso County Colorado | 3 | $ 833,000 | $ 277,000 | $ 39,000 |
El Paso County Texas | 1 | $ 415,000 | $ 415,000 | $ 393,000 |
Elbert County Colorado | 1 | $ 437,000 | $ 437,000 | $ 0 |
Erie County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 103,000 |
Escambia County Florida | 1 | $ 788,000 | $ 788,000 | $ 0 |
Essex County Massachusetts | 3 | $ 772,000 | $ 257,000 | $ 0 |
Essex County New Jersey | 2 | $ 790,000 | $ 395,000 | $ 56,000 |
Fairfax County Virginia | 6 | $ 2,964,000 | $ 494,000 | $ 77,000 |
Fairfield County Connecticut | 1 | $ 450,000 | $ 450,000 | $ 125,000 |
Faulkner County Arkansas | 1 | $ 192,000 | $ 192,000 | $ 86,000 |
Fayette County Kentucky | 1 | $ 191,000 | $ 191,000 | $ 86,000 |
Fayette County Pennsylvania | 281 | $ 10,826,000 | $ 38,000 | $ 49,000 |
Flagler County Florida | 1 | $ 243,000 | $ 243,000 | $ 0 |
Forsyth County Georgia | 2 | $ 549,000 | $ 274,000 | $ 165,000 |
Franklin County Ohio | 3 | $ 389,000 | $ 129,000 | $ 23,000 |
Fulton County Georgia | 7 | $ 2,246,000 | $ 320,000 | $ 53,000 |
Gallatin County Montana | 1 | $ 460,000 | $ 460,000 | $ 266,000 |
Goodhue County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 0 |
Grant County Indiana | 1 | $ 151,000 | $ 151,000 | $ 125,000 |
Greene County Pennsylvania | 12 | $ 599,000 | $ 49,000 | $ 55,000 |
Guilford County North Carolina | 1 | $ 567,000 | $ 567,000 | $ 0 |
Gwinnett County Georgia | 3 | $ 675,000 | $ 225,000 | $ 98,000 |
Hall County Georgia | 1 | $ 255,000 | $ 255,000 | $ 0 |
Hamilton County Indiana | 1 | $ 220,000 | $ 220,000 | $ 0 |
Hamilton County Ohio | 2 | $ 1,210,000 | $ 605,000 | $ 264,000 |
Hampden County Massachusetts | 1 | $ 168,000 | $ 168,000 | $ 76,000 |
Hancock County Georgia | 1 | $ 188,000 | $ 188,000 | $ 40,000 |
Hancock County West Virginia | 17 | $ 1,306,000 | $ 76,000 | $ 56,000 |
Harford County Maryland | 1 | $ 176,000 | $ 176,000 | $ 77,000 |
Harris County Texas | 3 | $ 1,882,000 | $ 627,000 | $ 253,000 |
Harrison County Ohio | 8 | $ 753,000 | $ 94,000 | $ 76,000 |
Hennepin County Minnesota | 7 | $ 1,459,000 | $ 208,000 | $ 27,000 |
Hernando County Florida | 1 | $ 378,000 | $ 378,000 | $ 0 |
Hillsborough County Florida | 4 | $ 1,280,000 | $ 320,000 | $ 25,000 |
Hillsborough County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 0 |
Honolulu County Hawaii | 1 | $ 460,000 | $ 460,000 | $ 98,000 |
Horry County South Carolina | 5 | $ 1,042,000 | $ 208,000 | $ 94,000 |
Iredell County North Carolina | 1 | $ 639,000 | $ 639,000 | $ 280,000 |
Iron County Utah | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
Jackson County Oregon | 1 | $ 179,000 | $ 179,000 | $ 36,000 |
James City County Virginia | 1 | $ 387,000 | $ 387,000 | $ 0 |
Jefferson County Colorado | 2 | $ 592,000 | $ 296,000 | $ 78,000 |
Jefferson County Ohio | 81 | $ 5,410,000 | $ 66,000 | $ 53,000 |
Johnson County Indiana | 1 | $ 595,000 | $ 595,000 | $ 173,000 |
Johnson County Kansas | 1 | $ 368,000 | $ 368,000 | $ 135,000 |
Johnston County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
Kane County Illinois | 2 | $ 1,051,000 | $ 525,000 | $ 77,000 |
Kennebec County Maine | 1 | $ 130,000 | $ 130,000 | $ 0 |
King County Washington | 7 | $ 3,233,000 | $ 461,000 | $ 35,000 |
Kings County New York | 1 | $ 442,000 | $ 442,000 | $ 0 |
