2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Ocwen Federal Bank Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Ocwen Federal Bank Fsb 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ocwen Federal Bank Fsb 1661 Worthington Avenue #100 West Palm Beach, FL 33409 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,035 |
| Total Mortgage Loan Application Amount | $323,178,000 |
| Average Mortgage Loan Application Amount | $144,701 |
| Highest Mortgage Loan Application Amount | $886,000 |
| Average Applicant Income | $67,321 |
| Highest Applicant Income | $1,308,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Ocwen Federal Bank Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ocwen Federal Bank Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Ocwen Federal Bank Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ocwen Federal Bank Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Ocwen Federal Bank Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ocwen Federal Bank Fsb's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ABILENE, TX | 2 | $ 133,000 | $ 66,000 | $ 49,000 |
| AKRON, OH | 5 | $ 617,000 | $ 123,000 | $ 30,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| ALBUQUERQUE, NM | 6 | $ 599,000 | $ 99,000 | $ 44,000 |
| ALEXANDRIA, LA | 1 | $ 53,000 | $ 53,000 | $ 23,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 12 | $ 1,333,000 | $ 111,000 | $ 44,000 |
| AMARILLO, TX | 1 | $ 132,000 | $ 132,000 | $ 114,000 |
| ANNISTON-OXFORD, AL | 1 | $ 150,000 | $ 150,000 | $ 240,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 53 | $ 7,716,000 | $ 145,000 | $ 67,000 |
| ATLANTIC CITY, NJ | 3 | $ 917,000 | $ 305,000 | $ 181,000 |
| AUBURN-OPELIKA, AL | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 4 | $ 406,000 | $ 101,000 | $ 59,000 |
| AUSTIN-ROUND ROCK, TX | 7 | $ 1,085,000 | $ 155,000 | $ 53,000 |
| BAKERSFIELD, CA | 6 | $ 690,000 | $ 115,000 | $ 59,000 |
| BALTIMORE-TOWSON, MD | 30 | $ 4,302,000 | $ 143,000 | $ 58,000 |
| BANGOR, ME | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| BARNSTABLE TOWN, MA | 3 | $ 515,000 | $ 171,000 | $ 37,000 |
| BATON ROUGE, LA | 2 | $ 123,000 | $ 61,000 | $ 24,000 |
| BAY CITY, MI | 1 | $ 73,000 | $ 73,000 | $ 16,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 88,000 | $ 88,000 | $ 43,000 |
| BELLINGHAM, WA | 1 | $ 122,000 | $ 122,000 | $ 0 |
| BEND, OR | 4 | $ 1,122,000 | $ 280,000 | $ 57,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 7 | $ 1,757,000 | $ 251,000 | $ 121,000 |
| BILLINGS, MT | 1 | $ 59,000 | $ 59,000 | $ 47,000 |
| BIRMINGHAM-HOOVER, AL | 12 | $ 1,297,000 | $ 108,000 | $ 54,000 |
| BLOOMINGTON, IN | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 88,000 | $ 88,000 | $ 45,000 |
| BOISE CITY-NAMPA, ID | 7 | $ 678,000 | $ 96,000 | $ 59,000 |
| BOSTON-QUINCY, MA | 8 | $ 1,308,000 | $ 163,000 | $ 63,000 |
| BOULDER, CO | 4 | $ 774,000 | $ 193,000 | $ 87,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 10 | $ 2,024,000 | $ 202,000 | $ 52,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 37,000 | $ 37,000 | $ 50,000 |
| BRUNSWICK, GA | 1 | $ 77,000 | $ 77,000 | $ 12,000 |
| BUFFALO-NIAGARA FALLS, NY | 2 | $ 150,000 | $ 75,000 | $ 28,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 4 | $ 786,000 | $ 196,000 | $ 48,000 |
| CAMDEN, NJ | 9 | $ 1,622,000 | $ 180,000 | $ 76,000 |
| CANTON-MASSILLON, OH | 4 | $ 327,000 | $ 81,000 | $ 44,000 |
