Homespire Mortgage Corporation 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Homespire Mortgage Corporation 9711 Washingtonian Blvd Suite 500 Baltimore, MD 20878 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
Total Number of Mortgage Applications | 10,594 |
Total Mortgage Loan Application Amount | $3,113,750,000 |
Average Mortgage Loan Application Amount | $255,000 |
Highest Mortgage Loan Application Amount | $2,065,000 |
Average Applicant Income | $89,000 |
Highest Applicant Income | $6,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Homespire Mortgage Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homespire Mortgage Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Homespire Mortgage Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homespire Mortgage Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Homespire Mortgage Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homespire Mortgage Corporation's mortgage activity for 2020.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Acadia County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 26,000 |
Adams County Colorado | 5 | $ 1,795,000 | $ 359,000 | $ 153,000 |
Adams County Pennsylvania | 3 | $ 775,000 | $ 258,000 | $ 92,000 |
Alachua County Florida | 4 | $ 990,000 | $ 247,000 | $ 68,000 |
Alamance County North Carolina | 6 | $ 1,390,000 | $ 231,000 | $ 89,000 |
Albemarle County Virginia | 5 | $ 1,225,000 | $ 245,000 | $ 109,000 |
Alexandria County Virginia | 49 | $ 23,085,000 | $ 471,000 | $ 152,000 |
Allegany County Maryland | 54 | $ 7,580,000 | $ 140,000 | $ 70,000 |
Allen County Indiana | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
Amherst County Virginia | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
Androscoggin County Maine | 2 | $ 260,000 | $ 130,000 | $ 290,000 |
Anne Arundel County Maryland | 231 | $ 76,425,000 | $ 330,000 | $ 88,000 |
Anson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
Arapahoe County Colorado | 8 | $ 2,560,000 | $ 320,000 | $ 75,000 |
Arlington County Virginia | 52 | $ 21,840,000 | $ 420,000 | $ 139,000 |
Ascension County Louisiana | 46 | $ 9,950,000 | $ 216,000 | $ 77,000 |
Ashe County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
Assumption County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 138,000 |
Atlantic County New Jersey | 2 | $ 720,000 | $ 360,000 | $ 119,000 |
Baltimore City County Maryland | 53 | $ 10,625,000 | $ 200,000 | $ 87,000 |
Baltimore County Maryland | 121 | $ 29,315,000 | $ 242,000 | $ 73,000 |
Barnstable County Massachusetts | 5 | $ 1,675,000 | $ 335,000 | $ 187,000 |
Bay County Florida | 2 | $ 320,000 | $ 160,000 | $ 97,000 |
Beaufort County South Carolina | 18 | $ 5,320,000 | $ 295,000 | $ 118,000 |
Bedford County Pennsylvania | 18 | $ 2,130,000 | $ 118,000 | $ 56,000 |
Bedford County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
Bedford County Virginia | 1 | $ 505,000 | $ 505,000 | $ 596,000 |
Bell County Texas | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
Belmont County Ohio | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
Bergen County New Jersey | 2 | $ 660,000 | $ 330,000 | $ 248,000 |
Berkeley County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 83,000 |
Berkeley County West Virginia | 264 | $ 54,430,000 | $ 206,000 | $ 79,000 |
Berks County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
Berkshire County Massachusetts | 2 | $ 1,240,000 | $ 620,000 | $ 89,000 |
Bladen County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 34,000 |
Blair County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
Blount County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
Bossier County Louisiana | 33 | $ 7,585,000 | $ 229,000 | $ 71,000 |
Botetourt County Virginia | 2 | $ 850,000 | $ 425,000 | $ 184,000 |
Boulder County Colorado | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
Brevard County Florida | 19 | $ 4,365,000 | $ 229,000 | $ 121,000 |
Bristol County Massachusetts | 41 | $ 11,485,000 | $ 280,000 | $ 89,000 |
Broomfield County Colorado | 2 | $ 880,000 | $ 440,000 | $ 149,000 |
