Oceanfirst Bank, National Association
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Oceanfirst Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Oceanfirst Bank, National Association 975 Hooper Avenue Toms River, NJ 08753 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,610 |
| Total Mortgage Loan Application Amount | $1,397,850,000 |
| Average Mortgage Loan Application Amount | $450,600 |
| Highest Mortgage Loan Application Amount | $48,005,000 |
| Average Applicant Income | $224,400 |
| Highest Applicant Income | $7,500,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ocean County New Jersey | 896 | $ 242,790,000 | $ 270,000 | $ 172,000 |
| Monmouth County New Jersey | 374 | $ 227,450,000 | $ 608,000 | $ 304,000 |
| Atlantic County New Jersey | 334 | $ 105,000,000 | $ 314,000 | $ 242,000 |
| Cape May County New Jersey | 276 | $ 174,180,000 | $ 631,000 | $ 296,000 |
| Cumberland County New Jersey | 94 | $ 7,470,000 | $ 79,000 | $ 92,000 |
| Burlington County New Jersey | 64 | $ 112,210,000 | $ 1,753,000 | $ 234,000 |
| Camden County New Jersey | 46 | $ 14,320,000 | $ 311,000 | $ 274,000 |
| Gloucester County New Jersey | 33 | $ 4,935,000 | $ 149,000 | $ 146,000 |
| Mercer County New Jersey | 27 | $ 11,735,000 | $ 434,000 | $ 364,000 |
| Middlesex County New Jersey | 25 | $ 6,695,000 | $ 267,000 | $ 133,000 |
| Philadelphia County Pennsylvania | 23 | $ 44,965,000 | $ 1,955,000 | $ 161,000 |
| Union County New Jersey | 21 | $ 18,765,000 | $ 893,000 | $ 276,000 |
| Somerset County New Jersey | 16 | $ 57,200,000 | $ 3,575,000 | $ 243,000 |
| Bergen County New Jersey | 12 | $ 8,840,000 | $ 736,000 | $ 372,000 |
| Essex County New Jersey | 12 | $ 19,280,000 | $ 1,606,000 | $ 407,000 |
| Chester County Pennsylvania | 12 | $ 20,590,000 | $ 1,715,000 | $ 365,000 |
| Morris County New Jersey | 11 | $ 4,355,000 | $ 395,000 | $ 198,000 |
| Maricopa County Arizona | 10 | $ 7,970,000 | $ 797,000 | $ 0 |
| Montgomery County Pennsylvania | 10 | $ 5,090,000 | $ 509,000 | $ 420,000 |
| Palm Beach County Florida | 9 | $ 5,055,000 | $ 561,000 | $ 540,000 |
| Hudson County New Jersey | 9 | $ 14,915,000 | $ 1,657,000 | $ 238,000 |
| Salem County New Jersey | 9 | $ 4,595,000 | $ 510,000 | $ 225,000 |
| Miami-Dade County Florida | 7 | $ 13,345,000 | $ 1,906,000 | $ 1,980,000 |
| Wake County North Carolina | 7 | $ 5,145,000 | $ 735,000 | $ 0 |
| Broward County Florida | 6 | $ 3,870,000 | $ 645,000 | $ 34,000 |
| Lee County Florida | 6 | $ 2,030,000 | $ 338,000 | $ 196,000 |
| Cook County Illinois | 6 | $ 4,410,000 | $ 735,000 | $ 0 |
| New York County New York | 6 | $ 15,660,000 | $ 2,610,000 | $ 571,000 |
| Delaware County Pennsylvania | 6 | $ 4,080,000 | $ 680,000 | $ 269,000 |
| Jefferson County Colorado | 5 | $ 4,235,000 | $ 847,000 | $ 0 |
| Fairfield County Connecticut | 5 | $ 7,915,000 | $ 1,583,000 | $ 119,000 |
| Collier County Florida | 5 | $ 3,405,000 | $ 681,000 | $ 320,000 |
| Fulton County Georgia | 5 | $ 4,365,000 | $ 873,000 | $ 0 |
| Sussex County New Jersey | 5 | $ 785,000 | $ 157,000 | $ 153,000 |
| Richmond County New York | 5 | $ 1,545,000 | $ 309,000 | $ 181,000 |
| Suffolk County New York | 5 | $ 4,405,000 | $ 881,000 | $ 418,000 |
| Westchester County New York | 5 | $ 2,725,000 | $ 545,000 | $ 172,000 |
| Carbon County Pennsylvania | 5 | $ 1,315,000 | $ 263,000 | $ 272,000 |
| Martin County Florida | 4 | $ 2,680,000 | $ 670,000 | $ 275,000 |
| DeKalb County Georgia | 4 | $ 2,880,000 | $ 720,000 | $ 0 |
