Pennsylvania State Employees Credit Union
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Pennsylvania State Employees Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Pennsylvania State Employees Credit Union Po Box 67013 Harrisburg, PA 17106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,728 |
| Total Mortgage Loan Application Amount | $219,117,000 |
| Average Mortgage Loan Application Amount | $74,000 |
| Highest Mortgage Loan Application Amount | $603,000 |
| Average Applicant Income | $75,333 |
| Highest Applicant Income | $440,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dauphin County Pennsylvania | 683 | $ 37,652,000 | $ 55,000 | $ 76,000 |
| Cumberland County Pennsylvania | 305 | $ 19,455,000 | $ 63,000 | $ 88,000 |
| York County Pennsylvania | 179 | $ 10,064,000 | $ 56,000 | $ 86,000 |
| Lancaster County Pennsylvania | 143 | $ 7,954,000 | $ 55,000 | $ 83,000 |
| Allegheny County Pennsylvania | 123 | $ 4,861,000 | $ 39,000 | $ 75,000 |
| Luzerne County Pennsylvania | 102 | $ 5,260,000 | $ 51,000 | $ 71,000 |
| Northumberland County Pennsylvania | 89 | $ 4,490,000 | $ 50,000 | $ 69,000 |
| Philadelphia County Pennsylvania | 87 | $ 6,389,000 | $ 73,000 | $ 68,000 |
| Schuylkill County Pennsylvania | 87 | $ 4,763,000 | $ 54,000 | $ 67,000 |
| Lebanon County Pennsylvania | 82 | $ 5,234,000 | $ 63,000 | $ 78,000 |
| Perry County Pennsylvania | 75 | $ 4,200,000 | $ 56,000 | $ 72,000 |
| Berks County Pennsylvania | 74 | $ 4,555,000 | $ 61,000 | $ 80,000 |
| Lycoming County Pennsylvania | 73 | $ 2,978,000 | $ 40,000 | $ 72,000 |
| Centre County Pennsylvania | 70 | $ 3,835,000 | $ 54,000 | $ 78,000 |
| Indiana County Pennsylvania | 70 | $ 2,740,000 | $ 39,000 | $ 75,000 |
| Delaware County Pennsylvania | 69 | $ 5,105,000 | $ 73,000 | $ 97,000 |
| Montgomery County Pennsylvania | 66 | $ 4,574,000 | $ 69,000 | $ 87,000 |
| Lackawanna County Pennsylvania | 62 | $ 3,361,000 | $ 54,000 | $ 67,000 |
| Chester County Pennsylvania | 55 | $ 4,552,000 | $ 82,000 | $ 115,000 |
| Bucks County Pennsylvania | 53 | $ 3,709,000 | $ 69,000 | $ 91,000 |
| Cambria County Pennsylvania | 52 | $ 3,065,000 | $ 58,000 | $ 65,000 |
| Clearfield County Pennsylvania | 43 | $ 1,850,000 | $ 43,000 | $ 62,000 |
| Westmoreland County Pennsylvania | 42 | $ 2,675,000 | $ 63,000 | $ 82,000 |
| Lehigh County Pennsylvania | 41 | $ 2,703,000 | $ 65,000 | $ 89,000 |
| Northampton County Pennsylvania | 39 | $ 2,647,000 | $ 67,000 | $ 83,000 |
| Adams County Pennsylvania | 38 | $ 3,855,000 | $ 101,000 | $ 83,000 |
| Huntingdon County Pennsylvania | 37 | $ 2,439,000 | $ 65,000 | $ 76,000 |
| Clinton County Pennsylvania | 34 | $ 1,413,000 | $ 41,000 | $ 75,000 |
| Blair County Pennsylvania | 33 | $ 1,722,000 | $ 52,000 | $ 64,000 |
| Erie County Pennsylvania | 30 | $ 957,000 | $ 31,000 | $ 73,000 |
| Monroe County Pennsylvania | 30 | $ 2,163,000 | $ 72,000 | $ 79,000 |
| Snyder County Pennsylvania | 29 | $ 1,972,000 | $ 68,000 | $ 75,000 |
| Franklin County Pennsylvania | 27 | $ 1,528,000 | $ 56,000 | $ 70,000 |
| Union County Pennsylvania | 26 | $ 1,209,000 | $ 46,000 | $ 86,000 |
| Columbia County Pennsylvania | 25 | $ 1,523,000 | $ 60,000 | $ 62,000 |
| Washington County Pennsylvania | 25 | $ 1,021,000 | $ 40,000 | $ 81,000 |
| Mifflin County Pennsylvania | 24 | $ 1,050,000 | $ 43,000 | $ 67,000 |
| Mercer County Pennsylvania | 23 | $ 1,045,000 | $ 45,000 | $ 71,000 |
| Fayette County Pennsylvania | 22 | $ 932,000 | $ 42,000 | $ 67,000 |
| Somerset County Pennsylvania | 22 | $ 784,000 | $ 35,000 | $ 68,000 |
| Butler County Pennsylvania | 20 | $ 1,003,000 | $ 50,000 | $ 81,000 |