Broward County Florida | 19 | $ 5,135,000 | $ 270,000 | $ 125,000 |
Brunswick County North Carolina | 6 | $ 1,090,000 | $ 181,000 | $ 68,000 |
Bryan County Georgia | 2 | $ 540,000 | $ 270,000 | $ 86,000 |
Bucks County Pennsylvania | 6 | $ 1,960,000 | $ 326,000 | $ 124,000 |
Buncombe County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 32,000 |
Burlington County New Jersey | 21 | $ 6,015,000 | $ 286,000 | $ 107,000 |
Butte County California | 1 | $ 295,000 | $ 295,000 | $ 118,000 |
Cabarrus County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 108,000 |
Caddo County Louisiana | 99 | $ 14,555,000 | $ 147,000 | $ 57,000 |
Calvert County Maryland | 16 | $ 5,620,000 | $ 351,000 | $ 103,000 |
Cambria County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
Camden County Georgia | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
Camden County New Jersey | 21 | $ 5,315,000 | $ 253,000 | $ 94,000 |
Camden County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
Cameron County Texas | 1 | $ 455,000 | $ 455,000 | $ 400,000 |
Cape May County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
Carbon County Pennsylvania | 4 | $ 530,000 | $ 132,000 | $ 63,000 |
Caroline County Maryland | 3 | $ 595,000 | $ 198,000 | $ 46,000 |
Caroline County Virginia | 2 | $ 400,000 | $ 200,000 | $ 64,000 |
Carroll County Georgia | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
Carroll County Maryland | 41 | $ 13,845,000 | $ 337,000 | $ 92,000 |
Carteret County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 408,000 |
Cecil County Maryland | 5 | $ 1,405,000 | $ 281,000 | $ 119,000 |
Centre County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 152,000 |
Charles County Maryland | 110 | $ 36,700,000 | $ 333,000 | $ 94,000 |
Charleston County South Carolina | 4 | $ 1,340,000 | $ 335,000 | $ 128,000 |
Charlotte County Florida | 4 | $ 910,000 | $ 227,000 | $ 87,000 |
Chatham County Georgia | 9 | $ 1,615,000 | $ 179,000 | $ 70,000 |
Chatham County North Carolina | 7 | $ 2,425,000 | $ 346,000 | $ 120,000 |
Cherokee County Georgia | 2 | $ 1,150,000 | $ 575,000 | $ 198,000 |
Chesapeake County Virginia | 22 | $ 5,580,000 | $ 253,000 | $ 80,000 |
Chester County Pennsylvania | 4 | $ 1,080,000 | $ 270,000 | $ 151,000 |
Chesterfield County Virginia | 55 | $ 11,555,000 | $ 210,000 | $ 70,000 |
Citrus County Florida | 22 | $ 4,400,000 | $ 200,000 | $ 106,000 |
Claiborne County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
Clarke County Virginia | 5 | $ 1,575,000 | $ 315,000 | $ 69,000 |
Clay County Florida | 5 | $ 1,015,000 | $ 203,000 | $ 70,000 |
Clayton County Georgia | 7 | $ 1,155,000 | $ 165,000 | $ 57,000 |
Clermont County Ohio | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
Clinton County Ohio | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
Cobb County Georgia | 8 | $ 2,080,000 | $ 260,000 | $ 148,000 |
Collier County Florida | 17 | $ 3,905,000 | $ 229,000 | $ 63,000 |
Collin County Texas | 2 | $ 780,000 | $ 390,000 | $ 153,000 |
Colonial Heights County Virginia | 3 | $ 385,000 | $ 128,000 | $ 74,000 |
Columbia County Florida | 3 | $ 375,000 | $ 125,000 | $ 52,000 |
Columbia County Georgia | 4 | $ 840,000 | $ 210,000 | $ 20,000 |
Columbia County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 94,000 |
Concordia County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
Cook County Illinois | 1 | $ 225,000 | $ 225,000 | $ 265,000 |
Coweta County Georgia | 1 | $ 385,000 | $ 385,000 | $ 145,000 |
Culpeper County Virginia | 5 | $ 1,495,000 | $ 299,000 | $ 88,000 |
Cumberland County Maine | 1 | $ 665,000 | $ 665,000 | $ 343,000 |
Cumberland County North Carolina | 170 | $ 29,540,000 | $ 173,000 | $ 63,000 |
Cumberland County Pennsylvania | 115 | $ 26,495,000 | $ 230,000 | $ 91,000 |
Cumberland County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
Currituck County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 129,000 |
Cuyahoga County Ohio | 6 | $ 1,190,000 | $ 198,000 | $ 89,000 |
Dallas County Texas | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
Dare County North Carolina | 3 | $ 1,145,000 | $ 381,000 | $ 286,000 |
