Pennsylvania State Employees Credit Union
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Pennsylvania State Employees Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Pennsylvania State Employees Credit Union Po Box 67013 Harrisburg, PA 17106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,269 |
| Total Mortgage Loan Application Amount | $222,398,000 |
| Average Mortgage Loan Application Amount | $71,162 |
| Highest Mortgage Loan Application Amount | $400,000 |
| Average Applicant Income | $78,162 |
| Highest Applicant Income | $1,010,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dauphin County Pennsylvania | 682 | $ 33,808,000 | $ 49,000 | $ 59,000 |
| Cumberland County Pennsylvania | 352 | $ 18,663,000 | $ 53,000 | $ 80,000 |
| York County Pennsylvania | 192 | $ 11,855,000 | $ 61,000 | $ 75,000 |
| Lancaster County Pennsylvania | 167 | $ 8,036,000 | $ 48,000 | $ 73,000 |
| Luzerne County Pennsylvania | 110 | $ 5,578,000 | $ 50,000 | $ 60,000 |
| Lebanon County Pennsylvania | 108 | $ 5,386,000 | $ 49,000 | $ 70,000 |
| Montgomery County Pennsylvania | 101 | $ 5,707,000 | $ 56,000 | $ 72,000 |
| Allegheny County Pennsylvania | 99 | $ 4,398,000 | $ 44,000 | $ 69,000 |
| Indiana County Pennsylvania | 90 | $ 5,286,000 | $ 58,000 | $ 69,000 |
| Centre County Pennsylvania | 89 | $ 3,976,000 | $ 44,000 | $ 65,000 |
| Perry County Pennsylvania | 89 | $ 4,560,000 | $ 51,000 | $ 60,000 |
| Philadelphia County Pennsylvania | 89 | $ 2,939,000 | $ 33,000 | $ 48,000 |
| Schuylkill County Pennsylvania | 87 | $ 3,630,000 | $ 41,000 | $ 67,000 |
| Chester County Pennsylvania | 79 | $ 5,489,000 | $ 69,000 | $ 100,000 |
| Lycoming County Pennsylvania | 76 | $ 3,848,000 | $ 50,000 | $ 62,000 |
| Lackawanna County Pennsylvania | 75 | $ 3,564,000 | $ 47,000 | $ 66,000 |
| Berks County Pennsylvania | 72 | $ 3,002,000 | $ 41,000 | $ 62,000 |
| Bucks County Pennsylvania | 65 | $ 4,328,000 | $ 66,000 | $ 86,000 |
| Northumberland County Pennsylvania | 64 | $ 2,969,000 | $ 46,000 | $ 67,000 |
| Clearfield County Pennsylvania | 52 | $ 2,377,000 | $ 45,000 | $ 59,000 |
| Lehigh County Pennsylvania | 52 | $ 2,280,000 | $ 43,000 | $ 65,000 |
| Delaware County Pennsylvania | 49 | $ 2,734,000 | $ 55,000 | $ 64,000 |
| Cambria County Pennsylvania | 48 | $ 2,151,000 | $ 44,000 | $ 56,000 |
| Erie County Pennsylvania | 44 | $ 1,840,000 | $ 41,000 | $ 73,000 |
| Westmoreland County Pennsylvania | 43 | $ 1,955,000 | $ 45,000 | $ 63,000 |
| Blair County Pennsylvania | 41 | $ 1,917,000 | $ 46,000 | $ 64,000 |
| Columbia County Pennsylvania | 38 | $ 1,811,000 | $ 47,000 | $ 64,000 |
| Adams County Pennsylvania | 37 | $ 2,522,000 | $ 68,000 | $ 66,000 |
| Northampton County Pennsylvania | 36 | $ 1,780,000 | $ 49,000 | $ 76,000 |
| Crawford County Pennsylvania | 35 | $ 1,070,000 | $ 30,000 | $ 58,000 |
| Franklin County Pennsylvania | 32 | $ 1,874,000 | $ 58,000 | $ 65,000 |
| Snyder County Pennsylvania | 31 | $ 1,529,000 | $ 49,000 | $ 69,000 |
| Mercer County Pennsylvania | 30 | $ 1,228,000 | $ 40,000 | $ 58,000 |
| Monroe County Pennsylvania | 28 | $ 1,926,000 | $ 68,000 | $ 62,000 |
| Clinton County Pennsylvania | 26 | $ 816,000 | $ 31,000 | $ 56,000 |
| Juniata County Pennsylvania | 24 | $ 1,540,000 | $ 64,000 | $ 57,000 |
| Fayette County Pennsylvania | 23 | $ 848,000 | $ 36,000 | $ 67,000 |
| Huntingdon County Pennsylvania | 22 | $ 1,044,000 | $ 47,000 | $ 71,000 |
| Bedford County Pennsylvania | 21 | $ 898,000 | $ 42,000 | $ 44,000 |
| Union County Pennsylvania | 21 | $ 676,000 | $ 32,000 | $ 69,000 |
| Somerset County Pennsylvania | 19 | $ 715,000 | $ 37,000 | $ 61,000 |
| Tioga County Pennsylvania | 18 | $ 1,159,000 | $ 64,000 | $ 62,000 |
| Venango County Pennsylvania | 18 | $ 700,000 | $ 38,000 | $ 58,000 |
| Washington County Pennsylvania | 18 | $ 756,000 | $ 42,000 | $ 83,000 |
| Armstrong County Pennsylvania | 17 | $ 754,000 | $ 44,000 | $ 60,000 |
| Lawrence County Pennsylvania | 15 | $ 798,000 | $ 53,000 | $ 65,000 |
| Warren County Pennsylvania | 15 | $ 710,000 | $ 47,000 | $ 60,000 |
| Carbon County Pennsylvania | 14 | $ 671,000 | $ 47,000 | $ 58,000 |
| Butler County Pennsylvania | 13 | $ 397,000 | $ 30,000 | $ 78,000 |
| Jefferson County Pennsylvania | 10 | $ 235,000 | $ 23,000 | $ 50,000 |
| Mifflin County Pennsylvania | 10 | $ 306,000 | $ 30,000 | $ 51,000 |
| Wayne County Pennsylvania | 10 | $ 280,000 | $ 28,000 | $ 59,000 |
| Bradford County Pennsylvania | 9 | $ 280,000 | $ 31,000 | $ 73,000 |
| Clarion County Pennsylvania | 9 | $ 284,000 | $ 31,000 | $ 64,000 |
| Wyoming County Pennsylvania | 9 | $ 454,000 | $ 50,000 | $ 47,000 |
| Beaver County Pennsylvania | 8 | $ 219,000 | $ 27,000 | $ 108,000 |
| Montour County Pennsylvania | 8 | $ 260,000 | $ 32,000 | $ 52,000 |
| Susquehanna County Pennsylvania | 7 | $ 485,000 | $ 69,000 | $ 65,000 |
| New Castle County Delaware | 6 | $ 360,000 | $ 60,000 | $ 105,000 |
| Fulton County Pennsylvania | 6 | $ 221,000 | $ 36,000 | $ 58,000 |
| Potter County Pennsylvania | 6 | $ 247,000 | $ 41,000 | $ 46,000 |
| Collier County Florida | 4 | $ 643,000 | $ 160,000 | $ 64,000 |
| McKean County Pennsylvania | 4 | $ 116,000 | $ 29,000 | $ 79,000 |
| Pike County Pennsylvania | 4 | $ 138,000 | $ 34,000 | $ 63,000 |
| Broward County Florida | 3 | $ 163,000 | $ 54,000 | $ 48,000 |
| Burlington County New Jersey | 3 | $ 212,000 | $ 70,000 | $ 47,000 |
| Cape May County New Jersey | 3 | $ 299,000 | $ 99,000 | $ 83,000 |
| Greene County Pennsylvania | 3 | $ 230,000 | $ 76,000 | $ 74,000 |
| Sullivan County Pennsylvania | 3 | $ 73,000 | $ 24,000 | $ 66,000 |
| Fairfax County Virginia | 3 | $ 376,000 | $ 125,000 | $ 98,000 |
| Sussex County Delaware | 2 | $ 301,000 | $ 150,000 | $ 108,000 |
| Hillsborough County Florida | 2 | $ 158,000 | $ 79,000 | $ 95,000 |
| Sarasota County Florida | 2 | $ 242,000 | $ 121,000 | $ 53,000 |
| Frederick County Maryland | 2 | $ 318,000 | $ 159,000 | $ 129,000 |
| Monmouth County New Jersey | 2 | $ 334,000 | $ 167,000 | $ 43,000 |
| Brunswick County North Carolina | 2 | $ 168,000 | $ 84,000 | $ 67,000 |
| Cameron County Pennsylvania | 2 | $ 114,000 | $ 57,000 | $ 48,000 |
| Elk County Pennsylvania | 2 | $ 64,000 | $ 32,000 | $ 66,000 |
| Fairfield County Connecticut | 1 | $ 207,000 | $ 207,000 | $ 51,000 |
| Kent County Delaware | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Brevard County Florida | 1 | $ 333,000 | $ 333,000 | $ 595,000 |
| Lee County Florida | 1 | $ 66,000 | $ 66,000 | $ 106,000 |
| Manatee County Florida | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Miami-Dade County Florida | 1 | $ 229,000 | $ 229,000 | $ 107,000 |
| Osceola County Florida | 1 | $ 21,000 | $ 21,000 | $ 48,000 |
| Polk County Florida | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Allegany County Maryland | 1 | $ 16,000 | $ 16,000 | $ 50,000 |
| Anne Arundel County Maryland | 1 | $ 133,000 | $ 133,000 | $ 58,000 |
| Baltimore City County Maryland | 1 | $ 117,000 | $ 117,000 | $ 30,000 |
| Calvert County Maryland | 1 | $ 10,000 | $ 10,000 | $ 57,000 |
| Carroll County Maryland | 1 | $ 312,000 | $ 312,000 | $ 73,000 |
| Howard County Maryland | 1 | $ 134,000 | $ 134,000 | $ 55,000 |
| Prince George's County Maryland | 1 | $ 193,000 | $ 193,000 | $ 126,000 |
| Washington County Maryland | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Worcester County Maryland | 1 | $ 140,000 | $ 140,000 | $ 64,000 |
| Camden County New Jersey | 1 | $ 103,000 | $ 103,000 | $ 38,000 |
| Gloucester County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Middlesex County New Jersey | 1 | $ 96,000 | $ 96,000 | $ 52,000 |
| Morris County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Ocean County New Jersey | 1 | $ 89,000 | $ 89,000 | $ 65,000 |
| Albany County New York | 1 | $ 87,000 | $ 87,000 | $ 44,000 |
| Broome County New York | 1 | $ 92,000 | $ 92,000 | $ 41,000 |
| Chautauqua County New York | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Essex County New York | 1 | $ 130,000 | $ 130,000 | $ 115,000 |
| Genesee County New York | 1 | $ 104,000 | $ 104,000 | $ 43,000 |
| Oneida County New York | 1 | $ 110,000 | $ 110,000 | $ 101,000 |
| Seneca County New York | 1 | $ 45,000 | $ 45,000 | $ 114,000 |
| Dare County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 63,000 |
| New Hanover County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 27,000 |
| Forest County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Georgetown County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Accomack County Virginia | 1 | $ 60,000 | $ 60,000 | $ 52,000 |
| Brunswick County Virginia | 1 | $ 10,000 | $ 10,000 | $ 56,000 |
| Fauquier County Virginia | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Hanover County Virginia | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| Loudoun County Virginia | 1 | $ 309,000 | $ 309,000 | $ 141,000 |
| Montgomery County Virginia | 1 | $ 196,000 | $ 196,000 | $ 69,000 |
| Stafford County Virginia | 1 | $ 279,000 | $ 279,000 | $ 88,000 |
| Morgan County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Pennsylvania State Employees Credit Union in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,973 | $121,480,000 | $80,153 | $334,000 | $69,230 | $595,000 |
| Home Improvement | 1,817 | $44,112,000 | $28,266 | $275,000 | $87,800 | $542,000 |
| Home Purchase | 479 | $56,806,000 | $129,666 | $400,000 | $75,000 | $1,010,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,107 | $166,032,000 | $69,928 | $400,000 | $79,142 | $1,010,000 |
| Not Provided | 934 | $43,757,000 | $62,153 | $334,000 | $68,923 | $542,000 |
| Black or African American | 130 | $7,649,000 | $57,500 | $374,000 | $75,000 | $219,000 |
| Hispanic | 47 | $2,500,000 | $66,000 | $190,000 | $45,500 | $115,000 |
| Asian | 29 | $1,631,000 | $104,250 | $279,000 | $104,250 | $313,000 |
| American Indian or Alaskan Native | 22 | $829,000 | $64,500 | $200,000 | $80,500 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,267 | $222,151,000 | $67,200 | $400,000 | $75,133 | $1,010,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $247,000 | $123,500 | $180,000 | $48,500 | $51,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,170 | $152,118,000 | $65,866 | $334,000 | $80,333 | $595,000 |
| Application Withdrawn By Applicant | 458 | $27,996,000 | $94,500 | $334,000 | $96,900 | $1,010,000 |
| Application Denied By Financial Institution | 304 | $19,356,000 | $48,909 | $374,000 | $47,909 | $300,000 |
| Application Approved But Not Accepted | 224 | $8,730,000 | $45,666 | $400,000 | $75,666 | $215,000 |
| Preapproval Approved but not Accepted | 61 | $8,881,000 | $145,000 | $334,000 | $64,000 | $189,000 |
| Preapproval Denied by Financial Institution | 36 | $3,308,000 | $91,000 | $270,000 | $41,000 | $142,000 |
| File Closed For Incompleteness | 16 | $2,009,000 | $137,500 | $248,000 | $79,500 | $149,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 10 | $1,367,000 | $135,500 | $302,000 | $75,500 | $210,000 |
| Other | 4 | $338,000 | $72,000 | $167,000 | $37,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $135,000 | $45,000 | $61,000 | $29,000 | $43,000 |
| Debt-To-Income Ratio | 3 | $547,000 | $160,500 | $238,000 | $38,500 | $59,000 |
| Collateral | 3 | $259,000 | $86,000 | $116,000 | $50,000 | $78,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.