Oceanfirst Bank, National Association
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Oceanfirst Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Oceanfirst Bank, National Association 975 Hooper Avenue Toms River, NJ 08753 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,351 |
| Total Mortgage Loan Application Amount | $1,688,655,000 |
| Average Mortgage Loan Application Amount | $392,600 |
| Highest Mortgage Loan Application Amount | $32,005,000 |
| Average Applicant Income | $204,800 |
| Highest Applicant Income | $7,479,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ocean County New Jersey | 1,091 | $ 324,425,000 | $ 297,000 | $ 184,000 |
| Monmouth County New Jersey | 439 | $ 206,785,000 | $ 471,000 | $ 280,000 |
| Cape May County New Jersey | 407 | $ 181,665,000 | $ 446,000 | $ 262,000 |
| Atlantic County New Jersey | 359 | $ 102,585,000 | $ 285,000 | $ 213,000 |
| Cumberland County New Jersey | 106 | $ 11,340,000 | $ 106,000 | $ 98,000 |
| Camden County New Jersey | 67 | $ 20,045,000 | $ 299,000 | $ 168,000 |
| Gloucester County New Jersey | 62 | $ 14,090,000 | $ 227,000 | $ 218,000 |
| Burlington County New Jersey | 61 | $ 22,175,000 | $ 363,000 | $ 206,000 |
| Philadelphia County Pennsylvania | 38 | $ 107,990,000 | $ 2,841,000 | $ 220,000 |
| Mercer County New Jersey | 36 | $ 20,250,000 | $ 562,000 | $ 309,000 |
| Middlesex County New Jersey | 30 | $ 24,230,000 | $ 807,000 | $ 189,000 |
| Los Angeles County California | 23 | $ 16,805,000 | $ 730,000 | $ 0 |
| Morris County New Jersey | 22 | $ 14,580,000 | $ 662,000 | $ 274,000 |
| Union County New Jersey | 21 | $ 10,525,000 | $ 501,000 | $ 253,000 |
| Maricopa County Arizona | 20 | $ 15,470,000 | $ 773,000 | $ 0 |
| Cook County Illinois | 20 | $ 13,530,000 | $ 676,000 | $ 0 |
| Bucks County Pennsylvania | 19 | $ 13,765,000 | $ 724,000 | $ 407,000 |
| Bergen County New Jersey | 18 | $ 9,150,000 | $ 508,000 | $ 334,000 |
| Somerset County New Jersey | 16 | $ 7,150,000 | $ 446,000 | $ 219,000 |
| Fulton County Georgia | 15 | $ 11,295,000 | $ 753,000 | $ 0 |
| Kings County New York | 15 | $ 73,575,000 | $ 4,905,000 | $ 173,000 |
| New York County New York | 15 | $ 87,875,000 | $ 5,858,000 | $ 708,000 |
| Denver County Colorado | 13 | $ 10,985,000 | $ 845,000 | $ 0 |
| Hunterdon County New Jersey | 13 | $ 4,685,000 | $ 360,000 | $ 174,000 |
| Travis County Texas | 13 | $ 10,345,000 | $ 795,000 | $ 0 |
| Essex County New Jersey | 12 | $ 6,400,000 | $ 533,000 | $ 184,000 |
| Chester County Pennsylvania | 12 | $ 6,050,000 | $ 504,000 | $ 136,000 |
| Dallas County Texas | 11 | $ 10,055,000 | $ 914,000 | $ 0 |
| Hudson County New Jersey | 10 | $ 5,120,000 | $ 512,000 | $ 280,000 |
| Montgomery County Pennsylvania | 10 | $ 3,960,000 | $ 396,000 | $ 226,000 |
| Queens County New York | 9 | $ 36,145,000 | $ 4,016,000 | $ 111,000 |
| Jefferson County Colorado | 8 | $ 7,100,000 | $ 887,000 | $ 0 |
| Passaic County New Jersey | 8 | $ 2,450,000 | $ 306,000 | $ 250,000 |
| Westchester County New York | 8 | $ 8,300,000 | $ 1,037,000 | $ 309,000 |
| Delaware County Pennsylvania | 8 | $ 3,520,000 | $ 440,000 | $ 248,000 |
| Palm Beach County Florida | 7 | $ 5,235,000 | $ 747,000 | $ 757,000 |
| Suffolk County New York | 7 | $ 11,375,000 | $ 1,625,000 | $ 457,000 |
| Miami-Dade County Florida | 6 | $ 3,940,000 | $ 656,000 | $ 0 |
| Harris County Texas | 6 | $ 4,920,000 | $ 820,000 | $ 0 |
| Fairfax County Virginia | 6 | $ 4,790,000 | $ 798,000 | $ 0 |
| Boulder County Colorado | 5 | $ 3,805,000 | $ 761,000 | $ 0 |
| Sussex County Delaware | 5 | $ 3,755,000 | $ 751,000 | $ 297,000 |
| District of Columbia County District Of Columbia | 5 | $ 23,565,000 | $ 4,713,000 | $ 0 |
| Martin County Florida | 5 | $ 8,475,000 | $ 1,695,000 | $ 2,098,000 |
| DeKalb County Georgia | 5 | $ 3,845,000 | $ 769,000 | $ 0 |
| Ada County Idaho | 5 | $ 3,815,000 | $ 763,000 | $ 0 |
| Lake County Illinois | 5 | $ 3,505,000 | $ 701,000 | $ 0 |
| Montgomery County Maryland | 5 | $ 4,075,000 | $ 815,000 | $ 0 |
