Parkvale Savings Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Parkvale Savings Bank 4220 William Penn Highway Monroeville, PA 15146 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 3,292 |
Total Mortgage Loan Application Amount | $630,903,000 |
Average Mortgage Loan Application Amount | $414,710 |
Highest Mortgage Loan Application Amount | $1,925,000 |
Average Applicant Income | $7,275 |
Highest Applicant Income | $1,170,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Parkvale Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Parkvale Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Parkvale Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Parkvale Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Parkvale Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Parkvale Savings Bank's mortgage activity for 2003.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Ada County Idaho | 1 | $ 368,000 | $ 368,000 | $ 0 |
Albany County New York | 1 | $ 409,000 | $ 409,000 | $ 0 |
Alexandria County Virginia | 9 | $ 3,267,000 | $ 363,000 | $ 43,000 |
Allegheny County Pennsylvania | 1,208 | $ 69,778,000 | $ 57,000 | $ 56,000 |
Anne Arundel County Maryland | 9 | $ 4,640,000 | $ 515,000 | $ 0 |
Arapahoe County Colorado | 7 | $ 2,331,000 | $ 333,000 | $ 0 |
Arlington County Virginia | 7 | $ 2,726,000 | $ 389,000 | $ 57,000 |
Armstrong County Pennsylvania | 7 | $ 291,000 | $ 41,000 | $ 43,000 |
Baldwin County Alabama | 1 | $ 427,000 | $ 427,000 | $ 0 |
Baltimore City County Maryland | 1 | $ 487,000 | $ 487,000 | $ 0 |
Baltimore County Maryland | 6 | $ 2,605,000 | $ 434,000 | $ 0 |
Barnstable County Massachusetts | 7 | $ 3,313,000 | $ 473,000 | $ 0 |
Beaufort County South Carolina | 1 | $ 721,000 | $ 721,000 | $ 0 |
Beaver County Pennsylvania | 132 | $ 6,752,000 | $ 51,000 | $ 54,000 |
Bergen County New Jersey | 8 | $ 3,483,000 | $ 435,000 | $ 0 |
Berkshire County Massachusetts | 1 | $ 511,000 | $ 511,000 | $ 0 |
Bexar County Texas | 1 | $ 139,000 | $ 139,000 | $ 0 |
Blaine County Idaho | 1 | $ 729,000 | $ 729,000 | $ 0 |
Boulder County Colorado | 10 | $ 4,462,000 | $ 446,000 | $ 0 |
Bristol County Massachusetts | 1 | $ 431,000 | $ 431,000 | $ 0 |
Bristol County Rhode Island | 1 | $ 368,000 | $ 368,000 | $ 0 |
Broward County Florida | 3 | $ 1,342,000 | $ 447,000 | $ 0 |
Brown County Wisconsin | 1 | $ 640,000 | $ 640,000 | $ 0 |
Brunswick County North Carolina | 2 | $ 677,000 | $ 338,000 | $ 0 |
Bucks County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 0 |
Burlington County New Jersey | 1 | $ 410,000 | $ 410,000 | $ 0 |
Butler County Ohio | 1 | $ 578,000 | $ 578,000 | $ 0 |
Butler County Pennsylvania | 72 | $ 5,767,000 | $ 80,000 | $ 75,000 |
Carroll County Maryland | 2 | $ 485,000 | $ 242,000 | $ 76,000 |
Charleston County South Carolina | 1 | $ 420,000 | $ 420,000 | $ 0 |
Charlevoix County Michigan | 1 | $ 435,000 | $ 435,000 | $ 0 |
Chatham County Georgia | 1 | $ 361,000 | $ 361,000 | $ 0 |