Dauphin County Pennsylvania | 96 | $ 16,540,000 | $ 172,000 | $ 81,000 |
Davidson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
Davidson County Tennessee | 12 | $ 3,290,000 | $ 274,000 | $ 144,000 |
De Soto County Louisiana | 22 | $ 4,290,000 | $ 195,000 | $ 66,000 |
DeKalb County Georgia | 17 | $ 3,055,000 | $ 179,000 | $ 61,000 |
Delaware County Pennsylvania | 4 | $ 1,450,000 | $ 362,000 | $ 222,000 |
Denton County Texas | 2 | $ 590,000 | $ 295,000 | $ 0 |
Denver County Colorado | 3 | $ 1,215,000 | $ 405,000 | $ 132,000 |
Dickson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
Dinwiddie County Virginia | 2 | $ 470,000 | $ 235,000 | $ 74,000 |
District of Columbia County District Of Columbia | 364 | $ 188,850,000 | $ 518,000 | $ 181,000 |
Dixie County Florida | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
Douglas County Colorado | 27 | $ 8,855,000 | $ 327,000 | $ 120,000 |
Douglas County Georgia | 2 | $ 520,000 | $ 260,000 | $ 97,000 |
Dukes County Massachusetts | 1 | $ 575,000 | $ 575,000 | $ 131,000 |
DuPage County Illinois | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
Durham County North Carolina | 32 | $ 6,700,000 | $ 209,000 | $ 109,000 |
Duval County Florida | 9 | $ 2,365,000 | $ 262,000 | $ 95,000 |
East Baton Rouge County Louisiana | 85 | $ 17,625,000 | $ 207,000 | $ 70,000 |
Effingham County Georgia | 4 | $ 590,000 | $ 147,000 | $ 63,000 |
El Paso County Colorado | 2 | $ 820,000 | $ 410,000 | $ 47,000 |
El Paso County Texas | 1 | $ 195,000 | $ 195,000 | $ 253,000 |
Escambia County Florida | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
Essex County Massachusetts | 5 | $ 1,975,000 | $ 395,000 | $ 112,000 |
Essex County New Jersey | 2 | $ 1,180,000 | $ 590,000 | $ 296,000 |
Fairfax City County Virginia | 11 | $ 4,555,000 | $ 414,000 | $ 100,000 |
Fairfax County Virginia | 298 | $ 127,150,000 | $ 426,000 | $ 143,000 |
Fairfield County Connecticut | 2 | $ 970,000 | $ 485,000 | $ 186,000 |
Fauquier County Virginia | 9 | $ 3,255,000 | $ 361,000 | $ 77,000 |
Fayette County Georgia | 2 | $ 500,000 | $ 250,000 | $ 83,000 |
Fayette County Pennsylvania | 4 | $ 770,000 | $ 192,000 | $ 72,000 |
Fayette County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 16,000 |
Forsyth County Georgia | 3 | $ 845,000 | $ 281,000 | $ 124,000 |
Fort Bend County Texas | 4 | $ 1,350,000 | $ 337,000 | $ 128,000 |
Franklin City County Virginia | 2 | $ 440,000 | $ 220,000 | $ 64,000 |
Franklin County North Carolina | 23 | $ 4,375,000 | $ 190,000 | $ 79,000 |
Franklin County Ohio | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
Franklin County Pennsylvania | 15 | $ 2,665,000 | $ 177,000 | $ 72,000 |
Franklin County Virginia | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
Frederick County Maryland | 268 | $ 83,660,000 | $ 312,000 | $ 85,000 |
Frederick County Virginia | 147 | $ 37,145,000 | $ 252,000 | $ 84,000 |
Fredericksburg County Virginia | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
Fulton County Georgia | 13 | $ 3,025,000 | $ 232,000 | $ 82,000 |
Fulton County Pennsylvania | 18 | $ 3,000,000 | $ 166,000 | $ 82,000 |
Garrett County Maryland | 10 | $ 2,170,000 | $ 217,000 | $ 111,000 |
Gaston County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
Genesee County Michigan | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
Gilmer County Georgia | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
Gloucester County New Jersey | 19 | $ 5,075,000 | $ 267,000 | $ 103,000 |
Gloucester County Virginia | 28 | $ 5,630,000 | $ 201,000 | $ 63,000 |
Grand County Colorado | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
Grant County West Virginia | 2 | $ 220,000 | $ 110,000 | $ 52,000 |
Granville County North Carolina | 6 | $ 1,340,000 | $ 223,000 | $ 66,000 |
Greene County Ohio | 1 | $ 355,000 | $ 355,000 | $ 0 |
Guilford County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
Gwinnett County Georgia | 12 | $ 3,080,000 | $ 256,000 | $ 86,000 |
Halifax County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
Hall County Georgia | 2 | $ 350,000 | $ 175,000 | $ 39,000 |
