Numark Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Numark Credit Union 1654 Terry Dr; P O Box 2729 Joliet, IL 60434 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,968 |
Total Mortgage Loan Application Amount | $298,450,000 |
Average Mortgage Loan Application Amount | $114,333 |
Highest Mortgage Loan Application Amount | $905,000 |
Average Applicant Income | $78,333 |
Highest Applicant Income | $3,170,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Numark Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Numark Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Numark Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Numark Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Numark Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Numark Credit Union's mortgage activity for 2021.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Ada County Idaho | 3 | $ 185,000 | $ 61,000 | $ 53,000 |
Adams County Illinois | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
Adams County Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 37,000 |
Alachua County Florida | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
Albany County New York | 2 | $ 170,000 | $ 85,000 | $ 199,000 |
Alcorn County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
Alger County Michigan | 1 | $ 335,000 | $ 335,000 | $ 102,000 |
Allegan County Michigan | 3 | $ 155,000 | $ 51,000 | $ 72,000 |
Allegheny County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 76,000 |
Allen County Indiana | 3 | $ 275,000 | $ 91,000 | $ 78,000 |
Allen County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
Anne Arundel County Maryland | 8 | $ 610,000 | $ 76,000 | $ 87,000 |
Anoka County Minnesota | 2 | $ 80,000 | $ 40,000 | $ 40,000 |
Atlantic County New Jersey | 4 | $ 370,000 | $ 92,000 | $ 102,000 |
Augusta County Virginia | 3 | $ 345,000 | $ 115,000 | $ 48,000 |
Barron County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
Barrow County Georgia | 1 | $ 285,000 | $ 285,000 | $ 162,000 |
Barry County Michigan | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
Baxter County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
Bent County Colorado | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
Benton County Missouri | 1 | $ 85,000 | $ 85,000 | $ 128,000 |
Benton County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
Berks County Pennsylvania | 10 | $ 550,000 | $ 55,000 | $ 45,000 |
Berkshire County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
Bernalillo County New Mexico | 2 | $ 490,000 | $ 245,000 | $ 100,000 |
Berrien County Michigan | 1 | $ 425,000 | $ 425,000 | $ 287,000 |
Bexar County Texas | 4 | $ 180,000 | $ 45,000 | $ 74,000 |
Blount County Alabama | 1 | $ 115,000 | $ 115,000 | $ 131,000 |
Bolivar County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
Boone County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
Boone County Illinois | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
Boone County Indiana | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
Boone County Missouri | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
Boulder County Colorado | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
Brazoria County Texas | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
Breathitt County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
Brevard County Florida | 1 | $ 85,000 | $ 85,000 | $ 101,000 |
Broward County Florida | 2 | $ 150,000 | $ 75,000 | $ 113,000 |
Brown County Wisconsin | 1 | $ 905,000 | $ 905,000 | $ 480,000 |
Buchanan County Missouri | 3 | $ 525,000 | $ 175,000 | $ 65,000 |
Bucks County Pennsylvania | 10 | $ 840,000 | $ 84,000 | $ 58,000 |
Bureau County Illinois | 4 | $ 670,000 | $ 167,000 | $ 92,000 |
Burlington County New Jersey | 3 | $ 295,000 | $ 98,000 | $ 90,000 |
Butler County Kansas | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
Butler County Pennsylvania | 5 | $ 365,000 | $ 73,000 | $ 58,000 |
Calcasieu County Louisiana | 2 | $ 120,000 | $ 60,000 | $ 39,000 |
Callaway County Missouri | 3 | $ 165,000 | $ 55,000 | $ 47,000 |
Calloway County Kentucky | 2 | $ 300,000 | $ 150,000 | $ 100,000 |
Calumet County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
Camden County New Jersey | 2 | $ 160,000 | $ 80,000 | $ 47,000 |
Campbell County Virginia | 2 | $ 200,000 | $ 100,000 | $ 35,000 |
Cape May County New Jersey | 4 | $ 400,000 | $ 100,000 | $ 87,000 |
Carter County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
Cass County Michigan | 3 | $ 145,000 | $ 48,000 | $ 50,000 |
Cattaraugus County New York | 1 | $ 15,000 | $ 15,000 | $ 128,000 |
Cerro Gordo County Iowa | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
Charleston County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
Charlotte County Florida | 1 | $ 215,000 | $ 215,000 | $ 159,000 |
Chase County Kansas | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
Chenango County New York | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
Cherokee County Kansas | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
Cherokee County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
Chester County Pennsylvania | 7 | $ 405,000 | $ 57,000 | $ 44,000 |
Chisago County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
Clay County Missouri | 2 | $ 150,000 | $ 75,000 | $ 59,000 |
Cleburne County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
Clermont County Ohio | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
Clinton County New York | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
Cobb County Georgia | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
Collier County Florida | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
Columbiana County Ohio | 1 | $ 25,000 | $ 25,000 | $ 139,000 |
Comal County Texas | 3 | $ 185,000 | $ 61,000 | $ 53,000 |
Concordia County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 181,000 |
Contra Costa County California | 1 | $ 185,000 | $ 185,000 | $ 163,000 |
Cook County Illinois | 434 | $ 78,460,000 | $ 180,000 | $ 93,000 |
Craighead County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 118,000 |
Crawford County Kansas | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
Creek County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
Crow Wing County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
Cullman County Alabama | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
Cumberland County Maine | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
Cumberland County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 138,000 |
Cumberland County Pennsylvania | 5 | $ 295,000 | $ 59,000 | $ 46,000 |
Cuyahoga County Ohio | 2 | $ 110,000 | $ 55,000 | $ 44,000 |
Dakota County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
Dauphin County Pennsylvania | 3 | $ 135,000 | $ 45,000 | $ 39,000 |
Daviess County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 112,000 |
DeKalb County Illinois | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
Delaware County Iowa | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
Delaware County Ohio | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
Dona Ana County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
Door County Wisconsin | 2 | $ 540,000 | $ 270,000 | $ 356,000 |
Douglas County Georgia | 2 | $ 550,000 | $ 275,000 | $ 89,000 |
Douglas County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
Dubuque County Iowa | 2 | $ 70,000 | $ 35,000 | $ 50,000 |
DuPage County Illinois | 114 | $ 26,060,000 | $ 228,000 | $ 138,000 |
Dutchess County New York | 3 | $ 295,000 | $ 98,000 | $ 85,000 |
Duval County Florida | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
Eagle County Colorado | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
Eaton County Michigan | 2 | $ 80,000 | $ 40,000 | $ 38,000 |
Eau Claire County Wisconsin | 2 | $ 70,000 | $ 35,000 | $ 39,000 |
El Paso County Colorado | 1 | $ 495,000 | $ 495,000 | $ 81,000 |
El Paso County Texas | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
Elbert County Colorado | 1 | $ 155,000 | $ 155,000 | $ 211,000 |
Elkhart County Indiana | 2 | $ 100,000 | $ 50,000 | $ 77,000 |
Erie County New York | 3 | $ 175,000 | $ 58,000 | $ 41,000 |
Estill County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
Fayette County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 70,000 |
Floyd County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
Franklin County Illinois | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
Franklin County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
Franklin County New York | 1 | $ 75,000 | $ 75,000 | $ 130,000 |
Franklin County Pennsylvania | 3 | $ 85,000 | $ 28,000 | $ 28,000 |
Fulton County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
Fulton County Georgia | 1 | $ 405,000 | $ 405,000 | $ 195,000 |
Galveston County Texas | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
Garfield County Colorado | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
Garland County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
Geauga County Ohio | 2 | $ 160,000 | $ 80,000 | $ 128,000 |
Genesee County Michigan | 4 | $ 310,000 | $ 77,000 | $ 118,000 |
George County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 152,000 |
Gloucester County New Jersey | 6 | $ 390,000 | $ 65,000 | $ 65,000 |
Grady County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
Grand County Colorado | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
Grand Forks County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
Grand Traverse County Michigan | 2 | $ 180,000 | $ 90,000 | $ 51,000 |
Grant County Kansas | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
Graves County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
Greene County Missouri | 2 | $ 200,000 | $ 100,000 | $ 86,000 |
Greene County New York | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
