Numark Credit Union 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Numark Credit Union 1654 Terry Dr; P O Box 2729 Joliet, IL 60434 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 612 |
Total Mortgage Loan Application Amount | $58,506,000 |
Average Mortgage Loan Application Amount | $119,500 |
Highest Mortgage Loan Application Amount | $524,000 |
Average Applicant Income | $60,000 |
Highest Applicant Income | $236,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Numark Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Numark Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Numark Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Numark Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Numark Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Numark Credit Union's mortgage activity for 2007.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Ada County Idaho | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
Albany County New York | 1 | $ 114,000 | $ 114,000 | $ 80,000 |
Allegan County Michigan | 1 | $ 18,000 | $ 18,000 | $ 20,000 |
Anne Arundel County Maryland | 3 | $ 309,000 | $ 103,000 | $ 96,000 |
Anoka County Minnesota | 3 | $ 97,000 | $ 32,000 | $ 39,000 |
Baltimore County Maryland | 1 | $ 46,000 | $ 46,000 | $ 42,000 |
Bannock County Idaho | 2 | $ 64,000 | $ 32,000 | $ 50,000 |
Benton County Indiana | 1 | $ 38,000 | $ 38,000 | $ 28,000 |
Benton County Minnesota | 1 | $ 63,000 | $ 63,000 | $ 58,000 |
Berkeley County West Virginia | 1 | $ 31,000 | $ 31,000 | $ 30,000 |
Berks County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 44,000 |
Berrien County Michigan | 2 | $ 46,000 | $ 23,000 | $ 33,000 |
Bingham County Idaho | 1 | $ 43,000 | $ 43,000 | $ 23,000 |
Bonner County Idaho | 2 | $ 183,000 | $ 91,000 | $ 71,000 |
Boone County West Virginia | 1 | $ 69,000 | $ 69,000 | $ 34,000 |
Bourbon County Kansas | 1 | $ 49,000 | $ 49,000 | $ 17,000 |
Brookings County South Dakota | 1 | $ 46,000 | $ 46,000 | $ 30,000 |
Brown County South Dakota | 1 | $ 23,000 | $ 23,000 | $ 33,000 |
Brown County Wisconsin | 2 | $ 75,000 | $ 37,000 | $ 30,000 |
Buchanan County Virginia | 1 | $ 53,000 | $ 53,000 | $ 31,000 |
Bucks County Pennsylvania | 3 | $ 151,000 | $ 50,000 | $ 49,000 |
Butler County Kansas | 2 | $ 79,000 | $ 39,000 | $ 37,000 |
Butler County Ohio | 2 | $ 48,000 | $ 24,000 | $ 52,000 |
Cabell County West Virginia | 2 | $ 104,000 | $ 52,000 | $ 38,000 |
Calhoun County Michigan | 1 | $ 69,000 | $ 69,000 | $ 42,000 |
Callaway County Missouri | 1 | $ 23,000 | $ 23,000 | $ 27,000 |
Campbell County Wyoming | 5 | $ 265,000 | $ 53,000 | $ 54,000 |
Cape Girardeau County Missouri | 2 | $ 100,000 | $ 50,000 | $ 50,000 |
Carver County Minnesota | 1 | $ 24,000 | $ 24,000 | $ 46,000 |
Cass County Missouri | 2 | $ 131,000 | $ 65,000 | $ 52,000 |
Cass County North Dakota | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
Cattaraugus County New York | 1 | $ 42,000 | $ 42,000 | $ 83,000 |
Cayuga County New York | 1 | $ 22,000 | $ 22,000 | $ 14,000 |