Hamilton County Florida | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
Hamilton County Tennessee | 2 | $ 560,000 | $ 280,000 | $ 133,000 |
Hampshire County West Virginia | 15 | $ 3,205,000 | $ 213,000 | $ 67,000 |
Hampton County Virginia | 31 | $ 4,975,000 | $ 160,000 | $ 68,000 |
Hanover County Virginia | 6 | $ 1,590,000 | $ 265,000 | $ 117,000 |
Hardy County West Virginia | 6 | $ 1,430,000 | $ 238,000 | $ 129,000 |
Harford County Maryland | 38 | $ 11,340,000 | $ 298,000 | $ 123,000 |
Harnett County North Carolina | 38 | $ 8,040,000 | $ 211,000 | $ 63,000 |
Harris County Texas | 8 | $ 2,010,000 | $ 251,000 | $ 129,000 |
Harrisonburg County Virginia | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
Hartford County Connecticut | 2 | $ 570,000 | $ 285,000 | $ 196,000 |
Hennepin County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 150,000 |
Henrico County Virginia | 26 | $ 6,700,000 | $ 257,000 | $ 97,000 |
Henry County Georgia | 8 | $ 2,040,000 | $ 255,000 | $ 74,000 |
Hernando County Florida | 77 | $ 14,375,000 | $ 186,000 | $ 66,000 |
Hickman County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
Highlands County Florida | 2 | $ 380,000 | $ 190,000 | $ 95,000 |
Hillsborough County Florida | 364 | $ 89,310,000 | $ 245,000 | $ 97,000 |
Hillsborough County New Hampshire | 1 | $ 315,000 | $ 315,000 | $ 146,000 |
Hoke County North Carolina | 40 | $ 8,110,000 | $ 202,000 | $ 69,000 |
Hopewell County Virginia | 2 | $ 180,000 | $ 90,000 | $ 42,000 |
Horry County South Carolina | 9 | $ 1,795,000 | $ 199,000 | $ 94,000 |
Houston County Georgia | 2 | $ 500,000 | $ 250,000 | $ 110,000 |
Howard County Maryland | 144 | $ 50,550,000 | $ 351,000 | $ 104,000 |
Hudson County New Jersey | 3 | $ 1,505,000 | $ 501,000 | $ 153,000 |
Huntingdon County Pennsylvania | 3 | $ 395,000 | $ 131,000 | $ 43,000 |
Iberia County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
Iberville County Louisiana | 5 | $ 745,000 | $ 149,000 | $ 64,000 |
Indian River County Florida | 4 | $ 1,030,000 | $ 257,000 | $ 137,000 |
Ingham County Michigan | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
Isle of Wight County Virginia | 9 | $ 2,245,000 | $ 249,000 | $ 70,000 |
James City County Virginia | 13 | $ 3,165,000 | $ 243,000 | $ 91,000 |
Jasper County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
Jefferson County Colorado | 4 | $ 1,700,000 | $ 425,000 | $ 96,000 |
Jefferson County Florida | 1 | $ 115,000 | $ 115,000 | $ 123,000 |
Jefferson County Louisiana | 8 | $ 1,620,000 | $ 202,000 | $ 70,000 |
Jefferson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
Jefferson County West Virginia | 108 | $ 30,190,000 | $ 279,000 | $ 95,000 |
Johnston County North Carolina | 68 | $ 15,910,000 | $ 233,000 | $ 85,000 |
Kanawha County West Virginia | 2 | $ 240,000 | $ 120,000 | $ 108,000 |
Kent County Delaware | 2 | $ 500,000 | $ 250,000 | $ 26,000 |
Kent County Michigan | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
Kent County Rhode Island | 8 | $ 1,820,000 | $ 227,000 | $ 65,000 |
King and Queen County Virginia | 1 | $ 335,000 | $ 335,000 | $ 69,000 |
King County Washington | 1 | $ 295,000 | $ 295,000 | $ 216,000 |
Kit Carson County Colorado | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
Knox County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
Lackawanna County Pennsylvania | 14 | $ 2,790,000 | $ 199,000 | $ 95,000 |
Lafayette County Louisiana | 3 | $ 615,000 | $ 205,000 | $ 40,000 |
Lafourche County Louisiana | 3 | $ 555,000 | $ 185,000 | $ 51,000 |
Lake County California | 1 | $ 285,000 | $ 285,000 | $ 314,000 |
Lake County Florida | 45 | $ 9,855,000 | $ 219,000 | $ 78,000 |
Lake County Illinois | 1 | $ 145,000 | $ 145,000 | $ 109,000 |
Lancaster County Pennsylvania | 30 | $ 7,140,000 | $ 238,000 | $ 97,000 |
Lancaster County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
Lancaster County Virginia | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
Lapeer County Michigan | 2 | $ 350,000 | $ 175,000 | $ 135,000 |
Lebanon County Pennsylvania | 6 | $ 1,260,000 | $ 210,000 | $ 44,000 |
Lee County Florida | 28 | $ 6,700,000 | $ 239,000 | $ 66,000 |