Greene County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
Grundy County Illinois | 58 | $ 10,130,000 | $ 174,000 | $ 132,000 |
Gwinnett County Georgia | 3 | $ 95,000 | $ 31,000 | $ 142,000 |
Hamilton County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
Hancock County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
Hancock County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
Hancock County Ohio | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
Harris County Texas | 4 | $ 280,000 | $ 70,000 | $ 137,000 |
Harrison County Indiana | 2 | $ 380,000 | $ 190,000 | $ 88,000 |
Harrison County Iowa | 1 | $ 105,000 | $ 105,000 | $ 145,000 |
Harrison County Mississippi | 2 | $ 570,000 | $ 285,000 | $ 80,000 |
Harrison County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
Hartford County Connecticut | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
Hays County Texas | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
Henderson County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
Henry County Indiana | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
Highlands County Florida | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
Hillsborough County Florida | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
Hillsdale County Michigan | 1 | $ 255,000 | $ 255,000 | $ 308,000 |
Holmes County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
Horry County South Carolina | 2 | $ 150,000 | $ 75,000 | $ 62,000 |
Hot Spring County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
Houston County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
Indian River County Florida | 3 | $ 265,000 | $ 88,000 | $ 72,000 |
Ionia County Michigan | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
Isabella County Michigan | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
Izard County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
Jackson County Iowa | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
Jackson County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
Jackson County Michigan | 3 | $ 145,000 | $ 48,000 | $ 47,000 |
Jackson County Missouri | 1 | $ 75,000 | $ 75,000 | $ 88,000 |
Jefferson County Colorado | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
Jefferson County Kansas | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
Jefferson County New York | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
Jefferson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
Jo Daviess County Illinois | 1 | $ 95,000 | $ 95,000 | $ 255,000 |
Johnson County Indiana | 3 | $ 85,000 | $ 28,000 | $ 33,000 |
Johnson County Missouri | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
Jones County Iowa | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
Kalamazoo County Michigan | 3 | $ 165,000 | $ 55,000 | $ 63,000 |
Kane County Illinois | 49 | $ 10,195,000 | $ 208,000 | $ 121,000 |
Kankakee County Illinois | 17 | $ 2,165,000 | $ 127,000 | $ 81,000 |
Kaufman County Texas | 2 | $ 440,000 | $ 220,000 | $ 60,000 |
Kay County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
Kendall County Illinois | 31 | $ 7,095,000 | $ 228,000 | $ 97,000 |
Kenosha County Wisconsin | 2 | $ 280,000 | $ 140,000 | $ 104,000 |
Kent County Michigan | 12 | $ 840,000 | $ 70,000 | $ 56,000 |
Knox County Indiana | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
Knox County Tennessee | 2 | $ 60,000 | $ 30,000 | $ 47,000 |
Kootenai County Idaho | 3 | $ 215,000 | $ 71,000 | $ 58,000 |
Kosciusko County Indiana | 2 | $ 110,000 | $ 55,000 | $ 122,000 |
Lafayette County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
Lafourche County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
LaGrange County Indiana | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
Lake County Florida | 2 | $ 230,000 | $ 115,000 | $ 104,000 |
Lake County Illinois | 11 | $ 2,645,000 | $ 240,000 | $ 177,000 |
Lake County Indiana | 25 | $ 4,865,000 | $ 194,000 | $ 150,000 |
Lancaster County Nebraska | 2 | $ 80,000 | $ 40,000 | $ 37,000 |
Lancaster County Pennsylvania | 19 | $ 1,335,000 | $ 70,000 | $ 48,000 |
Lancaster County Virginia | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
Laramie County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
Larimer County Colorado | 3 | $ 215,000 | $ 71,000 | $ 94,000 |
LaSalle County Illinois | 9 | $ 1,325,000 | $ 147,000 | $ 79,000 |
Laurel County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
Lawrence County Illinois | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
Lawrence County Missouri | 2 | $ 190,000 | $ 95,000 | $ 121,000 |
Lebanon County Pennsylvania | 3 | $ 305,000 | $ 101,000 | $ 57,000 |
Lee County Florida | 5 | $ 1,105,000 | $ 221,000 | $ 104,000 |
Lee County Illinois | 2 | $ 110,000 | $ 55,000 | $ 36,000 |
Lee County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
Leelanau County Michigan | 1 | $ 305,000 | $ 305,000 | $ 133,000 |
Lehigh County Pennsylvania | 13 | $ 855,000 | $ 65,000 | $ 60,000 |