Klickitat County Washington | 1 | $ 648,000 | $ 648,000 | $ 222,000 |
Lake County Illinois | 3 | $ 1,567,000 | $ 522,000 | $ 191,000 |
Lane County Oregon | 2 | $ 647,000 | $ 323,000 | $ 54,000 |
Lapeer County Michigan | 1 | $ 498,000 | $ 498,000 | $ 182,000 |
Lawrence County Pennsylvania | 3 | $ 180,000 | $ 60,000 | $ 50,000 |
Lee County Florida | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
Leon County Florida | 2 | $ 552,000 | $ 276,000 | $ 111,000 |
Livingston County Michigan | 1 | $ 208,000 | $ 208,000 | $ 0 |
Lorain County Ohio | 1 | $ 238,000 | $ 238,000 | $ 0 |
Los Angeles County California | 2 | $ 656,000 | $ 328,000 | $ 0 |
Loudoun County Virginia | 5 | $ 2,207,000 | $ 441,000 | $ 138,000 |
Macomb County Michigan | 1 | $ 275,000 | $ 275,000 | $ 0 |
Madison County Virginia | 1 | $ 360,000 | $ 360,000 | $ 104,000 |
Manatee County Florida | 1 | $ 533,000 | $ 533,000 | $ 0 |
Maricopa County Arizona | 30 | $ 12,521,000 | $ 417,000 | $ 65,000 |
Marin County California | 1 | $ 632,000 | $ 632,000 | $ 154,000 |
Marion County Indiana | 1 | $ 147,000 | $ 147,000 | $ 0 |
Marshall County West Virginia | 6 | $ 421,000 | $ 70,000 | $ 46,000 |
Maui County Hawaii | 2 | $ 803,000 | $ 401,000 | $ 38,000 |
Mecklenburg County North Carolina | 3 | $ 455,000 | $ 151,000 | $ 38,000 |
Merced County California | 1 | $ 179,000 | $ 179,000 | $ 87,000 |
Mercer County New Jersey | 1 | $ 412,000 | $ 412,000 | $ 223,000 |
Mercer County Pennsylvania | 5 | $ 303,000 | $ 60,000 | $ 45,000 |
Miami-Dade County Florida | 7 | $ 2,876,000 | $ 410,000 | $ 68,000 |
Middlesex County Massachusetts | 3 | $ 1,028,000 | $ 342,000 | $ 27,000 |
Milwaukee County Wisconsin | 1 | $ 158,000 | $ 158,000 | $ 52,000 |
Monroe County Illinois | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
Monroe County Ohio | 4 | $ 166,000 | $ 41,000 | $ 76,000 |
Monterey County California | 1 | $ 400,000 | $ 400,000 | $ 0 |
Montgomery County Maryland | 9 | $ 4,606,000 | $ 511,000 | $ 103,000 |
Montgomery County Texas | 1 | $ 561,000 | $ 561,000 | $ 0 |
Morris County New Jersey | 1 | $ 530,000 | $ 530,000 | $ 124,000 |
Multnomah County Oregon | 2 | $ 466,000 | $ 233,000 | $ 117,000 |
Nassau County Florida | 2 | $ 920,000 | $ 460,000 | $ 40,000 |
Norfolk County Massachusetts | 4 | $ 1,470,000 | $ 367,000 | $ 50,000 |
Norfolk County Virginia | 3 | $ 452,000 | $ 150,000 | $ 59,000 |
Oakland County Michigan | 2 | $ 607,000 | $ 303,000 | $ 0 |
Ohio County West Virginia | 10 | $ 781,000 | $ 78,000 | $ 66,000 |
Okaloosa County Florida | 1 | $ 525,000 | $ 525,000 | $ 0 |
Orange County California | 5 | $ 2,336,000 | $ 467,000 | $ 117,000 |
Orange County Florida | 4 | $ 983,000 | $ 245,000 | $ 0 |
Ottawa County Michigan | 1 | $ 367,000 | $ 367,000 | $ 86,000 |
Palm Beach County Florida | 2 | $ 874,000 | $ 437,000 | $ 466,000 |
Pasco County Florida | 2 | $ 841,000 | $ 420,000 | $ 0 |
Paulding County Georgia | 1 | $ 220,000 | $ 220,000 | $ 0 |
Philadelphia County Pennsylvania | 3 | $ 490,000 | $ 163,000 | $ 530,000 |
Pierce County Washington | 2 | $ 302,000 | $ 151,000 | $ 51,000 |
Pima County Arizona | 5 | $ 1,562,000 | $ 312,000 | $ 66,000 |
Plymouth County Massachusetts | 4 | $ 1,114,000 | $ 278,000 | $ 0 |