Lee County North Carolina | 3 | $ 725,000 | $ 241,000 | $ 48,000 |
Levy County Florida | 3 | $ 395,000 | $ 131,000 | $ 52,000 |
Lincoln County Louisiana | 2 | $ 570,000 | $ 285,000 | $ 79,000 |
Livingston County Louisiana | 29 | $ 6,025,000 | $ 207,000 | $ 67,000 |
Lorain County Ohio | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
Los Angeles County California | 2 | $ 1,170,000 | $ 585,000 | $ 295,000 |
Loudoun County Virginia | 133 | $ 56,035,000 | $ 421,000 | $ 127,000 |
Louisa County Virginia | 3 | $ 1,205,000 | $ 401,000 | $ 148,000 |
Lucas County Ohio | 1 | $ 355,000 | $ 355,000 | $ 0 |
Luzerne County Pennsylvania | 145 | $ 20,815,000 | $ 143,000 | $ 69,000 |
Macomb County Michigan | 9 | $ 1,995,000 | $ 221,000 | $ 70,000 |
Macon County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 52,000 |
Madison County Virginia | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
Manassas County Virginia | 34 | $ 10,320,000 | $ 303,000 | $ 69,000 |
Manassas Park County Virginia | 15 | $ 3,805,000 | $ 253,000 | $ 62,000 |
Manatee County Florida | 29 | $ 7,515,000 | $ 259,000 | $ 104,000 |
Marion County Florida | 13 | $ 2,275,000 | $ 175,000 | $ 66,000 |
Martin County Florida | 19 | $ 5,215,000 | $ 274,000 | $ 130,000 |
Mathews County Virginia | 3 | $ 765,000 | $ 255,000 | $ 70,000 |
McKean County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
Mecklenburg County North Carolina | 4 | $ 1,140,000 | $ 285,000 | $ 508,000 |
Mesa County Colorado | 1 | $ 205,000 | $ 205,000 | $ 555,000 |
Miami-Dade County Florida | 18 | $ 4,950,000 | $ 275,000 | $ 85,000 |
Middlesex County Massachusetts | 18 | $ 7,370,000 | $ 409,000 | $ 136,000 |
Middlesex County New Jersey | 3 | $ 675,000 | $ 225,000 | $ 98,000 |
Middlesex County Virginia | 1 | $ 325,000 | $ 325,000 | $ 103,000 |
Mifflin County Pennsylvania | 1 | $ 435,000 | $ 435,000 | $ 112,000 |
Mineral County West Virginia | 19 | $ 2,765,000 | $ 145,000 | $ 66,000 |
Mobile County Alabama | 2 | $ 1,010,000 | $ 505,000 | $ 168,000 |
Monongalia County West Virginia | 4 | $ 1,030,000 | $ 257,000 | $ 100,000 |
Monroe County Florida | 4 | $ 1,700,000 | $ 425,000 | $ 88,000 |
Monroe County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 135,000 |
Montgomery County Maryland | 1,632 | $ 632,960,000 | $ 387,000 | $ 120,000 |
Montgomery County Pennsylvania | 7 | $ 1,655,000 | $ 236,000 | $ 132,000 |
Montgomery County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 42,000 |
Montgomery County Texas | 2 | $ 610,000 | $ 305,000 | $ 169,000 |
Moore County North Carolina | 3 | $ 665,000 | $ 221,000 | $ 60,000 |
Morgan County Colorado | 1 | $ 325,000 | $ 325,000 | $ 72,000 |
Morgan County West Virginia | 20 | $ 3,470,000 | $ 173,000 | $ 87,000 |
Morris County New Jersey | 2 | $ 780,000 | $ 390,000 | $ 192,000 |
Multnomah County Oregon | 1 | $ 275,000 | $ 275,000 | $ 0 |
Muscogee County Georgia | 2 | $ 440,000 | $ 220,000 | $ 57,000 |
Muskegon County Michigan | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
Nash County North Carolina | 9 | $ 1,625,000 | $ 180,000 | $ 65,000 |
Natchitoches County Louisiana | 5 | $ 575,000 | $ 115,000 | $ 47,000 |
New Castle County Delaware | 19 | $ 6,615,000 | $ 348,000 | $ 118,000 |
New Hanover County North Carolina | 4 | $ 900,000 | $ 225,000 | $ 134,000 |
New Haven County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 133,000 |
New Kent County Virginia | 3 | $ 765,000 | $ 255,000 | $ 78,000 |
Newport County Rhode Island | 1 | $ 385,000 | $ 385,000 | $ 209,000 |
Newport News County Virginia | 57 | $ 9,125,000 | $ 160,000 | $ 83,000 |
Newton County Georgia | 2 | $ 350,000 | $ 175,000 | $ 74,000 |
Norfolk County Massachusetts | 13 | $ 4,285,000 | $ 329,000 | $ 152,000 |
Norfolk County Virginia | 19 | $ 3,675,000 | $ 193,000 | $ 62,000 |
Northampton County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 300,000 |
Northampton County Virginia | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
Northumberland County Pennsylvania | 8 | $ 560,000 | $ 70,000 | $ 49,000 |
Northumberland County Virginia | 1 | $ 215,000 | $ 215,000 | $ 227,000 |