Cecil County Maryland | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
Champaign County Illinois | 1 | $ 380,000 | $ 380,000 | $ 105,000 |
Chenango County New York | 1 | $ 83,000 | $ 83,000 | $ 80,000 |
Chesapeake County Virginia | 1 | $ 36,000 | $ 36,000 | $ 36,000 |
Chittenden County Vermont | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
Clark County Indiana | 2 | $ 64,000 | $ 32,000 | $ 37,000 |
Clark County Ohio | 1 | $ 16,000 | $ 16,000 | $ 29,000 |
Clermont County Ohio | 1 | $ 30,000 | $ 30,000 | $ 32,000 |
Clinton County Kentucky | 1 | $ 37,000 | $ 37,000 | $ 20,000 |
Clinton County New York | 1 | $ 37,000 | $ 37,000 | $ 32,000 |
Clinton County Ohio | 1 | $ 46,000 | $ 46,000 | $ 26,000 |
Cole County Missouri | 1 | $ 39,000 | $ 39,000 | $ 58,000 |
Cook County Illinois | 71 | $ 13,682,000 | $ 192,000 | $ 71,000 |
Cowley County Kansas | 2 | $ 54,000 | $ 27,000 | $ 62,000 |
Dakota County Minnesota | 4 | $ 160,000 | $ 40,000 | $ 30,000 |
Dallas County Iowa | 1 | $ 59,000 | $ 59,000 | $ 34,000 |
Delaware County New York | 1 | $ 99,000 | $ 99,000 | $ 54,000 |
Dodge County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
Douglas County Missouri | 2 | $ 182,000 | $ 91,000 | $ 136,000 |
Dunn County Wisconsin | 1 | $ 44,000 | $ 44,000 | $ 34,000 |
DuPage County Illinois | 9 | $ 1,663,000 | $ 184,000 | $ 87,000 |
Eaton County Michigan | 1 | $ 20,000 | $ 20,000 | $ 21,000 |
Elk County Kansas | 1 | $ 109,000 | $ 109,000 | $ 83,000 |
Elkhart County Indiana | 2 | $ 40,000 | $ 20,000 | $ 36,000 |
Elko County Nevada | 1 | $ 41,000 | $ 41,000 | $ 30,000 |
Ellis County Kansas | 1 | $ 63,000 | $ 63,000 | $ 41,000 |
Erie County New York | 4 | $ 102,000 | $ 25,000 | $ 28,000 |
Erie County Ohio | 1 | $ 69,000 | $ 69,000 | $ 88,000 |
Fayette County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 19,000 |
Fayette County West Virginia | 1 | $ 53,000 | $ 53,000 | $ 45,000 |
Fond du Lac County Wisconsin | 2 | $ 104,000 | $ 52,000 | $ 68,000 |
Franklin County Ohio | 2 | $ 74,000 | $ 37,000 | $ 39,000 |
Franklin County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 27,000 |
Freeborn County Minnesota | 1 | $ 38,000 | $ 38,000 | $ 75,000 |
Fremont County Wyoming | 1 | $ 41,000 | $ 41,000 | $ 20,000 |
Fulton County Ohio | 1 | $ 64,000 | $ 64,000 | $ 33,000 |
Gallatin County Montana | 2 | $ 153,000 | $ 76,000 | $ 40,000 |
Geary County Kansas | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
Genesee County Michigan | 3 | $ 90,000 | $ 30,000 | $ 45,000 |
Grand Traverse County Michigan | 1 | $ 250,000 | $ 250,000 | $ 236,000 |
Grant County West Virginia | 1 | $ 27,000 | $ 27,000 | $ 45,000 |
Greene County Illinois | 1 | $ 16,000 | $ 16,000 | $ 45,000 |
Greene County Missouri | 2 | $ 76,000 | $ 38,000 | $ 41,000 |
Greene County New York | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
Greene County Ohio | 1 | $ 17,000 | $ 17,000 | $ 27,000 |
Grundy County Illinois | 19 | $ 2,945,000 | $ 155,000 | $ 72,000 |
Guernsey County Ohio | 1 | $ 46,000 | $ 46,000 | $ 34,000 |