Chester County Pennsylvania | 2 | $ 863,000 | $ 431,000 | $ 0 |
Clackamas County Oregon | 2 | $ 971,000 | $ 485,000 | $ 0 |
Clarion County Pennsylvania | 1 | $ 29,000 | $ 29,000 | $ 64,000 |
Clark County Nevada | 9 | $ 4,322,000 | $ 480,000 | $ 0 |
Clay County Florida | 1 | $ 358,000 | $ 358,000 | $ 0 |
Cobb County Georgia | 4 | $ 1,584,000 | $ 396,000 | $ 0 |
Coconino County Arizona | 1 | $ 499,000 | $ 499,000 | $ 0 |
Collier County Florida | 1 | $ 409,000 | $ 409,000 | $ 0 |
Collin County Texas | 7 | $ 2,607,000 | $ 372,000 | $ 0 |
Comal County Texas | 1 | $ 348,000 | $ 348,000 | $ 0 |
Cook County Illinois | 64 | $ 29,675,000 | $ 463,000 | $ 0 |
Cumberland County North Carolina | 2 | $ 423,000 | $ 211,000 | $ 0 |
Cuyahoga County Ohio | 3 | $ 1,339,000 | $ 446,000 | $ 0 |
Dakota County Minnesota | 1 | $ 206,000 | $ 206,000 | $ 0 |
Dallas County Iowa | 1 | $ 277,000 | $ 277,000 | $ 0 |
Dallas County Texas | 8 | $ 3,248,000 | $ 406,000 | $ 0 |
Dare County North Carolina | 1 | $ 471,000 | $ 471,000 | $ 0 |
Davidson County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 0 |
Davis County Utah | 1 | $ 459,000 | $ 459,000 | $ 0 |
Dawson County Georgia | 2 | $ 1,031,000 | $ 515,000 | $ 0 |
DeKalb County Georgia | 4 | $ 1,700,000 | $ 425,000 | $ 0 |
Delaware County Ohio | 13 | $ 2,311,000 | $ 177,000 | $ 82,000 |
Delaware County Pennsylvania | 2 | $ 858,000 | $ 429,000 | $ 0 |
Denton County Texas | 3 | $ 996,000 | $ 332,000 | $ 0 |
Denver County Colorado | 10 | $ 4,682,000 | $ 468,000 | $ 0 |
Deschutes County Oregon | 1 | $ 634,000 | $ 634,000 | $ 0 |
District of Columbia County District Of Columbia | 23 | $ 11,281,000 | $ 490,000 | $ 69,000 |
Door County Wisconsin | 1 | $ 480,000 | $ 480,000 | $ 0 |
Douglas County Colorado | 12 | $ 5,531,000 | $ 460,000 | $ 0 |
Douglas County Nebraska | 1 | $ 337,000 | $ 337,000 | $ 0 |
Douglas County Nevada | 1 | $ 430,000 | $ 430,000 | $ 0 |
DuPage County Illinois | 14 | $ 6,310,000 | $ 450,000 | $ 0 |
Duval County Florida | 1 | $ 161,000 | $ 161,000 | $ 0 |
Eagle County Colorado | 2 | $ 1,152,000 | $ 576,000 | $ 0 |
El Paso County Colorado | 1 | $ 343,000 | $ 343,000 | $ 0 |
Emmet County Michigan | 1 | $ 650,000 | $ 650,000 | $ 0 |
Erie County New York | 4 | $ 2,173,000 | $ 543,000 | $ 0 |
Essex County Massachusetts | 18 | $ 8,307,000 | $ 461,000 | $ 0 |
Essex County New Jersey | 4 | $ 1,986,000 | $ 496,000 | $ 0 |
Essex County New York | 1 | $ 446,000 | $ 446,000 | $ 0 |
Fairfax City County Virginia | 1 | $ 599,000 | $ 599,000 | $ 0 |
Fairfax County Virginia | 54 | $ 24,790,000 | $ 459,000 | $ 93,000 |
Fairfield County Connecticut | 26 | $ 12,264,000 | $ 471,000 | $ 0 |
Falls Church County Virginia | 1 | $ 415,000 | $ 415,000 | $ 0 |
Fannin County Georgia | 1 | $ 393,000 | $ 393,000 | $ 0 |
Fayette County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 0 |
Fayette County Pennsylvania | 456 | $ 18,358,000 | $ 40,000 | $ 46,000 |
Forsyth County Georgia | 2 | $ 975,000 | $ 487,000 | $ 0 |
