Numerica Credit Union
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Washington.
The mortgage statistics and data below are specific to mortgage loan applications for Numerica Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Numerica Credit Union 14610 E Sprague Ave Spokane Valley, WA 99216 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,430 |
| Total Mortgage Loan Application Amount | $886,600,000 |
| Average Mortgage Loan Application Amount | $272,200 |
| Highest Mortgage Loan Application Amount | $19,005,000 |
| Average Applicant Income | $135,000 |
| Highest Applicant Income | $4,804,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Spokane County Washington | 1,937 | $ 388,225,000 | $ 200,000 | $ 127,000 |
| Kootenai County Idaho | 614 | $ 150,580,000 | $ 245,000 | $ 173,000 |
| Benton County Washington | 554 | $ 77,250,000 | $ 139,000 | $ 132,000 |
| Chelan County Washington | 302 | $ 40,870,000 | $ 135,000 | $ 113,000 |
| Franklin County Washington | 296 | $ 51,070,000 | $ 172,000 | $ 105,000 |
| Douglas County Washington | 234 | $ 35,260,000 | $ 150,000 | $ 111,000 |
| Stevens County Washington | 93 | $ 15,655,000 | $ 168,000 | $ 109,000 |
| Bonner County Idaho | 58 | $ 20,330,000 | $ 350,000 | $ 223,000 |
| Grant County Washington | 50 | $ 6,710,000 | $ 134,000 | $ 98,000 |
| Yakima County Washington | 35 | $ 5,735,000 | $ 163,000 | $ 90,000 |
| Walla Walla County Washington | 32 | $ 6,240,000 | $ 195,000 | $ 119,000 |
| Shoshone County Idaho | 27 | $ 3,765,000 | $ 139,000 | $ 158,000 |
| Pend Oreille County Washington | 25 | $ 5,905,000 | $ 236,000 | $ 126,000 |
| Lincoln County Washington | 20 | $ 5,210,000 | $ 260,000 | $ 86,000 |
| Adams County Washington | 17 | $ 2,835,000 | $ 166,000 | $ 109,000 |
| King County Washington | 14 | $ 5,110,000 | $ 365,000 | $ 221,000 |
| Okanogan County Washington | 12 | $ 3,550,000 | $ 295,000 | $ 119,000 |
| Pierce County Washington | 9 | $ 7,225,000 | $ 802,000 | $ 113,000 |
| Whitman County Washington | 9 | $ 1,155,000 | $ 128,000 | $ 91,000 |
| Clark County Washington | 8 | $ 1,290,000 | $ 161,000 | $ 92,000 |
| Benewah County Idaho | 7 | $ 1,195,000 | $ 170,000 | $ 419,000 |
| Umatilla County Oregon | 6 | $ 870,000 | $ 145,000 | $ 83,000 |
| Snohomish County Washington | 6 | $ 1,100,000 | $ 183,000 | $ 178,000 |
| Latah County Idaho | 5 | $ 9,645,000 | $ 1,929,000 | $ 86,000 |
| Maricopa County Arizona | 4 | $ 4,630,000 | $ 1,157,000 | $ 363,000 |
| Boundary County Idaho | 4 | $ 600,000 | $ 150,000 | $ 94,000 |
| Kittitas County Washington | 4 | $ 360,000 | $ 90,000 | $ 77,000 |
| Ada County Idaho | 3 | $ 15,035,000 | $ 5,011,000 | $ 510,000 |
| Flathead County Montana | 3 | $ 915,000 | $ 305,000 | $ 94,000 |
| Mason County Washington | 3 | $ 465,000 | $ 155,000 | $ 108,000 |
| Pima County Arizona | 2 | $ 590,000 | $ 295,000 | $ 182,000 |
| Nez Perce County Idaho | 2 | $ 890,000 | $ 445,000 | $ 25,000 |
| Missoula County Montana | 2 | $ 3,190,000 | $ 1,595,000 | $ 67,000 |
| Multnomah County Oregon | 2 | $ 2,090,000 | $ 1,045,000 | $ 0 |
| Ferry County Washington | 2 | $ 90,000 | $ 45,000 | $ 100,000 |
| Jefferson County Washington | 2 | $ 960,000 | $ 480,000 | $ 0 |
| Yuma County Arizona | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Cassia County Idaho | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Clearwater County Idaho | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Custer County Idaho | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Idaho County Idaho | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Minidoka County Idaho | 1 | $ 295,000 | $ 295,000 | $ 39,000 |
| Granite County Montana | 1 | $ 265,000 | $ 265,000 | $ 185,000 |
| Lincoln County Montana | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Teton County Montana | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
| Clatsop County Oregon | 1 | $ 525,000 | $ 525,000 | $ 303,000 |
| Lane County Oregon | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 245,000 | $ 245,000 | $ 39,000 |
| Linn County Oregon | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Morrow County Oregon | 1 | $ 385,000 | $ 385,000 | $ 86,000 |
| Asotin County Washington | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Clallam County Washington | 1 | $ 715,000 | $ 715,000 | $ 90,000 |
| Columbia County Washington | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Cowlitz County Washington | 1 | $ 1,805,000 | $ 1,805,000 | $ 0 |
| Garfield County Washington | 1 | $ 25,000 | $ 25,000 | $ 154,000 |
| Grays Harbor County Washington | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Lewis County Washington | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Pacific County Washington | 1 | $ 1,325,000 | $ 1,325,000 | $ 0 |
| Skagit County Washington | 1 | $ 625,000 | $ 625,000 | $ 240,000 |
| Skamania County Washington | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Thurston County Washington | 1 | $ 65,000 | $ 65,000 | $ 135,000 |
| Whatcom County Washington | 1 | $ 575,000 | $ 575,000 | $ 836,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Washington,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Numerica Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,989 | $218,025,000 | $109,000 | $755,000 | $116,000 | $1,020,000 |
| Other Purpose | 865 | $116,885,000 | $135,000 | $4,045,000 | $148,000 | $2,449,000 |
| Cash-out Refinancing | 838 | $241,550,000 | $288,000 | $19,005,000 | $127,000 | $1,494,000 |
| Home Purchase | 669 | $281,975,000 | $421,000 | $9,345,000 | $170,000 | $4,804,000 |
| Refinancing | 69 | $28,165,000 | $408,000 | $12,225,000 | $114,000 | $745,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,222 | $520,240,000 | $161,000 | $3,205,000 | $127,000 | $1,591,000 |
| Hispanic | 510 | $65,870,000 | $129,000 | $1,085,000 | $102,000 | $2,001,000 |
| Not Provided | 425 | $112,905,000 | $265,000 | $4,465,000 | $211,000 | $4,804,000 |
| Not applicable | 97 | $161,115,000 | $1,660,000 | $19,005,000 | $0 | $0 |
| Asian | 68 | $12,250,000 | $180,000 | $1,005,000 | $137,000 | $687,000 |
| American Indian or Alaskan Native | 49 | $5,845,000 | $119,000 | $555,000 | $108,000 | $465,000 |
| Black or African American | 43 | $5,545,000 | $128,000 | $405,000 | $116,000 | $277,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,295,000 | $143,000 | $275,000 | $80,000 | $174,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,390 | $873,970,000 | $199,000 | $19,005,000 | $132,000 | $4,804,000 |
| FHA-insured (Federal Housing Administration) | 25 | $7,685,000 | $307,000 | $475,000 | $84,000 | $161,000 |
| VA-guaranteed (Veterans Administration) | 13 | $4,275,000 | $328,000 | $395,000 | $84,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $670,000 | $335,000 | $375,000 | $91,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,988 | $656,040,000 | $219,000 | $19,005,000 | $146,000 | $4,804,000 |
| Application Denied By Financial Institution | 1,104 | $153,220,000 | $138,000 | $1,085,000 | $89,000 | $2,449,000 |
| Application Withdrawn By Applicant | 308 | $72,140,000 | $234,000 | $2,755,000 | $151,000 | $2,001,000 |
| Application Approved But Not Accepted | 25 | $4,495,000 | $179,000 | $995,000 | $154,000 | $465,000 |
| File Closed For Incompleteness | 5 | $705,000 | $141,000 | $325,000 | $61,000 | $222,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,326 | $733,380,000 | $220,000 | $19,005,000 | $146,000 | $4,804,000 |
| Debt-To-Income Ratio | 518 | $78,110,000 | $150,000 | $1,085,000 | $68,000 | $422,000 |
| Collateral | 197 | $23,055,000 | $117,000 | $505,000 | $127,000 | $2,449,000 |
| Other | 108 | $17,510,000 | $162,000 | $665,000 | $121,000 | $770,000 |
| Credit History | 106 | $12,960,000 | $122,000 | $645,000 | $93,000 | $677,000 |
| Unverifiable Information | 98 | $11,340,000 | $115,000 | $505,000 | $115,000 | $900,000 |
| Credit Application Incomplete | 50 | $6,520,000 | $130,000 | $505,000 | $30,000 | $378,000 |
| Employment History | 20 | $2,170,000 | $108,000 | $305,000 | $86,000 | $360,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,555,000 | $222,000 | $325,000 | $64,000 | $101,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Washington, and search similar information at your convenience.