Haakon County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
Hall County Georgia | 1 | $ 16,000 | $ 16,000 | $ 31,000 |
Hamilton County Indiana | 1 | $ 32,000 | $ 32,000 | $ 36,000 |
Hamilton County Ohio | 1 | $ 43,000 | $ 43,000 | $ 19,000 |
Harford County Maryland | 2 | $ 172,000 | $ 86,000 | $ 62,000 |
Harrison County West Virginia | 2 | $ 127,000 | $ 63,000 | $ 46,000 |
Herkimer County New York | 5 | $ 229,000 | $ 45,000 | $ 43,000 |
Hocking County Ohio | 1 | $ 21,000 | $ 21,000 | $ 37,000 |
Horry County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
Howard County Maryland | 6 | $ 409,000 | $ 68,000 | $ 66,000 |
Ingham County Michigan | 2 | $ 55,000 | $ 27,000 | $ 36,000 |
Iroquois County Illinois | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
Isle of Wight County Virginia | 1 | $ 32,000 | $ 32,000 | $ 35,000 |
Jackson County Illinois | 1 | $ 67,000 | $ 67,000 | $ 50,000 |
Jackson County Michigan | 3 | $ 115,000 | $ 38,000 | $ 48,000 |
Jackson County Missouri | 1 | $ 24,000 | $ 24,000 | $ 45,000 |
Jackson County West Virginia | 1 | $ 49,000 | $ 49,000 | $ 22,000 |
Jefferson County Illinois | 1 | $ 41,000 | $ 41,000 | $ 29,000 |
Jefferson County Missouri | 5 | $ 158,000 | $ 31,000 | $ 37,000 |
Jefferson County Montana | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
Jefferson County New York | 1 | $ 59,000 | $ 59,000 | $ 28,000 |
Johnson County Iowa | 4 | $ 172,000 | $ 43,000 | $ 41,000 |
Johnson County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 96,000 |
Jones County Iowa | 1 | $ 16,000 | $ 16,000 | $ 28,000 |
Kalamazoo County Michigan | 1 | $ 49,000 | $ 49,000 | $ 39,000 |
Kane County Illinois | 1 | $ 121,000 | $ 121,000 | $ 38,000 |
Kankakee County Illinois | 11 | $ 1,438,000 | $ 130,000 | $ 74,000 |
Kendall County Illinois | 6 | $ 1,114,000 | $ 185,000 | $ 78,000 |
Kent County Delaware | 1 | $ 53,000 | $ 53,000 | $ 54,000 |
Kootenai County Idaho | 2 | $ 93,000 | $ 46,000 | $ 34,000 |
Lake County Indiana | 4 | $ 869,000 | $ 217,000 | $ 77,000 |
Lake County Ohio | 1 | $ 84,000 | $ 84,000 | $ 40,000 |
Lancaster County Pennsylvania | 2 | $ 84,000 | $ 42,000 | $ 34,000 |
Lane County Oregon | 3 | $ 118,000 | $ 39,000 | $ 32,000 |
LaSalle County Illinois | 3 | $ 481,000 | $ 160,000 | $ 60,000 |
Lawrence County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 36,000 |
Lawrence County South Dakota | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
Lee County Virginia | 1 | $ 56,000 | $ 56,000 | $ 51,000 |
Lehigh County Pennsylvania | 2 | $ 42,000 | $ 21,000 | $ 40,000 |
Lenawee County Michigan | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
Leslie County Kentucky | 1 | $ 22,000 | $ 22,000 | $ 22,000 |
Letcher County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 19,000 |
Lewis County West Virginia | 2 | $ 71,000 | $ 35,000 | $ 28,000 |
Lincoln County Missouri | 2 | $ 90,000 | $ 45,000 | $ 41,000 |
Lincoln County South Dakota | 1 | $ 44,000 | $ 44,000 | $ 60,000 |
Lincoln County West Virginia | 1 | $ 54,000 | $ 54,000 | $ 20,000 |
Linn County Oregon | 1 | $ 17,000 | $ 17,000 | $ 17,000 |
