Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Pennsylvania State Employees Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Pennsylvania State Employees Credit Union Po Box 67013 Harrisburg, PA 17106 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 5,170 |
Total Mortgage Loan Application Amount | $479,408,000 |
Average Mortgage Loan Application Amount | $82,666 |
Highest Mortgage Loan Application Amount | $689,000 |
Average Applicant Income | $77,666 |
Highest Applicant Income | $1,195,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Dauphin County Pennsylvania | 749 | $ 61,317,000 | $ 81,000 | $ 87,000 |
Cumberland County Pennsylvania | 366 | $ 34,650,000 | $ 94,000 | $ 92,000 |
York County Pennsylvania | 207 | $ 19,352,000 | $ 93,000 | $ 91,000 |
Lancaster County Pennsylvania | 171 | $ 16,203,000 | $ 94,000 | $ 88,000 |
Luzerne County Pennsylvania | 161 | $ 12,278,000 | $ 76,000 | $ 82,000 |
Schuylkill County Pennsylvania | 153 | $ 11,248,000 | $ 73,000 | $ 74,000 |
Perry County Pennsylvania | 136 | $ 12,641,000 | $ 92,000 | $ 78,000 |
Allegheny County Pennsylvania | 121 | $ 8,983,000 | $ 74,000 | $ 84,000 |
Northumberland County Pennsylvania | 102 | $ 6,632,000 | $ 65,000 | $ 72,000 |
Lebanon County Pennsylvania | 100 | $ 9,812,000 | $ 98,000 | $ 86,000 |
Montgomery County Pennsylvania | 98 | $ 11,443,000 | $ 116,000 | $ 106,000 |
Philadelphia County Pennsylvania | 97 | $ 8,799,000 | $ 90,000 | $ 88,000 |
Berks County Pennsylvania | 94 | $ 9,023,000 | $ 95,000 | $ 89,000 |
Centre County Pennsylvania | 93 | $ 8,216,000 | $ 88,000 | $ 73,000 |
Westmoreland County Pennsylvania | 90 | $ 7,296,000 | $ 81,000 | $ 77,000 |
Indiana County Pennsylvania | 82 | $ 6,405,000 | $ 78,000 | $ 70,000 |
Lackawanna County Pennsylvania | 79 | $ 6,417,000 | $ 81,000 | $ 79,000 |
Lycoming County Pennsylvania | 74 | $ 5,676,000 | $ 76,000 | $ 79,000 |
Chester County Pennsylvania | 68 | $ 11,183,000 | $ 164,000 | $ 113,000 |
Huntingdon County Pennsylvania | 67 | $ 6,014,000 | $ 89,000 | $ 75,000 |
Delaware County Pennsylvania | 65 | $ 6,060,000 | $ 93,000 | $ 89,000 |
Columbia County Pennsylvania | 61 | $ 5,829,000 | $ 95,000 | $ 81,000 |
Clearfield County Pennsylvania | 59 | $ 3,648,000 | $ 61,000 | $ 73,000 |
Snyder County Pennsylvania | 55 | $ 4,688,000 | $ 85,000 | $ 76,000 |
Bucks County Pennsylvania | 47 | $ 7,668,000 | $ 163,000 | $ 131,000 |
Cambria County Pennsylvania | 46 | $ 2,730,000 | $ 59,000 | $ 67,000 |
Blair County Pennsylvania | 45 | $ 2,836,000 | $ 63,000 | $ 73,000 |
Lehigh County Pennsylvania | 43 | $ 4,970,000 | $ 115,000 | $ 93,000 |
Crawford County Pennsylvania | 41 | $ 2,730,000 | $ 66,000 | $ 65,000 |
Erie County Pennsylvania | 39 | $ 3,157,000 | $ 80,000 | $ 84,000 |
Monroe County Pennsylvania | 37 | $ 4,277,000 | $ 115,000 | $ 95,000 |
Northampton County Pennsylvania | 37 | $ 4,197,000 | $ 113,000 | $ 85,000 |
Clinton County Pennsylvania | 34 | $ 2,693,000 | $ 79,000 | $ 81,000 |
Union County Pennsylvania | 34 | $ 2,792,000 | $ 82,000 | $ 71,000 |
Washington County Pennsylvania | 34 | $ 2,159,000 | $ 63,000 | $ 73,000 |
Butler County Pennsylvania | 30 | $ 3,362,000 | $ 112,000 | $ 86,000 |
Franklin County Pennsylvania | 30 | $ 2,850,000 | $ 95,000 | $ 75,000 |
Juniata County Pennsylvania | 29 | $ 2,705,000 | $ 93,000 | $ 74,000 |
Tioga County Pennsylvania | 29 | $ 2,928,000 | $ 100,000 | $ 74,000 |
Bedford County Pennsylvania | 27 | $ 2,084,000 | $ 77,000 | $ 61,000 |
Fayette County Pennsylvania | 27 | $ 1,962,000 | $ 72,000 | $ 78,000 |
Adams County Pennsylvania | 24 | $ 3,227,000 | $ 134,000 | $ 83,000 |
Mifflin County Pennsylvania | 24 | $ 1,454,000 | $ 60,000 | $ 80,000 |
Venango County Pennsylvania | 23 | $ 777,000 | $ 33,000 | $ 61,000 |
Warren County Pennsylvania | 21 | $ 1,299,000 | $ 61,000 | $ 61,000 |
Carbon County Pennsylvania | 20 | $ 1,791,000 | $ 89,000 | $ 84,000 |
Somerset County Pennsylvania | 20 | $ 1,048,000 | $ 52,000 | $ 64,000 |
Jefferson County Pennsylvania | 19 | $ 1,307,000 | $ 68,000 | $ 66,000 |
Mercer County Pennsylvania | 19 | $ 1,554,000 | $ 81,000 | $ 80,000 |
Clarion County Pennsylvania | 17 | $ 1,578,000 | $ 92,000 | $ 80,000 |
