Oceanfirst Bank, National Association
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Oceanfirst Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Oceanfirst Bank, National Association
975 Hooper Avenue
Toms River, NJ 08753
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,610
Total Mortgage Loan Application Amount $1,397,850,000
Average Mortgage Loan Application Amount $450,600
Highest Mortgage Loan Application Amount $48,005,000
Average Applicant Income $224,400
Highest Applicant Income $7,500,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Oceanfirst Bank, National Association by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Ocean County New Jersey 896 $ 242,790,000 $ 270,000 $ 172,000
Monmouth County New Jersey 374 $ 227,450,000 $ 608,000 $ 304,000
Atlantic County New Jersey 334 $ 105,000,000 $ 314,000 $ 242,000
Cape May County New Jersey 276 $ 174,180,000 $ 631,000 $ 296,000
Cumberland County New Jersey 94 $ 7,470,000 $ 79,000 $ 92,000
Burlington County New Jersey 64 $ 112,210,000 $ 1,753,000 $ 234,000
Camden County New Jersey 46 $ 14,320,000 $ 311,000 $ 274,000
Gloucester County New Jersey 33 $ 4,935,000 $ 149,000 $ 146,000
Mercer County New Jersey 27 $ 11,735,000 $ 434,000 $ 364,000
Middlesex County New Jersey 25 $ 6,695,000 $ 267,000 $ 133,000
Philadelphia County Pennsylvania 23 $ 44,965,000 $ 1,955,000 $ 161,000
Union County New Jersey 21 $ 18,765,000 $ 893,000 $ 276,000
Somerset County New Jersey 16 $ 57,200,000 $ 3,575,000 $ 243,000
Bergen County New Jersey 12 $ 8,840,000 $ 736,000 $ 372,000
Essex County New Jersey 12 $ 19,280,000 $ 1,606,000 $ 407,000
Chester County Pennsylvania 12 $ 20,590,000 $ 1,715,000 $ 365,000
Morris County New Jersey 11 $ 4,355,000 $ 395,000 $ 198,000
Maricopa County Arizona 10 $ 7,970,000 $ 797,000 $ 0
Montgomery County Pennsylvania 10 $ 5,090,000 $ 509,000 $ 420,000
Palm Beach County Florida 9 $ 5,055,000 $ 561,000 $ 540,000
Hudson County New Jersey 9 $ 14,915,000 $ 1,657,000 $ 238,000
Salem County New Jersey 9 $ 4,595,000 $ 510,000 $ 225,000
Miami-Dade County Florida 7 $ 13,345,000 $ 1,906,000 $ 1,980,000
Wake County North Carolina 7 $ 5,145,000 $ 735,000 $ 0
Broward County Florida 6 $ 3,870,000 $ 645,000 $ 34,000
Lee County Florida 6 $ 2,030,000 $ 338,000 $ 196,000
Cook County Illinois 6 $ 4,410,000 $ 735,000 $ 0
New York County New York 6 $ 15,660,000 $ 2,610,000 $ 571,000
Delaware County Pennsylvania 6 $ 4,080,000 $ 680,000 $ 269,000
Jefferson County Colorado 5 $ 4,235,000 $ 847,000 $ 0
Fairfield County Connecticut 5 $ 7,915,000 $ 1,583,000 $ 119,000
Collier County Florida 5 $ 3,405,000 $ 681,000 $ 320,000
Fulton County Georgia 5 $ 4,365,000 $ 873,000 $ 0
Sussex County New Jersey 5 $ 785,000 $ 157,000 $ 153,000
Richmond County New York 5 $ 1,545,000 $ 309,000 $ 181,000
Suffolk County New York 5 $ 4,405,000 $ 881,000 $ 418,000
Westchester County New York 5 $ 2,725,000 $ 545,000 $ 172,000
Carbon County Pennsylvania 5 $ 1,315,000 $ 263,000 $ 272,000
Martin County Florida 4 $ 2,680,000 $ 670,000 $ 275,000
DeKalb County Georgia 4 $ 2,880,000 $ 720,000 $ 0