Fort Bend County Texas | 1 | $ 401,000 | $ 401,000 | $ 0 |
Franklin County Ohio | 40 | $ 8,881,000 | $ 222,000 | $ 85,000 |
Franklin County Virginia | 1 | $ 496,000 | $ 496,000 | $ 0 |
Fulton County Georgia | 12 | $ 5,582,000 | $ 465,000 | $ 0 |
Garfield County Colorado | 2 | $ 1,059,000 | $ 529,000 | $ 0 |
Genesee County Michigan | 1 | $ 605,000 | $ 605,000 | $ 0 |
Goochland County Virginia | 1 | $ 438,000 | $ 438,000 | $ 0 |
Goodhue County Minnesota | 1 | $ 489,000 | $ 489,000 | $ 0 |
Grand Isle County Vermont | 1 | $ 580,000 | $ 580,000 | $ 0 |
Greene County Pennsylvania | 18 | $ 742,000 | $ 41,000 | $ 45,000 |
Guilford County North Carolina | 2 | $ 594,000 | $ 297,000 | $ 0 |
Gwinnett County Georgia | 2 | $ 999,000 | $ 499,000 | $ 0 |
Hamilton County Indiana | 3 | $ 1,112,000 | $ 370,000 | $ 0 |
Harford County Maryland | 2 | $ 651,000 | $ 325,000 | $ 0 |
Harris County Texas | 3 | $ 1,464,000 | $ 488,000 | $ 0 |
Hartford County Connecticut | 3 | $ 1,357,000 | $ 452,000 | $ 0 |
Hays County Texas | 1 | $ 401,000 | $ 401,000 | $ 0 |
Hennepin County Minnesota | 11 | $ 4,956,000 | $ 450,000 | $ 0 |
Hillsborough County Florida | 1 | $ 435,000 | $ 435,000 | $ 0 |
Hillsborough County New Hampshire | 3 | $ 1,488,000 | $ 496,000 | $ 0 |
Howard County Maryland | 5 | $ 2,399,000 | $ 479,000 | $ 66,000 |
Hunterdon County New Jersey | 1 | $ 341,000 | $ 341,000 | $ 0 |
Ingham County Michigan | 2 | $ 806,000 | $ 403,000 | $ 0 |
Iredell County North Carolina | 3 | $ 928,000 | $ 309,000 | $ 0 |
Jackson County Michigan | 1 | $ 539,000 | $ 539,000 | $ 0 |
Jackson County Missouri | 1 | $ 611,000 | $ 611,000 | $ 0 |
Jackson County Oregon | 1 | $ 429,000 | $ 429,000 | $ 0 |
Jefferson County Alabama | 3 | $ 1,498,000 | $ 499,000 | $ 0 |
Jefferson County Colorado | 14 | $ 6,486,000 | $ 463,000 | $ 0 |
Jefferson County Kentucky | 1 | $ 486,000 | $ 486,000 | $ 0 |
Johnson County Kansas | 3 | $ 1,114,000 | $ 371,000 | $ 0 |
Josephine County Oregon | 1 | $ 412,000 | $ 412,000 | $ 0 |
Kane County Illinois | 4 | $ 1,584,000 | $ 396,000 | $ 0 |
Kent County Rhode Island | 1 | $ 411,000 | $ 411,000 | $ 0 |
King County Washington | 92 | $ 41,661,000 | $ 452,000 | $ 0 |
Kings County New York | 1 | $ 590,000 | $ 590,000 | $ 0 |
Kitsap County Washington | 2 | $ 714,000 | $ 357,000 | $ 0 |
Kootenai County Idaho | 1 | $ 393,000 | $ 393,000 | $ 0 |
Lake County Illinois | 17 | $ 8,016,000 | $ 471,000 | $ 0 |
Lapeer County Michigan | 2 | $ 822,000 | $ 411,000 | $ 0 |
Larimer County Colorado | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
Lawrence County Pennsylvania | 3 | $ 85,000 | $ 28,000 | $ 43,000 |
Lee County Florida | 2 | $ 832,000 | $ 416,000 | $ 0 |
Licking County Ohio | 1 | $ 53,000 | $ 53,000 | $ 122,000 |
Litchfield County Connecticut | 1 | $ 459,000 | $ 459,000 | $ 0 |
Livingston County Michigan | 3 | $ 1,519,000 | $ 506,000 | $ 0 |
Loudoun County Virginia | 21 | $ 8,126,000 | $ 386,000 | $ 43,000 |
Macomb County Michigan | 8 | $ 3,170,000 | $ 396,000 | $ 0 |
