Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Cit Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Cit Bank, National Association 75 N. Fair Oaks Ave. Pasadena, CA 91103 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
Total Number of Mortgage Applications | 709 |
Total Mortgage Loan Application Amount | $909,019,000 |
Average Mortgage Loan Application Amount | $1,104,666 |
Highest Mortgage Loan Application Amount | $46,200,000 |
Average Applicant Income | $218,333 |
Highest Applicant Income | $4,665,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Los Angeles County California | 304 | $ 347,501,000 | $ 1,143,000 | $ 230,000 |
Santa Clara County California | 63 | $ 48,719,000 | $ 773,000 | $ 49,000 |
Orange County California | 60 | $ 86,718,000 | $ 1,445,000 | $ 279,000 |
Riverside County California | 32 | $ 13,348,000 | $ 417,000 | $ 174,000 |
San Diego County California | 31 | $ 13,701,000 | $ 441,000 | $ 104,000 |
San Bernardino County California | 28 | $ 34,016,000 | $ 1,214,000 | $ 123,000 |
Alameda County California | 25 | $ 13,368,000 | $ 534,000 | $ 18,000 |
Ventura County California | 16 | $ 9,292,000 | $ 580,000 | $ 206,000 |
San Mateo County California | 13 | $ 13,844,000 | $ 1,064,000 | $ 100,000 |
Contra Costa County California | 12 | $ 7,874,000 | $ 656,000 | $ 108,000 |
Clark County Nevada | 5 | $ 47,492,000 | $ 9,498,000 | $ 29,000 |
Marin County California | 4 | $ 3,059,000 | $ 764,000 | $ 95,000 |
Monterey County California | 4 | $ 3,042,000 | $ 760,000 | $ 243,000 |
King County Washington | 4 | $ 3,775,000 | $ 943,000 | $ 119,000 |
San Francisco County California | 3 | $ 2,658,000 | $ 886,000 | $ 149,000 |
Santa Cruz County California | 3 | $ 1,481,000 | $ 493,000 | $ 1,160,000 |
Miami-Dade County Florida | 3 | $ 1,242,000 | $ 414,000 | $ 351,000 |
Maricopa County Arizona | 2 | $ 8,855,000 | $ 4,427,000 | $ 80,000 |
Placer County California | 2 | $ 1,398,000 | $ 699,000 | $ 0 |
Santa Barbara County California | 2 | $ 13,238,000 | $ 6,619,000 | $ 85,000 |
Sonoma County California | 2 | $ 1,034,000 | $ 517,000 | $ 0 |
Orange County Florida | 2 | $ 937,000 | $ 468,000 | $ 124,000 |
New York County New York | 2 | $ 5,910,000 | $ 2,955,000 | $ 482,000 |
Multnomah County Oregon | 2 | $ 371,000 | $ 185,000 | $ 130,000 |
Pima County Arizona | 1 | $ 220,000 | $ 220,000 | $ 103,000 |
Inyo County California | 1 | $ 187,000 | $ 187,000 | $ 51,000 |
Kern County California | 1 | $ 133,000 | $ 133,000 | $ 0 |
Merced County California | 1 | $ 240,000 | $ 240,000 | $ 89,000 |
Napa County California | 1 | $ 2,896,000 | $ 2,896,000 | $ 0 |
Nevada County California | 1 | $ 990,000 | $ 990,000 | $ 0 |
Sacramento County California | 1 | $ 579,000 | $ 579,000 | $ 0 |
San Luis Obispo County California | 1 | $ 500,000 | $ 500,000 | $ 0 |
Tulare County California | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
Arapahoe County Colorado | 1 | $ 25,000,000 | $ 25,000,000 | $ 0 |
Denver County Colorado | 1 | $ 42,400,000 | $ 42,400,000 | $ 0 |
Jefferson County Colorado | 1 | $ 857,000 | $ 857,000 | $ 0 |
Pitkin County Colorado | 1 | $ 2,400,000 | $ 2,400,000 | $ 678,000 |
Broward County Florida | 1 | $ 69,000 | $ 69,000 | $ 17,000 |
Collier County Florida | 1 | $ 3,750,000 | $ 3,750,000 | $ 2,233,000 |
Monroe County Florida | 1 | $ 2,500,000 | $ 2,500,000 | $ 2,804,000 |
Sumter County Florida | 1 | $ 103,000 | $ 103,000 | $ 51,000 |
Cobb County Georgia | 1 | $ 230,000 | $ 230,000 | $ 107,000 |
Douglas County Georgia | 1 | $ 34,200,000 | $ 34,200,000 | $ 0 |
Fulton County Georgia | 1 | $ 320,000 | $ 320,000 | $ 55,000 |
Gwinnett County Georgia | 1 | $ 21,788,000 | $ 21,788,000 | $ 0 |