Hunterdon County New Jersey 4 $ 22,540,000 $ 5,635,000 $ 184,000
Bronx County New York 4 $ 6,160,000 $ 1,540,000 $ 81,000
Kings County New York 4 $ 8,500,000 $ 2,125,000 $ 1,163,000
Queens County New York 4 $ 5,670,000 $ 1,417,000 $ 229,000
Mecklenburg County North Carolina 4 $ 3,070,000 $ 767,000 $ 0
Bucks County Pennsylvania 4 $ 2,170,000 $ 542,000 $ 335,000
Harris County Texas 4 $ 3,580,000 $ 895,000 $ 0
Travis County Texas 4 $ 3,130,000 $ 782,000 $ 0
Salt Lake County Utah 4 $ 3,780,000 $ 945,000 $ 0
Yavapai County Arizona 3 $ 2,395,000 $ 798,000 $ 0
Denver County Colorado 3 $ 4,675,000 $ 1,558,000 $ 0
Douglas County Colorado 3 $ 2,445,000 $ 815,000 $ 0
Sussex County Delaware 3 $ 1,845,000 $ 615,000 $ 331,000
District of Columbia County District Of Columbia 3 $ 4,015,000 $ 1,338,000 $ 990,000
St. Johns County Florida 3 $ 2,735,000 $ 911,000 $ 374,000
Passaic County New Jersey 3 $ 1,135,000 $ 378,000 $ 223,000
Dallas County Texas 3 $ 1,985,000 $ 661,000 $ 0
Arapahoe County Colorado 2 $ 2,380,000 $ 1,190,000 $ 0
Boulder County Colorado 2 $ 1,530,000 $ 765,000 $ 0
Gunnison County Colorado 2 $ 1,730,000 $ 865,000 $ 0
Walton County Florida 2 $ 1,390,000 $ 695,000 $ 0
Kane County Illinois 2 $ 1,460,000 $ 730,000 $ 0
Howard County Maryland 2 $ 1,670,000 $ 835,000 $ 0
Hennepin County Minnesota 2 $ 1,420,000 $ 710,000 $ 0
Warren County New York 2 $ 570,000 $ 285,000 $ 318,000
Union County North Carolina 2 $ 1,670,000 $ 835,000 $ 98,000
Northampton County Pennsylvania 2 $ 460,000 $ 230,000 $ 135,000
Beaufort County South Carolina 2 $ 2,250,000 $ 1,125,000 $ 0
Horry County South Carolina 2 $ 1,560,000 $ 780,000 $ 0
Richland County South Carolina 2 $ 2,110,000 $ 1,055,000 $ 0
Bexar County Texas 2 $ 2,170,000 $ 1,085,000 $ 0
Collin County Texas 2 $ 1,470,000 $ 735,000 $ 0
Comal County Texas 2 $ 1,400,000 $ 700,000 $ 0
Fairfax County Virginia 2 $ 2,410,000 $ 1,205,000 $ 0
Madison County Alabama 1 $ 745,000 $ 745,000 $ 0
La Paz County Arizona 1 $ 1,495,000 $ 1,495,000 $ 0
Pinal County Arizona 1 $ 645,000 $ 645,000 $ 0
Benton County Arkansas 1 $ 805,000 $ 805,000 $ 0
Adams County Colorado 1 $ 655,000 $ 655,000 $ 0
Elbert County Colorado 1 $ 1,045,000 $ 1,045,000 $ 0
Larimer County Colorado 1 $ 1,095,000 $ 1,095,000 $ 0
Routt County Colorado 1 $ 985,000 $ 985,000 $ 0
Kent County Delaware 1 $ 225,000 $ 225,000 $ 457,000
New Castle County Delaware 1 $ 8,505,000 $ 8,505,000 $ 0
Bay County Florida 1 $ 55,000 $ 55,000 $ 42,000
Brevard County Florida 1 $ 605,000 $ 605,000 $ 690,000
Charlotte County Florida 1 $ 75,000 $ 75,000 $ 197,000
Escambia County Florida 1 $ 35,000 $ 35,000 $ 98,000
Flagler County Florida 1 $ 395,000 $ 395,000 $ 844,000
Indian River County Florida 1 $ 135,000 $ 135,000 $ 126,000
Manatee County Florida 1 $ 245,000 $ 245,000 $ 452,000
Okaloosa County Florida 1 $ 645,000 $ 645,000 $ 0
Osceola County Florida 1 $ 845,000 $ 845,000 $ 0
Pinellas County Florida 1 $ 525,000 $ 525,000 $ 301,000
Putnam County Florida 1 $ 635,000 $ 635,000 $ 0
Sarasota County Florida 1 $ 725,000 $ 725,000 $ 879,000