| Salem County New Jersey | 5 | $ 665,000 | $ 133,000 | $ 96,000 |
| Mecklenburg County North Carolina | 5 | $ 5,525,000 | $ 1,105,000 | $ 0 |
| Beaufort County South Carolina | 5 | $ 3,905,000 | $ 781,000 | $ 318,000 |
| Charleston County South Carolina | 5 | $ 3,715,000 | $ 743,000 | $ 0 |
| Davidson County Tennessee | 5 | $ 4,415,000 | $ 883,000 | $ 0 |
| Collin County Texas | 5 | $ 3,685,000 | $ 737,000 | $ 0 |
| Salt Lake County Utah | 5 | $ 4,305,000 | $ 861,000 | $ 0 |
| San Francisco County California | 4 | $ 3,200,000 | $ 800,000 | $ 0 |
| Fairfield County Connecticut | 4 | $ 4,360,000 | $ 1,090,000 | $ 0 |
| Broward County Florida | 4 | $ 1,700,000 | $ 425,000 | $ 338,000 |
| DuPage County Illinois | 4 | $ 2,770,000 | $ 692,000 | $ 0 |
| Hennepin County Minnesota | 4 | $ 3,300,000 | $ 825,000 | $ 0 |
| Sussex County New Jersey | 4 | $ 1,110,000 | $ 277,000 | $ 160,000 |
| Nassau County New York | 4 | $ 3,400,000 | $ 850,000 | $ 1,200,000 |
| Williamson County Tennessee | 4 | $ 4,130,000 | $ 1,032,000 | $ 0 |
| Montgomery County Texas | 4 | $ 2,980,000 | $ 745,000 | $ 0 |
| Utah County Utah | 4 | $ 3,040,000 | $ 760,000 | $ 0 |
| Douglas County Colorado | 3 | $ 2,735,000 | $ 911,000 | $ 0 |
| Eagle County Colorado | 3 | $ 2,395,000 | $ 798,000 | $ 0 |
| Collier County Florida | 3 | $ 1,135,000 | $ 378,000 | $ 110,000 |
| Clark County Nevada | 3 | $ 2,385,000 | $ 795,000 | $ 0 |
| Bronx County New York | 3 | $ 9,255,000 | $ 3,085,000 | $ 57,000 |
| Orange County New York | 3 | $ 825,000 | $ 275,000 | $ 112,000 |
| Richmond County New York | 3 | $ 2,535,000 | $ 845,000 | $ 149,000 |
| Denton County Texas | 3 | $ 1,965,000 | $ 655,000 | $ 0 |
| Arlington County Virginia | 3 | $ 2,855,000 | $ 951,000 | $ 0 |
| Loudoun County Virginia | 3 | $ 2,945,000 | $ 981,000 | $ 0 |
| Jefferson County Alabama | 2 | $ 1,160,000 | $ 580,000 | $ 0 |
| Yavapai County Arizona | 2 | $ 1,450,000 | $ 725,000 | $ 0 |
| Marin County California | 2 | $ 1,110,000 | $ 555,000 | $ 0 |
| Orange County California | 2 | $ 880,000 | $ 440,000 | $ 0 |
| Santa Clara County California | 2 | $ 1,180,000 | $ 590,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 1,390,000 | $ 695,000 | $ 0 |
| Brevard County Florida | 2 | $ 560,000 | $ 280,000 | $ 213,000 |
| Indian River County Florida | 2 | $ 950,000 | $ 475,000 | $ 87,000 |
| Manatee County Florida | 2 | $ 1,320,000 | $ 660,000 | $ 158,000 |
| Walton County Florida | 2 | $ 1,430,000 | $ 715,000 | $ 0 |
| Cobb County Georgia | 2 | $ 1,610,000 | $ 805,000 | $ 0 |
| Floyd County Georgia | 2 | $ 2,030,000 | $ 1,015,000 | $ 0 |
| Hamilton County Indiana | 2 | $ 1,660,000 | $ 830,000 | $ 0 |
| Johnson County Kansas | 2 | $ 2,180,000 | $ 1,090,000 | $ 0 |
| Baltimore County Maryland | 2 | $ 1,440,000 | $ 720,000 | $ 0 |
| Howard County Maryland | 2 | $ 990,000 | $ 495,000 | $ 0 |
| Suffolk County Massachusetts | 2 | $ 1,270,000 | $ 635,000 | $ 0 |
| Franklin County Ohio | 2 | $ 1,040,000 | $ 520,000 | $ 0 |
| Bexar County Texas | 2 | $ 3,890,000 | $ 1,945,000 | $ 0 |
| El Paso County Texas | 2 | $ 1,090,000 | $ 545,000 | $ 0 |
| Coconino County Arizona | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Pima County Arizona | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Benton County Arkansas | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Alameda County California | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Monterey County California | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Riverside County California | 1 | $ 325,000 | $ 325,000 | $ 0 |
| San Diego County California | 1 | $ 1,195,000 | $ 1,195,000 | $ 0 |
| San Mateo County California | 1 | $ 985,000 | $ 985,000 | $ 0 |
| Sonoma County California | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Adams County Colorado | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 725,000 | $ 725,000 | $ 0 |
| La Plata County Colorado | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Park County Colorado | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Weld County Colorado | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 765,000 | $ 765,000 | $ 0 |
| New London County Connecticut | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Duval County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Flagler County Florida | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Highlands County Florida | 1 | $ 15,000 | $ 15,000 | $ 124,000 |
| Hillsborough County Florida | 1 | $ 955,000 | $ 955,000 | $ 0 |
| Lee County Florida | 1 | $ 845,000 | $ 845,000 | $ 280,000 |
| Monroe County Florida | 1 | $ 235,000 | $ 235,000 | $ 175,000 |
| Okaloosa County Florida | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Orange County Florida | 1 | $ 835,000 | $ 835,000 | $ 0 |
| Pinellas County Florida | 1 | $ 255,000 | $ 255,000 | $ 272,000 |
| Polk County Florida | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| Sarasota County Florida | 1 | $ 1,245,000 | $ 1,245,000 | $ 0 |
| St. Johns County Florida | 1 | $ 565,000 | $ 565,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Sumter County Florida | 1 | $ 185,000 | $ 185,000 | $ 224,000 |
| Cherokee County Georgia | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 955,000 | $ 955,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Hall County Georgia | 1 | $ 1,265,000 | $ 1,265,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Blaine County Idaho | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
| Bonner County Idaho | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Canyon County Idaho | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Kosciusko County Indiana | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Marion County Indiana | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Dickinson County Iowa | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Scott County Kentucky | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Cumberland County Maine | 1 | $ 455,000 | $ 455,000 | $ 0 |
| York County Maine | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Harford County Maryland | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Worcester County Maryland | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Macomb County Michigan | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Oakland County Michigan | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Washington County Minnesota | 1 | $ 1,305,000 | $ 1,305,000 | $ 0 |
| Gallatin County Montana | 1 | $ 985,000 | $ 985,000 | $ 0 |
| Carson City County Nevada | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Douglas County Nevada | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Grafton County New Hampshire | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 955,000 | $ 955,000 | $ 0 |
| Dutchess County New York | 1 | $ 265,000 | $ 265,000 | $ 134,000 |
| Jefferson County New York | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Putnam County New York | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Rockland County New York | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Granville County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Guilford County North Carolina | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 885,000 | $ 885,000 | $ 0 |
| Montgomery County North Carolina | 1 | $ 1,015,000 | $ 1,015,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Orange County North Carolina | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Person County North Carolina | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Wake County North Carolina | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Northampton County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 188,000 |
| Sullivan County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| York County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 124,000 |
| Berkeley County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Oconee County South Carolina | 1 | $ 915,000 | $ 915,000 | $ 0 |
| Richland County South Carolina | 1 | $ 1,345,000 | $ 1,345,000 | $ 0 |
