Oakstar Bank
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Oakstar Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Oakstar Bank
1020 E Battlefield
Springfield, MO 65807
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 1,629
Total Mortgage Loan Application Amount $322,315,000
Average Mortgage Loan Application Amount $158,200
Highest Mortgage Loan Application Amount $5,895,000
Average Applicant Income $91,600
Highest Applicant Income $1,020,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Oakstar Bank by Metropolitan Area in 2018

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
SPRINGFIELD, MO 902 $ 167,490,000 $ 185,000 $ 92,000
NA (OUTSIDE OF MSA/MD) 302 $ 41,830,000 $ 276,666 $ 137,866
KANSAS CITY, MO-KS 231 $ 51,445,000 $ 228,000 $ 129,000
JOPLIN, MO 31 $ 3,485,000 $ 112,000 $ 92,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 14 $ 6,200,000 $ 559,000 $ 158,500
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 11 $ 2,125,000 $ 193,000 $ 87,000
ST. LOUIS, MO-IL 11 $ 4,175,000 $ 422,500 $ 177,000
DALLAS-PLANO-IRVING, TX 10 $ 3,600,000 $ 360,000 $ 242,000
URBAN HONOLULU, HI 7 $ 3,925,000 $ 560,000 $ 151,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 4 $ 830,000 $ 207,000 $ 138,000
SAN ANTONIO-NEW BRAUNFELS, TX 4 $ 1,280,000 $ 320,000 $ 119,000
AUSTIN-ROUND ROCK, TX 3 $ 975,000 $ 325,000 $ 103,000
DENVER-AURORA-LAKEWOOD, CO 3 $ 1,065,000 $ 355,000 $ 110,000
LAS VEGAS-HENDERSON-PARADISE, NV 3 $ 805,000 $ 268,000 $ 94,000
OMAHA-COUNCIL BLUFFS, NE-IA 3 $ 755,000 $ 251,000 $ 204,000
ST. JOSEPH, MO-KS 3 $ 285,000 $ 80,000 $ 75,000
ALBUQUERQUE, NM 2 $ 1,600,000 $ 800,000 $ 268,000
CAPE CORAL-FORT MYERS, FL 2 $ 720,000 $ 360,000 $ 275,000
CORPUS CHRISTI, TX 2 $ 550,000 $ 275,000 $ 74,000
EVANSVILLE, IN-KY 2 $ 300,000 $ 150,000 $ 41,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 2 $ 950,000 $ 475,000 $ 123,000
FORT WORTH-ARLINGTON, TX 2 $ 500,000 $ 250,000 $ 112,000
KNOXVILLE, TN 2 $ 500,000 $ 250,000 $ 94,000
LAKELAND-WINTER HAVEN, FL 2 $ 350,000 $ 175,000 $ 146,000
LAWRENCE, KS 2 $ 480,000 $ 240,000 $ 127,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 2 $ 1,500,000 $ 750,000 $ 221,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 2 $ 400,000 $ 200,000 $ 64,000
MOBILE, AL 2 $ 690,000 $ 345,000 $ 0
NAPLES-IMMOKALEE-MARCO ISLAND, FL 2 $ 1,030,000 $ 515,000 $ 200,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 2 $ 940,000 $ 470,000 $ 83,000
ORLANDO-KISSIMMEE-SANFORD, FL 2 $ 360,000 $ 180,000 $ 46,000
PHOENIX-MESA-SCOTTSDALE, AZ 2 $ 430,000 $ 215,000 $ 134,000
RICHMOND, VA 2 $ 790,000 $ 395,000 $ 100,000
SAN DIEGO-CARLSBAD, CA 2 $ 1,360,000 $ 680,000 $ 436,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 2 $ 650,000 $ 325,000 $ 98,000
TOPEKA, KS 2 $ 470,000 $ 235,000 $ 102,000
WICHITA FALLS, TX 2 $ 250,000 $ 125,000 $ 64,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 1 $ 585,000 $ 585,000 $ 143,000
BALTIMORE-COLUMBIA-TOWSON, MD 1 $ 965,000 $ 965,000 $ 338,000
BOISE CITY, ID 1 $ 235,000 $ 235,000 $ 63,000
BOSTON, MA 1 $ 615,000 $ 615,000 $ 181,000
BOULDER, CO 1 $ 425,000 $ 425,000 $ 128,000
BREMERTON-SILVERDALE, WA 1 $ 495,000 $ 495,000 $ 107,000
BURLINGTON-SOUTH BURLINGTON, VT 1 $ 385,000 $ 385,000 $ 377,000
CAPE GIRARDEAU, MO-IL 1 $ 35,000 $ 35,000 $ 16,000
COLUMBIA, SC 1 $ 265,000 $ 265,000 $ 73,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 1 $ 235,000 $ 235,000 $ 72,000
DAYTON, OH 1 $ 275,000 $ 275,000 $ 109,000
DECATUR, AL 1 $ 305,000 $ 305,000 $ 117,000
DULUTH, MN-WI 1 $ 555,000 $ 555,000 $ 647,000
DURHAM-CHAPEL HILL, NC 1 $ 215,000 $ 215,000 $ 89,000
EUGENE, OR 1 $ 605,000 $ 605,000 $ 480,000
KAHULUI-WAILUKU-LAHAINA, HI 1 $ 455,000 $ 455,000 $ 352,000
LAS CRUCES, NM 1 $ 155,000 $ 155,000 $ 204,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1 $ 215,000 $ 215,000 $ 66,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 1 $ 145,000 $ 145,000 $ 158,000