Oakland County Michigan | 2 | $ 640,000 | $ 320,000 | $ 170,000 |
Ocean County New Jersey | 2 | $ 500,000 | $ 250,000 | $ 67,000 |
Oceana County Michigan | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
Okaloosa County Florida | 3 | $ 475,000 | $ 158,000 | $ 59,000 |
Onslow County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 193,000 |
Orange County Florida | 174 | $ 44,300,000 | $ 254,000 | $ 91,000 |
Orange County North Carolina | 6 | $ 1,430,000 | $ 238,000 | $ 90,000 |
Orange County Virginia | 3 | $ 845,000 | $ 281,000 | $ 57,000 |
Orleans County Louisiana | 2 | $ 410,000 | $ 205,000 | $ 59,000 |
Osceola County Florida | 95 | $ 21,705,000 | $ 228,000 | $ 71,000 |
Page County Virginia | 3 | $ 405,000 | $ 135,000 | $ 62,000 |
Palm Beach County Florida | 19 | $ 5,465,000 | $ 287,000 | $ 151,000 |
Pamlico County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
Pasco County Florida | 276 | $ 66,090,000 | $ 239,000 | $ 97,000 |
Pasquotank County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
Passaic County New Jersey | 2 | $ 730,000 | $ 365,000 | $ 128,000 |
Paulding County Georgia | 3 | $ 725,000 | $ 241,000 | $ 106,000 |
Pender County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
Perry County Pennsylvania | 3 | $ 595,000 | $ 198,000 | $ 38,000 |
Petersburg County Virginia | 2 | $ 400,000 | $ 200,000 | $ 61,000 |
Philadelphia County Pennsylvania | 8 | $ 2,270,000 | $ 283,000 | $ 102,000 |
Pickens County Georgia | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
Pierce County Washington | 1 | $ 285,000 | $ 285,000 | $ 0 |
Pike County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
Pinellas County Florida | 273 | $ 68,295,000 | $ 250,000 | $ 107,000 |
Pitt County North Carolina | 4 | $ 810,000 | $ 202,000 | $ 70,000 |
Placer County California | 2 | $ 930,000 | $ 465,000 | $ 151,000 |
Plymouth County Massachusetts | 29 | $ 9,395,000 | $ 323,000 | $ 121,000 |
Pointe Coupee County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
Polk County Florida | 111 | $ 22,345,000 | $ 201,000 | $ 61,000 |
Polk County Georgia | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
Poquoson County Virginia | 5 | $ 1,545,000 | $ 309,000 | $ 83,000 |
Portsmouth County Virginia | 24 | $ 4,450,000 | $ 185,000 | $ 85,000 |
Powhatan County Virginia | 1 | $ 365,000 | $ 365,000 | $ 70,000 |
Prince George's County Maryland | 1,093 | $ 330,285,000 | $ 302,000 | $ 76,000 |
Prince William County Virginia | 353 | $ 111,365,000 | $ 315,000 | $ 76,000 |
Providence County Rhode Island | 114 | $ 28,120,000 | $ 246,000 | $ 62,000 |
Putnam County Florida | 2 | $ 210,000 | $ 105,000 | $ 86,000 |
Putnam County Georgia | 1 | $ 335,000 | $ 335,000 | $ 151,000 |
Putnam County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
Queen Anne's County Maryland | 11 | $ 3,695,000 | $ 335,000 | $ 150,000 |
Rapides County Louisiana | 3 | $ 685,000 | $ 228,000 | $ 43,000 |
Richland County South Carolina | 2 | $ 660,000 | $ 330,000 | $ 94,000 |
Richmond City County Virginia | 10 | $ 2,220,000 | $ 222,000 | $ 127,000 |
Richmond County Georgia | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
Richmond County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 59,000 |
Riverside County California | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
Roanoke City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
Roanoke County Virginia | 2 | $ 590,000 | $ 295,000 | $ 108,000 |
Robeson County North Carolina | 14 | $ 2,160,000 | $ 154,000 | $ 57,000 |
Rockdale County Georgia | 5 | $ 895,000 | $ 179,000 | $ 58,000 |
Rockingham County New Hampshire | 2 | $ 920,000 | $ 460,000 | $ 40,000 |
Rockingham County Virginia | 3 | $ 725,000 | $ 241,000 | $ 124,000 |
Rockwall County Texas | 2 | $ 1,120,000 | $ 560,000 | $ 3,460,000 |
Routt County Colorado | 1 | $ 315,000 | $ 315,000 | $ 311,000 |
Sampson County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 51,000 |
San Diego County California | 4 | $ 1,880,000 | $ 470,000 | $ 32,000 |
San Jacinto County Texas | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