| Clay County Tennessee | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Chambers County Texas | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Hays County Texas | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Palo Pinto County Texas | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Parker County Texas | 1 | $ 1,275,000 | $ 1,275,000 | $ 0 |
| Waller County Texas | 1 | $ 625,000 | $ 625,000 | $ 0 |
| San Juan County Utah | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Summit County Utah | 1 | $ 435,000 | $ 435,000 | $ 684,000 |
| Chittenden County Vermont | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Henrico County Virginia | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Louisa County Virginia | 1 | $ 635,000 | $ 635,000 | $ 0 |
| King County Washington | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 585,000 | $ 585,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Oceanfirst Bank, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,209 | $787,905,000 | $651,000 | $9,755,000 | $285,000 | $3,535,000 |
| Refinancing | 985 | $645,785,000 | $655,000 | $32,005,000 | $208,000 | $7,479,000 |
| Other Purpose | 454 | $52,490,000 | $115,000 | $1,195,000 | $176,000 | $3,555,000 |
| Cash-out Refinancing | 384 | $172,910,000 | $450,000 | $2,535,000 | $199,000 | $2,055,000 |
| Home Improvement | 319 | $29,565,000 | $92,000 | $955,000 | $156,000 | $1,814,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,391 | $826,415,000 | $345,000 | $6,505,000 | $220,000 | $7,479,000 |
| Not applicable | 493 | $700,965,000 | $1,421,000 | $32,005,000 | $0 | $0 |
| Not Provided | 270 | $93,600,000 | $346,000 | $2,855,000 | $252,000 | $1,890,000 |
| Hispanic | 73 | $20,615,000 | $282,000 | $1,205,000 | $160,000 | $523,000 |
| Asian | 70 | $35,850,000 | $512,000 | $4,165,000 | $267,000 | $3,535,000 |
| Black or African American | 36 | $6,350,000 | $176,000 | $965,000 | $162,000 | $613,000 |
| American Indian or Alaskan Native | 10 | $810,000 | $81,000 | $265,000 | $99,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,290,000 | $645,000 | $945,000 | $356,000 | $522,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,348 | $1,687,940,000 | $504,000 | $32,005,000 | $221,000 | $7,479,000 |
| VA-guaranteed (Veterans Administration) | 2 | $640,000 | $320,000 | $345,000 | $79,000 | $97,000 |
| FHA-insured (Federal Housing Administration) | 1 | $75,000 | $75,000 | $75,000 | $34,000 | $34,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,120 | $1,128,050,000 | $532,000 | $32,005,000 | $234,000 | $7,479,000 |
| Application Denied By Financial Institution | 476 | $106,580,000 | $223,000 | $16,325,000 | $146,000 | $2,278,000 |
| Loan Purchased By The Institution | 394 | $303,540,000 | $770,000 | $1,995,000 | $0 | $0 |
| Application Approved But Not Accepted | 186 | $63,000,000 | $338,000 | $5,245,000 | $220,000 | $2,278,000 |
| Application Withdrawn By Applicant | 168 | $81,310,000 | $483,000 | $19,785,000 | $274,000 | $3,555,000 |
| File Closed For Incompleteness | 7 | $6,175,000 | $882,000 | $1,855,000 | $415,000 | $779,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,875 | $1,582,075,000 | $550,000 | $32,005,000 | $236,000 | $7,479,000 |
| Debt-To-Income Ratio | 165 | $38,105,000 | $230,000 | $1,505,000 | $86,000 | $509,000 |
| Collateral | 163 | $40,375,000 | $247,000 | $16,325,000 | $196,000 | $2,278,000 |
| Credit History | 116 | $14,450,000 | $124,000 | $6,005,000 | $123,000 | $2,099,000 |
| Other | 18 | $6,980,000 | $387,000 | $1,505,000 | $268,000 | $1,339,000 |
| Unverifiable Information | 8 | $4,020,000 | $502,000 | $1,305,000 | $254,000 | $1,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $2,135,000 | $711,000 | $1,085,000 | $475,000 | $1,030,000 |
| Employment History | 2 | $330,000 | $165,000 | $255,000 | $95,000 | $95,000 |
| Credit Application Incomplete | 1 | $185,000 | $185,000 | $185,000 | $396,000 | $396,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.