| Hunterdon County New Jersey | 4 | $ 22,540,000 | $ 5,635,000 | $ 184,000 |
| Bronx County New York | 4 | $ 6,160,000 | $ 1,540,000 | $ 81,000 |
| Kings County New York | 4 | $ 8,500,000 | $ 2,125,000 | $ 1,163,000 |
| Queens County New York | 4 | $ 5,670,000 | $ 1,417,000 | $ 229,000 |
| Mecklenburg County North Carolina | 4 | $ 3,070,000 | $ 767,000 | $ 0 |
| Bucks County Pennsylvania | 4 | $ 2,170,000 | $ 542,000 | $ 335,000 |
| Harris County Texas | 4 | $ 3,580,000 | $ 895,000 | $ 0 |
| Travis County Texas | 4 | $ 3,130,000 | $ 782,000 | $ 0 |
| Salt Lake County Utah | 4 | $ 3,780,000 | $ 945,000 | $ 0 |
| Yavapai County Arizona | 3 | $ 2,395,000 | $ 798,000 | $ 0 |
| Denver County Colorado | 3 | $ 4,675,000 | $ 1,558,000 | $ 0 |
| Douglas County Colorado | 3 | $ 2,445,000 | $ 815,000 | $ 0 |
| Sussex County Delaware | 3 | $ 1,845,000 | $ 615,000 | $ 331,000 |
| District of Columbia County District Of Columbia | 3 | $ 4,015,000 | $ 1,338,000 | $ 990,000 |
| St. Johns County Florida | 3 | $ 2,735,000 | $ 911,000 | $ 374,000 |
| Passaic County New Jersey | 3 | $ 1,135,000 | $ 378,000 | $ 223,000 |
| Dallas County Texas | 3 | $ 1,985,000 | $ 661,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 2,380,000 | $ 1,190,000 | $ 0 |
| Boulder County Colorado | 2 | $ 1,530,000 | $ 765,000 | $ 0 |
| Gunnison County Colorado | 2 | $ 1,730,000 | $ 865,000 | $ 0 |
| Walton County Florida | 2 | $ 1,390,000 | $ 695,000 | $ 0 |
| Kane County Illinois | 2 | $ 1,460,000 | $ 730,000 | $ 0 |
| Howard County Maryland | 2 | $ 1,670,000 | $ 835,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 1,420,000 | $ 710,000 | $ 0 |
| Warren County New York | 2 | $ 570,000 | $ 285,000 | $ 318,000 |
| Union County North Carolina | 2 | $ 1,670,000 | $ 835,000 | $ 98,000 |
| Northampton County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 135,000 |
| Beaufort County South Carolina | 2 | $ 2,250,000 | $ 1,125,000 | $ 0 |
| Horry County South Carolina | 2 | $ 1,560,000 | $ 780,000 | $ 0 |
| Richland County South Carolina | 2 | $ 2,110,000 | $ 1,055,000 | $ 0 |
| Bexar County Texas | 2 | $ 2,170,000 | $ 1,085,000 | $ 0 |
| Collin County Texas | 2 | $ 1,470,000 | $ 735,000 | $ 0 |
| Comal County Texas | 2 | $ 1,400,000 | $ 700,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 2,410,000 | $ 1,205,000 | $ 0 |
| Madison County Alabama | 1 | $ 745,000 | $ 745,000 | $ 0 |
| La Paz County Arizona | 1 | $ 1,495,000 | $ 1,495,000 | $ 0 |
| Pinal County Arizona | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Benton County Arkansas | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Adams County Colorado | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Elbert County Colorado | 1 | $ 1,045,000 | $ 1,045,000 | $ 0 |
| Larimer County Colorado | 1 | $ 1,095,000 | $ 1,095,000 | $ 0 |
| Routt County Colorado | 1 | $ 985,000 | $ 985,000 | $ 0 |
| Kent County Delaware | 1 | $ 225,000 | $ 225,000 | $ 457,000 |
| New Castle County Delaware | 1 | $ 8,505,000 | $ 8,505,000 | $ 0 |
| Bay County Florida | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Brevard County Florida | 1 | $ 605,000 | $ 605,000 | $ 690,000 |
| Charlotte County Florida | 1 | $ 75,000 | $ 75,000 | $ 197,000 |
| Escambia County Florida | 1 | $ 35,000 | $ 35,000 | $ 98,000 |
| Flagler County Florida | 1 | $ 395,000 | $ 395,000 | $ 844,000 |
| Indian River County Florida | 1 | $ 135,000 | $ 135,000 | $ 126,000 |
| Manatee County Florida | 1 | $ 245,000 | $ 245,000 | $ 452,000 |