Cobb County Georgia 1 $ 675,000 $ 675,000 $ 0
Forsyth County Georgia 1 $ 775,000 $ 775,000 $ 0
Glynn County Georgia 1 $ 815,000 $ 815,000 $ 0
Greene County Georgia 1 $ 1,585,000 $ 1,585,000 $ 0
Hall County Georgia 1 $ 665,000 $ 665,000 $ 0
Hart County Georgia 1 $ 635,000 $ 635,000 $ 0
Ada County Idaho 1 $ 675,000 $ 675,000 $ 0
Kootenai County Idaho 1 $ 1,215,000 $ 1,215,000 $ 0
Hamilton County Indiana 1 $ 405,000 $ 405,000 $ 1,005,000
Marion County Indiana 1 $ 1,215,000 $ 1,215,000 $ 0
Cumberland County Maine 1 $ 705,000 $ 705,000 $ 0
Anne Arundel County Maryland 1 $ 505,000 $ 505,000 $ 753,000
Montgomery County Maryland 1 $ 1,395,000 $ 1,395,000 $ 0
Worcester County Maryland 1 $ 685,000 $ 685,000 $ 0
Middlesex County Massachusetts 1 $ 935,000 $ 935,000 $ 0
Norfolk County Massachusetts 1 $ 1,235,000 $ 1,235,000 $ 0
Plymouth County Massachusetts 1 $ 765,000 $ 765,000 $ 0
Suffolk County Massachusetts 1 $ 675,000 $ 675,000 $ 0
Kalkaska County Michigan 1 $ 755,000 $ 755,000 $ 0
Oakland County Michigan 1 $ 875,000 $ 875,000 $ 0
Washtenaw County Michigan 1 $ 685,000 $ 685,000 $ 0
Platte County Missouri 1 $ 795,000 $ 795,000 $ 0
St. Louis County Missouri 1 $ 1,575,000 $ 1,575,000 $ 0
Gallatin County Montana 1 $ 1,215,000 $ 1,215,000 $ 0
Ravalli County Montana 1 $ 545,000 $ 545,000 $ 0
Clark County Nevada 1 $ 545,000 $ 545,000 $ 0
Washoe County Nevada 1 $ 1,275,000 $ 1,275,000 $ 0
Lincoln County New Mexico 1 $ 705,000 $ 705,000 $ 0
Jefferson County New York 1 $ 1,725,000 $ 1,725,000 $ 0
Putnam County New York 1 $ 365,000 $ 365,000 $ 134,000
Saratoga County New York 1 $ 295,000 $ 295,000 $ 380,000
Schenectady County New York 1 $ 165,000 $ 165,000 $ 276,000
Brunswick County North Carolina 1 $ 925,000 $ 925,000 $ 0
Chatham County North Carolina 1 $ 1,165,000 $ 1,165,000 $ 0
Dare County North Carolina 1 $ 715,000 $ 715,000 $ 0
Guilford County North Carolina 1 $ 725,000 $ 725,000 $ 0
Iredell County North Carolina 1 $ 845,000 $ 845,000 $ 0
Moore County North Carolina 1 $ 735,000 $ 735,000 $ 0
New Hanover County North Carolina 1 $ 775,000 $ 775,000 $ 0
Orange County North Carolina 1 $ 675,000 $ 675,000 $ 0
Stark County Ohio 1 $ 9,505,000 $ 9,505,000 $ 0
McCurtain County Oklahoma 1 $ 835,000 $ 835,000 $ 0
Berks County Pennsylvania 1 $ 455,000 $ 455,000 $ 213,000
Monroe County Pennsylvania 1 $ 265,000 $ 265,000 $ 129,000
Pike County Pennsylvania 1 $ 115,000 $ 115,000 $ 329,000
Susquehanna County Pennsylvania 1 $ 185,000 $ 185,000 $ 54,000
Charleston County South Carolina 1 $ 955,000 $ 955,000 $ 0
Georgetown County South Carolina 1 $ 175,000 $ 175,000 $ 223,000
Greenville County South Carolina 1 $ 795,000 $ 795,000 $ 0
York County South Carolina 1 $ 605,000 $ 605,000 $ 0
Davidson County Tennessee 1 $ 1,045,000 $ 1,045,000 $ 0
Maury County Tennessee 1 $ 765,000 $ 765,000 $ 0
Sumner County Tennessee 1 $ 995,000 $ 995,000 $ 0
Williamson County Tennessee 1 $ 875,000 $ 875,000 $ 0
Cooke County Texas 1 $ 685,000 $ 685,000 $ 0
Fort Bend County Texas 1 $ 745,000 $ 745,000 $ 0
Galveston County Texas 1 $ 935,000 $ 935,000 $ 0
