One American Bank
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for One American Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | One American Bank 515 S Minnesota Ave Sioux Falls, SD 57104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 |
| Total Number of Mortgage Applications | 430 |
| Total Mortgage Loan Application Amount | $286,610,000 |
| Average Mortgage Loan Application Amount | $586,400 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $244,800 |
| Highest Applicant Income | $3,995,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 56 | $ 39,310,000 | $ 701,000 | $ 280,000 |
| Loudoun County Virginia | 21 | $ 14,905,000 | $ 709,000 | $ 189,000 |
| Chatham County Georgia | 20 | $ 6,010,000 | $ 300,000 | $ 378,000 |
| Cobb County Georgia | 18 | $ 6,960,000 | $ 386,000 | $ 186,000 |
| Fairfax County Virginia | 17 | $ 9,915,000 | $ 583,000 | $ 291,000 |
| Fulton County Georgia | 14 | $ 11,180,000 | $ 798,000 | $ 237,000 |
| King County Washington | 13 | $ 12,345,000 | $ 949,000 | $ 320,000 |
| Los Angeles County California | 8 | $ 8,860,000 | $ 1,107,000 | $ 0 |
| Alameda County California | 7 | $ 6,855,000 | $ 979,000 | $ 0 |
| Walton County Florida | 7 | $ 5,475,000 | $ 782,000 | $ 271,000 |
| District of Columbia County District Of Columbia | 6 | $ 4,830,000 | $ 805,000 | $ 207,000 |
| Cherokee County Georgia | 6 | $ 2,780,000 | $ 463,000 | $ 110,000 |
| DeKalb County Georgia | 6 | $ 5,640,000 | $ 940,000 | $ 137,000 |
| Prince William County Virginia | 6 | $ 3,040,000 | $ 506,000 | $ 128,000 |
| Orange County California | 5 | $ 3,655,000 | $ 731,000 | $ 54,000 |
| Riverside County California | 5 | $ 3,255,000 | $ 651,000 | $ 292,000 |
| San Diego County California | 5 | $ 5,255,000 | $ 1,051,000 | $ 136,000 |
| Forsyth County Georgia | 5 | $ 2,965,000 | $ 593,000 | $ 163,000 |
| Pinal County Arizona | 4 | $ 1,840,000 | $ 460,000 | $ 106,000 |
| Brevard County Florida | 4 | $ 1,990,000 | $ 497,000 | $ 281,000 |
| Lee County Florida | 4 | $ 2,120,000 | $ 530,000 | $ 106,000 |
| Okaloosa County Florida | 4 | $ 4,360,000 | $ 1,090,000 | $ 460,000 |
| Gwinnett County Georgia | 4 | $ 1,480,000 | $ 370,000 | $ 228,000 |
| Westchester County New York | 4 | $ 3,220,000 | $ 805,000 | $ 0 |
| Stafford County Virginia | 4 | $ 1,530,000 | $ 382,000 | $ 154,000 |
| Contra Costa County California | 3 | $ 3,365,000 | $ 1,121,000 | $ 0 |
| Santa Clara County California | 3 | $ 3,005,000 | $ 1,001,000 | $ 0 |
| Sonoma County California | 3 | $ 2,005,000 | $ 668,000 | $ 135,000 |
| Broward County Florida | 3 | $ 2,225,000 | $ 741,000 | $ 0 |
| Miami-Dade County Florida | 3 | $ 2,875,000 | $ 958,000 | $ 0 |
| Osceola County Florida | 3 | $ 1,485,000 | $ 495,000 | $ 0 |
| Putnam County Georgia | 3 | $ 2,795,000 | $ 931,000 | $ 270,000 |
| Kings County New York | 3 | $ 4,355,000 | $ 1,451,000 | $ 0 |
| Buncombe County North Carolina | 3 | $ 815,000 | $ 271,000 | $ 104,000 |
| Davis County Utah | 3 | $ 2,715,000 | $ 905,000 | $ 0 |
| Utah County Utah | 3 | $ 2,615,000 | $ 871,000 | $ 0 |
| Augusta County Virginia | 3 | $ 915,000 | $ 305,000 | $ 0 |
| Fresno County California | 2 | $ 850,000 | $ 425,000 | $ 60,000 |
| San Francisco County California | 2 | $ 3,460,000 | $ 1,730,000 | $ 0 |
| San Mateo County California | 2 | $ 1,190,000 | $ 595,000 | $ 131,000 |
| Santa Cruz County California | 2 | $ 1,820,000 | $ 910,000 | $ 0 |
| Ventura County California | 2 | $ 900,000 | $ 450,000 | $ 325,000 |
| Hartford County Connecticut | 2 | $ 960,000 | $ 480,000 | $ 235,000 |
| Hillsborough County Florida | 2 | $ 1,920,000 | $ 960,000 | $ 100,000 |
| Bartow County Georgia | 2 | $ 1,460,000 | $ 730,000 | $ 191,000 |
| Effingham County Georgia | 2 | $ 360,000 | $ 180,000 | $ 527,000 |
| Paulding County Georgia | 2 | $ 780,000 | $ 390,000 | $ 150,000 |
| Ada County Idaho | 2 | $ 630,000 | $ 315,000 | $ 84,000 |
| Kootenai County Idaho | 2 | $ 1,660,000 | $ 830,000 | $ 65,000 |
| Jefferson County Kentucky | 2 | $ 770,000 | $ 385,000 | $ 171,000 |
| Montgomery County Maryland | 2 | $ 1,780,000 | $ 890,000 | $ 364,000 |
| Washoe County Nevada | 2 | $ 1,470,000 | $ 735,000 | $ 0 |
| Multnomah County Oregon | 2 | $ 1,640,000 | $ 820,000 | $ 0 |
| Polk County Oregon | 2 | $ 1,530,000 | $ 765,000 | $ 0 |
| Washington County Oregon | 2 | $ 1,740,000 | $ 870,000 | $ 0 |
| Chester County Pennsylvania | 2 | $ 1,050,000 | $ 525,000 | $ 198,000 |
| Georgetown County South Carolina | 2 | $ 1,360,000 | $ 680,000 | $ 0 |
| Minnehaha County South Dakota | 2 | $ 160,000 | $ 80,000 | $ 82,000 |
| Lubbock County Texas | 2 | $ 290,000 | $ 145,000 | $ 44,000 |
| Salt Lake County Utah | 2 | $ 1,170,000 | $ 585,000 | $ 0 |
| Henrico County Virginia | 2 | $ 840,000 | $ 420,000 | $ 0 |
| James City County Virginia | 2 | $ 730,000 | $ 365,000 | $ 0 |
| Pierce County Washington | 2 | $ 1,730,000 | $ 865,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Pike County Alabama | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Coconino County Arizona | 1 | $ 395,000 | $ 395,000 | $ 158,000 |
| Pima County Arizona | 1 | $ 1,225,000 | $ 1,225,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 485,000 | $ 485,000 | $ 146,000 |
| El Dorado County California | 1 | $ 1,065,000 | $ 1,065,000 | $ 0 |
| Imperial County California | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Marin County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Napa County California | 1 | $ 5,000 | $ 5,000 | $ 130,000 |
| Sacramento County California | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| San Bernardino County California | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Denver County Colorado | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Douglas County Colorado | 1 | $ 735,000 | $ 735,000 | $ 0 |
| El Paso County Colorado | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Larimer County Colorado | 1 | $ 1,275,000 | $ 1,275,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Summit County Colorado | 1 | $ 495,000 | $ 495,000 | $ 220,000 |
| Bradford County Florida | 1 | $ 185,000 | $ 185,000 | $ 329,000 |
| Citrus County Florida | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Manatee County Florida | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Pinellas County Florida | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Seminole County Florida | 1 | $ 715,000 | $ 715,000 | $ 0 |
| St. Johns County Florida | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Barrow County Georgia | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Carroll County Georgia | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Columbia County Georgia | 1 | $ 615,000 | $ 615,000 | $ 641,000 |
| Fannin County Georgia | 1 | $ 525,000 | $ 525,000 | $ 701,000 |
| Franklin County Georgia | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Gordon County Georgia | 1 | $ 245,000 | $ 245,000 | $ 51,000 |
| Long County Georgia | 1 | $ 375,000 | $ 375,000 | $ 77,000 |
| Lumpkin County Georgia | 1 | $ 255,000 | $ 255,000 | $ 281,000 |
| Troup County Georgia | 1 | $ 375,000 | $ 375,000 | $ 196,000 |
| White County Georgia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Cook County Illinois | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 665,000 | $ 665,000 | $ 125,000 |
| Howard County Maryland | 1 | $ 865,000 | $ 865,000 | $ 209,000 |
| Worcester County Maryland | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Dodge County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 102,000 |
| Jackson County Missouri | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
| Gallatin County Montana | 1 | $ 1,165,000 | $ 1,165,000 | $ 0 |
| Ravalli County Montana | 1 | $ 65,000 | $ 65,000 | $ 118,000 |
| Clark County Nevada | 1 | $ 575,000 | $ 575,000 | $ 159,000 |
| Essex County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Morris County New Jersey | 1 | $ 1,135,000 | $ 1,135,000 | $ 0 |
| Erie County New York | 1 | $ 205,000 | $ 205,000 | $ 282,000 |
| Putnam County New York | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Dare County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 303,000 |
| Orange County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Union County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 150,000 |
| Wake County North Carolina | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 113,000 |
| Clackamas County Oregon | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Hood River County Oregon | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Lane County Oregon | 1 | $ 145,000 | $ 145,000 | $ 192,000 |
| Beaufort County South Carolina | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 2,505,000 | $ 2,505,000 | $ 621,000 |
| Charleston County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| York County South Carolina | 1 | $ 805,000 | $ 805,000 | $ 0 |
| McCook County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Davidson County Tennessee | 1 | $ 1,285,000 | $ 1,285,000 | $ 0 |
| Cameron County Texas | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Collin County Texas | 1 | $ 615,000 | $ 615,000 | $ 212,000 |
| Denton County Texas | 1 | $ 645,000 | $ 645,000 | $ 131,000 |
| Fort Bend County Texas | 1 | $ 245,000 | $ 245,000 | $ 138,000 |
| Travis County Texas | 1 | $ 915,000 | $ 915,000 | $ 0 |
| Summit County Utah | 1 | $ 1,995,000 | $ 1,995,000 | $ 1,332,000 |
| Weber County Utah | 1 | $ 1,585,000 | $ 1,585,000 | $ 0 |
| Arlington County Virginia | 1 | $ 1,405,000 | $ 1,405,000 | $ 752,000 |
| Fauquier County Virginia | 1 | $ 755,000 | $ 755,000 | $ 210,000 |
| Manassas County Virginia | 1 | $ 525,000 | $ 525,000 | $ 100,000 |
| Pulaski County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 1,235,000 | $ 1,235,000 | $ 944,000 |
| Winchester County Virginia | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Chelan County Washington | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Clallam County Washington | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Clark County Washington | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Island County Washington | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Kitsap County Washington | 1 | $ 1,345,000 | $ 1,345,000 | $ 0 |
| Lewis County Washington | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Washburn County Wisconsin | 1 | $ 855,000 | $ 855,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for One American Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 307 | $209,695,000 | $683,000 | $2,505,000 | $234,000 | $2,763,000 |
| Refinancing | 48 | $41,140,000 | $857,000 | $2,105,000 | $384,000 | $3,995,000 |
| Other Purpose | 39 | $14,755,000 | $378,000 | $1,995,000 | $213,000 | $1,332,000 |
| Cash-out Refinancing | 31 | $19,015,000 | $613,000 | $2,455,000 | $187,000 | $400,000 |
| Home Improvement | 5 | $2,005,000 | $401,000 | $795,000 | $206,000 | $342,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 185 | $158,925,000 | $859,000 | $2,105,000 | $0 | $0 |
| White | 121 | $59,175,000 | $489,000 | $2,505,000 | $239,000 | $2,763,000 |
| Asian | 55 | $33,795,000 | $614,000 | $1,325,000 | $228,000 | $1,484,000 |
| Not Provided | 41 | $25,365,000 | $618,000 | $1,995,000 | $317,000 | $3,995,000 |
| Hispanic | 14 | $4,590,000 | $327,000 | $635,000 | $136,000 | $343,000 |
| Black or African American | 9 | $3,315,000 | $368,000 | $1,235,000 | $209,000 | $944,000 |
| American Indian or Alaskan Native | 2 | $290,000 | $145,000 | $145,000 | $44,000 | $46,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 418 | $280,580,000 | $671,000 | $2,505,000 | $245,000 | $3,995,000 |
| FHA-insured (Federal Housing Administration) | 7 | $1,875,000 | $267,000 | $405,000 | $106,000 | $227,000 |
| VA-guaranteed (Veterans Administration) | 5 | $4,155,000 | $831,000 | $1,215,000 | $163,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 185 | $158,925,000 | $859,000 | $2,105,000 | $0 | $0 |
| Loan Originated | 174 | $96,880,000 | $556,000 | $2,505,000 | $238,000 | $2,763,000 |
| Application Withdrawn By Applicant | 65 | $29,205,000 | $449,000 | $1,995,000 | $254,000 | $3,995,000 |
| Application Approved But Not Accepted | 3 | $1,115,000 | $371,000 | $505,000 | $192,000 | $360,000 |
| Application Denied By Financial Institution | 3 | $485,000 | $161,000 | $205,000 | $68,000 | $131,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 427 | $286,125,000 | $670,000 | $2,505,000 | $241,000 | $3,995,000 |
| Debt-To-Income Ratio | 3 | $485,000 | $161,000 | $205,000 | $68,000 | $131,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.