Manassas County Virginia | 1 | $ 270,000 | $ 270,000 | $ 0 |
Maricopa County Arizona | 44 | $ 19,883,000 | $ 451,000 | $ 0 |
Marion County Indiana | 2 | $ 849,000 | $ 424,000 | $ 0 |
Marshall County Indiana | 1 | $ 398,000 | $ 398,000 | $ 0 |
Maui County Hawaii | 1 | $ 106,000 | $ 106,000 | $ 0 |
McHenry County Illinois | 2 | $ 813,000 | $ 406,000 | $ 0 |
Mecklenburg County North Carolina | 12 | $ 5,232,000 | $ 436,000 | $ 0 |
Mercer County New Jersey | 1 | $ 426,000 | $ 426,000 | $ 0 |
Miami-Dade County Florida | 5 | $ 2,053,000 | $ 410,000 | $ 0 |
Middlesex County Massachusetts | 45 | $ 20,779,000 | $ 461,000 | $ 0 |
Middlesex County New Jersey | 3 | $ 1,178,000 | $ 392,000 | $ 0 |
Middlesex County Virginia | 1 | $ 302,000 | $ 302,000 | $ 0 |
Milwaukee County Wisconsin | 4 | $ 1,947,000 | $ 486,000 | $ 0 |
Monmouth County New Jersey | 4 | $ 2,256,000 | $ 564,000 | $ 0 |
Monroe County New York | 2 | $ 992,000 | $ 496,000 | $ 0 |
Montgomery County Maryland | 30 | $ 12,718,000 | $ 423,000 | $ 91,000 |
Montgomery County Pennsylvania | 4 | $ 2,214,000 | $ 553,000 | $ 0 |
Montgomery County Texas | 5 | $ 2,093,000 | $ 418,000 | $ 0 |
Morris County New Jersey | 5 | $ 2,275,000 | $ 455,000 | $ 0 |
Multnomah County Oregon | 6 | $ 2,252,000 | $ 375,000 | $ 0 |
Nantucket County Massachusetts | 2 | $ 1,190,000 | $ 595,000 | $ 0 |
Nassau County Florida | 1 | $ 398,000 | $ 398,000 | $ 0 |
Nassau County New York | 4 | $ 2,112,000 | $ 528,000 | $ 0 |
Navajo County Arizona | 1 | $ 309,000 | $ 309,000 | $ 0 |
New Castle County Delaware | 1 | $ 544,000 | $ 544,000 | $ 0 |
New Hanover County North Carolina | 1 | $ 501,000 | $ 501,000 | $ 0 |
New Haven County Connecticut | 1 | $ 440,000 | $ 440,000 | $ 0 |
New York County New York | 1 | $ 614,000 | $ 614,000 | $ 0 |
Norfolk County Massachusetts | 19 | $ 9,126,000 | $ 480,000 | $ 0 |
Northumberland County Virginia | 1 | $ 241,000 | $ 241,000 | $ 0 |
Oakland County Michigan | 79 | $ 34,850,000 | $ 441,000 | $ 0 |
Ocean County New Jersey | 1 | $ 510,000 | $ 510,000 | $ 0 |
Okaloosa County Florida | 2 | $ 598,000 | $ 299,000 | $ 0 |
Ontario County New York | 3 | $ 1,640,000 | $ 546,000 | $ 0 |
Orange County Florida | 1 | $ 113,000 | $ 113,000 | $ 0 |
Orange County North Carolina | 4 | $ 1,879,000 | $ 469,000 | $ 0 |
Palm Beach County Florida | 5 | $ 1,985,000 | $ 397,000 | $ 0 |
Pickaway County Ohio | 1 | $ 131,000 | $ 131,000 | $ 116,000 |
Pierce County Washington | 3 | $ 1,598,000 | $ 532,000 | $ 0 |
Pima County Arizona | 1 | $ 499,000 | $ 499,000 | $ 0 |
Pinal County Arizona | 1 | $ 523,000 | $ 523,000 | $ 0 |
Plymouth County Massachusetts | 6 | $ 2,480,000 | $ 413,000 | $ 0 |
Porter County Indiana | 3 | $ 943,000 | $ 314,000 | $ 0 |
Prince William County Virginia | 4 | $ 1,299,000 | $ 324,000 | $ 0 |
Providence County Rhode Island | 1 | $ 400,000 | $ 400,000 | $ 0 |
Pulaski County Arkansas | 1 | $ 637,000 | $ 637,000 | $ 0 |
Putnam County Georgia | 1 | $ 387,000 | $ 387,000 | $ 0 |
Putnam County New York | 1 | $ 458,000 | $ 458,000 | $ 0 |