Tarrant County Texas 1 $ 675,000 $ 675,000 $ 0
Davis County Utah 1 $ 1,485,000 $ 1,485,000 $ 0
Summit County Utah 1 $ 1,755,000 $ 1,755,000 $ 0
Utah County Utah 1 $ 795,000 $ 795,000 $ 0
Washington County Utah 1 $ 745,000 $ 745,000 $ 0
Loudoun County Virginia 1 $ 675,000 $ 675,000 $ 0
Norfolk County Virginia 1 $ 595,000 $ 595,000 $ 0
Dane County Wisconsin 1 $ 955,000 $ 955,000 $ 0
Teton County Wyoming 1 $ 735,000 $ 735,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Oceanfirst Bank, National Association in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,109 $975,385,000 $879,000 $48,005,000 $312,000 $6,237,000
Home Improvement 494 $58,460,000 $118,000 $8,105,000 $156,000 $2,300,000
Other Purpose 451 $60,365,000 $133,000 $1,475,000 $180,000 $7,500,000
Refinancing 379 $196,715,000 $519,000 $13,005,000 $184,000 $1,534,000
Cash-out Refinancing 177 $106,925,000 $604,000 $3,005,000 $290,000 $2,201,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,936 $659,740,000 $340,000 $4,345,000 $229,000 $7,500,000
Not applicable 287 $576,365,000 $2,008,000 $48,005,000 $0 $0
Not Provided 201 $94,385,000 $469,000 $4,805,000 $313,000 $2,481,000
Hispanic 75 $20,495,000 $273,000 $1,875,000 $147,000 $1,192,000
Asian 57 $32,665,000 $573,000 $2,105,000 $294,000 $1,764,000
Black or African American 37 $10,145,000 $274,000 $1,955,000 $195,000 $1,005,000
American Indian or Alaskan Native 11 $1,935,000 $175,000 $945,000 $93,000 $386,000
Native Hawaiian or Other Pacific Islander 1 $805,000 $805,000 $805,000 $153,000 $153,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,610 $1,397,850,000 $535,000 $48,005,000 $234,000 $7,500,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,493 $872,195,000 $584,000 $42,205,000 $272,000 $6,237,000
Application Denied By Financial Institution 582 $100,140,000 $172,000 $3,755,000 $145,000 $7,500,000
Loan Purchased By The Institution 225 $171,475,000 $762,000 $1,755,000 $0 $0
Application Withdrawn By Applicant 153 $179,825,000 $1,175,000 $48,005,000 $262,000 $2,300,000
Application Approved But Not Accepted 141 $68,545,000 $486,000 $15,655,000 $194,000 $1,209,000
File Closed For Incompleteness 8 $1,610,000 $201,000 $455,000 $148,000 $403,000
Preapproval Approved but not Accepted 6 $3,490,000 $581,000 $2,105,000 $241,000 $796,000
Preapproval Denied by Financial Institution 2 $570,000 $285,000 $405,000 $57,000 $79,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,026 $1,297,140,000 $640,000 $48,005,000 $264,000 $6,237,000
Debt-To-Income Ratio 280 $56,030,000 $200,000 $1,805,000 $98,000 $1,151,000
Collateral 142 $24,330,000 $171,000 $3,755,000 $196,000 $1,367,000
Credit History 131 $11,565,000 $88,000 $1,725,000 $109,000 $475,000
Other 17 $3,325,000 $195,000 $505,000 $310,000 $738,000
Unverifiable Information 6 $3,290,000 $548,000 $1,755,000 $1,439,000 $7,500,000
Employment History 5 $1,515,000 $303,000 $805,000 $100,000 $188,000
Credit Application Incomplete 3 $655,000 $218,000 $495,000 $160,000 $210,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.

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