MCALLEN-EDINBURG-MISSION, TX 1 $ 195,000 $ 195,000 $ 139,000
MEMPHIS, TN-MS-AR 1 $ 165,000 $ 165,000 $ 79,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 1 $ 725,000 $ 725,000 $ 438,000
NORTH PORT-SARASOTA-BRADENTON, FL 1 $ 445,000 $ 445,000 $ 134,000
OAKLAND-HAYWARD-BERKELEY, CA 1 $ 575,000 $ 575,000 $ 102,000
OKLAHOMA CITY, OK 1 $ 95,000 $ 95,000 $ 66,000
OLYMPIA-TUMWATER, WA 1 $ 205,000 $ 205,000 $ 71,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 845,000 $ 845,000 $ 217,000
PRESCOTT, AZ 1 $ 455,000 $ 455,000 $ 92,000
PUNTA GORDA, FL 1 $ 225,000 $ 225,000 $ 50,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 1 $ 395,000 $ 395,000 $ 174,000
SALISBURY, MD-DE 1 $ 95,000 $ 95,000 $ 45,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 1 $ 205,000 $ 205,000 $ 132,000
SANTA CRUZ-WATSONVILLE, CA 1 $ 635,000 $ 635,000 $ 230,000
SANTA FE, NM 1 $ 1,455,000 $ 1,455,000 $ 952,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 265,000 $ 265,000 $ 75,000
SIOUX FALLS, SD 1 $ 455,000 $ 455,000 $ 187,000
SPRINGFIELD, OH 1 $ 65,000 $ 65,000 $ 51,000
STATE COLLEGE, PA 1 $ 725,000 $ 725,000 $ 430,000
TACOMA-LAKEWOOD, WA 1 $ 545,000 $ 545,000 $ 250,000
VALLEJO-FAIRFIELD, CA 1 $ 425,000 $ 425,000 $ 129,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 425,000 $ 425,000 $ 92,000
WARNER ROBINS, GA 1 $ 135,000 $ 135,000 $ 55,000
WICHITA, KS 1 $ 115,000 $ 115,000 $ 58,000
WINSTON-SALEM, NC 1 $ 175,000 $ 175,000 $ 115,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Oakstar Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,197 $247,495,000 $206,000 $5,895,000 $105,000 $1,020,000
Refinancing 275 $45,065,000 $163,000 $1,295,000 $98,000 $1,012,000
Cash-out Refinancing 113 $25,395,000 $224,000 $965,000 $106,000 $650,000
Home Improvement 31 $3,035,000 $97,000 $495,000 $72,000 $224,000
Other Purpose 13 $1,325,000 $101,000 $405,000 $77,000 $147,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,403 $260,055,000 $185,000 $1,455,000 $103,000 $1,020,000
Not applicable 123 $37,905,000 $308,000 $5,895,000 $0 $0
Asian 28 $6,870,000 $245,000 $855,000 $134,000 $737,000
Hispanic 27 $6,475,000 $239,000 $695,000 $94,000 $244,000
Black or African American 22 $6,570,000 $298,000 $965,000 $126,000 $338,000
Not Provided 18 $3,240,000 $180,000 $655,000 $135,000 $396,000
American Indian or Alaskan Native 5 $685,000 $137,000 $295,000 $122,000 $286,000
Native Hawaiian or Other Pacific Islander 1 $115,000 $115,000 $115,000 $29,000 $29,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,335 $255,885,000 $191,000 $5,895,000 $109,000 $1,020,000
VA-guaranteed (Veterans Administration) 126 $42,220,000 $335,000 $1,455,000 $117,000 $952,000
FHA-insured (Federal Housing Administration) 116 $18,310,000 $157,000 $425,000 $64,000 $195,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 52 $5,900,000 $113,000 $215,000 $43,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,396 $273,760,000 $196,000 $5,895,000 $102,000 $1,012,000
Application Withdrawn By Applicant 150 $35,700,000 $238,000 $1,205,000 $137,000 $1,020,000
Application Denied By Financial Institution 69 $10,495,000 $152,000 $1,295,000 $65,000 $480,000
Application Approved But Not Accepted 13 $2,345,000 $180,000 $605,000 $118,000 $480,000
File Closed For Incompleteness 1 $15,000 $15,000 $15,000 $10,000 $10,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,560 $311,820,000 $199,000 $5,895,000 $106,000 $1,020,000
Credit History 26 $3,210,000 $123,000 $605,000 $64,000 $208,000
Debt-To-Income Ratio 21 $2,345,000 $111,000 $285,000 $46,000 $110,000
Collateral 14 $1,790,000 $127,000 $315,000 $68,000 $216,000
Credit Application Incomplete 5 $2,575,000 $515,000 $1,295,000 $189,000 $480,000
Other 2 $110,000 $55,000 $95,000 $49,000 $53,000
Unverifiable Information 1 $465,000 $465,000 $465,000 $114,000 $114,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.

Download the Missouri Lender List