| Okaloosa County Florida | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Osceola County Florida | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Pinellas County Florida | 1 | $ 525,000 | $ 525,000 | $ 301,000 |
| Putnam County Florida | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Sarasota County Florida | 1 | $ 725,000 | $ 725,000 | $ 879,000 |
| Cobb County Georgia | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Glynn County Georgia | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Greene County Georgia | 1 | $ 1,585,000 | $ 1,585,000 | $ 0 |
| Hall County Georgia | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Hart County Georgia | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Ada County Idaho | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 1,215,000 | $ 1,215,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 405,000 | $ 405,000 | $ 1,005,000 |
| Marion County Indiana | 1 | $ 1,215,000 | $ 1,215,000 | $ 0 |
| Cumberland County Maine | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 505,000 | $ 505,000 | $ 753,000 |
| Montgomery County Maryland | 1 | $ 1,395,000 | $ 1,395,000 | $ 0 |
| Worcester County Maryland | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 1,235,000 | $ 1,235,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Kalkaska County Michigan | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Oakland County Michigan | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Platte County Missouri | 1 | $ 795,000 | $ 795,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 1,575,000 | $ 1,575,000 | $ 0 |
| Gallatin County Montana | 1 | $ 1,215,000 | $ 1,215,000 | $ 0 |
| Ravalli County Montana | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Clark County Nevada | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Washoe County Nevada | 1 | $ 1,275,000 | $ 1,275,000 | $ 0 |
| Lincoln County New Mexico | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Jefferson County New York | 1 | $ 1,725,000 | $ 1,725,000 | $ 0 |
| Putnam County New York | 1 | $ 365,000 | $ 365,000 | $ 134,000 |
| Saratoga County New York | 1 | $ 295,000 | $ 295,000 | $ 380,000 |
| Schenectady County New York | 1 | $ 165,000 | $ 165,000 | $ 276,000 |
| Brunswick County North Carolina | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 1,165,000 | $ 1,165,000 | $ 0 |
| Dare County North Carolina | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Moore County North Carolina | 1 | $ 735,000 | $ 735,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Orange County North Carolina | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Stark County Ohio | 1 | $ 9,505,000 | $ 9,505,000 | $ 0 |
| McCurtain County Oklahoma | 1 | $ 835,000 | $ 835,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 213,000 |
| Monroe County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 129,000 |
| Pike County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 329,000 |
| Susquehanna County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Charleston County South Carolina | 1 | $ 955,000 | $ 955,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 223,000 |
| Greenville County South Carolina | 1 | $ 795,000 | $ 795,000 | $ 0 |
| York County South Carolina | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 1,045,000 | $ 1,045,000 | $ 0 |
| Maury County Tennessee | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Cooke County Texas | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Galveston County Texas | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Tarrant County Texas | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Davis County Utah | 1 | $ 1,485,000 | $ 1,485,000 | $ 0 |