Lemhi County Idaho | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
Lenawee County Michigan | 2 | $ 90,000 | $ 45,000 | $ 39,000 |
Licking County Ohio | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
Lincoln County Missouri | 2 | $ 80,000 | $ 40,000 | $ 38,000 |
Lincoln County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
Linn County Iowa | 2 | $ 50,000 | $ 25,000 | $ 26,000 |
Livingston County Michigan | 7 | $ 485,000 | $ 69,000 | $ 66,000 |
Logan County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
Los Alamos County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 129,000 |
Los Angeles County California | 2 | $ 280,000 | $ 140,000 | $ 97,000 |
Luzerne County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
Macomb County Michigan | 16 | $ 1,240,000 | $ 77,000 | $ 69,000 |
Madison County Missouri | 1 | $ 145,000 | $ 145,000 | $ 167,000 |
Madison County New York | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
Marathon County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
Marengo County Alabama | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
Maricopa County Arizona | 5 | $ 385,000 | $ 77,000 | $ 56,000 |
Marion County Florida | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
Marion County Iowa | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
Marion County Mississippi | 2 | $ 280,000 | $ 140,000 | $ 81,000 |
Marshall County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
Mason County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
McCone County Montana | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
McCreary County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
McHenry County Illinois | 9 | $ 1,995,000 | $ 221,000 | $ 94,000 |
McLean County Illinois | 8 | $ 470,000 | $ 58,000 | $ 74,000 |
Mecklenburg County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
Meigs County Ohio | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
Menard County Illinois | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
Menifee County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
Mercer County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
Mesa County Colorado | 3 | $ 205,000 | $ 68,000 | $ 27,000 |
Miami County Indiana | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
Miami-Dade County Florida | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
Middlesex County New Jersey | 5 | $ 605,000 | $ 121,000 | $ 94,000 |
Mills County Iowa | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
Mitchell County Kansas | 2 | $ 240,000 | $ 120,000 | $ 61,000 |
Monongalia County West Virginia | 3 | $ 125,000 | $ 41,000 | $ 85,000 |
Monroe County Michigan | 4 | $ 190,000 | $ 47,000 | $ 46,000 |
Monroe County New York | 2 | $ 160,000 | $ 80,000 | $ 45,000 |
Montcalm County Michigan | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
Montgomery County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
Montgomery County Pennsylvania | 7 | $ 525,000 | $ 75,000 | $ 57,000 |
Montgomery County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
Morgan County Indiana | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
Morgan County Missouri | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
Morrow County Ohio | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
Nemaha County Kansas | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
New Castle County Delaware | 2 | $ 90,000 | $ 45,000 | $ 54,000 |
New London County Connecticut | 2 | $ 120,000 | $ 60,000 | $ 53,000 |
New Madrid County Missouri | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
Niagara County New York | 2 | $ 140,000 | $ 70,000 | $ 48,000 |
Northampton County Pennsylvania | 3 | $ 165,000 | $ 55,000 | $ 64,000 |
Northumberland County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
Nueces County Texas | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
Oakland County Michigan | 15 | $ 925,000 | $ 61,000 | $ 52,000 |
Ocean County New Jersey | 4 | $ 230,000 | $ 57,000 | $ 55,000 |
Oklahoma County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
Okmulgee County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
Olmsted County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
Oneida County New York | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
Oneida County Wisconsin | 2 | $ 860,000 | $ 430,000 | $ 285,000 |
Onslow County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
Ontario County New York | 3 | $ 195,000 | $ 65,000 | $ 61,000 |
Orange County Florida | 4 | $ 240,000 | $ 60,000 | $ 74,000 |
Orange County New York | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
Orleans County New York | 2 | $ 120,000 | $ 60,000 | $ 55,000 |
Osceola County Florida | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
Otsego County New York | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
Ottawa County Michigan | 4 | $ 170,000 | $ 42,000 | $ 45,000 |
Owen County Indiana | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
