Oceanfirst Bank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Oceanfirst Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Oceanfirst Bank 975 Hooper Avenue Toms River, NJ 08753 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,800 |
| Total Mortgage Loan Application Amount | $358,837,000 |
| Average Mortgage Loan Application Amount | $193,333 |
| Highest Mortgage Loan Application Amount | $2,300,000 |
| Average Applicant Income | $121,000 |
| Highest Applicant Income | $1,272,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ocean County New Jersey | 1,109 | $ 170,837,000 | $ 154,000 | $ 100,000 |
| Monmouth County New Jersey | 197 | $ 62,143,000 | $ 315,000 | $ 170,000 |
| Bergen County New Jersey | 41 | $ 12,538,000 | $ 305,000 | $ 192,000 |
| Middlesex County New Jersey | 41 | $ 8,909,000 | $ 217,000 | $ 126,000 |
| Essex County New Jersey | 31 | $ 10,179,000 | $ 328,000 | $ 170,000 |
| Morris County New Jersey | 26 | $ 11,971,000 | $ 460,000 | $ 219,000 |
| Somerset County New Jersey | 25 | $ 7,192,000 | $ 287,000 | $ 132,000 |
| Union County New Jersey | 23 | $ 6,946,000 | $ 302,000 | $ 127,000 |
| Hudson County New Jersey | 21 | $ 6,470,000 | $ 308,000 | $ 152,000 |
| Westchester County New York | 20 | $ 5,706,000 | $ 285,000 | $ 188,000 |
| Passaic County New Jersey | 18 | $ 5,113,000 | $ 284,000 | $ 103,000 |
| Orange County New York | 16 | $ 3,348,000 | $ 209,000 | $ 116,000 |
| Burlington County New Jersey | 13 | $ 3,076,000 | $ 236,000 | $ 104,000 |
| Nassau County New York | 13 | $ 2,212,000 | $ 170,000 | $ 130,000 |
| Hunterdon County New Jersey | 12 | $ 2,531,000 | $ 210,000 | $ 105,000 |
| Suffolk County New York | 12 | $ 1,233,000 | $ 102,000 | $ 115,000 |
| Mercer County New Jersey | 11 | $ 2,376,000 | $ 216,000 | $ 137,000 |
| Palm Beach County Florida | 8 | $ 2,370,000 | $ 296,000 | $ 270,000 |
| Broward County Florida | 6 | $ 894,000 | $ 149,000 | $ 130,000 |
| Lee County Florida | 6 | $ 1,014,000 | $ 169,000 | $ 88,000 |
| Atlantic County New Jersey | 6 | $ 817,000 | $ 136,000 | $ 155,000 |
| Camden County New Jersey | 6 | $ 1,036,000 | $ 172,000 | $ 87,000 |
| Gloucester County New Jersey | 6 | $ 1,157,000 | $ 192,000 | $ 90,000 |
| Hillsborough County Florida | 5 | $ 560,000 | $ 112,000 | $ 99,000 |
| Rockland County New York | 5 | $ 1,200,000 | $ 240,000 | $ 147,000 |
| Contra Costa County California | 4 | $ 2,161,000 | $ 540,000 | $ 157,000 |
| St. Johns County Florida | 4 | $ 398,000 | $ 99,000 | $ 112,000 |
| Cape May County New Jersey | 4 | $ 1,165,000 | $ 291,000 | $ 400,000 |
| Sussex County New Jersey | 4 | $ 460,000 | $ 115,000 | $ 56,000 |
| Kings County New York | 4 | $ 1,182,000 | $ 295,000 | $ 135,000 |
| Bucks County Pennsylvania | 4 | $ 1,869,000 | $ 467,000 | $ 128,000 |
| Warren County New Jersey | 3 | $ 868,000 | $ 289,000 | $ 192,000 |
| Richmond County New York | 3 | $ 353,000 | $ 117,000 | $ 317,000 |
| Delaware County Pennsylvania | 3 | $ 702,000 | $ 234,000 | $ 189,000 |
| Montgomery County Pennsylvania | 3 | $ 453,000 | $ 151,000 | $ 121,000 |
| Philadelphia County Pennsylvania | 3 | $ 54,000 | $ 18,000 | $ 38,000 |
| Fairfield County Connecticut | 2 | $ 782,000 | $ 391,000 | $ 352,000 |
| Collier County Florida | 2 | $ 75,000 | $ 37,000 | $ 91,000 |
| Marion County Florida | 2 | $ 56,000 | $ 28,000 | $ 95,000 |
| Miami-Dade County Florida | 2 | $ 748,000 | $ 374,000 | $ 394,000 |
| Orange County Florida | 2 | $ 248,000 | $ 124,000 | $ 84,000 |
| Pinellas County Florida | 2 | $ 110,000 | $ 55,000 | $ 64,000 |
| Polk County Florida | 2 | $ 290,000 | $ 145,000 | $ 124,000 |
| Sarasota County Florida | 2 | $ 735,000 | $ 367,000 | $ 146,000 |
| Greene County New York | 2 | $ 552,000 | $ 276,000 | $ 222,000 |
| Chester County Pennsylvania | 2 | $ 148,000 | $ 74,000 | $ 153,000 |
| Monroe County Pennsylvania | 2 | $ 205,000 | $ 102,000 | $ 49,000 |
| Horry County South Carolina | 2 | $ 319,000 | $ 159,000 | $ 88,000 |
| Loudoun County Virginia | 2 | $ 1,178,000 | $ 589,000 | $ 182,000 |
| Maricopa County Arizona | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| San Diego County California | 1 | $ 253,000 | $ 253,000 | $ 83,000 |
| Boulder County Colorado | 1 | $ 375,000 | $ 375,000 | $ 89,000 |
| Routt County Colorado | 1 | $ 600,000 | $ 600,000 | $ 358,000 |
| New Haven County Connecticut | 1 | $ 208,000 | $ 208,000 | $ 102,000 |
| Kent County Delaware | 1 | $ 40,000 | $ 40,000 | $ 156,000 |
| Brevard County Florida | 1 | $ 63,000 | $ 63,000 | $ 70,000 |
| Flagler County Florida | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| Indian River County Florida | 1 | $ 190,000 | $ 190,000 | $ 87,000 |
| Lake County Florida | 1 | $ 82,000 | $ 82,000 | $ 69,000 |
| Manatee County Florida | 1 | $ 45,000 | $ 45,000 | $ 474,000 |
| Martin County Florida | 1 | $ 80,000 | $ 80,000 | $ 59,000 |
| Pasco County Florida | 1 | $ 47,000 | $ 47,000 | $ 57,000 |
| Santa Rosa County Florida | 1 | $ 113,000 | $ 113,000 | $ 86,000 |
| Cumberland County Maine | 1 | $ 110,000 | $ 110,000 | $ 24,000 |
| Frederick County Maryland | 1 | $ 498,000 | $ 498,000 | $ 91,000 |
| Harford County Maryland | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Montgomery County Maryland | 1 | $ 825,000 | $ 825,000 | $ 315,000 |
| Essex County Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Norfolk County Massachusetts | 1 | $ 550,000 | $ 550,000 | $ 119,000 |
| Suffolk County Massachusetts | 1 | $ 425,000 | $ 425,000 | $ 100,000 |
| Ingham County Michigan | 1 | $ 103,000 | $ 103,000 | $ 339,000 |
| Cumberland County New Jersey | 1 | $ 169,000 | $ 169,000 | $ 273,000 |
| Salem County New Jersey | 1 | $ 242,000 | $ 242,000 | $ 114,000 |
| Bronx County New York | 1 | $ 240,000 | $ 240,000 | $ 125,000 |
| Broome County New York | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Chenango County New York | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Delaware County New York | 1 | $ 415,000 | $ 415,000 | $ 420,000 |
| Dutchess County New York | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Fulton County New York | 1 | $ 5,000 | $ 5,000 | $ 61,000 |
| Monroe County New York | 1 | $ 76,000 | $ 76,000 | $ 31,000 |
| New York County New York | 1 | $ 750,000 | $ 750,000 | $ 1,008,000 |
| Niagara County New York | 1 | $ 27,000 | $ 27,000 | $ 125,000 |
| Putnam County New York | 1 | $ 110,000 | $ 110,000 | $ 110,000 |
| Queens County New York | 1 | $ 320,000 | $ 320,000 | $ 68,000 |
| Rensselaer County New York | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| St. Lawrence County New York | 1 | $ 51,000 | $ 51,000 | $ 125,000 |
| Ulster County New York | 1 | $ 50,000 | $ 50,000 | $ 128,000 |
| Beaufort County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 144,000 |
| Chatham County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 79,000 |
| Mecklenburg County North Carolina | 1 | $ 69,000 | $ 69,000 | $ 118,000 |
| Watauga County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
| Carbon County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 84,000 |
| Centre County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 118,000 |
| Lackawanna County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Northampton County Pennsylvania | 1 | $ 196,000 | $ 196,000 | $ 88,000 |
| Pike County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 130,000 |
| Schuylkill County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 205,000 |
| Susquehanna County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 97,000 |
| Washington County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Wayne County Pennsylvania | 1 | $ 317,000 | $ 317,000 | $ 214,000 |
| Wyoming County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 144,000 |
| Berkeley County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 84,000 |
| Hampton County Virginia | 1 | $ 173,000 | $ 173,000 | $ 95,000 |
| Portsmouth County Virginia | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| Prince William County Virginia | 1 | $ 750,000 | $ 750,000 | $ 184,000 |
| Spotsylvania County Virginia | 1 | $ 623,000 | $ 623,000 | $ 250,000 |
| Williamsburg County Virginia | 1 | $ 220,000 | $ 220,000 | $ 161,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Oceanfirst Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 745 | $158,168,000 | $212,000 | $2,300,000 | $115,000 | $1,272,000 |
| Home Purchase | 553 | $169,339,000 | $306,000 | $2,080,000 | $147,000 | $1,180,000 |
| Home Improvement | 502 | $31,330,000 | $62,000 | $417,000 | $101,000 | $1,058,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,632 | $321,659,000 | $197,000 | $2,300,000 | $120,000 | $1,272,000 |
| Not Provided | 52 | $5,851,000 | $112,000 | $440,000 | $123,000 | $500,000 |
| Asian | 51 | $18,973,000 | $372,000 | $725,000 | $168,000 | $485,000 |
| Hispanic | 44 | $8,171,000 | $185,000 | $825,000 | $107,000 | $315,000 |
| Black or African American | 18 | $3,663,000 | $203,000 | $460,000 | $107,000 | $273,000 |
| American Indian or Alaskan Native | 2 | $454,000 | $227,000 | $329,000 | $187,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $66,000 | $66,000 | $66,000 | $95,000 | $95,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,774 | $352,472,000 | $198,000 | $2,300,000 | $122,000 | $1,272,000 |
| FHA-insured (Federal Housing Administration) | 26 | $6,365,000 | $244,000 | $448,000 | $78,000 | $137,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,445 | $293,968,000 | $203,000 | $2,080,000 | $123,000 | $1,272,000 |
| Application Withdrawn By Applicant | 158 | $30,896,000 | $195,000 | $1,400,000 | $135,000 | $1,058,000 |
| Application Denied By Financial Institution | 133 | $16,412,000 | $123,000 | $681,000 | $83,000 | $432,000 |
| Application Approved But Not Accepted | 62 | $17,207,000 | $277,000 | $2,300,000 | $129,000 | $911,000 |
| File Closed For Incompleteness | 2 | $354,000 | $177,000 | $253,000 | $104,000 | $157,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 73 | $9,868,000 | $135,000 | $681,000 | $78,000 | $432,000 |
| Credit History | 36 | $2,443,000 | $67,000 | $454,000 | $69,000 | $165,000 |
| Collateral | 16 | $1,741,000 | $108,000 | $400,000 | $103,000 | $225,000 |
| Other | 5 | $1,813,000 | $362,000 | $624,000 | $199,000 | $388,000 |
| Unverifiable Information | 1 | $95,000 | $95,000 | $95,000 | $90,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $352,000 | $352,000 | $352,000 | $95,000 | $95,000 |
| Credit Application Incomplete | 1 | $100,000 | $100,000 | $100,000 | $72,000 | $72,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.