| Summit County Utah | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| Utah County Utah | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Washington County Utah | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 955,000 | $ 955,000 | $ 0 |
| Teton County Wyoming | 1 | $ 735,000 | $ 735,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Oceanfirst Bank, National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,109 | $975,385,000 | $879,000 | $48,005,000 | $312,000 | $6,237,000 |
| Home Improvement | 494 | $58,460,000 | $118,000 | $8,105,000 | $156,000 | $2,300,000 |
| Other Purpose | 451 | $60,365,000 | $133,000 | $1,475,000 | $180,000 | $7,500,000 |
| Refinancing | 379 | $196,715,000 | $519,000 | $13,005,000 | $184,000 | $1,534,000 |
| Cash-out Refinancing | 177 | $106,925,000 | $604,000 | $3,005,000 | $290,000 | $2,201,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,936 | $659,740,000 | $340,000 | $4,345,000 | $229,000 | $7,500,000 |
| Not applicable | 287 | $576,365,000 | $2,008,000 | $48,005,000 | $0 | $0 |
| Not Provided | 201 | $94,385,000 | $469,000 | $4,805,000 | $313,000 | $2,481,000 |
| Hispanic | 75 | $20,495,000 | $273,000 | $1,875,000 | $147,000 | $1,192,000 |
| Asian | 57 | $32,665,000 | $573,000 | $2,105,000 | $294,000 | $1,764,000 |
| Black or African American | 37 | $10,145,000 | $274,000 | $1,955,000 | $195,000 | $1,005,000 |
| American Indian or Alaskan Native | 11 | $1,935,000 | $175,000 | $945,000 | $93,000 | $386,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $805,000 | $805,000 | $805,000 | $153,000 | $153,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,610 | $1,397,850,000 | $535,000 | $48,005,000 | $234,000 | $7,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,493 | $872,195,000 | $584,000 | $42,205,000 | $272,000 | $6,237,000 |
| Application Denied By Financial Institution | 582 | $100,140,000 | $172,000 | $3,755,000 | $145,000 | $7,500,000 |
| Loan Purchased By The Institution | 225 | $171,475,000 | $762,000 | $1,755,000 | $0 | $0 |
| Application Withdrawn By Applicant | 153 | $179,825,000 | $1,175,000 | $48,005,000 | $262,000 | $2,300,000 |
| Application Approved But Not Accepted | 141 | $68,545,000 | $486,000 | $15,655,000 | $194,000 | $1,209,000 |
| File Closed For Incompleteness | 8 | $1,610,000 | $201,000 | $455,000 | $148,000 | $403,000 |
| Preapproval Approved but not Accepted | 6 | $3,490,000 | $581,000 | $2,105,000 | $241,000 | $796,000 |
| Preapproval Denied by Financial Institution | 2 | $570,000 | $285,000 | $405,000 | $57,000 | $79,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,026 | $1,297,140,000 | $640,000 | $48,005,000 | $264,000 | $6,237,000 |
| Debt-To-Income Ratio | 280 | $56,030,000 | $200,000 | $1,805,000 | $98,000 | $1,151,000 |
| Collateral | 142 | $24,330,000 | $171,000 | $3,755,000 | $196,000 | $1,367,000 |
| Credit History | 131 | $11,565,000 | $88,000 | $1,725,000 | $109,000 | $475,000 |
| Other | 17 | $3,325,000 | $195,000 | $505,000 | $310,000 | $738,000 |
| Unverifiable Information | 6 | $3,290,000 | $548,000 | $1,755,000 | $1,439,000 | $7,500,000 |
| Employment History | 5 | $1,515,000 | $303,000 | $805,000 | $100,000 | $188,000 |
| Credit Application Incomplete | 3 | $655,000 | $218,000 | $495,000 | $160,000 | $210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.