San Joaquin County California | 1 | $ 205,000 | $ 205,000 | $ 209,000 |
Santa Rosa County Florida | 2 | $ 470,000 | $ 235,000 | $ 94,000 |
Sarasota County Florida | 16 | $ 3,640,000 | $ 227,000 | $ 70,000 |
Schuylkill County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
Scotland County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 80,000 |
Seminole County Florida | 23 | $ 5,825,000 | $ 253,000 | $ 75,000 |
Sequatchie County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 176,000 |
Sevier County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
Shenandoah County Virginia | 50 | $ 11,000,000 | $ 220,000 | $ 69,000 |
Smith County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
Snyder County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
Somerset County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 106,000 |
Somerset County Pennsylvania | 4 | $ 480,000 | $ 120,000 | $ 44,000 |
Southampton County Virginia | 2 | $ 70,000 | $ 35,000 | $ 32,000 |
Spotsylvania County Virginia | 41 | $ 11,945,000 | $ 291,000 | $ 62,000 |
St. Clair County Michigan | 5 | $ 845,000 | $ 169,000 | $ 69,000 |
St. Lucie County Florida | 31 | $ 7,305,000 | $ 235,000 | $ 85,000 |
St. Martin County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
St. Mary's County Maryland | 21 | $ 4,985,000 | $ 237,000 | $ 99,000 |
St. Tammany County Louisiana | 11 | $ 1,815,000 | $ 165,000 | $ 50,000 |
Stafford County Virginia | 69 | $ 21,195,000 | $ 307,000 | $ 79,000 |
Stanly County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
Suffolk County Massachusetts | 10 | $ 4,810,000 | $ 481,000 | $ 147,000 |
Suffolk County Virginia | 12 | $ 2,960,000 | $ 246,000 | $ 58,000 |
Sumner County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 69,000 |
Sumter County Florida | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
Susquehanna County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
Sussex County Delaware | 7 | $ 2,325,000 | $ 332,000 | $ 255,000 |
Sussex County New Jersey | 3 | $ 1,395,000 | $ 465,000 | $ 126,000 |
Talbot County Maryland | 4 | $ 1,610,000 | $ 402,000 | $ 96,000 |
Tangipahoa County Louisiana | 6 | $ 1,570,000 | $ 261,000 | $ 79,000 |
Tarrant County Texas | 2 | $ 540,000 | $ 270,000 | $ 99,000 |
Terrebonne County Louisiana | 5 | $ 755,000 | $ 151,000 | $ 65,000 |
Tipton County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
Towns County Georgia | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
Travis County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
Union County Georgia | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
Union County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 165,000 |
Union County North Carolina | 3 | $ 905,000 | $ 301,000 | $ 56,000 |
Vance County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 117,000 |
Virginia Beach County Virginia | 38 | $ 11,570,000 | $ 304,000 | $ 92,000 |
Volusia County Florida | 22 | $ 4,360,000 | $ 198,000 | $ 63,000 |
Wake County North Carolina | 154 | $ 44,050,000 | $ 286,000 | $ 112,000 |
Walton County Florida | 2 | $ 1,260,000 | $ 630,000 | $ 252,000 |
Walton County Georgia | 1 | $ 355,000 | $ 355,000 | $ 64,000 |
Warren County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
Warren County Ohio | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
Warren County Virginia | 22 | $ 4,990,000 | $ 226,000 | $ 74,000 |
Washington County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
Washington County Maryland | 56 | $ 14,440,000 | $ 257,000 | $ 72,000 |
Washington County Oregon | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
Washtenaw County Michigan | 2 | $ 240,000 | $ 120,000 | $ 49,000 |
Watauga County North Carolina | 5 | $ 1,735,000 | $ 347,000 | $ 134,000 |
Wayne County Michigan | 7 | $ 825,000 | $ 117,000 | $ 404,000 |
Wayne County North Carolina | 9 | $ 1,545,000 | $ 171,000 | $ 64,000 |
Webster County Louisiana | 1 | $ 365,000 | $ 365,000 | $ 80,000 |
Weld County Colorado | 3 | $ 1,115,000 | $ 371,000 | $ 87,000 |
West Baton Rouge County Louisiana | 18 | $ 4,270,000 | $ 237,000 | $ 61,000 |
Westmoreland County Virginia | 4 | $ 1,030,000 | $ 257,000 | $ 73,000 |
