Panhandle State Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Idaho.
The mortgage statistics and data below are specific to mortgage loan applications for Panhandle State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Panhandle State Bank 414 Church Street Sandpoint, ID 83864 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,010 |
| Total Mortgage Loan Application Amount | $107,393,000 |
| Average Mortgage Loan Application Amount | $106,263 |
| Highest Mortgage Loan Application Amount | $592,000 |
| Average Applicant Income | $72,578 |
| Highest Applicant Income | $480,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ID, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bonner County Idaho | 403 | $ 48,074,000 | $ 119,000 | $ 71,000 |
| Kootenai County Idaho | 235 | $ 27,542,000 | $ 117,000 | $ 57,000 |
| Boundary County Idaho | 99 | $ 7,805,000 | $ 78,000 | $ 50,000 |
| Malheur County Oregon | 80 | $ 6,377,000 | $ 79,000 | $ 35,000 |
| Payette County Idaho | 55 | $ 3,660,000 | $ 66,000 | $ 47,000 |
| Canyon County Idaho | 37 | $ 4,107,000 | $ 111,000 | $ 66,000 |
| Washington County Idaho | 19 | $ 1,462,000 | $ 76,000 | $ 44,000 |
| Spokane County Washington | 12 | $ 1,694,000 | $ 141,000 | $ 75,000 |
| Ada County Idaho | 10 | $ 1,038,000 | $ 103,000 | $ 63,000 |
| Shoshone County Idaho | 7 | $ 451,000 | $ 64,000 | $ 63,000 |
| Sanders County Montana | 4 | $ 265,000 | $ 66,000 | $ 37,000 |
| Pend Oreille County Washington | 4 | $ 424,000 | $ 106,000 | $ 52,000 |
| Mohave County Arizona | 3 | $ 119,000 | $ 39,000 | $ 0 |
| Benewah County Idaho | 3 | $ 265,000 | $ 88,000 | $ 65,000 |
| Baker County Oregon | 3 | $ 328,000 | $ 109,000 | $ 34,000 |
| Maricopa County Arizona | 2 | $ 140,000 | $ 70,000 | $ 33,000 |
| Yavapai County Arizona | 2 | $ 387,000 | $ 193,000 | $ 110,000 |
| Owyhee County Idaho | 2 | $ 109,000 | $ 54,000 | $ 29,000 |
| Nye County Nevada | 2 | $ 212,000 | $ 106,000 | $ 63,000 |
| Washington County Oregon | 2 | $ 160,000 | $ 80,000 | $ 17,000 |
| Stevens County Washington | 2 | $ 167,000 | $ 83,000 | $ 37,000 |
| Cochise County Arizona | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Navajo County Arizona | 1 | $ 31,000 | $ 31,000 | $ 0 |
| San Bernardino County California | 1 | $ 33,000 | $ 33,000 | $ 0 |
| San Diego County California | 1 | $ 163,000 | $ 163,000 | $ 72,000 |
| Miami-Dade County Florida | 1 | $ 180,000 | $ 180,000 | $ 271,000 |
| Bingham County Idaho | 1 | $ 133,000 | $ 133,000 | $ 43,000 |
| Latah County Idaho | 1 | $ 99,000 | $ 99,000 | $ 86,000 |
| Nez Perce County Idaho | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Valley County Idaho | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Otter Tail County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| Jefferson County Oregon | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Morrow County Oregon | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Union County Oregon | 1 | $ 134,000 | $ 134,000 | $ 34,000 |
| Caledonia County Vermont | 1 | $ 138,000 | $ 138,000 | $ 105,000 |
| Cowlitz County Washington | 1 | $ 178,000 | $ 178,000 | $ 80,000 |
| Ferry County Washington | 1 | $ 117,000 | $ 117,000 | $ 61,000 |
| King County Washington | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Mason County Washington | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Okanogan County Washington | 1 | $ 264,000 | $ 264,000 | $ 232,000 |
| Pierce County Washington | 1 | $ 97,000 | $ 97,000 | $ 49,000 |
| Yakima County Washington | 1 | $ 27,000 | $ 27,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Idaho,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Panhandle State Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 534 | $62,461,000 | $138,750 | $532,000 | $108,500 | $480,000 |
| Home Purchase (one-to-four family) | 297 | $31,241,000 | $96,142 | $592,000 | $44,714 | $466,000 |
| Home Improvement (one-to-four family) | 179 | $13,691,000 | $59,000 | $354,000 | $49,500 | $300,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 900 | $95,746,000 | $117,714 | $532,000 | $76,142 | $480,000 |
| Information not provided by applicant in mail or telephone application | 45 | $6,034,000 | $86,166 | $592,000 | $59,000 | $305,000 |
| Hispanic | 32 | $2,381,000 | $77,500 | $329,000 | $43,500 | $180,000 |
| Not applicable | 19 | $2,218,000 | $139,333 | $267,000 | $61,333 | $242,000 |
| Asian or Pacific Islander | 9 | $621,000 | $76,333 | $150,000 | $53,666 | $168,000 |
| Other | 3 | $218,000 | $72,000 | $104,000 | $45,000 | $66,000 |
| Black | 1 | $130,000 | $130,000 | $130,000 | $42,000 | $42,000 |
| American Indian or Alaskan Native | 1 | $45,000 | $45,000 | $45,000 | $37,000 | $37,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 978 | $104,017,000 | $107,800 | $592,000 | $79,300 | $480,000 |
| VA-guaranteed (Veterans Administration) | 17 | $1,914,000 | $112,000 | $227,000 | $29,000 | $70,000 |
| FHA-insured (Federal Housing Administration) | 13 | $1,277,000 | $81,000 | $128,000 | $31,000 | $60,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $185,000 | $92,000 | $98,000 | $29,000 | $31,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 670 | $71,205,000 | $101,000 | $532,000 | $59,166 | $464,000 |
| Application Approved But Not Accepted | 203 | $24,292,000 | $136,000 | $486,000 | $103,833 | $466,000 |
| Application Withdrawn By Applicant | 86 | $9,032,000 | $100,400 | $592,000 | $59,000 | $480,000 |
| Application Denied By Financial Institution | 36 | $2,101,000 | $90,250 | $152,000 | $47,250 | $77,000 |
| Loan Purchased By The Institution | 13 | $615,000 | $43,000 | $108,000 | $0 | $0 |
| File Closed For Incompleteness | 2 | $148,000 | $74,000 | $98,000 | $47,000 | $55,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 21 | $1,017,000 | $52,000 | $152,000 | $34,500 | $77,000 |
| Collateral | 6 | $445,000 | $80,333 | $107,000 | $44,000 | $66,000 |
| Debt-To-Income Ratio | 4 | $417,000 | $107,666 | $135,000 | $40,000 | $59,000 |
| Employment History | 2 | $88,000 | $44,000 | $78,000 | $37,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ID, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Idaho, and search similar information at your convenience.