| CAPE CORAL-FORT MYERS, FL | 6 | $ 835,000 | $ 139,000 | $ 31,000 |
| CARSON CITY, NV | 1 | $ 202,000 | $ 202,000 | $ 51,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 48,000 | $ 48,000 | $ 17,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 8 | $ 1,269,000 | $ 158,000 | $ 65,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 4 | $ 498,000 | $ 124,000 | $ 16,000 |
| CHARLOTTESVILLE, VA | 1 | $ 136,000 | $ 136,000 | $ 61,000 |
| CHATTANOOGA, TN-GA | 2 | $ 239,000 | $ 119,000 | $ 27,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 46 | $ 8,137,000 | $ 176,000 | $ 71,000 |
| CHICO, CA | 2 | $ 361,000 | $ 180,000 | $ 92,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 18 | $ 2,196,000 | $ 122,000 | $ 85,000 |
| CLEVELAND, TN | 2 | $ 273,000 | $ 136,000 | $ 56,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 13 | $ 1,596,000 | $ 122,000 | $ 45,000 |
| COEUR D'ALENE, ID | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| COLORADO SPRINGS, CO | 4 | $ 701,000 | $ 175,000 | $ 49,000 |
| COLUMBIA, SC | 7 | $ 1,004,000 | $ 143,000 | $ 57,000 |
| COLUMBUS, GA-AL | 2 | $ 162,000 | $ 81,000 | $ 22,000 |
| COLUMBUS, OH | 8 | $ 688,000 | $ 86,000 | $ 55,000 |
| CORPUS CHRISTI, TX | 2 | $ 194,000 | $ 97,000 | $ 83,000 |
| CORVALLIS, OR | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| CUMBERLAND, MD-WV | 1 | $ 300,000 | $ 300,000 | $ 117,000 |
| DALLAS-PLANO-IRVING, TX | 11 | $ 1,183,000 | $ 107,000 | $ 65,000 |
| DALTON, GA | 1 | $ 87,000 | $ 87,000 | $ 66,000 |
| DAYTON, OH | 2 | $ 450,000 | $ 225,000 | $ 135,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 7 | $ 718,000 | $ 102,000 | $ 46,000 |
| DENVER-AURORA, CO | 25 | $ 4,610,000 | $ 184,000 | $ 66,000 |
| DES MOINES, IA | 2 | $ 327,000 | $ 163,000 | $ 42,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 27 | $ 2,609,000 | $ 96,000 | $ 62,000 |
| DOTHAN, AL | 1 | $ 64,000 | $ 64,000 | $ 28,000 |
| DOVER, DE | 3 | $ 328,000 | $ 109,000 | $ 82,000 |
| DUBUQUE, IA | 1 | $ 89,000 | $ 89,000 | $ 37,000 |
| DULUTH, MN-WI | 1 | $ 113,000 | $ 113,000 | $ 40,000 |
| EDISON, NJ | 20 | $ 4,076,000 | $ 203,000 | $ 70,000 |
| EL CENTRO, CA | 5 | $ 561,000 | $ 112,000 | $ 105,000 |
| EL PASO, TX | 7 | $ 442,000 | $ 63,000 | $ 40,000 |
| ELIZABETHTOWN, KY | 1 | $ 87,000 | $ 87,000 | $ 59,000 |
| ELKHART-GOSHEN, IN | 4 | $ 423,000 | $ 105,000 | $ 61,000 |
| ERIE, PA | 4 | $ 541,000 | $ 135,000 | $ 135,000 |
| ESSEX COUNTY, MA | 4 | $ 680,000 | $ 170,000 | $ 70,000 |
| EUGENE-SPRINGFIELD, OR | 7 | $ 1,164,000 | $ 166,000 | $ 64,000 |
| EVANSVILLE, IN-KY | 2 | $ 171,000 | $ 85,000 | $ 45,000 |
| FAYETTEVILLE, NC | 2 | $ 116,000 | $ 58,000 | $ 51,000 |
| FLINT, MI | 5 | $ 617,000 | $ 123,000 | $ 45,000 |
| FLORENCE, SC | 2 | $ 139,000 | $ 69,000 | $ 43,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 194,000 | $ 194,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 42 | $ 6,298,000 | $ 149,000 | $ 66,000 |
| FORT WAYNE, IN | 4 | $ 207,000 | $ 51,000 | $ 39,000 |
| FORT WORTH-ARLINGTON, TX | 8 | $ 672,000 | $ 84,000 | $ 65,000 |
| FRESNO, CA | 11 | $ 2,221,000 | $ 201,000 | $ 96,000 |
| GAINESVILLE, FL | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| GAINESVILLE, GA | 1 | $ 170,000 | $ 170,000 | $ 67,000 |
| GARY, IN | 9 | $ 783,000 | $ 87,000 | $ 54,000 |
| GOLDSBORO, NC | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 190,000 | $ 95,000 | $ 46,000 |
| GREELEY, CO | 1 | $ 137,000 | $ 137,000 | $ 50,000 |
| GREENSBORO-HIGH POINT, NC | 5 | $ 576,000 | $ 115,000 | $ 55,000 |
| GREENVILLE, SC | 1 | $ 62,000 | $ 62,000 | $ 20,000 |
| GULFPORT-BILOXI, MS | 3 | $ 276,000 | $ 92,000 | $ 26,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 95,000 | $ 95,000 | $ 108,000 |
| HANFORD-CORCORAN, CA | 1 | $ 65,000 | $ 65,000 | $ 10,000 |
| HARRISBURG-CARLISLE, PA | 3 | $ 276,000 | $ 92,000 | $ 43,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 9 | $ 1,578,000 | $ 175,000 | $ 50,000 |
| HATTIESBURG, MS | 1 | $ 198,000 | $ 198,000 | $ 68,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 242,000 | $ 121,000 | $ 70,000 |
| HINESVILLE-FORT STEWART, GA | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| HONOLULU, HI | 5 | $ 1,569,000 | $ 313,000 | $ 114,000 |
| HOT SPRINGS, AR | 1 | $ 93,000 | $ 93,000 | $ 27,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 1 | $ 51,000 | $ 51,000 | $ 17,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 36 | $ 3,741,000 | $ 103,000 | $ 65,000 |
| HUNTSVILLE, AL | 2 | $ 175,000 | $ 87,000 | $ 73,000 |
| IDAHO FALLS, ID | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| INDIANAPOLIS, IN | 18 | $ 2,024,000 | $ 112,000 | $ 56,000 |
| ITHACA, NY | 1 | $ 35,000 | $ 35,000 | $ 0 |
| JACKSON, MI | 3 | $ 353,000 | $ 117,000 | $ 67,000 |
| JACKSON, MS | 2 | $ 155,000 | $ 77,000 | $ 60,000 |
| JACKSONVILLE, FL | 18 | $ 1,950,000 | $ 108,000 | $ 58,000 |
| JOHNSON CITY, TN | 2 | $ 163,000 | $ 81,000 | $ 43,000 |
| JOHNSTOWN, PA | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| JOPLIN, MO | 1 | $ 62,000 | $ 62,000 | $ 30,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 1,275,000 | $ 425,000 | $ 361,000 |
| KANSAS CITY, MO-KS | 10 | $ 1,023,000 | $ 102,000 | $ 44,000 |
| KINGSTON, NY | 3 | $ 552,000 | $ 184,000 | $ 34,000 |
| KNOXVILLE, TN | 3 | $ 375,000 | $ 125,000 | $ 42,000 |
| KOKOMO, IN | 2 | $ 136,000 | $ 68,000 | $ 23,000 |
| LAKE CHARLES, LA | 1 | $ 200,000 | $ 200,000 | $ 82,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 6 | $ 1,042,000 | $ 173,000 | $ 68,000 |
| LAKELAND, FL | 11 | $ 1,095,000 | $ 99,000 | $ 41,000 |
| LANCASTER, PA | 1 | $ 50,000 | $ 50,000 | $ 112,000 |
| LANSING-EAST LANSING, MI | 2 | $ 233,000 | $ 116,000 | $ 60,000 |
| LAREDO, TX | 1 | $ 81,000 | $ 81,000 | $ 26,000 |
| LAS CRUCES, NM | 1 | $ 71,000 | $ 71,000 | $ 21,000 |
| LAS VEGAS-PARADISE, NV | 34 | $ 6,426,000 | $ 189,000 | $ 105,000 |
| LEBANON, PA | 2 | $ 207,000 | $ 103,000 | $ 40,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 66,000 | $ 66,000 | $ 20,000 |
| LIMA, OH | 1 | $ 154,000 | $ 154,000 | $ 36,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 5 | $ 490,000 | $ 98,000 | $ 37,000 |
| LONGVIEW, WA | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 74 | $ 19,853,000 | $ 268,000 | $ 82,000 |
| LOUISVILLE, KY-IN | 6 | $ 615,000 | $ 102,000 | $ 44,000 |
| MADISON, WI | 1 | $ 151,000 | $ 151,000 | $ 52,000 |
| MANCHESTER-NASHUA, NH | 4 | $ 733,000 | $ 183,000 | $ 53,000 |
| MANSFIELD, OH | 2 | $ 216,000 | $ 108,000 | $ 52,000 |
| MEDFORD, OR | 1 | $ 187,000 | $ 187,000 | $ 45,000 |
| MEMPHIS, TN-MS-AR | 8 | $ 699,000 | $ 87,000 | $ 40,000 |
| MERCED, CA | 3 | $ 415,000 | $ 138,000 | $ 40,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 50 | $ 8,585,000 | $ 171,000 | $ 72,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 7 | $ 693,000 | $ 99,000 | $ 40,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 8 | $ 1,126,000 | $ 140,000 | $ 56,000 |
| MODESTO, CA | 2 | $ 308,000 | $ 154,000 | $ 43,000 |
| MONTGOMERY, AL | 1 | $ 53,000 | $ 53,000 | $ 20,000 |
| MORGANTOWN, WV | 1 | $ 76,000 | $ 76,000 | $ 32,000 |
| MORRISTOWN, TN | 1 | $ 59,000 | $ 59,000 | $ 57,000 |
| MUNCIE, IN | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
| MUSKEGON-NORTON SHORES, MI | 3 | $ 151,000 | $ 50,000 | $ 23,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 3 | $ 442,000 | $ 147,000 | $ 50,000 |
| NAPA, CA | 1 | $ 382,000 | $ 382,000 | $ 96,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 4 | $ 503,000 | $ 125,000 | $ 60,000 |
| NASSAU-SUFFOLK, NY | 17 | $ 3,586,000 | $ 210,000 | $ 53,000 |
| NEW HAVEN-MILFORD, CT | 8 | $ 1,790,000 | $ 223,000 | $ 62,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 11 | $ 1,154,000 | $ 104,000 | $ 62,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 26 | $ 7,677,000 | $ 295,000 | $ 67,000 |
| NEWARK-UNION, NJ-PA | 26 | $ 6,015,000 | $ 231,000 | $ 76,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 262,000 | $ 131,000 | $ 103,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 86,000 | $ 86,000 | $ 64,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 20 | $ 5,631,000 | $ 281,000 | $ 78,000 |
| OCALA, FL | 6 | $ 489,000 | $ 81,000 | $ 39,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| OKLAHOMA CITY, OK | 12 | $ 1,055,000 | $ 87,000 | $ 56,000 |
| OLYMPIA, WA | 2 | $ 292,000 | $ 146,000 | $ 60,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 5 | $ 480,000 | $ 96,000 | $ 43,000 |
| ORLANDO, FL | 30 | $ 4,448,000 | $ 148,000 | $ 58,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3 | $ 1,041,000 | $ 347,000 | $ 77,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 465,000 | $ 116,000 | $ 61,000 |
| PANAMA CITY-LYNN HAVEN, FL | 1 | $ 73,000 | $ 73,000 | $ 27,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 318,000 | $ 79,000 | $ 87,000 |
| PEORIA, IL | 2 | $ 165,000 | $ 82,000 | $ 45,000 |
| PHILADELPHIA, PA | 48 | $ 4,597,000 | $ 95,000 | $ 59,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 43 | $ 6,911,000 | $ 160,000 | $ 54,000 |
| PITTSBURGH, PA | 24 | $ 2,402,000 | $ 100,000 | $ 43,000 |
| POCATELLO, ID | 1 | $ 83,000 | $ 83,000 | $ 45,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 3 | $ 386,000 | $ 128,000 | $ 39,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1 | $ 120,000 | $ 120,000 | $ 83,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 19 | $ 4,010,000 | $ 211,000 | $ 101,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 2 | $ 257,000 | $ 128,000 | $ 26,000 |
| PRESCOTT, AZ | 3 | $ 232,000 | $ 77,000 | $ 36,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 7 | $ 1,170,000 | $ 167,000 | $ 71,000 |
| PROVO-OREM, UT | 1 | $ 197,000 | $ 197,000 | $ 50,000 |
| PUNTA GORDA, FL | 1 | $ 70,000 | $ 70,000 | $ 23,000 |
| RACINE, WI | 1 | $ 94,000 | $ 94,000 | $ 25,000 |
| RALEIGH-CARY, NC | 4 | $ 832,000 | $ 208,000 | $ 84,000 |
| RAPID CITY, SD | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| READING, PA | 2 | $ 328,000 | $ 164,000 | $ 99,000 |
| REDDING, CA | 1 | $ 162,000 | $ 162,000 | $ 40,000 |
| RENO-SPARKS, NV | 2 | $ 291,000 | $ 145,000 | $ 44,000 |
| RICHMOND, VA | 5 | $ 550,000 | $ 110,000 | $ 51,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 42 | $ 9,270,000 | $ 220,000 | $ 65,000 |