Wayne County Pennsylvania | 17 | $ 1,846,000 | $ 108,000 | $ 89,000 |
Greene County Pennsylvania | 16 | $ 1,054,000 | $ 65,000 | $ 61,000 |
Susquehanna County Pennsylvania | 16 | $ 1,419,000 | $ 88,000 | $ 83,000 |
Armstrong County Pennsylvania | 15 | $ 1,120,000 | $ 74,000 | $ 64,000 |
Bradford County Pennsylvania | 15 | $ 919,000 | $ 61,000 | $ 120,000 |
Lawrence County Pennsylvania | 15 | $ 841,000 | $ 56,000 | $ 69,000 |
Montour County Pennsylvania | 14 | $ 1,178,000 | $ 84,000 | $ 77,000 |
Beaver County Pennsylvania | 12 | $ 692,000 | $ 57,000 | $ 61,000 |
Potter County Pennsylvania | 10 | $ 541,000 | $ 54,000 | $ 67,000 |
Pike County Pennsylvania | 9 | $ 821,000 | $ 91,000 | $ 75,000 |
Elk County Pennsylvania | 7 | $ 572,000 | $ 81,000 | $ 70,000 |
McKean County Pennsylvania | 7 | $ 347,000 | $ 49,000 | $ 65,000 |
Wyoming County Pennsylvania | 7 | $ 786,000 | $ 112,000 | $ 72,000 |
Fulton County Pennsylvania | 5 | $ 225,000 | $ 45,000 | $ 60,000 |
Sullivan County Pennsylvania | 5 | $ 688,000 | $ 137,000 | $ 102,000 |
Cameron County Pennsylvania | 4 | $ 345,000 | $ 86,000 | $ 79,000 |
Forest County Pennsylvania | 4 | $ 147,000 | $ 36,000 | $ 51,000 |
Camden County New Jersey | 2 | $ 63,000 | $ 31,000 | $ 119,000 |
New Castle County Delaware | 1 | $ 98,000 | $ 98,000 | $ 141,000 |
Sussex County Delaware | 1 | $ 30,000 | $ 30,000 | $ 100,000 |
Collier County Florida | 1 | $ 30,000 | $ 30,000 | $ 115,000 |
DeKalb County Georgia | 1 | $ 5,000 | $ 5,000 | $ 77,000 |
Harford County Maryland | 1 | $ 108,000 | $ 108,000 | $ 170,000 |
St. Mary's County Maryland | 1 | $ 20,000 | $ 20,000 | $ 180,000 |
Atlantic County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 117,000 |
Burlington County New Jersey | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
Gloucester County New Jersey | 1 | $ 84,000 | $ 84,000 | $ 1,000 |
Union County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
Chautauqua County New York | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
Onslow County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
Albemarle County Virginia | 1 | $ 232,000 | $ 232,000 | $ 125,000 |
Caroline County Virginia | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
Fairfax County Virginia | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
Henrico County Virginia | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
Loudoun County Virginia | 1 | $ 100,000 | $ 100,000 | $ 292,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 2,924 | $303,212,000 | $103,000 | $689,000 | $86,000 | $1,195,000 |
Home Purchase | 1,250 | $149,435,000 | $119,000 | $680,000 | $63,000 | $542,000 |
Home Improvement | 996 | $26,761,000 | $26,000 | $275,000 | $84,000 | $627,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,632 | $345,043,000 | $95,000 | $680,000 | $80,000 | $1,195,000 |
Not Provided | 1,243 | $107,708,000 | $86,000 | $689,000 | $81,000 | $634,000 |
Black or African American | 172 | $14,518,000 | $84,000 | $610,000 | $68,000 | $474,000 |
Hispanic | 62 | $6,338,000 | $102,000 | $315,000 | $75,000 | $246,000 |
Asian | 39 | $4,218,000 | $108,000 | $359,000 | $102,000 | $370,000 |
American Indian or Alaskan Native | 19 | $1,339,000 | $70,000 | $230,000 | $89,000 | $492,000 |
Native Hawaiian or Other Pacific Islander | 3 | $244,000 | $81,000 | $110,000 | $126,000 | $241,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,170 | $479,408,000 | $92,000 | $689,000 | $80,000 | $1,195,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,395 | $175,812,000 | $73,000 | $417,000 | $86,000 | $1,195,000 |
Application Denied By Financial Institution | 1,185 | $117,019,000 | $98,000 | $689,000 | $77,000 | $920,000 |
Preapproval Denied by Financial Institution | 829 | $100,854,000 | $121,000 | $680,000 | $59,000 | $453,000 |
Application Withdrawn By Applicant | 424 | $51,527,000 | $121,000 | $417,000 | $88,000 | $627,000 |
File Closed For Incompleteness | 239 | $27,421,000 | $114,000 | $360,000 | $88,000 | $285,000 |
Application Approved But Not Accepted | 98 | $6,775,000 | $69,000 | $417,000 | $85,000 | $403,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.