Queen Anne's County Maryland | 1 | $ 480,000 | $ 480,000 | $ 0 |
Queens County New York | 1 | $ 517,000 | $ 517,000 | $ 0 |
Richmond City County Virginia | 1 | $ 501,000 | $ 501,000 | $ 0 |
Richmond County New York | 2 | $ 744,000 | $ 372,000 | $ 0 |
Rockingham County New Hampshire | 2 | $ 789,000 | $ 394,000 | $ 0 |
Rockland County New York | 4 | $ 1,881,000 | $ 470,000 | $ 0 |
Rowan County North Carolina | 1 | $ 337,000 | $ 337,000 | $ 0 |
Salt Lake County Utah | 2 | $ 752,000 | $ 376,000 | $ 0 |
Santa Fe County New Mexico | 1 | $ 376,000 | $ 376,000 | $ 0 |
Sawyer County Wisconsin | 1 | $ 350,000 | $ 350,000 | $ 0 |
Shelby County Tennessee | 1 | $ 474,000 | $ 474,000 | $ 0 |
Skagit County Washington | 1 | $ 433,000 | $ 433,000 | $ 0 |
Snohomish County Washington | 4 | $ 1,797,000 | $ 449,000 | $ 0 |
Somerset County New Jersey | 4 | $ 2,120,000 | $ 530,000 | $ 0 |
Somerset County Pennsylvania | 2 | $ 301,000 | $ 150,000 | $ 161,000 |
St. Charles County Missouri | 2 | $ 906,000 | $ 453,000 | $ 0 |
St. Clair County Michigan | 1 | $ 607,000 | $ 607,000 | $ 0 |
St. Louis City County Missouri | 1 | $ 375,000 | $ 375,000 | $ 0 |
St. Louis County Missouri | 16 | $ 7,585,000 | $ 474,000 | $ 0 |
St. Mary's County Maryland | 1 | $ 588,000 | $ 588,000 | $ 0 |
Suffolk County Massachusetts | 7 | $ 3,205,000 | $ 457,000 | $ 0 |
Suffolk County New York | 7 | $ 3,503,000 | $ 500,000 | $ 0 |
Summit County Colorado | 2 | $ 888,000 | $ 444,000 | $ 0 |
Summit County Ohio | 2 | $ 688,000 | $ 344,000 | $ 0 |
Summit County Utah | 1 | $ 513,000 | $ 513,000 | $ 0 |
Sussex County Delaware | 3 | $ 1,549,000 | $ 516,000 | $ 0 |
Tarrant County Texas | 6 | $ 2,550,000 | $ 425,000 | $ 0 |
Thurston County Washington | 1 | $ 454,000 | $ 454,000 | $ 0 |
Travis County Texas | 8 | $ 3,533,000 | $ 441,000 | $ 0 |
Union County New Jersey | 3 | $ 1,094,000 | $ 364,000 | $ 0 |
Union County North Carolina | 2 | $ 764,000 | $ 382,000 | $ 0 |
Utah County Utah | 1 | $ 407,000 | $ 407,000 | $ 0 |
Virginia Beach County Virginia | 3 | $ 1,185,000 | $ 395,000 | $ 0 |
Wagoner County Oklahoma | 1 | $ 357,000 | $ 357,000 | $ 0 |
Wake County North Carolina | 9 | $ 4,189,000 | $ 465,000 | $ 0 |
Washington County Minnesota | 2 | $ 929,000 | $ 464,000 | $ 0 |
Washington County Oregon | 3 | $ 1,383,000 | $ 461,000 | $ 0 |
Washington County Pennsylvania | 67 | $ 7,162,000 | $ 106,000 | $ 63,000 |
Washington County Rhode Island | 1 | $ 498,000 | $ 498,000 | $ 0 |
Washoe County Nevada | 1 | $ 362,000 | $ 362,000 | $ 0 |
Washtenaw County Michigan | 9 | $ 4,212,000 | $ 468,000 | $ 0 |
Waukesha County Wisconsin | 3 | $ 1,091,000 | $ 363,000 | $ 0 |
Wayne County Michigan | 16 | $ 6,592,000 | $ 412,000 | $ 0 |
Weld County Colorado | 1 | $ 335,000 | $ 335,000 | $ 0 |
Westchester County New York | 9 | $ 4,630,000 | $ 514,000 | $ 0 |
Westmoreland County Pennsylvania | 150 | $ 10,469,000 | $ 69,000 | $ 61,000 |
Will County Illinois | 5 | $ 1,900,000 | $ 380,000 | $ 0 |
Williamson County Texas | 1 | $ 358,000 | $ 358,000 | $ 0 |
Worcester County Massachusetts | 4 | $ 1,577,000 | $ 394,000 | $ 0 |
Yakima County Washington | 1 | $ 545,000 | $ 545,000 | $ 0 |
York County Maine | 1 | $ 561,000 | $ 561,000 | $ 0 |
York County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 0 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing (home purchase or home improvement, one-to-four family) | 2,087 | $534,025,000 | $431,025 | $798,000 | $8,050 | $1,170,000 |
Home Improvement (one-to-four family) | 849 | $23,750,000 | $27,000 | $236,000 | $47,000 | $330,000 |
Home Purchase (one-to-four family) | 340 | $66,776,000 | $405,555 | $650,000 | $4,925 | $523,000 |
Multifamily dwelling (home purchase, home improvement, and refinancings) | 16 | $6,352,000 | $397,000 | $1,925,000 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,087 | $121,414,000 | $268,200 | $720,000 | $129,400 | $1,170,000 |
Not applicable | 1,125 | $502,473,000 | $432,309 | $1,925,000 | $0 | $0 |
Black | 33 | $1,836,000 | $165,000 | $355,000 | $90,333 | $331,000 |
Asian or Pacific Islander | 19 | $1,295,000 | $111,500 | $215,000 | $97,000 | $194,000 |
Information not provided by applicant in mail or telephone application | 18 | $3,408,000 | $367,500 | $750,000 | $134,000 | $396,000 |
American Indian or Alaskan Native | 5 | $248,000 | $49,000 | $150,000 | $48,000 | $108,000 |
Hispanic | 4 | $181,000 | $45,000 | $100,000 | $57,000 | $114,000 |
Other | 1 | $48,000 | $48,000 | $48,000 | $32,000 | $32,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,281 | $630,639,000 | $418,000 | $1,925,000 | $6,500 | $1,170,000 |
FHA-insured (Federal Housing Administration) | 11 | $264,000 | $24,000 | $69,000 | $43,000 | $60,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,664 | $104,184,000 | $268,800 | $750,000 | $125,400 | $1,170,000 |
Loan Purchased By The Institution | 1,111 | $496,816,000 | $433,071 | $798,000 | $0 | $0 |
Application Denied By Financial Institution | 317 | $12,469,000 | $39,000 | $300,000 | $44,000 | $301,000 |
Application Withdrawn By Applicant | 147 | $15,013,000 | $282,500 | $1,925,000 | $155,500 | $523,000 |
Application Approved But Not Accepted | 53 | $2,421,000 | $197,000 | $355,000 | $72,500 | $183,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 112 | $4,178,000 | $37,000 | $208,000 | $46,000 | $301,000 |
Debt-To-Income Ratio | 95 | $3,198,000 | $33,000 | $300,000 | $30,000 | $101,000 |
Other | 69 | $3,338,000 | $48,000 | $150,000 | $53,000 | $249,000 |
Collateral | 31 | $1,466,000 | $47,000 | $195,000 | $56,000 | $103,000 |
Employment History | 9 | $229,000 | $25,000 | $126,000 | $42,000 | $78,000 |
Mortgage Insurance Denied | 1 | $60,000 | $60,000 | $60,000 | $17,000 | $17,000 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Parkvale Savings Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Parkvale Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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