| ROANOKE, VA | 2 | $ 236,000 | $ 118,000 | $ 57,000 |
| ROCHESTER, MN | 1 | $ 170,000 | $ 170,000 | $ 66,000 |
| ROCHESTER, NY | 4 | $ 375,000 | $ 93,000 | $ 90,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 371,000 | $ 185,000 | $ 32,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 20 | $ 5,257,000 | $ 262,000 | $ 108,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 64,000 | $ 64,000 | $ 47,000 |
| SALEM, OR | 3 | $ 281,000 | $ 93,000 | $ 51,000 |
| SALINAS, CA | 2 | $ 652,000 | $ 326,000 | $ 30,000 |
| SALISBURY, MD | 1 | $ 142,000 | $ 142,000 | $ 86,000 |
| SALT LAKE CITY, UT | 5 | $ 798,000 | $ 159,000 | $ 66,000 |
| SAN ANTONIO, TX | 10 | $ 1,108,000 | $ 110,000 | $ 88,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 22 | $ 7,055,000 | $ 320,000 | $ 74,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 6 | $ 2,335,000 | $ 389,000 | $ 128,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 10 | $ 4,357,000 | $ 435,000 | $ 104,000 |
| SANDUSKY, OH | 2 | $ 159,000 | $ 79,000 | $ 33,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 9 | $ 2,819,000 | $ 313,000 | $ 113,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 208,000 | $ 208,000 | $ 46,000 |
| SARASOTA-BRADENTON-VENICE, FL | 4 | $ 844,000 | $ 211,000 | $ 72,000 |
| SAVANNAH, GA | 1 | $ 153,000 | $ 153,000 | $ 69,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 68,000 | $ 68,000 | $ 23,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 19 | $ 4,130,000 | $ 217,000 | $ 84,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 389,000 | $ 129,000 | $ 51,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 277,000 | $ 92,000 | $ 27,000 |
| SPARTANBURG, SC | 1 | $ 114,000 | $ 114,000 | $ 112,000 |
| SPOKANE, WA | 3 | $ 553,000 | $ 184,000 | $ 88,000 |
| SPRINGFIELD, IL | 2 | $ 173,000 | $ 86,000 | $ 56,000 |
| SPRINGFIELD, MO | 2 | $ 175,000 | $ 87,000 | $ 102,000 |
| SPRINGFIELD, OH | 2 | $ 172,000 | $ 86,000 | $ 27,000 |
| ST. CLOUD, MN | 1 | $ 96,000 | $ 96,000 | $ 22,000 |
| ST. GEORGE, UT | 3 | $ 700,000 | $ 233,000 | $ 122,000 |
| ST. JOSEPH, MO-KS | 1 | $ 242,000 | $ 242,000 | $ 45,000 |
| ST. LOUIS, MO-IL | 12 | $ 1,276,000 | $ 106,000 | $ 80,000 |
| STATE COLLEGE, PA | 2 | $ 314,000 | $ 157,000 | $ 60,000 |
| STOCKTON, CA | 12 | $ 3,034,000 | $ 252,000 | $ 68,000 |
| SUMTER, SC | 1 | $ 63,000 | $ 63,000 | $ 47,000 |
| SYRACUSE, NY | 1 | $ 67,000 | $ 67,000 | $ 19,000 |
| TACOMA, WA | 4 | $ 687,000 | $ 171,000 | $ 60,000 |
| TALLAHASSEE, FL | 1 | $ 53,000 | $ 53,000 | $ 73,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 44 | $ 5,570,000 | $ 126,000 | $ 57,000 |
| TOLEDO, OH | 7 | $ 648,000 | $ 92,000 | $ 47,000 |
| TRENTON-EWING, NJ | 4 | $ 517,000 | $ 129,000 | $ 58,000 |
| TUCSON, AZ | 7 | $ 807,000 | $ 115,000 | $ 58,000 |
| TULSA, OK | 9 | $ 901,000 | $ 100,000 | $ 66,000 |
| TUSCALOOSA, AL | 1 | $ 226,000 | $ 226,000 | $ 70,000 |
| TYLER, TX | 1 | $ 70,000 | $ 70,000 | $ 40,000 |
| UTICA-ROME, NY | 1 | $ 108,000 | $ 108,000 | $ 72,000 |
| VALLEJO-FAIRFIELD, CA | 9 | $ 3,436,000 | $ 381,000 | $ 77,000 |
| VICTORIA, TX | 1 | $ 52,000 | $ 52,000 | $ 18,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 14 | $ 2,351,000 | $ 167,000 | $ 60,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 461,000 | $ 153,000 | $ 49,000 |