Fremont County Idaho | 1 | $ 165,000 | $ 165,000 | $ 155,000 |
St. Joseph County Indiana | 1 | $ 264,000 | $ 264,000 | $ 912,000 |
Montgomery County Maryland | 1 | $ 220,000 | $ 220,000 | $ 132,000 |
Middlesex County Massachusetts | 1 | $ 162,000 | $ 162,000 | $ 46,000 |
Washtenaw County Michigan | 1 | $ 264,000 | $ 264,000 | $ 135,000 |
Anoka County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 0 |
Nye County Nevada | 1 | $ 131,000 | $ 131,000 | $ 152,000 |
Washoe County Nevada | 1 | $ 779,000 | $ 779,000 | $ 0 |
Kings County New York | 1 | $ 470,000 | $ 470,000 | $ 126,000 |
Suffolk County New York | 1 | $ 365,000 | $ 365,000 | $ 129,000 |
Mecklenburg County North Carolina | 1 | $ 390,000 | $ 390,000 | $ 166,000 |
Henderson County Texas | 1 | $ 127,000 | $ 127,000 | $ 250,000 |
Williamson County Texas | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
Albemarle County Virginia | 1 | $ 712,000 | $ 712,000 | $ 478,000 |
Chesterfield County Virginia | 1 | $ 828,000 | $ 828,000 | $ 126,000 |
Kitsap County Washington | 1 | $ 28,740,000 | $ 28,740,000 | $ 0 |
Albany County Wyoming | 1 | $ 17,500,000 | $ 17,500,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 337 | $267,770,000 | $794,000 | $9,000,000 | $233,000 | $4,665,000 |
Home Purchase | 308 | $605,857,000 | $1,967,000 | $46,200,000 | $136,000 | $2,237,000 |
Home Improvement | 64 | $35,392,000 | $553,000 | $4,850,000 | $286,000 | $3,277,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 290 | $572,016,000 | $1,972,000 | $46,200,000 | $25,000 | $264,000 |
White | 252 | $244,794,000 | $971,000 | $9,000,000 | $376,000 | $4,665,000 |
Not Provided | 56 | $38,973,000 | $695,000 | $3,850,000 | $306,000 | $3,277,000 |
Hispanic | 50 | $18,360,000 | $367,000 | $2,200,000 | $154,000 | $960,000 |
Asian | 49 | $28,717,000 | $586,000 | $2,000,000 | $208,000 | $1,824,000 |
Black or African American | 8 | $3,269,000 | $408,000 | $900,000 | $100,000 | $188,000 |
Native Hawaiian or Other Pacific Islander | 3 | $2,525,000 | $841,000 | $1,520,000 | $288,000 | $326,000 |
American Indian or Alaskan Native | 1 | $365,000 | $365,000 | $365,000 | $129,000 | $129,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 709 | $909,019,000 | $1,282,000 | $46,200,000 | $196,000 | $4,665,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Purchased By The Institution | 270 | $192,475,000 | $712,000 | $7,450,000 | $27,000 | $264,000 |
Loan Originated | 220 | $307,864,000 | $1,399,000 | $24,563,000 | $358,000 | $4,665,000 |
Application Denied By Financial Institution | 123 | $98,425,000 | $800,000 | $5,600,000 | $239,000 | $1,695,000 |
Application Withdrawn By Applicant | 90 | $307,295,000 | $3,414,000 | $46,200,000 | $253,000 | $1,379,000 |
File Closed For Incompleteness | 4 | $2,408,000 | $602,000 | $813,000 | $139,000 | $197,000 |
Preapproval Denied by Financial Institution | 2 | $552,000 | $276,000 | $308,000 | $61,000 | $85,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 52 | $46,796,000 | $899,000 | $5,600,000 | $209,000 | $1,695,000 |
Credit History | 25 | $12,402,000 | $496,000 | $4,000,000 | $128,000 | $1,683,000 |
Collateral | 18 | $10,609,000 | $589,000 | $1,600,000 | $284,000 | $1,073,000 |
Other | 10 | $3,406,000 | $340,000 | $670,000 | $59,000 | $189,000 |
Unverifiable Information | 8 | $9,462,000 | $1,182,000 | $3,200,000 | $538,000 | $1,473,000 |
Insufficient Cash (Downpayment, Closing Cost) | 5 | $9,728,000 | $1,945,000 | $2,400,000 | $548,000 | $1,116,000 |
Credit Application Incomplete | 5 | $4,300,000 | $860,000 | $1,200,000 | $443,000 | $1,200,000 |
Employment History | 2 | $2,274,000 | $1,137,000 | $1,264,000 | $227,000 | $257,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.