| Crawford County Pennsylvania | 20 | $ 1,006,000 | $ 50,000 | $ 58,000 |
| Carbon County Pennsylvania | 19 | $ 1,148,000 | $ 60,000 | $ 67,000 |
| Bedford County Pennsylvania | 18 | $ 1,054,000 | $ 58,000 | $ 78,000 |
| Juniata County Pennsylvania | 17 | $ 627,000 | $ 36,000 | $ 63,000 |
| Venango County Pennsylvania | 17 | $ 923,000 | $ 54,000 | $ 83,000 |
| Armstrong County Pennsylvania | 16 | $ 571,000 | $ 35,000 | $ 63,000 |
| Lawrence County Pennsylvania | 15 | $ 703,000 | $ 46,000 | $ 56,000 |
| Bradford County Pennsylvania | 13 | $ 851,000 | $ 65,000 | $ 75,000 |
| Potter County Pennsylvania | 13 | $ 449,000 | $ 34,000 | $ 70,000 |
| Tioga County Pennsylvania | 13 | $ 988,000 | $ 76,000 | $ 61,000 |
| New Castle County Delaware | 12 | $ 1,089,000 | $ 90,000 | $ 99,000 |
| Beaver County Pennsylvania | 11 | $ 770,000 | $ 70,000 | $ 89,000 |
| Warren County Pennsylvania | 11 | $ 500,000 | $ 45,000 | $ 69,000 |
| Camden County New Jersey | 10 | $ 698,000 | $ 69,000 | $ 74,000 |
| Jefferson County Pennsylvania | 10 | $ 655,000 | $ 65,000 | $ 80,000 |
| Wayne County Pennsylvania | 10 | $ 1,021,000 | $ 102,000 | $ 77,000 |
| Susquehanna County Pennsylvania | 9 | $ 378,000 | $ 42,000 | $ 51,000 |
| Gloucester County New Jersey | 8 | $ 222,000 | $ 27,000 | $ 107,000 |
| Anne Arundel County Maryland | 7 | $ 537,000 | $ 76,000 | $ 96,000 |
| Cameron County Pennsylvania | 7 | $ 327,000 | $ 46,000 | $ 51,000 |
| Clarion County Pennsylvania | 7 | $ 223,000 | $ 31,000 | $ 68,000 |
| McKean County Pennsylvania | 7 | $ 139,000 | $ 19,000 | $ 52,000 |
| Montour County Pennsylvania | 7 | $ 441,000 | $ 63,000 | $ 80,000 |
| Carroll County Maryland | 5 | $ 689,000 | $ 137,000 | $ 124,000 |
| Elk County Pennsylvania | 5 | $ 166,000 | $ 33,000 | $ 74,000 |
| Pike County Pennsylvania | 5 | $ 379,000 | $ 75,000 | $ 80,000 |
| Sullivan County Pennsylvania | 5 | $ 269,000 | $ 53,000 | $ 55,000 |
| Hillsborough County Florida | 4 | $ 125,000 | $ 31,000 | $ 165,000 |
| Baltimore City County Maryland | 4 | $ 108,000 | $ 27,000 | $ 109,000 |
| Cecil County Maryland | 4 | $ 718,000 | $ 179,000 | $ 140,000 |
| Prince George's County Maryland | 4 | $ 304,000 | $ 76,000 | $ 87,000 |
| Wake County North Carolina | 4 | $ 151,000 | $ 37,000 | $ 113,000 |
| Fulton County Pennsylvania | 4 | $ 199,000 | $ 49,000 | $ 47,000 |
| Greene County Pennsylvania | 4 | $ 102,000 | $ 25,000 | $ 120,000 |
| Broward County Florida | 3 | $ 113,000 | $ 37,000 | $ 74,000 |
| Polk County Florida | 3 | $ 476,000 | $ 158,000 | $ 88,000 |
| St. Lucie County Florida | 3 | $ 279,000 | $ 93,000 | $ 88,000 |
| Cobb County Georgia | 3 | $ 273,000 | $ 91,000 | $ 128,000 |
| Allegany County Maryland | 3 | $ 98,000 | $ 32,000 | $ 64,000 |
| Montgomery County Maryland | 3 | $ 78,000 | $ 26,000 | $ 105,000 |
| Washington County Maryland | 3 | $ 174,000 | $ 58,000 | $ 131,000 |
| Burlington County New Jersey | 3 | $ 195,000 | $ 65,000 | $ 110,000 |
| Hunterdon County New Jersey | 3 | $ 277,000 | $ 92,000 | $ 97,000 |
| Mercer County New Jersey | 3 | $ 122,000 | $ 40,000 | $ 130,000 |
| Erie County New York | 3 | $ 113,000 | $ 37,000 | $ 74,000 |
| Wyoming County Pennsylvania | 3 | $ 70,000 | $ 23,000 | $ 63,000 |
| Horry County South Carolina | 3 | $ 141,000 | $ 47,000 | $ 83,000 |
| Hartford County Connecticut | 2 | $ 247,000 | $ 123,000 | $ 81,000 |
| Sussex County Delaware | 2 | $ 135,000 | $ 67,000 | $ 99,000 |
| Lee County Florida | 2 | $ 52,000 | $ 26,000 | $ 62,000 |
| Orange County Florida | 2 | $ 55,000 | $ 27,000 | $ 156,000 |
| Pasco County Florida | 2 | $ 100,000 | $ 50,000 | $ 209,000 |
| Sarasota County Florida | 2 | $ 322,000 | $ 161,000 | $ 77,000 |
| Sumter County Florida | 2 | $ 205,000 | $ 102,000 | $ 90,000 |
| St. Mary's County Maryland | 2 | $ 130,000 | $ 65,000 | $ 110,000 |
| Atlantic County New Jersey | 2 | $ 517,000 | $ 258,000 | $ 239,000 |
| Cape May County New Jersey | 2 | $ 31,000 | $ 15,000 | $ 82,000 |
| Ocean County New Jersey | 2 | $ 100,000 | $ 50,000 | $ 139,000 |
| Schenectady County New York | 2 | $ 262,000 | $ 131,000 | $ 117,000 |
| Cabarrus County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 111,000 |
| Cumberland County North Carolina | 2 | $ 101,000 | $ 50,000 | $ 111,000 |
| Montgomery County Ohio | 2 | $ 72,000 | $ 36,000 | $ 174,000 |
| Forest County Pennsylvania | 2 | $ 97,000 | $ 48,000 | $ 37,000 |
| Fauquier County Virginia | 2 | $ 315,000 | $ 157,000 | $ 88,000 |
| Loudoun County Virginia | 2 | $ 349,000 | $ 174,000 | $ 109,000 |
| Fairfield County Connecticut | 1 | $ 50,000 | $ 50,000 | $ 84,000 |
| Litchfield County Connecticut | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Alachua County Florida | 1 | $ 184,000 | $ 184,000 | $ 80,000 |
| Bay County Florida | 1 | $ 36,000 | $ 36,000 | $ 36,000 |
| Brevard County Florida | 1 | $ 417,000 | $ 417,000 | $ 222,000 |
| Duval County Florida | 1 | $ 181,000 | $ 181,000 | $ 133,000 |
| Indian River County Florida | 1 | $ 260,000 | $ 260,000 | $ 132,000 |
| Marion County Florida | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Martin County Florida | 1 | $ 292,000 | $ 292,000 | $ 165,000 |
| Miami-Dade County Florida | 1 | $ 45,000 | $ 45,000 | $ 158,000 |
| Pinellas County Florida | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Volusia County Florida | 1 | $ 115,000 | $ 115,000 | $ 126,000 |
| Henry County Georgia | 1 | $ 8,000 | $ 8,000 | $ 89,000 |
| Baltimore County Maryland | 1 | $ 30,000 | $ 30,000 | $ 199,000 |
| Harford County Maryland | 1 | $ 28,000 | $ 28,000 | $ 123,000 |
| Howard County Maryland | 1 | $ 15,000 | $ 15,000 | $ 95,000 |
| Kent County Maryland | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Worcester County Maryland | 1 | $ 80,000 | $ 80,000 | $ 57,000 |
| Bergen County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 136,000 |
| Essex County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| Salem County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
| Union County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| Chautauqua County New York | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Chenango County New York | 1 | $ 20,000 | $ 20,000 | $ 114,000 |
| Greene County New York | 1 | $ 60,000 | $ 60,000 | $ 132,000 |
| Madison County New York | 1 | $ 84,000 | $ 84,000 | $ 34,000 |
| Onondaga County New York | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Steuben County New York | 1 | $ 10,000 | $ 10,000 | $ 148,000 |
| Catawba County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 123,000 |
| Craven County North Carolina | 1 | $ 14,000 | $ 14,000 | $ 65,000 |
| Forsyth County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Gaston County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 160,000 |
| Hertford County North Carolina | 1 | $ 16,000 | $ 16,000 | $ 40,000 |
| Jones County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Onslow County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Cuyahoga County Ohio | 1 | $ 30,000 | $ 30,000 | $ 52,000 |
| Harrison County Ohio | 1 | $ 51,000 | $ 51,000 | $ 52,000 |
| Lake County Ohio | 1 | $ 42,000 | $ 42,000 | $ 42,000 |
| Trumbull County Ohio | 1 | $ 16,000 | $ 16,000 | $ 92,000 |
