Pennsylvania State Employees Credit Union
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Pennsylvania State Employees Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Pennsylvania State Employees Credit Union Po Box 67013 Harrisburg, PA 17106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,918 |
| Total Mortgage Loan Application Amount | $290,627,000 |
| Average Mortgage Loan Application Amount | $81,666 |
| Highest Mortgage Loan Application Amount | $800,000 |
| Average Applicant Income | $91,538 |
| Highest Applicant Income | $539,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dauphin County Pennsylvania | 787 | $ 40,981,000 | $ 52,000 | $ 69,000 |
| Cumberland County Pennsylvania | 401 | $ 23,553,000 | $ 58,000 | $ 74,000 |
| York County Pennsylvania | 226 | $ 13,099,000 | $ 57,000 | $ 69,000 |
| Lancaster County Pennsylvania | 181 | $ 10,073,000 | $ 55,000 | $ 98,000 |
| Montgomery County Pennsylvania | 124 | $ 7,849,000 | $ 63,000 | $ 81,000 |
| Allegheny County Pennsylvania | 123 | $ 4,768,000 | $ 38,000 | $ 62,000 |
| Luzerne County Pennsylvania | 123 | $ 6,818,000 | $ 55,000 | $ 71,000 |
| Schuylkill County Pennsylvania | 112 | $ 5,687,000 | $ 50,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 109 | $ 6,748,000 | $ 61,000 | $ 75,000 |
| Indiana County Pennsylvania | 106 | $ 6,213,000 | $ 58,000 | $ 74,000 |
| Perry County Pennsylvania | 104 | $ 5,631,000 | $ 54,000 | $ 68,000 |
| Berks County Pennsylvania | 100 | $ 5,154,000 | $ 51,000 | $ 66,000 |
| Lebanon County Pennsylvania | 98 | $ 4,740,000 | $ 48,000 | $ 62,000 |
| Centre County Pennsylvania | 93 | $ 5,034,000 | $ 54,000 | $ 73,000 |
| Bucks County Pennsylvania | 82 | $ 7,135,000 | $ 87,000 | $ 96,000 |
| Lycoming County Pennsylvania | 80 | $ 3,790,000 | $ 47,000 | $ 63,000 |
| Delaware County Pennsylvania | 76 | $ 4,917,000 | $ 64,000 | $ 83,000 |
| Lackawanna County Pennsylvania | 75 | $ 4,597,000 | $ 61,000 | $ 63,000 |
| Westmoreland County Pennsylvania | 67 | $ 3,272,000 | $ 48,000 | $ 66,000 |
| Chester County Pennsylvania | 63 | $ 4,520,000 | $ 71,000 | $ 91,000 |
| Lehigh County Pennsylvania | 60 | $ 3,378,000 | $ 56,000 | $ 76,000 |
| Northumberland County Pennsylvania | 55 | $ 1,918,000 | $ 34,000 | $ 58,000 |
| Franklin County Pennsylvania | 54 | $ 3,493,000 | $ 64,000 | $ 81,000 |
| Blair County Pennsylvania | 53 | $ 2,265,000 | $ 42,000 | $ 67,000 |
| Clearfield County Pennsylvania | 52 | $ 2,177,000 | $ 41,000 | $ 57,000 |
| Erie County Pennsylvania | 52 | $ 2,325,000 | $ 44,000 | $ 57,000 |
| Clinton County Pennsylvania | 49 | $ 1,742,000 | $ 35,000 | $ 61,000 |
| Northampton County Pennsylvania | 47 | $ 2,362,000 | $ 50,000 | $ 85,000 |
| Cambria County Pennsylvania | 43 | $ 2,166,000 | $ 50,000 | $ 53,000 |
| Monroe County Pennsylvania | 38 | $ 2,701,000 | $ 71,000 | $ 83,000 |
| Adams County Pennsylvania | 35 | $ 1,739,000 | $ 49,000 | $ 73,000 |
| Crawford County Pennsylvania | 33 | $ 1,782,000 | $ 54,000 | $ 58,000 |
| Mercer County Pennsylvania | 32 | $ 1,537,000 | $ 48,000 | $ 66,000 |
| Columbia County Pennsylvania | 30 | $ 1,932,000 | $ 64,000 | $ 57,000 |
| Snyder County Pennsylvania | 29 | $ 1,473,000 | $ 50,000 | $ 68,000 |
| Washington County Pennsylvania | 26 | $ 1,662,000 | $ 63,000 | $ 66,000 |
| Union County Pennsylvania | 25 | $ 1,150,000 | $ 46,000 | $ 68,000 |
| Huntingdon County Pennsylvania | 24 | $ 1,054,000 | $ 43,000 | $ 55,000 |
| Butler County Pennsylvania | 23 | $ 1,469,000 | $ 63,000 | $ 78,000 |
| Venango County Pennsylvania | 23 | $ 858,000 | $ 37,000 | $ 60,000 |
| Bedford County Pennsylvania | 22 | $ 929,000 | $ 42,000 | $ 58,000 |
| Somerset County Pennsylvania | 22 | $ 844,000 | $ 38,000 | $ 56,000 |
| Tioga County Pennsylvania | 20 | $ 693,000 | $ 34,000 | $ 66,000 |
| Carbon County Pennsylvania | 19 | $ 829,000 | $ 43,000 | $ 82,000 |
| Fayette County Pennsylvania | 18 | $ 692,000 | $ 38,000 | $ 58,000 |
| Lawrence County Pennsylvania | 17 | $ 1,195,000 | $ 70,000 | $ 60,000 |
| Beaver County Pennsylvania | 16 | $ 599,000 | $ 37,000 | $ 64,000 |
| Juniata County Pennsylvania | 15 | $ 819,000 | $ 54,000 | $ 61,000 |
| Armstrong County Pennsylvania | 14 | $ 444,000 | $ 31,000 | $ 78,000 |
| Montour County Pennsylvania | 14 | $ 684,000 | $ 48,000 | $ 69,000 |
| Wayne County Pennsylvania | 14 | $ 1,240,000 | $ 88,000 | $ 63,000 |
| Mifflin County Pennsylvania | 13 | $ 607,000 | $ 46,000 | $ 49,000 |
| Jefferson County Pennsylvania | 12 | $ 587,000 | $ 48,000 | $ 61,000 |
| Bradford County Pennsylvania | 10 | $ 299,000 | $ 29,000 | $ 62,000 |
| Clarion County Pennsylvania | 10 | $ 317,000 | $ 31,000 | $ 78,000 |
| Pike County Pennsylvania | 10 | $ 517,000 | $ 51,000 | $ 80,000 |
| Warren County Pennsylvania | 10 | $ 391,000 | $ 39,000 | $ 66,000 |
| Wyoming County Pennsylvania | 10 | $ 696,000 | $ 69,000 | $ 64,000 |
| Elk County Pennsylvania | 6 | $ 287,000 | $ 47,000 | $ 63,000 |
| Cameron County Pennsylvania | 5 | $ 154,000 | $ 30,000 | $ 41,000 |
| Potter County Pennsylvania | 5 | $ 321,000 | $ 64,000 | $ 78,000 |
| Susquehanna County Pennsylvania | 5 | $ 224,000 | $ 44,000 | $ 72,000 |
| Fulton County Pennsylvania | 4 | $ 178,000 | $ 44,000 | $ 63,000 |
| McKean County Pennsylvania | 4 | $ 185,000 | $ 46,000 | $ 40,000 |
| Burlington County New Jersey | 3 | $ 444,000 | $ 148,000 | $ 52,000 |
| Cape May County New Jersey | 3 | $ 801,000 | $ 267,000 | $ 113,000 |
| Lee County Florida | 2 | $ 324,000 | $ 162,000 | $ 41,000 |
| Sumter County Florida | 2 | $ 129,000 | $ 64,000 | $ 46,000 |
| Howard County Maryland | 2 | $ 300,000 | $ 150,000 | $ 80,000 |
| Worcester County Maryland | 2 | $ 385,000 | $ 192,000 | $ 94,000 |
| Camden County New Jersey | 2 | $ 306,000 | $ 153,000 | $ 47,000 |
| Mecklenburg County North Carolina | 2 | $ 284,000 | $ 142,000 | $ 77,000 |
| Forest County Pennsylvania | 2 | $ 165,000 | $ 82,000 | $ 55,000 |
| Greene County Pennsylvania | 2 | $ 89,000 | $ 44,000 | $ 52,000 |
| Sullivan County Pennsylvania | 2 | $ 46,000 | $ 23,000 | $ 28,000 |
| New Castle County Delaware | 1 | $ 253,000 | $ 253,000 | $ 90,000 |
| Charlotte County Florida | 1 | $ 71,000 | $ 71,000 | $ 77,000 |
| Collier County Florida | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Indian River County Florida | 1 | $ 281,000 | $ 281,000 | $ 76,000 |
| Levy County Florida | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Marion County Florida | 1 | $ 70,000 | $ 70,000 | $ 85,000 |
| Nassau County Florida | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Pinellas County Florida | 1 | $ 74,000 | $ 74,000 | $ 48,000 |
| Sarasota County Florida | 1 | $ 142,000 | $ 142,000 | $ 37,000 |
| Suwannee County Florida | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Walton County Florida | 1 | $ 104,000 | $ 104,000 | $ 90,000 |
| Gwinnett County Georgia | 1 | $ 130,000 | $ 130,000 | $ 113,000 |
| Liberty County Georgia | 1 | $ 96,000 | $ 96,000 | $ 48,000 |
| Allegany County Maryland | 1 | $ 91,000 | $ 91,000 | $ 29,000 |
| Baltimore City County Maryland | 1 | $ 168,000 | $ 168,000 | $ 110,000 |
| Charles County Maryland | 1 | $ 176,000 | $ 176,000 | $ 57,000 |
| Dorchester County Maryland | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Frederick County Maryland | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Kent County Maryland | 1 | $ 215,000 | $ 215,000 | $ 101,000 |
| Montgomery County Maryland | 1 | $ 360,000 | $ 360,000 | $ 155,000 |
| Atlantic County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Gloucester County New Jersey | 1 | $ 87,000 | $ 87,000 | $ 103,000 |
| Ocean County New Jersey | 1 | $ 256,000 | $ 256,000 | $ 208,000 |
| Allegany County New York | 1 | $ 47,000 | $ 47,000 | $ 37,000 |
| Cortland County New York | 1 | $ 68,000 | $ 68,000 | $ 133,000 |
| Kings County New York | 1 | $ 84,000 | $ 84,000 | $ 49,000 |
| Orange County New York | 1 | $ 248,000 | $ 248,000 | $ 93,000 |
| Brunswick County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 47,000 |
| Buncombe County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 89,000 |
| Moore County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 86,000 |
| Robeson County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 68,000 |
| Rowan County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 79,000 |
| Hancock County Ohio | 1 | $ 172,000 | $ 172,000 | $ 158,000 |
| Portage County Ohio | 1 | $ 137,000 | $ 137,000 | $ 79,000 |
| Trumbull County Ohio | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Horry County South Carolina | 1 | $ 58,000 | $ 58,000 | $ 104,000 |
| Henrico County Virginia | 1 | $ 252,000 | $ 252,000 | $ 98,000 |
| Prince William County Virginia | 1 | $ 193,000 | $ 193,000 | $ 56,000 |
| Virginia Beach County Virginia | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Harrison County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Kanawha County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Pennsylvania State Employees Credit Union in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,158 | $144,438,000 | $81,538 | $800,000 | $82,384 | $385,000 |
| Home Improvement | 1,990 | $51,234,000 | $40,928 | $320,000 | $118,214 | $489,000 |
| Home Purchase | 770 | $94,955,000 | $129,333 | $384,000 | $70,333 | $539,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,596 | $220,132,000 | $79,133 | $384,000 | $96,733 | $539,000 |
| Not Provided | 1,059 | $51,426,000 | $76,727 | $360,000 | $84,454 | $385,000 |
| Black or African American | 150 | $9,512,000 | $98,750 | $325,000 | $74,250 | $192,000 |
| Hispanic | 50 | $4,377,000 | $96,200 | $303,000 | $115,800 | $348,000 |
| Asian | 39 | $3,909,000 | $67,500 | $800,000 | $85,666 | $489,000 |
| American Indian or Alaskan Native | 22 | $1,099,000 | $49,000 | $160,000 | $73,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $172,000 | $86,000 | $162,000 | $60,000 | $83,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,918 | $290,627,000 | $76,733 | $800,000 | $102,266 | $539,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,605 | $187,444,000 | $59,692 | $360,000 | $85,769 | $480,000 |
| Application Denied By Financial Institution | 410 | $28,148,000 | $104,500 | $384,000 | $61,500 | $224,000 |
| Application Withdrawn By Applicant | 402 | $35,513,000 | $94,454 | $360,000 | $103,272 | $539,000 |
| Application Approved But Not Accepted | 273 | $13,525,000 | $76,888 | $360,000 | $78,666 | $193,000 |
| File Closed For Incompleteness | 136 | $12,392,000 | $93,666 | $800,000 | $82,333 | $489,000 |
| Preapproval Approved but not Accepted | 82 | $11,862,000 | $144,000 | $360,000 | $77,000 | $150,000 |
| Preapproval Denied by Financial Institution | 10 | $1,743,000 | $174,000 | $300,000 | $46,000 | $105,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 172 | $11,393,000 | $110,000 | $325,000 | $74,000 | $182,000 |
| Debt-To-Income Ratio | 159 | $10,957,000 | $88,625 | $384,000 | $49,125 | $164,000 |
| Collateral | 57 | $3,492,000 | $154,500 | $360,000 | $131,000 | $224,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $2,657,000 | $174,000 | $313,000 | $53,666 | $86,000 |
| Other | 8 | $693,000 | $86,000 | $158,000 | $61,000 | $108,000 |
| Employment History | 4 | $466,000 | $116,500 | $190,000 | $61,000 | $108,000 |
| Credit Application Incomplete | 1 | $233,000 | $233,000 | $233,000 | $45,000 | $45,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.