Livingston County Illinois | 1 | $ 58,000 | $ 58,000 | $ 40,000 |
Livingston County Michigan | 1 | $ 16,000 | $ 16,000 | $ 41,000 |
Livingston County New York | 1 | $ 59,000 | $ 59,000 | $ 26,000 |
Logan County Illinois | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
Logan County West Virginia | 1 | $ 66,000 | $ 66,000 | $ 65,000 |
Lorain County Ohio | 2 | $ 36,000 | $ 18,000 | $ 27,000 |
Lucas County Ohio | 2 | $ 49,000 | $ 24,000 | $ 37,000 |
Macomb County Michigan | 7 | $ 303,000 | $ 43,000 | $ 46,000 |
Madison County Illinois | 2 | $ 35,000 | $ 17,000 | $ 34,000 |
Madison County Indiana | 1 | $ 21,000 | $ 21,000 | $ 31,000 |
Madison County Montana | 1 | $ 84,000 | $ 84,000 | $ 99,000 |
Magoffin County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 30,000 |
Mahoning County Ohio | 1 | $ 17,000 | $ 17,000 | $ 43,000 |
Marion County Iowa | 1 | $ 33,000 | $ 33,000 | $ 24,000 |
Mason County West Virginia | 1 | $ 42,000 | $ 42,000 | $ 45,000 |
McCone County Montana | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
McHenry County Illinois | 1 | $ 176,000 | $ 176,000 | $ 57,000 |
McLean County Illinois | 1 | $ 28,000 | $ 28,000 | $ 24,000 |
Mercer County West Virginia | 1 | $ 31,000 | $ 31,000 | $ 18,000 |
Mille Lacs County Minnesota | 1 | $ 18,000 | $ 18,000 | $ 30,000 |
Minnehaha County South Dakota | 1 | $ 76,000 | $ 76,000 | $ 38,000 |
Monroe County Michigan | 2 | $ 117,000 | $ 58,000 | $ 51,000 |
Monroe County Ohio | 1 | $ 34,000 | $ 34,000 | $ 15,000 |
Montgomery County New York | 1 | $ 48,000 | $ 48,000 | $ 60,000 |
Montgomery County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 59,000 |
Montgomery County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 24,000 |
Morgan County Illinois | 2 | $ 95,000 | $ 47,000 | $ 33,000 |
Morgan County Tennessee | 1 | $ 17,000 | $ 17,000 | $ 37,000 |
Multnomah County Oregon | 1 | $ 24,000 | $ 24,000 | $ 27,000 |
Nelson County Kentucky | 1 | $ 37,000 | $ 37,000 | $ 30,000 |
New Castle County Delaware | 1 | $ 56,000 | $ 56,000 | $ 75,000 |
Newton County Missouri | 1 | $ 56,000 | $ 56,000 | $ 50,000 |
Nicholas County West Virginia | 2 | $ 156,000 | $ 78,000 | $ 59,000 |
Nicollet County Minnesota | 1 | $ 28,000 | $ 28,000 | $ 20,000 |
Oakland County Michigan | 3 | $ 128,000 | $ 42,000 | $ 49,000 |
Oneida County New York | 3 | $ 108,000 | $ 36,000 | $ 38,000 |
Ontario County New York | 1 | $ 37,000 | $ 37,000 | $ 30,000 |
Orleans County New York | 2 | $ 91,000 | $ 45,000 | $ 36,000 |
Oswego County New York | 2 | $ 77,000 | $ 38,000 | $ 55,000 |
Ottawa County Michigan | 2 | $ 45,000 | $ 22,000 | $ 34,000 |
Ottawa County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 39,000 |
Otter Tail County Minnesota | 2 | $ 54,000 | $ 27,000 | $ 25,000 |
Ozark County Missouri | 1 | $ 64,000 | $ 64,000 | $ 84,000 |
Pendleton County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 23,000 |
Pennington County South Dakota | 1 | $ 47,000 | $ 47,000 | $ 59,000 |
Pierce County Wisconsin | 2 | $ 43,000 | $ 21,000 | $ 30,000 |