Panola County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
Passaic County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
Peoria County Illinois | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
Perry County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
Perry County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
Pickens County Alabama | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
Pierce County Georgia | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
Pike County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
Pinal County Arizona | 2 | $ 310,000 | $ 155,000 | $ 72,000 |
Pinellas County Florida | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
Polk County Florida | 5 | $ 285,000 | $ 57,000 | $ 85,000 |
Polk County Iowa | 5 | $ 265,000 | $ 53,000 | $ 63,000 |
Polk County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
Pontotoc County Mississippi | 3 | $ 435,000 | $ 145,000 | $ 92,000 |
Portage County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
Porter County Indiana | 2 | $ 180,000 | $ 90,000 | $ 85,000 |
Powell County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
Prince George County Virginia | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
Pueblo County Colorado | 3 | $ 205,000 | $ 68,000 | $ 52,000 |
Pulaski County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
Pulaski County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
Pulaski County Missouri | 2 | $ 280,000 | $ 140,000 | $ 77,000 |
Putnam County Indiana | 1 | $ 385,000 | $ 385,000 | $ 132,000 |
Ramsey County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
Randolph County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 143,000 |
Reno County Kansas | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
Richland County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
Riley County Kansas | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
Ripley County Indiana | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
Saginaw County Michigan | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
Saline County Missouri | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
Sanilac County Michigan | 2 | $ 60,000 | $ 30,000 | $ 77,000 |
Santa Clara County California | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
Sarasota County Florida | 1 | $ 115,000 | $ 115,000 | $ 467,000 |
Saratoga County New York | 2 | $ 100,000 | $ 50,000 | $ 94,000 |
Sarpy County Nebraska | 2 | $ 100,000 | $ 50,000 | $ 37,000 |
Schoharie County New York | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
Schuylkill County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 42,000 |
Scott County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 153,000 |
Scotts Bluff County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
Sharp County Arkansas | 2 | $ 110,000 | $ 55,000 | $ 33,000 |
Shelby County Alabama | 1 | $ 135,000 | $ 135,000 | $ 143,000 |
Shelby County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
Shiawassee County Michigan | 2 | $ 140,000 | $ 70,000 | $ 43,000 |
Smith County Texas | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
Spencer County Indiana | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
St. Charles County Missouri | 2 | $ 430,000 | $ 215,000 | $ 115,000 |
St. Clair County Illinois | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
St. Clair County Michigan | 3 | $ 205,000 | $ 68,000 | $ 44,000 |
St. Croix County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
St. Francois County Missouri | 1 | $ 85,000 | $ 85,000 | $ 121,000 |
St. Joseph County Indiana | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
St. Louis County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
Stark County Ohio | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
Starke County Indiana | 1 | $ 215,000 | $ 215,000 | $ 187,000 |
Stearns County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
Stephenson County Illinois | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
Story County Iowa | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
Suffolk County New York | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
Sullivan County Indiana | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
Sullivan County New York | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
Sumner County Kansas | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
Talladega County Alabama | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
Tallahatchie County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
Taney County Missouri | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
Texas County Missouri | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
Travis County Texas | 3 | $ 235,000 | $ 78,000 | $ 80,000 |
Trumbull County Ohio | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
Tunica County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
Tuscaloosa County Alabama | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