| Dorchester County South Carolina | 1 | $ 34,000 | $ 34,000 | $ 64,000 |
| Georgetown County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 107,000 |
| Greenville County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Spartanburg County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 67,000 |
| Accomack County Virginia | 1 | $ 90,000 | $ 90,000 | $ 92,000 |
| Albemarle County Virginia | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Alexandria County Virginia | 1 | $ 77,000 | $ 77,000 | $ 85,000 |
| Arlington County Virginia | 1 | $ 40,000 | $ 40,000 | $ 95,000 |
| Caroline County Virginia | 1 | $ 16,000 | $ 16,000 | $ 52,000 |
| Cumberland County Virginia | 1 | $ 80,000 | $ 80,000 | $ 144,000 |
| Fairfax County Virginia | 1 | $ 11,000 | $ 11,000 | $ 71,000 |
| Hanover County Virginia | 1 | $ 30,000 | $ 30,000 | $ 146,000 |
| Nelson County Virginia | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Norfolk County Virginia | 1 | $ 20,000 | $ 20,000 | $ 58,000 |
| Pulaski County Virginia | 1 | $ 18,000 | $ 18,000 | $ 34,000 |
| Salem County Virginia | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Stafford County Virginia | 1 | $ 238,000 | $ 238,000 | $ 83,000 |
| Virginia Beach County Virginia | 1 | $ 37,000 | $ 37,000 | $ 70,000 |
| Warren County Virginia | 1 | $ 30,000 | $ 30,000 | $ 146,000 |
| King County Washington | 1 | $ 15,000 | $ 15,000 | $ 71,000 |
| Berkeley County West Virginia | 1 | $ 17,000 | $ 17,000 | $ 205,000 |
| Jefferson County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 164,000 |
| Mineral County West Virginia | 1 | $ 33,000 | $ 33,000 | $ 101,000 |
| Randolph County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Pennsylvania State Employees Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,723 | $45,239,000 | $26,000 | $262,000 | $82,000 | $329,000 |
| Refinancing | 1,495 | $111,223,000 | $74,000 | $603,000 | $78,000 | $440,000 |
| Home Purchase | 510 | $62,655,000 | $122,000 | $417,000 | $66,000 | $280,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,671 | $163,107,000 | $61,000 | $417,000 | $78,000 | $440,000 |
| Not Provided | 832 | $40,511,000 | $48,000 | $357,000 | $80,000 | $400,000 |
| Black or African American | 137 | $10,041,000 | $73,000 | $603,000 | $68,000 | $196,000 |
| Hispanic | 53 | $2,894,000 | $54,000 | $260,000 | $72,000 | $171,000 |
| Asian | 21 | $1,913,000 | $91,000 | $310,000 | $80,000 | $198,000 |
| American Indian or Alaskan Native | 13 | $621,000 | $47,000 | $149,000 | $75,000 | $127,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $30,000 | $30,000 | $30,000 | $235,000 | $235,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,728 | $219,117,000 | $58,000 | $603,000 | $78,000 | $440,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,627 | $147,384,000 | $56,000 | $417,000 | $80,000 | $329,000 |
| Application Denied By Financial Institution | 421 | $28,665,000 | $68,000 | $509,000 | $65,000 | $400,000 |
| Application Withdrawn By Applicant | 252 | $19,223,000 | $76,000 | $603,000 | $78,000 | $440,000 |
| Application Approved But Not Accepted | 245 | $8,055,000 | $32,000 | $191,000 | $81,000 | $255,000 |
| File Closed For Incompleteness | 127 | $8,435,000 | $66,000 | $310,000 | $88,000 | $304,000 |
| Preapproval Denied by Financial Institution | 55 | $7,255,000 | $131,000 | $299,000 | $64,000 | $226,000 |
| Preapproval Approved but not Accepted | 1 | $100,000 | $100,000 | $100,000 | $31,000 | $31,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $70,000 | $70,000 | $70,000 | $13,000 | $13,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.