Pike County Kentucky | 4 | $ 228,000 | $ 57,000 | $ 31,000 |
Polk County Iowa | 2 | $ 46,000 | $ 23,000 | $ 46,000 |
Portage County Ohio | 3 | $ 82,000 | $ 27,000 | $ 43,000 |
Porter County Indiana | 1 | $ 26,000 | $ 26,000 | $ 33,000 |
Raleigh County West Virginia | 1 | $ 31,000 | $ 31,000 | $ 20,000 |
Ramsey County Minnesota | 6 | $ 276,000 | $ 46,000 | $ 38,000 |
Randolph County Arkansas | 1 | $ 13,000 | $ 13,000 | $ 32,000 |
Randolph County West Virginia | 1 | $ 66,000 | $ 66,000 | $ 54,000 |
Ritchie County West Virginia | 1 | $ 47,000 | $ 47,000 | $ 40,000 |
Rockcastle County Kentucky | 1 | $ 27,000 | $ 27,000 | $ 25,000 |
Ross County Ohio | 1 | $ 21,000 | $ 21,000 | $ 17,000 |
Rutland County Vermont | 1 | $ 67,000 | $ 67,000 | $ 67,000 |
Sangamon County Illinois | 1 | $ 43,000 | $ 43,000 | $ 18,000 |
Saratoga County New York | 1 | $ 91,000 | $ 91,000 | $ 96,000 |
Scott County Indiana | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
Scott County Minnesota | 1 | $ 37,000 | $ 37,000 | $ 58,000 |
Scott County Missouri | 1 | $ 79,000 | $ 79,000 | $ 75,000 |
Sedgwick County Kansas | 3 | $ 149,000 | $ 49,000 | $ 44,000 |
Shawano County Wisconsin | 1 | $ 39,000 | $ 39,000 | $ 41,000 |
Shelby County Illinois | 1 | $ 27,000 | $ 27,000 | $ 26,000 |
Sheridan County Montana | 1 | $ 83,000 | $ 83,000 | $ 45,000 |
Silver Bow County Montana | 1 | $ 43,000 | $ 43,000 | $ 60,000 |
Spokane County Washington | 2 | $ 80,000 | $ 40,000 | $ 32,000 |
St. Charles County Missouri | 2 | $ 44,000 | $ 22,000 | $ 39,000 |
St. Clair County Illinois | 2 | $ 70,000 | $ 35,000 | $ 51,000 |
St. Clair County Michigan | 2 | $ 124,000 | $ 62,000 | $ 35,000 |
St. Francois County Missouri | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
St. Lawrence County New York | 1 | $ 64,000 | $ 64,000 | $ 66,000 |
St. Louis County Minnesota | 1 | $ 21,000 | $ 21,000 | $ 17,000 |
Stanley County South Dakota | 1 | $ 46,000 | $ 46,000 | $ 30,000 |
Stark County Ohio | 2 | $ 71,000 | $ 35,000 | $ 42,000 |
Ste. Genevieve County Missouri | 1 | $ 20,000 | $ 20,000 | $ 24,000 |
Steuben County New York | 2 | $ 147,000 | $ 73,000 | $ 68,000 |
Stevens County Washington | 1 | $ 71,000 | $ 71,000 | $ 62,000 |
Stillwater County Montana | 1 | $ 36,000 | $ 36,000 | $ 48,000 |
Sullivan County New York | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
Summers County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 43,000 |
Sweetwater County Wyoming | 4 | $ 195,000 | $ 48,000 | $ 53,000 |
Taney County Missouri | 1 | $ 37,000 | $ 37,000 | $ 28,000 |
Taylor County West Virginia | 1 | $ 48,000 | $ 48,000 | $ 55,000 |
Trumbull County Ohio | 2 | $ 41,000 | $ 20,000 | $ 25,000 |
Uinta County Wyoming | 1 | $ 32,000 | $ 32,000 | $ 22,000 |
Ward County North Dakota | 2 | $ 82,000 | $ 41,000 | $ 32,000 |
Washington County Maryland | 1 | $ 36,000 | $ 36,000 | $ 32,000 |
Washington County New York | 1 | $ 48,000 | $ 48,000 | $ 54,000 |
Washington County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 39,000 |
Washtenaw County Michigan | 2 | $ 55,000 | $ 27,000 | $ 30,000 |
Wayne County Michigan | 6 | $ 216,000 | $ 36,000 | $ 40,000 |
Wayne County New York | 1 | $ 18,000 | $ 18,000 | $ 44,000 |
Wayne County Ohio | 5 | $ 140,000 | $ 28,000 | $ 29,000 |
Webster County West Virginia | 1 | $ 46,000 | $ 46,000 | $ 41,000 |
Weld County Colorado | 3 | $ 118,000 | $ 39,000 | $ 54,000 |
Whitman County Washington | 2 | $ 119,000 | $ 59,000 | $ 56,000 |
Will County Illinois | 137 | $ 20,150,000 | $ 147,000 | $ 68,000 |
Wilson County Kansas | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
Winnebago County Illinois | 1 | $ 66,000 | $ 66,000 | $ 46,000 |
Wright County Minnesota | 2 | $ 79,000 | $ 39,000 | $ 45,000 |
Wyoming County New York | 1 | $ 32,000 | $ 32,000 | $ 37,000 |
Wyoming County West Virginia | 1 | $ 38,000 | $ 38,000 | $ 45,000 |
Yamhill County Oregon | 1 | $ 41,000 | $ 41,000 | $ 66,000 |
Yellowstone County Montana | 3 | $ 123,000 | $ 41,000 | $ 40,000 |
York County Pennsylvania | 2 | $ 114,000 | $ 57,000 | $ 35,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 479 | $36,888,000 | $77,000 | $524,000 | $51,000 | $236,000 |
Refinancing | 133 | $21,618,000 | $162,000 | $443,000 | $69,000 | $227,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 487 | $39,958,000 | $82,000 | $524,000 | $53,000 | $236,000 |
Hispanic | 52 | $7,652,000 | $147,000 | $331,000 | $58,000 | $111,000 |
Black or African American | 49 | $7,270,000 | $148,000 | $285,000 | $61,000 | $140,000 |
Not Provided | 17 | $2,503,000 | $147,000 | $315,000 | $75,000 | $183,000 |
American Indian or Alaskan Native | 5 | $563,000 | $112,000 | $160,000 | $49,000 | $84,000 |
Asian | 2 | $560,000 | $280,000 | $310,000 | $95,000 | $124,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 612 | $58,506,000 | $95,000 | $524,000 | $55,000 | $236,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Application Denied By Financial Institution | 193 | $22,198,000 | $115,000 | $443,000 | $57,000 | $227,000 |
Loan Originated | 182 | $13,862,000 | $76,000 | $380,000 | $54,000 | $236,000 |
Application Approved But Not Accepted | 156 | $8,847,000 | $56,000 | $231,000 | $46,000 | $137,000 |
File Closed For Incompleteness | 76 | $12,968,000 | $170,000 | $524,000 | $68,000 | $177,000 |
Application Withdrawn By Applicant | 5 | $631,000 | $126,000 | $237,000 | $59,000 | $101,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 104 | $9,955,000 | $95,000 | $373,000 | $54,000 | $227,000 |
Debt-To-Income Ratio | 50 | $7,095,000 | $141,000 | $443,000 | $60,000 | $183,000 |
Other | 13 | $1,855,000 | $142,000 | $331,000 | $47,000 | $93,000 |
Collateral | 11 | $2,070,000 | $188,000 | $310,000 | $85,000 | $157,000 |
Employment History | 9 | $477,000 | $53,000 | $82,000 | $48,000 | $75,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $126,000 | $126,000 | $126,000 | $103,000 | $103,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Numark Credit Union's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Numark Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer