New South Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for New South Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address New South Federal Savings Bank
1900 Crestwood Boulevard
Birmingham, AL 35210
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,833
Total Mortgage Loan Application Amount $1,624,660,000
Average Mortgage Loan Application Amount $121,666
Highest Mortgage Loan Application Amount $9,000,000
Average Applicant Income $62,333
Highest Applicant Income $4,200,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for New South Federal Savings Bank by Metropolitan Area in 2006

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
BIRMINGHAM-HOOVER, AL 1,349 $ 148,764,000 $ 110,000 $ 57,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 583 $ 102,794,000 $ 176,000 $ 133,000
MONTGOMERY, AL 545 $ 60,051,000 $ 110,000 $ 58,000
MOBILE, AL 527 $ 48,760,000 $ 92,000 $ 46,000
HUNTSVILLE, AL 371 $ 47,305,000 $ 127,000 $ 65,000
NASHVILLE-DAVIDSON--MURFREESBORO, TN 346 $ 50,555,000 $ 146,000 $ 67,000
FAYETTEVILLE, NC 328 $ 47,575,000 $ 145,000 $ 64,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 305 $ 48,824,000 $ 160,000 $ 79,000
ALEXANDRIA, LA 268 $ 25,133,000 $ 93,000 $ 52,000
TUSCALOOSA, AL 196 $ 24,500,000 $ 125,000 $ 66,000
CHATTANOOGA, TN-GA 191 $ 22,659,000 $ 116,500 $ 51,000
COLUMBUS, GA-AL 169 $ 22,393,000 $ 126,500 $ 58,500
FLORENCE-MUSCLE SHOALS, AL 155 $ 14,582,000 $ 94,000 $ 49,000
NEW ORLEANS-METAIRIE-KENNER, LA 149 $ 23,140,000 $ 155,000 $ 65,000
JACKSON, MS 141 $ 13,883,000 $ 98,000 $ 51,000
KNOXVILLE, TN 139 $ 19,939,000 $ 143,000 $ 66,000
MEMPHIS, TN-MS-AR 139 $ 14,161,000 $ 94,333 $ 55,333
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 135 $ 23,855,000 $ 206,500 $ 71,500
DECATUR, AL 134 $ 14,254,000 $ 106,000 $ 50,000
FORT SMITH, AR-OK 123 $ 10,176,000 $ 82,000 $ 48,000
PHOENIX-MESA-SCOTTSDALE, AZ 121 $ 19,465,000 $ 160,000 $ 57,000
LAS VEGAS-PARADISE, NV 114 $ 17,406,000 $ 152,000 $ 61,000
ANNISTON-OXFORD, AL 102 $ 9,402,000 $ 92,000 $ 46,000
HATTIESBURG, MS 102 $ 10,798,000 $ 105,000 $ 59,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 96 $ 13,024,000 $ 88,500 $ 56,000
LEXINGTON-FAYETTE, KY 96 $ 14,074,000 $ 146,000 $ 70,000
LITTLE ROCK-NORTH LITTLE ROCK, AR 87 $ 8,977,000 $ 103,000 $ 53,000
GREENSBORO-HIGH POINT, NC 82 $ 11,388,000 $ 138,000 $ 62,000
AUBURN-OPELIKA, AL 74 $ 9,744,000 $ 131,000 $ 53,000
SHREVEPORT-BOSSIER CITY, LA 74 $ 6,475,000 $ 87,000 $ 50,000
GAINESVILLE, FL 62 $ 10,505,000 $ 169,000 $ 87,000
RICHMOND, VA 53 $ 9,068,000 $ 171,000 $ 65,000
BATON ROUGE, LA 52 $ 6,874,000 $ 132,000 $ 60,000
LAKE CHARLES, LA 47 $ 3,643,000 $ 77,000 $ 40,000
GULFPORT-BILOXI, MS 45 $ 5,488,000 $ 121,000 $ 66,000
JONESBORO, AR 44 $ 3,160,000 $ 71,000 $ 42,000
DALLAS-PLANO-IRVING, TX 43 $ 20,900,000 $ 486,000 $ 122,000
PENSACOLA-FERRY PASS-BRENT, FL 41 $ 8,178,000 $ 199,000 $ 42,000
PANAMA CITY-LYNN HAVEN, FL 31 $ 5,388,000 $ 173,000 $ 87,000
MORRISTOWN, TN 29 $ 2,890,000 $ 99,000 $ 53,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 28 $ 9,480,000 $ 338,000 $ 65,000
FORT WORTH-ARLINGTON, TX 24 $ 3,826,000 $ 159,000 $ 217,000
MONROE, LA 24 $ 1,704,000 $ 71,000 $ 39,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 21 $ 4,704,000 $ 226,333 $ 73,333
GADSDEN, AL 20 $ 1,246,000 $ 62,000 $ 58,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 19 $ 2,222,000 $ 116,000 $ 46,000
GAINESVILLE, GA 18 $ 2,349,000 $ 130,000 $ 68,000
JOPLIN, MO 18 $ 1,246,000 $ 69,000 $ 39,000
LAFAYETTE, LA 18 $ 1,583,000 $ 87,000 $ 39,000
CLEVELAND, TN 17 $ 2,308,000 $ 135,000 $ 58,000
JACKSONVILLE, FL 16 $ 1,991,000 $ 124,000 $ 53,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 16 $ 3,207,000 $ 200,000 $ 88,000
AUSTIN-ROUND ROCK, TX 15 $ 3,008,000 $ 200,000 $ 107,000
DALTON, GA 15 $ 1,669,000 $ 111,000 $ 45,000
PINE BLUFF, AR 15 $ 828,000 $ 55,000 $ 42,000
PASCAGOULA, MS 14 $ 1,433,000 $ 102,000 $ 64,000
RALEIGH-CARY, NC 13 $ 2,280,000 $ 175,000 $ 52,000
DOTHAN, AL 12 $ 1,079,000 $ 89,000 $ 47,000
JACKSON, TN 12 $ 1,317,000 $ 109,000 $ 39,000
TULSA, OK 12 $ 1,474,000 $ 122,000 $ 55,000
SAN ANTONIO, TX 11 $ 1,891,000 $ 171,000 $ 98,000
CHICAGO-NAPERVILLE-JOLIET, IL 8 $ 1,865,000 $ 233,000 $ 71,000
CLARKSVILLE, TN-KY 8 $ 5,177,000 $ 474,000 $ 45,500
WINSTON-SALEM, NC 8 $ 1,037,000 $ 129,000 $ 52,000
HOUMA-BAYOU CANE-THIBODAUX, LA 7 $ 1,065,000 $ 152,000 $ 69,000
JOHNSON CITY, TN 7 $ 642,000 $ 91,000 $ 42,000
LAKELAND, FL 7 $ 7,422,000 $ 1,060,000 $ 42,000
ORLANDO-KISSIMMEE, FL 7 $ 3,702,000 $ 528,000 $ 271,000
ST. LOUIS, MO-IL 7 $ 691,000 $ 98,000 $ 72,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 6 $ 1,211,000 $ 151,000 $ 58,500
COLUMBIA, SC 6 $ 1,011,000 $ 168,000 $ 70,000
MACON, GA 6 $ 925,000 $ 154,000 $ 59,000
WILMINGTON, NC 6 $ 1,312,000 $ 218,000 $ 99,000
CAPE CORAL-FORT MYERS, FL 5 $ 799,000 $ 159,000 $ 88,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 5 $ 338,000 $ 56,500 $ 64,000
OKLAHOMA CITY, OK 5 $ 416,000 $ 83,000 $ 44,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 4 $ 653,000 $ 163,000 $ 74,000
INDIANAPOLIS-CARMEL, IN 4 $ 830,000 $ 207,000 $ 101,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 4 $ 781,000 $ 195,000 $ 138,000
LUBBOCK, TX 4 $ 2,760,000 $ 690,000 $ 33,000
OCALA, FL 4 $ 753,000 $ 188,000 $ 72,000
TEXARKANA, TX-TEXARKANA, AR 4 $ 311,000 $ 77,500 $ 44,500
ASHEVILLE, NC 3 $ 1,025,000 $ 341,000 $ 105,000
ATHENS-CLARKE COUNTY, GA 3 $ 410,000 $ 136,000 $ 105,000
BURLINGTON, NC 3 $ 471,000 $ 157,000 $ 21,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 3 $ 603,000 $ 201,000 $ 94,000
GARY, IN 3 $ 392,000 $ 130,000 $ 75,000
HICKORY-LENOIR-MORGANTON, NC 3 $ 822,000 $ 274,000 $ 85,000
KILLEEN-TEMPLE-FORT HOOD, TX 3 $ 218,000 $ 72,000 $ 42,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 3 $ 972,000 $ 324,000 $ 91,000
ROCKY MOUNT, NC 3 $ 549,000 $ 183,000 $ 60,000
SAVANNAH, GA 3 $ 477,000 $ 159,000 $ 60,000
BRUNSWICK, GA 2 $ 332,000 $ 166,000 $ 55,000
CHARLESTON-NORTH CHARLESTON, SC 2 $ 256,000 $ 128,000 $ 54,000
COLORADO SPRINGS, CO 2 $ 324,000 $ 162,000 $ 0
COLUMBUS, IN 2 $ 390,000 $ 195,000 $ 81,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 2 $ 127,000 $ 63,000 $ 47,000
DENVER-AURORA, CO 2 $ 644,000 $ 322,000 $ 121,000
FLORENCE, SC 2 $ 283,000 $ 141,000 $ 81,000
GOLDSBORO, NC 2 $ 233,000 $ 116,000 $ 86,000
GREENVILLE, SC 2 $ 483,000 $ 241,000 $ 73,000
HOT SPRINGS, AR 2 $ 221,000 $ 110,000 $ 48,000
HUNTINGTON-ASHLAND, WV-KY-OH 2 $ 279,000 $ 139,000 $ 100,000
JACKSONVILLE, NC 2 $ 108,000 $ 54,000 $ 156,000
KANSAS CITY, MO-KS 2 $ 444,000 $ 222,000 $ 86,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 2 $ 290,000 $ 145,000 $ 47,000
NEWARK-UNION, NJ-PA 2 $ 613,000 $ 306,000 $ 242,000
OAKLAND-FREMONT-HAYWARD, CA 2 $ 385,000 $ 192,000 $ 101,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 2 $ 243,000 $ 121,000 $ 43,000
PORT ST. LUCIE-FORT PIERCE, FL 2 $ 360,000 $ 180,000 $ 28,000
SPRINGFIELD, MO 2 $ 186,000 $ 93,000 $ 47,000
STATE COLLEGE, PA 2 $ 201,000 $ 100,000 $ 90,000
TYLER, TX 2 $ 182,000 $ 91,000 $ 78,000
VICTORIA, TX 2 $ 291,000 $ 145,000 $ 49,000
WACO, TX 2 $ 159,000 $ 79,000 $ 46,000
WARNER ROBINS, GA 2 $ 108,000 $ 54,000 $ 29,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 2 $ 403,000 $ 201,000 $ 70,000
ALBANY, GA 1 $ 50,000 $ 50,000 $ 43,000
ALBUQUERQUE, NM 1 $ 385,000 $ 385,000 $ 203,000
ANDERSON, SC 1 $ 81,000 $ 81,000 $ 44,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 181,000 $ 181,000 $ 65,000
BEAUMONT-PORT ARTHUR, TX 1 $ 54,000 $ 54,000 $ 75,000
BOWLING GREEN, KY 1 $ 107,000 $ 107,000 $ 56,000
CHARLOTTESVILLE, VA 1 $ 200,000 $ 200,000 $ 70,000
COLUMBUS, OH 1 $ 168,000 $ 168,000 $ 77,000
CORPUS CHRISTI, TX 1 $ 61,000 $ 61,000 $ 117,000
DURHAM, NC 1 $ 50,000 $ 50,000 $ 32,000
EL PASO, TX 1 $ 4,125,000 $ 4,125,000 $ 0
ELIZABETHTOWN, KY 1 $ 67,000 $ 67,000 $ 26,000
ELKHART-GOSHEN, IN 1 $ 53,000 $ 53,000 $ 75,000
FLAGSTAFF, AZ 1 $ 270,000 $ 270,000 $ 112,000
HINESVILLE-FORT STEWART, GA 1 $ 58,000 $ 58,000 $ 33,000
KOKOMO, IN 1 $ 74,000 $ 74,000 $ 52,000
MANSFIELD, OH 1 $ 64,000 $ 64,000 $ 20,000
MCALLEN-EDINBURG-MISSION, TX 1 $ 41,000 $ 41,000 $ 14,000
MIDLAND, TX 1 $ 2,475,000 $ 2,475,000 $ 0
MONROE, MI 1 $ 141,000 $ 141,000 $ 60,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 1 $ 371,000 $ 371,000 $ 104,000
PHILADELPHIA, PA 1 $ 311,000 $ 311,000 $ 86,000
PRESCOTT, AZ 1 $ 125,000 $ 125,000 $ 25,000
ROCHESTER, NY 1 $ 126,000 $ 126,000 $ 61,000
SAN ANGELO, TX 1 $ 133,000 $ 133,000 $ 65,000
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 79,000 $ 79,000 $ 22,000
SPRINGFIELD, MA 1 $ 120,000 $ 120,000 $ 77,000
TALLAHASSEE, FL 1 $ 115,000 $ 115,000 $ 33,000
TUCSON, AZ 1 $ 187,000 $ 187,000 $ 400,000
VALDOSTA, GA 1 $ 57,000 $ 57,000 $ 29,000
WICHITA FALLS, TX 1 $ 5,210,000 $ 5,210,000 $ 0
WINCHESTER, VA-WV 1 $ 264,000 $ 264,000 $ 108,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for New South Federal Savings Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,334 $1,141,391,000 $136,000 $9,000,000 $65,000 $1,440,000
Refinancing 4,147 $439,517,000 $105,000 $1,560,000 $54,000 $1,104,000
Home Improvement 352 $43,752,000 $124,000 $3,500,000 $68,000 $4,200,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,591 $1,095,064,000 $127,000 $3,500,000 $65,000 $4,200,000
Black or African American 3,289 $329,787,000 $100,000 $1,500,000 $49,000 $816,000
Hispanic 412 $57,635,000 $139,000 $417,000 $72,000 $437,000
Not Provided 252 $33,364,000 $132,000 $1,560,000 $64,000 $408,000
Asian 206 $37,109,000 $180,000 $600,000 $96,000 $465,000
American Indian or Alaskan Native 37 $4,835,000 $130,000 $361,000 $55,000 $124,000
Native Hawaiian or Other Pacific Islander 33 $4,704,000 $142,000 $517,000 $100,000 $224,000
Not applicable 13 $62,162,000 $4,781,000 $9,000,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,868 $1,263,417,000 $128,000 $9,000,000 $66,000 $4,200,000
FHA-insured (Federal Housing Administration) 2,184 $237,111,000 $108,000 $295,000 $44,000 $457,000
VA-guaranteed (Veterans Administration) 732 $118,596,000 $162,000 $417,000 $61,000 $298,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 49 $5,536,000 $112,000 $180,000 $38,000 $64,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,220 $708,651,000 $135,000 $9,000,000 $63,000 $817,000
Application Denied By Financial Institution 1,853 $207,012,000 $111,000 $1,560,000 $54,000 $1,440,000
File Closed For Incompleteness 1,825 $211,103,000 $115,000 $3,500,000 $61,000 $4,200,000
Preapproval Denied by Financial Institution 1,293 $134,026,000 $103,000 $600,000 $40,000 $281,000
Loan Purchased By The Institution 1,203 $169,808,000 $141,000 $784,000 $81,000 $930,000
Preapproval Approved but not Accepted 655 $88,491,000 $135,000 $800,000 $59,000 $384,000
Application Approved But Not Accepted 620 $84,038,000 $135,000 $772,000 $78,000 $1,230,000
Application Withdrawn By Applicant 164 $21,531,000 $131,000 $311,000 $80,000 $480,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,033 $204,267,000 $100,000 $1,560,000 $43,000 $1,000,000
Debt-To-Income Ratio 587 $72,435,000 $123,000 $1,495,000 $43,000 $480,000
Other 193 $21,968,000 $113,000 $895,000 $66,000 $1,440,000
Collateral 144 $19,702,000 $136,000 $1,500,000 $78,000 $816,000
Unverifiable Information 60 $7,168,000 $119,000 $609,000 $72,000 $551,000
Employment History 59 $6,329,000 $107,000 $336,000 $70,000 $1,070,000
Insufficient Cash (Downpayment, Closing Cost) 50 $5,692,000 $113,000 $398,000 $70,000 $360,000
Credit Application Incomplete 20 $3,477,000 $173,000 $548,000 $52,000 $300,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.

Download the Alabama Lender List