One American Bank
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for One American Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address One American Bank
515 S Minnesota Ave
Sioux Falls, SD 57104
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  
Total Number of Mortgage Applications 430
Total Mortgage Loan Application Amount $286,610,000
Average Mortgage Loan Application Amount $586,400
Highest Mortgage Loan Application Amount $2,505,000
Average Applicant Income $244,800
Highest Applicant Income $3,995,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for One American Bank by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
PHOENIX-MESA-SCOTTSDALE, AZ 60 $ 41,150,000 $ 685,000 $ 267,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 59 $ 33,545,000 $ 568,000 $ 172,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 57 $ 36,905,000 $ 716,500 $ 215,000
NA (OUTSIDE OF MSA/MD) 26 $ 15,770,000 $ 688,636 $ 382,000
SAVANNAH, GA 22 $ 6,370,000 $ 289,000 $ 392,000
SEATTLE-BELLEVUE-EVERETT, WA 13 $ 12,345,000 $ 949,000 $ 320,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 11 $ 9,835,000 $ 894,000 $ 308,000
OAKLAND-HAYWARD-BERKELEY, CA 10 $ 10,220,000 $ 1,022,000 $ 0
LOS ANGELES-LONG BEACH-GLENDALE, CA 8 $ 8,860,000 $ 1,107,000 $ 0
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 8 $ 7,940,000 $ 992,000 $ 0
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 6 $ 5,030,000 $ 841,000 $ 0
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 6 $ 4,060,000 $ 676,000 $ 292,000
ANAHEIM-SANTA ANA-IRVINE, CA 5 $ 3,655,000 $ 731,000 $ 54,000
SAN DIEGO-CARLSBAD, CA 5 $ 5,255,000 $ 1,051,000 $ 136,000
CAPE CORAL-FORT MYERS, FL 4 $ 2,120,000 $ 530,000 $ 106,000
OGDEN-CLEARFIELD, UT 4 $ 4,300,000 $ 1,075,000 $ 0
ORLANDO-KISSIMMEE-SANFORD, FL 4 $ 2,200,000 $ 550,000 $ 0
PALM BAY-MELBOURNE-TITUSVILLE, FL 4 $ 1,990,000 $ 497,000 $ 281,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 4 $ 4,650,000 $ 1,162,000 $ 131,000
ASHEVILLE, NC 3 $ 815,000 $ 271,000 $ 104,000
CHARLESTON-NORTH CHARLESTON, SC 3 $ 3,065,000 $ 1,021,000 $ 621,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 3 $ 1,505,000 $ 577,500 $ 226,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 3 $ 2,225,000 $ 741,000 $ 0
MIAMI-MIAMI BEACH-KENDALL, FL 3 $ 2,875,000 $ 958,000 $ 0
PROVO-OREM, UT 3 $ 2,615,000 $ 871,000 $ 0
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 3 $ 3,005,000 $ 1,001,000 $ 0
SANTA ROSA, CA 3 $ 2,005,000 $ 668,000 $ 135,000
SIOUX FALLS, SD 3 $ 255,000 $ 85,000 $ 65,000
STAUNTON-WAYNESBORO, VA 3 $ 915,000 $ 305,000 $ 0
TAMPA-ST. PETERSBURG-CLEARWATER, FL 3 $ 3,005,000 $ 1,001,000 $ 100,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 3 $ 1,965,000 $ 655,000 $ 944,000
BALTIMORE-COLUMBIA-TOWSON, MD 2 $ 1,530,000 $ 765,000 $ 167,000
BOISE CITY, ID 2 $ 630,000 $ 315,000 $ 84,000
COEUR D'ALENE, ID 2 $ 1,660,000 $ 830,000 $ 65,000
DALLAS-PLANO-IRVING, TX 2 $ 1,260,000 $ 630,000 $ 171,000
DENVER-AURORA-LAKEWOOD, CO 2 $ 1,670,000 $ 835,000 $ 0
FRESNO, CA 2 $ 850,000 $ 425,000 $ 60,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 2 $ 960,000 $ 480,000 $ 235,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 2 $ 770,000 $ 385,000 $ 171,000
LUBBOCK, TX 2 $ 290,000 $ 145,000 $ 44,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 2 $ 1,050,000 $ 525,000 $ 198,000
NEWARK, NJ-PA 2 $ 1,230,000 $ 615,000 $ 54,000
OXNARD-THOUSAND OAKS-VENTURA, CA 2 $ 900,000 $ 450,000 $ 325,000
RENO, NV 2 $ 1,470,000 $ 735,000 $ 0
RICHMOND, VA 2 $ 840,000 $ 420,000 $ 0
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 2 $ 1,120,000 $ 560,000 $ 61,000
SALEM, OR 2 $ 1,530,000 $ 765,000 $ 0
SALT LAKE CITY, UT 2 $ 1,170,000 $ 585,000 $ 0
SANTA CRUZ-WATSONVILLE, CA 2 $ 1,820,000 $ 910,000 $ 0
TACOMA-LAKEWOOD, WA 2 $ 1,730,000 $ 865,000 $ 0
WASHINGTON-BALTIMORE-ARLINGTON, DC 2 $ 1,780,000 $ 890,000 $ 364,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 615,000 $ 615,000 $ 641,000
AUSTIN-ROUND ROCK, TX 1 $ 915,000 $ 915,000 $ 0
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 1 $ 255,000 $ 255,000 $ 0
BREMERTON-SILVERDALE, WA 1 $ 1,345,000 $ 1,345,000 $ 0
BROWNSVILLE-HARLINGEN, TX 1 $ 35,000 $ 35,000 $ 67,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 1 $ 205,000 $ 205,000 $ 282,000
CHICAGO-NAPERVILLE, IL 1 $ 655,000 $ 655,000 $ 0
COLORADO SPRINGS, CO 1 $ 945,000 $ 945,000 $ 0
COLUMBIA, SC 1 $ 725,000 $ 725,000 $ 0
DAPHNE-FAIRHOPE-FOLEY, AL 1 $ 325,000 $ 325,000 $ 0
DURHAM-CHAPEL HILL, NC 1 $ 755,000 $ 755,000 $ 0
EL CENTRO, CA 1 $ 65,000 $ 65,000 $ 56,000
EUGENE, OR 1 $ 145,000 $ 145,000 $ 192,000
FLAGSTAFF, AZ 1 $ 395,000 $ 395,000 $ 158,000
FORT COLLINS, CO 1 $ 1,275,000 $ 1,275,000 $ 0
GREENVILLE, NC 1 $ 295,000 $ 295,000 $ 0
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 1 $ 905,000 $ 905,000 $ 0
HINESVILLE, GA 1 $ 375,000 $ 375,000 $ 77,000
HOMOSASSA SPRINGS, FL 1 $ 1,205,000 $ 1,205,000 $ 0
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 1 $ 245,000 $ 245,000 $ 138,000
JACKSONVILLE, FL 1 $ 865,000 $ 865,000 $ 0
KANSAS CITY, MO-KS 1 $ 1,175,000 $ 1,175,000 $ 0
LAS VEGAS-HENDERSON-PARADISE, NV 1 $ 575,000 $ 575,000 $ 159,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 1 $ 25,000 $ 25,000 $ 38,000
NAPA, CA 1 $ 5,000 $ 5,000 $ 130,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1 $ 1,285,000 $ 1,285,000 $ 0
NORTH PORT-SARASOTA-BRADENTON, FL 1 $ 485,000 $ 485,000 $ 0
PRESCOTT VALLEY-PRESCOTT, AZ 1 $ 485,000 $ 485,000 $ 146,000
RALEIGH, NC 1 $ 685,000 $ 685,000 $ 0
ROCHESTER, MN 1 $ 15,000 $ 15,000 $ 102,000
SALISBURY, MD-DE 1 $ 345,000 $ 345,000 $ 0
SAN RAFAEL, CA 1 $ 1,005,000 $ 1,005,000 $ 0
SPARTANBURG, SC 1 $ 235,000 $ 235,000 $ 0
TUCSON, AZ 1 $ 1,225,000 $ 1,225,000 $ 0
TULSA, OK 1 $ 45,000 $ 45,000 $ 113,000
WENATCHEE, WA 1 $ 715,000 $ 715,000 $ 0
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 1 $ 425,000 $ 425,000 $ 0
WINCHESTER, VA-WV 1 $ 625,000 $ 625,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for One American Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 307 $209,695,000 $683,000 $2,505,000 $234,000 $2,763,000
Refinancing 48 $41,140,000 $857,000 $2,105,000 $384,000 $3,995,000
Other Purpose 39 $14,755,000 $378,000 $1,995,000 $213,000 $1,332,000
Cash-out Refinancing 31 $19,015,000 $613,000 $2,455,000 $187,000 $400,000
Home Improvement 5 $2,005,000 $401,000 $795,000 $206,000 $342,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 185 $158,925,000 $859,000 $2,105,000 $0 $0
White 121 $59,175,000 $489,000 $2,505,000 $239,000 $2,763,000
Asian 55 $33,795,000 $614,000 $1,325,000 $228,000 $1,484,000
Not Provided 41 $25,365,000 $618,000 $1,995,000 $317,000 $3,995,000
Hispanic 14 $4,590,000 $327,000 $635,000 $136,000 $343,000
Black or African American 9 $3,315,000 $368,000 $1,235,000 $209,000 $944,000
American Indian or Alaskan Native 2 $290,000 $145,000 $145,000 $44,000 $46,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 418 $280,580,000 $671,000 $2,505,000 $245,000 $3,995,000
FHA-insured (Federal Housing Administration) 7 $1,875,000 $267,000 $405,000 $106,000 $227,000
VA-guaranteed (Veterans Administration) 5 $4,155,000 $831,000 $1,215,000 $163,000 $300,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 185 $158,925,000 $859,000 $2,105,000 $0 $0
Loan Originated 174 $96,880,000 $556,000 $2,505,000 $238,000 $2,763,000
Application Withdrawn By Applicant 65 $29,205,000 $449,000 $1,995,000 $254,000 $3,995,000
Application Approved But Not Accepted 3 $1,115,000 $371,000 $505,000 $192,000 $360,000
Application Denied By Financial Institution 3 $485,000 $161,000 $205,000 $68,000 $131,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 427 $286,125,000 $670,000 $2,505,000 $241,000 $3,995,000
Debt-To-Income Ratio 3 $485,000 $161,000 $205,000 $68,000 $131,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.

Download the South Dakota Lender List