| WACO, TX | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 15 | $ 2,902,000 | $ 193,000 | $ 93,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 10 | $ 1,933,000 | $ 193,000 | $ 62,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 24 | $ 4,029,000 | $ 167,000 | $ 71,000 |
| WHEELING, WV-OH | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| WICHITA, KS | 2 | $ 239,000 | $ 119,000 | $ 65,000 |
| WILLIAMSPORT, PA | 1 | $ 69,000 | $ 69,000 | $ 40,000 |
| WILMINGTON, DE-MD-NJ | 3 | $ 391,000 | $ 130,000 | $ 73,000 |
| WINCHESTER, VA-WV | 1 | $ 126,000 | $ 126,000 | $ 79,000 |
| WINSTON-SALEM, NC | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| WORCESTER, MA | 6 | $ 1,178,000 | $ 196,000 | $ 68,000 |
| YAKIMA, WA | 1 | $ 62,000 | $ 62,000 | $ 58,000 |
| YORK-HANOVER, PA | 2 | $ 244,000 | $ 122,000 | $ 66,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 129,000 | $ 64,000 | $ 78,000 |
| YUMA, AZ | 1 | $ 71,000 | $ 71,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Ocwen Federal Bank Fsb in 2005
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,936 | $306,654,000 | $135,200 | $886,000 | $61,020 | $1,308,000 |
| Home Improvement | 81 | $12,968,000 | $140,066 | $612,000 | $67,433 | $715,000 |
| Home Purchase | 18 | $3,556,000 | $232,428 | $499,000 | $111,857 | $390,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,073 | $172,201,000 | $139,320 | $800,000 | $62,200 | $1,308,000 |
| Black or African American | 372 | $50,783,000 | $126,000 | $557,000 | $52,000 | $245,000 |
| Not Provided | 253 | $42,395,000 | $155,815 | $886,000 | $66,552 | $390,000 |
| Hispanic | 251 | $40,096,000 | $123,129 | $595,000 | $50,580 | $379,000 |
| Asian | 49 | $12,289,000 | $210,652 | $650,000 | $108,173 | $660,000 |
| American Indian or Alaskan Native | 24 | $2,986,000 | $134,944 | $227,000 | $72,833 | $421,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,428,000 | $177,285 | $358,000 | $108,428 | $301,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,035 | $323,178,000 | $135,520 | $886,000 | $61,240 | $1,308,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 867 | $131,879,000 | $138,083 | $886,000 | $62,062 | $1,283,000 |
| Application Withdrawn By Applicant | 698 | $117,146,000 | $141,312 | $650,000 | $63,145 | $1,308,000 |
| Loan Originated | 443 | $70,468,000 | $141,116 | $712,000 | $55,302 | $322,000 |
| Application Approved But Not Accepted | 18 | $2,752,000 | $172,444 | $303,000 | $64,666 | $128,000 |
| File Closed For Incompleteness | 9 | $933,000 | $103,666 | $173,000 | $87,777 | $380,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 287 | $44,379,000 | $137,925 | $886,000 | $78,325 | $1,283,000 |
| Unverifiable Information | 171 | $27,026,000 | $140,461 | $525,000 | $59,743 | $400,000 |
| Other | 152 | $25,833,000 | $153,027 | $800,000 | $66,432 | $660,000 |
| Collateral | 147 | $17,720,000 | $132,914 | $555,000 | $58,000 | $190,000 |
| Debt-To-Income Ratio | 52 | $8,475,000 | $127,956 | $538,000 | $43,478 | $216,000 |
| Credit History | 40 | $5,557,000 | $128,913 | $447,000 | $55,347 | $173,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,814,000 | $133,333 | $463,000 | $48,888 | $162,000 |
| Employment History | 6 | $1,075,000 | $179,166 | $260,000 | $53,500 | $79,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ocwen Federal Bank Fsb's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ocwen Federal Bank Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.