Polk County Florida | 1 | $ 88,000 | $ 88,000 | $ 0 |
Preston County West Virginia | 2 | $ 55,000 | $ 27,000 | $ 43,000 |
Prince George's County Maryland | 2 | $ 500,000 | $ 250,000 | $ 62,000 |
Prince William County Virginia | 6 | $ 2,742,000 | $ 457,000 | $ 104,000 |
Providence County Rhode Island | 1 | $ 208,000 | $ 208,000 | $ 65,000 |
Putnam County Georgia | 1 | $ 94,000 | $ 94,000 | $ 0 |
Riverside County California | 5 | $ 1,306,000 | $ 261,000 | $ 200,000 |
Rockingham County New Hampshire | 1 | $ 197,000 | $ 197,000 | $ 0 |
Sacramento County California | 1 | $ 264,000 | $ 264,000 | $ 62,000 |
Salt Lake County Utah | 2 | $ 530,000 | $ 265,000 | $ 34,000 |
San Bernardino County California | 1 | $ 216,000 | $ 216,000 | $ 0 |
San Diego County California | 4 | $ 1,581,000 | $ 395,000 | $ 43,000 |
San Francisco County California | 1 | $ 508,000 | $ 508,000 | $ 0 |
San Luis Obispo County California | 1 | $ 611,000 | $ 611,000 | $ 198,000 |
San Mateo County California | 1 | $ 731,000 | $ 731,000 | $ 192,000 |
Santa Clara County California | 2 | $ 1,103,000 | $ 551,000 | $ 105,000 |
Santa Cruz County Arizona | 1 | $ 161,000 | $ 161,000 | $ 0 |
Santa Rosa County Florida | 1 | $ 188,000 | $ 188,000 | $ 70,000 |
Sarasota County Florida | 4 | $ 1,246,000 | $ 311,000 | $ 209,000 |
Sauk County Wisconsin | 1 | $ 364,000 | $ 364,000 | $ 129,000 |
Seminole County Florida | 2 | $ 1,227,000 | $ 613,000 | $ 145,000 |
Shelby County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 0 |
Snohomish County Washington | 2 | $ 519,000 | $ 259,000 | $ 50,000 |
Somerset County Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 122,000 |
Spotsylvania County Virginia | 2 | $ 665,000 | $ 332,000 | $ 49,000 |
St. Johns County Florida | 2 | $ 719,000 | $ 359,000 | $ 0 |
St. Louis County Minnesota | 1 | $ 591,000 | $ 591,000 | $ 186,000 |
St. Louis County Missouri | 1 | $ 147,000 | $ 147,000 | $ 0 |
St. Mary's County Maryland | 1 | $ 196,000 | $ 196,000 | $ 88,000 |
Suffolk County Massachusetts | 4 | $ 1,575,000 | $ 393,000 | $ 95,000 |
Suffolk County New York | 1 | $ 388,000 | $ 388,000 | $ 120,000 |
Summit County Ohio | 2 | $ 234,000 | $ 117,000 | $ 57,000 |
Tarrant County Texas | 1 | $ 440,000 | $ 440,000 | $ 245,000 |
Thurston County Washington | 2 | $ 530,000 | $ 265,000 | $ 74,000 |
Travis County Texas | 1 | $ 464,000 | $ 464,000 | $ 0 |
Union County North Carolina | 2 | $ 481,000 | $ 240,000 | $ 97,000 |
Utah County Utah | 3 | $ 414,000 | $ 138,000 | $ 48,000 |
Virginia Beach County Virginia | 3 | $ 926,000 | $ 308,000 | $ 47,000 |
Volusia County Florida | 4 | $ 677,000 | $ 169,000 | $ 23,000 |
Walton County Florida | 1 | $ 304,000 | $ 304,000 | $ 0 |
Walton County Georgia | 1 | $ 243,000 | $ 243,000 | $ 55,000 |
Warren County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 51,000 |
Washington County Minnesota | 2 | $ 637,000 | $ 318,000 | $ 50,000 |
Washington County Oregon | 1 | $ 180,000 | $ 180,000 | $ 76,000 |
Washington County Pennsylvania | 60 | $ 4,023,000 | $ 67,000 | $ 222,000 |
Washington County Utah | 1 | $ 143,000 | $ 143,000 | $ 0 |
Washoe County Nevada | 7 | $ 3,470,000 | $ 495,000 | $ 157,000 |
Wayne County Michigan | 1 | $ 410,000 | $ 410,000 | $ 258,000 |
Weld County Colorado | 1 | $ 264,000 | $ 264,000 | $ 60,000 |
Westmoreland County Pennsylvania | 110 | $ 9,791,000 | $ 89,000 | $ 71,000 |
Wetzel County West Virginia | 2 | $ 108,000 | $ 54,000 | $ 40,000 |
Williamson County Tennessee | 2 | $ 1,047,000 | $ 523,000 | $ 100,000 |
Wilson County Tennessee | 1 | $ 192,000 | $ 192,000 | $ 74,000 |
Wood County West Virginia | 1 | $ 540,000 | $ 540,000 | $ 118,000 |
Worcester County Maryland | 1 | $ 265,000 | $ 265,000 | $ 0 |
Worcester County Massachusetts | 3 | $ 1,074,000 | $ 358,000 | $ 0 |
Yamhill County Oregon | 1 | $ 272,000 | $ 272,000 | $ 58,000 |
Yavapai County Arizona | 1 | $ 260,000 | $ 260,000 | $ 55,000 |
York County Maine | 1 | $ 325,000 | $ 325,000 | $ 0 |
York County South Carolina | 2 | $ 189,000 | $ 94,000 | $ 24,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 768 | $135,716,000 | $283,076 | $2,800,000 | $71,512 | $7,840,000 |
Refinancing | 695 | $101,961,000 | $317,161 | $999,000 | $79,193 | $3,000,000 |
Home Improvement | 626 | $21,662,000 | $31,333 | $2,100,000 | $44,333 | $337,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,397 | $71,231,000 | $90,500 | $540,000 | $78,000 | $416,000 |
Not applicable | 567 | $177,171,000 | $310,950 | $2,800,000 | $83,850 | $7,840,000 |
Not Provided | 55 | $6,100,000 | $143,250 | $1,100,000 | $141,250 | $2,136,000 |
Black or African American | 39 | $1,619,000 | $33,000 | $152,000 | $36,333 | $198,000 |
Asian | 24 | $2,794,000 | $116,000 | $279,000 | $73,000 | $206,000 |
American Indian or Alaskan Native | 3 | $123,000 | $39,000 | $80,000 | $56,500 | $74,000 |
Hispanic | 3 | $185,000 | $61,000 | $100,000 | $66,000 | $127,000 |
Native Hawaiian or Other Pacific Islander | 1 | $116,000 | $116,000 | $116,000 | $78,000 | $78,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,089 | $259,339,000 | $293,575 | $2,800,000 | $78,675 | $7,840,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,181 | $69,983,000 | $83,400 | $2,100,000 | $104,200 | $7,840,000 |
Loan Purchased By The Institution | 541 | $170,360,000 | $307,179 | $2,800,000 | $79,025 | $1,030,000 |
Application Denied By Financial Institution | 252 | $10,934,000 | $69,250 | $297,000 | $41,500 | $150,000 |
Application Withdrawn By Applicant | 43 | $3,466,000 | $93,666 | $318,000 | $60,666 | $208,000 |
Application Approved But Not Accepted | 41 | $2,312,000 | $49,666 | $230,000 | $49,333 | $173,000 |
File Closed For Incompleteness | 31 | $2,284,000 | $67,333 | $200,000 | $57,333 | $337,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 96 | $3,225,000 | $36,666 | $190,000 | $45,666 | $131,000 |
Debt-To-Income Ratio | 92 | $3,758,000 | $45,666 | $248,000 | $34,333 | $128,000 |
Collateral | 44 | $2,988,000 | $74,333 | $297,000 | $64,666 | $150,000 |
Other | 13 | $733,000 | $85,750 | $136,000 | $35,250 | $94,000 |
Employment History | 4 | $104,000 | $26,000 | $49,000 | $48,000 | $114,000 |
Unverifiable Information | 2 | $43,000 | $21,500 | $41,000 | $24,500 | $30,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $83,000 | $83,000 | $83,000 | $37,000 | $37,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Parkvale Savings Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Parkvale Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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