Ulster County New York | 2 | $ 140,000 | $ 70,000 | $ 56,000 |
Union County Ohio | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
Union County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
Van Buren County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 134,000 |
Van Buren County Michigan | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
Vanderburgh County Indiana | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
Vernon County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 253,000 |
Vilas County Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 283,000 |
Walworth County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
Warren County New Jersey | 3 | $ 315,000 | $ 105,000 | $ 47,000 |
Warren County New York | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
Washington County Maryland | 2 | $ 80,000 | $ 40,000 | $ 41,000 |
Washtenaw County Michigan | 10 | $ 590,000 | $ 59,000 | $ 54,000 |
Waukesha County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 112,000 |
Wayne County Illinois | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
Wayne County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
Wayne County Michigan | 5 | $ 215,000 | $ 43,000 | $ 42,000 |
Wayne County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
Wayne County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
Weber County Utah | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
Webster County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
Weld County Colorado | 3 | $ 285,000 | $ 95,000 | $ 39,000 |
White County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
Will County Illinois | 463 | $ 86,975,000 | $ 187,000 | $ 96,000 |
Williamson County Texas | 3 | $ 345,000 | $ 115,000 | $ 181,000 |
Wilson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 135,000 |
Windham County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
Winnebago County Illinois | 2 | $ 250,000 | $ 125,000 | $ 133,000 |
Wood County Ohio | 2 | $ 100,000 | $ 50,000 | $ 98,000 |
Wood County Texas | 1 | $ 145,000 | $ 145,000 | $ 170,000 |
Wright County Iowa | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
Wright County Minnesota | 8 | $ 360,000 | $ 45,000 | $ 48,000 |
Yavapai County Arizona | 1 | $ 315,000 | $ 315,000 | $ 200,000 |
Yellowstone County Montana | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
York County Pennsylvania | 10 | $ 620,000 | $ 62,000 | $ 44,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,076 | $136,780,000 | $127,000 | $905,000 | $82,000 | $3,170,000 |
Refinancing | 891 | $161,635,000 | $181,000 | $705,000 | $102,000 | $1,932,000 |
Home Improvement | 1 | $35,000 | $35,000 | $35,000 | $51,000 | $51,000 |
Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,313 | $192,915,000 | $146,000 | $705,000 | $88,000 | $1,560,000 |
Hispanic | 334 | $56,100,000 | $167,000 | $505,000 | $95,000 | $1,932,000 |
Black or African American | 211 | $33,015,000 | $156,000 | $435,000 | $92,000 | $3,170,000 |
Not Provided | 52 | $5,190,000 | $99,000 | $885,000 | $72,000 | $425,000 |
Asian | 43 | $8,685,000 | $201,000 | $905,000 | $146,000 | $1,051,000 |
American Indian or Alaskan Native | 8 | $920,000 | $115,000 | $295,000 | $64,000 | $226,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,946 | $294,160,000 | $151,000 | $905,000 | $90,000 | $3,170,000 |
FHA-insured (Federal Housing Administration) | 21 | $3,905,000 | $185,000 | $355,000 | $132,000 | $1,560,000 |
VA-guaranteed (Veterans Administration) | 1 | $385,000 | $385,000 | $385,000 | $75,000 | $75,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,004 | $168,300,000 | $167,000 | $885,000 | $94,000 | $1,051,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Application Withdrawn By Applicant | 404 | $72,340,000 | $179,000 | $905,000 | $109,000 | $3,170,000 |
Application Approved But Not Accepted | 305 | $21,705,000 | $71,000 | $245,000 | $63,000 | $375,000 |
Application Denied By Financial Institution | 255 | $36,105,000 | $141,000 | $505,000 | $83,000 | $1,932,000 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 1,713 | $262,345,000 | $153,000 | $905,000 | $92,000 | $3,170,000 |
Credit History | 128 | $15,290,000 | $119,000 | $415,000 | $96,000 | $1,932,000 |
Debt-To-Income Ratio | 66 | $10,790,000 | $163,000 | $495,000 | $64,000 | $360,000 |
Other | 17 | $3,815,000 | $224,000 | $505,000 | $93,000 | $240,000 |
Credit Application Incomplete | 15 | $2,175,000 | $145,000 | $295,000 | $70,000 | $122,000 |
Employment History | 14 | $1,530,000 | $109,000 | $305,000 | $61,000 | $211,000 |
Collateral | 12 | $2,190,000 | $182,000 | $315,000 | $90,000 | $273,000 |
Unverifiable Information | 3 | $315,000 | $105,000 | $215,000 | $51,000 | $71,000 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Numark Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Numark Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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