Wexford County Michigan | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
Wicomico County Maryland | 2 | $ 310,000 | $ 155,000 | $ 79,000 |
Will County Illinois | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
Williamsburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 174,000 |
Wilson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
Wilson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 154,000 |
Winchester County Virginia | 31 | $ 6,835,000 | $ 220,000 | $ 77,000 |
Windham County Connecticut | 1 | $ 615,000 | $ 615,000 | $ 200,000 |
Worcester County Maryland | 16 | $ 4,880,000 | $ 305,000 | $ 337,000 |
Worcester County Massachusetts | 14 | $ 4,210,000 | $ 300,000 | $ 151,000 |
Wyoming County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 64,000 |
York County Maine | 1 | $ 475,000 | $ 475,000 | $ 142,000 |
York County Pennsylvania | 28 | $ 6,370,000 | $ 227,000 | $ 112,000 |
York County South Carolina | 3 | $ 895,000 | $ 298,000 | $ 80,000 |
York County Virginia | 16 | $ 4,490,000 | $ 280,000 | $ 56,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 6,495 | $1,860,745,000 | $286,000 | $2,065,000 | $92,000 | $6,800,000 |
Refinancing | 4,050 | $1,241,610,000 | $306,000 | $1,625,000 | $107,000 | $2,496,000 |
Home Improvement | 48 | $11,200,000 | $233,000 | $515,000 | $96,000 | $480,000 |
Cash-out Refinancing | 1 | $195,000 | $195,000 | $195,000 | $61,000 | $61,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 4,068 | $1,179,500,000 | $289,000 | $2,065,000 | $112,000 | $2,496,000 |
Hispanic | 3,500 | $999,270,000 | $285,000 | $1,045,000 | $74,000 | $814,000 |
Black or African American | 1,256 | $336,290,000 | $267,000 | $1,625,000 | $90,000 | $6,800,000 |
Not Provided | 1,159 | $387,295,000 | $334,000 | $1,695,000 | $117,000 | $5,104,000 |
Asian | 568 | $200,790,000 | $353,000 | $1,195,000 | $124,000 | $1,284,000 |
American Indian or Alaskan Native | 32 | $7,640,000 | $238,000 | $505,000 | $81,000 | $369,000 |
Native Hawaiian or Other Pacific Islander | 11 | $2,965,000 | $269,000 | $765,000 | $82,000 | $230,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,497 | $1,976,275,000 | $304,000 | $2,065,000 | $117,000 | $6,800,000 |
FHA-insured (Federal Housing Administration) | 2,921 | $776,045,000 | $265,000 | $885,000 | $65,000 | $720,000 |
VA-guaranteed (Veterans Administration) | 885 | $304,325,000 | $343,000 | $1,515,000 | $77,000 | $606,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 291 | $57,105,000 | $196,000 | $355,000 | $57,000 | $110,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 8,199 | $2,444,745,000 | $298,000 | $2,065,000 | $101,000 | $6,800,000 |
Application Approved But Not Accepted | 873 | $250,965,000 | $287,000 | $1,625,000 | $94,000 | $1,500,000 |
Application Withdrawn By Applicant | 766 | $214,220,000 | $279,000 | $875,000 | $89,000 | $1,284,000 |
File Closed For Incompleteness | 390 | $108,570,000 | $278,000 | $1,015,000 | $96,000 | $2,496,000 |
Application Denied By Financial Institution | 366 | $95,250,000 | $260,000 | $1,195,000 | $67,000 | $374,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 10,228 | $3,018,500,000 | $295,000 | $2,065,000 | $99,000 | $6,800,000 |
Credit History | 95 | $22,765,000 | $239,000 | $805,000 | $68,000 | $374,000 |
Debt-To-Income Ratio | 77 | $20,915,000 | $271,000 | $1,195,000 | $64,000 | $190,000 |
Other | 53 | $14,355,000 | $270,000 | $735,000 | $53,000 | $141,000 |
Insufficient Cash (Downpayment, Closing Cost) | 41 | $11,295,000 | $275,000 | $595,000 | $65,000 | $154,000 |
Unverifiable Information | 38 | $11,570,000 | $304,000 | $765,000 | $80,000 | $237,000 |
Collateral | 35 | $7,635,000 | $218,000 | $635,000 | $75,000 | $289,000 |
Employment History | 23 | $5,665,000 | $246,000 | $735,000 | $68,000 | $217,000 |
Credit Application Incomplete | 4 | $1,050,000 | $262,000 | $335,000 | $87,000 | $162,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homespire Mortgage Corporation's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homespire Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer