Homespire Mortgage Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Homespire Mortgage Corporation 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homespire Mortgage Corporation 9711 Washingtonian Blvd Suite 500 Baltimore, MD 20878 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,905 |
| Total Mortgage Loan Application Amount | $804,282,000 |
| Average Mortgage Loan Application Amount | $270,666 |
| Highest Mortgage Loan Application Amount | $1,224,000 |
| Average Applicant Income | $78,333 |
| Highest Applicant Income | $757,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Homespire Mortgage Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homespire Mortgage Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Homespire Mortgage Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homespire Mortgage Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Homespire Mortgage Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homespire Mortgage Corporation's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 626 | $ 199,331,000 | $ 318,000 | $ 90,000 |
| Prince George's County Maryland | 600 | $ 156,097,000 | $ 260,000 | $ 68,000 |
| Prince William County Virginia | 178 | $ 51,012,000 | $ 286,000 | $ 75,000 |
| Fairfax County Virginia | 137 | $ 51,057,000 | $ 372,000 | $ 97,000 |
| Frederick County Maryland | 113 | $ 29,742,000 | $ 263,000 | $ 78,000 |
| Berkeley County West Virginia | 101 | $ 19,414,000 | $ 192,000 | $ 68,000 |
| Anne Arundel County Maryland | 100 | $ 29,602,000 | $ 296,000 | $ 74,000 |
| Dauphin County Pennsylvania | 75 | $ 10,938,000 | $ 145,000 | $ 64,000 |
| District of Columbia County District Of Columbia | 68 | $ 29,920,000 | $ 440,000 | $ 133,000 |
| Luzerne County Pennsylvania | 67 | $ 8,841,000 | $ 131,000 | $ 66,000 |
| Baltimore County Maryland | 55 | $ 12,188,000 | $ 221,000 | $ 60,000 |
| Howard County Maryland | 52 | $ 16,884,000 | $ 324,000 | $ 108,000 |
| Cumberland County Pennsylvania | 50 | $ 7,963,000 | $ 159,000 | $ 69,000 |
| Loudoun County Virginia | 42 | $ 17,744,000 | $ 422,000 | $ 106,000 |
| Charles County Maryland | 41 | $ 11,239,000 | $ 274,000 | $ 75,000 |
| Jefferson County West Virginia | 36 | $ 8,557,000 | $ 237,000 | $ 87,000 |
| Kent County Delaware | 34 | $ 9,154,000 | $ 269,000 | $ 75,000 |
| Washington County Maryland | 33 | $ 6,368,000 | $ 192,000 | $ 60,000 |
| Stafford County Virginia | 33 | $ 8,786,000 | $ 266,000 | $ 77,000 |
| New Castle County Delaware | 31 | $ 9,728,000 | $ 313,000 | $ 75,000 |
| Baltimore City County Maryland | 26 | $ 4,450,000 | $ 171,000 | $ 64,000 |
| Frederick County Virginia | 26 | $ 5,375,000 | $ 206,000 | $ 81,000 |
| Lancaster County Pennsylvania | 22 | $ 4,217,000 | $ 191,000 | $ 137,000 |
| Manassas County Virginia | 20 | $ 5,136,000 | $ 256,000 | $ 62,000 |
| Alexandria County Virginia | 19 | $ 7,759,000 | $ 408,000 | $ 116,000 |
| Hillsborough County Florida | 16 | $ 3,458,000 | $ 216,000 | $ 65,000 |
| Carroll County Maryland | 15 | $ 4,743,000 | $ 316,000 | $ 91,000 |
| Warren County Virginia | 14 | $ 2,940,000 | $ 210,000 | $ 71,000 |
| Morgan County West Virginia | 14 | $ 2,124,000 | $ 151,000 | $ 72,000 |
| York County Pennsylvania | 13 | $ 2,483,000 | $ 191,000 | $ 108,000 |
| Spotsylvania County Virginia | 12 | $ 3,230,000 | $ 269,000 | $ 71,000 |
| Cecil County Maryland | 11 | $ 2,794,000 | $ 254,000 | $ 72,000 |
| Pinellas County Florida | 10 | $ 2,413,000 | $ 241,000 | $ 68,000 |
| Franklin County Pennsylvania | 9 | $ 1,630,000 | $ 181,000 | $ 66,000 |
| Arlington County Virginia | 9 | $ 4,694,000 | $ 521,000 | $ 178,000 |
| Harford County Maryland | 8 | $ 1,742,000 | $ 217,000 | $ 88,000 |
| Pasco County Florida | 7 | $ 1,427,000 | $ 203,000 | $ 66,000 |
| Chester County Pennsylvania | 7 | $ 2,694,000 | $ 384,000 | $ 127,000 |
| Montgomery County Pennsylvania | 6 | $ 1,945,000 | $ 324,000 | $ 86,000 |
| Hudson County New Jersey | 5 | $ 2,544,000 | $ 508,000 | $ 106,000 |
| Ocean County New Jersey | 5 | $ 1,713,000 | $ 342,000 | $ 64,000 |
| Wake County North Carolina | 5 | $ 1,628,000 | $ 325,000 | $ 82,000 |
| Chesterfield County Virginia | 5 | $ 1,612,000 | $ 322,000 | $ 85,000 |
| Manassas Park County Virginia | 5 | $ 1,159,000 | $ 231,000 | $ 52,000 |
| Shenandoah County Virginia | 5 | $ 1,241,000 | $ 248,000 | $ 93,000 |
| Lake County Florida | 4 | $ 561,000 | $ 140,000 | $ 52,000 |
| St. Mary's County Maryland | 4 | $ 944,000 | $ 236,000 | $ 131,000 |
| Burlington County New Jersey | 4 | $ 883,000 | $ 220,000 | $ 81,000 |
| Bucks County Pennsylvania | 4 | $ 1,500,000 | $ 375,000 | $ 137,000 |
| Lebanon County Pennsylvania | 4 | $ 1,102,000 | $ 275,000 | $ 108,000 |
| Northumberland County Pennsylvania | 4 | $ 721,000 | $ 180,000 | $ 82,000 |
| Perry County Pennsylvania | 4 | $ 715,000 | $ 178,000 | $ 68,000 |
| Fairfax City County Virginia | 4 | $ 2,000,000 | $ 500,000 | $ 112,000 |
| Winchester County Virginia | 4 | $ 766,000 | $ 191,000 | $ 34,000 |
| Sussex County Delaware | 3 | $ 842,000 | $ 280,000 | $ 219,000 |
| Orange County Florida | 3 | $ 373,000 | $ 124,000 | $ 50,000 |
| Volusia County Florida | 3 | $ 542,000 | $ 180,000 | $ 40,000 |
| Middlesex County Massachusetts | 3 | $ 1,788,000 | $ 596,000 | $ 191,000 |
| Columbia County Pennsylvania | 3 | $ 472,000 | $ 157,000 | $ 67,000 |
| Culpeper County Virginia | 3 | $ 866,000 | $ 288,000 | $ 64,000 |
| Fauquier County Virginia | 3 | $ 940,000 | $ 313,000 | $ 73,000 |
| Richmond City County Virginia | 3 | $ 394,000 | $ 131,000 | $ 116,000 |
| Polk County Florida | 2 | $ 170,000 | $ 85,000 | $ 65,000 |
| Queen Anne's County Maryland | 2 | $ 680,000 | $ 340,000 | $ 223,000 |
| Essex County Massachusetts | 2 | $ 649,000 | $ 324,000 | $ 124,000 |
| Essex County New Jersey | 2 | $ 894,000 | $ 447,000 | $ 125,000 |
| Union County New Jersey | 2 | $ 787,000 | $ 393,000 | $ 114,000 |
| Cabarrus County North Carolina | 2 | $ 344,000 | $ 172,000 | $ 100,000 |
| Carbon County Pennsylvania | 2 | $ 239,000 | $ 119,000 | $ 72,000 |
| Fulton County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 59,000 |
| Lackawanna County Pennsylvania | 2 | $ 231,000 | $ 115,000 | $ 72,000 |
| Schuylkill County Pennsylvania | 2 | $ 176,000 | $ 88,000 | $ 76,000 |
| Wyoming County Pennsylvania | 2 | $ 425,000 | $ 212,000 | $ 84,000 |
| Albemarle County Virginia | 2 | $ 977,000 | $ 488,000 | $ 178,000 |
| Hopewell County Virginia | 2 | $ 228,000 | $ 114,000 | $ 36,000 |
| Rockingham County Virginia | 2 | $ 540,000 | $ 270,000 | $ 56,000 |
| Virginia Beach County Virginia | 2 | $ 956,000 | $ 478,000 | $ 123,000 |
| Hampshire County West Virginia | 2 | $ 244,000 | $ 122,000 | $ 45,000 |
| Brevard County Florida | 1 | $ 256,000 | $ 256,000 | $ 57,000 |
| Escambia County Florida | 1 | $ 318,000 | $ 318,000 | $ 235,000 |
| Flagler County Florida | 1 | $ 127,000 | $ 127,000 | $ 26,000 |
| Hernando County Florida | 1 | $ 127,000 | $ 127,000 | $ 53,000 |
| Leon County Florida | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Manatee County Florida | 1 | $ 228,000 | $ 228,000 | $ 121,000 |
| Marion County Florida | 1 | $ 88,000 | $ 88,000 | $ 28,000 |
| Miami-Dade County Florida | 1 | $ 418,000 | $ 418,000 | $ 179,000 |
| Okaloosa County Florida | 1 | $ 63,000 | $ 63,000 | $ 137,000 |
| Osceola County Florida | 1 | $ 159,000 | $ 159,000 | $ 88,000 |
| Palm Beach County Florida | 1 | $ 128,000 | $ 128,000 | $ 37,000 |
| Sarasota County Florida | 1 | $ 128,000 | $ 128,000 | $ 144,000 |
| Seminole County Florida | 1 | $ 268,000 | $ 268,000 | $ 126,000 |
| Calvert County Maryland | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Worcester County Maryland | 1 | $ 81,000 | $ 81,000 | $ 157,000 |
| Berkshire County Massachusetts | 1 | $ 582,000 | $ 582,000 | $ 142,000 |
| Bristol County Massachusetts | 1 | $ 221,000 | $ 221,000 | $ 46,000 |
| Suffolk County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 90,000 |
| Worcester County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Bergen County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 233,000 |
| Camden County New Jersey | 1 | $ 253,000 | $ 253,000 | $ 148,000 |
| Cumberland County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 161,000 |
| Gloucester County New Jersey | 1 | $ 309,000 | $ 309,000 | $ 123,000 |
| Mercer County New Jersey | 1 | $ 216,000 | $ 216,000 | $ 240,000 |
| Monmouth County New Jersey | 1 | $ 580,000 | $ 580,000 | $ 252,000 |
| Somerset County New Jersey | 1 | $ 427,000 | $ 427,000 | $ 120,000 |
| Currituck County North Carolina | 1 | $ 294,000 | $ 294,000 | $ 132,000 |
| Johnston County North Carolina | 1 | $ 347,000 | $ 347,000 | $ 92,000 |
| Adams County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Allegheny County Pennsylvania | 1 | $ 312,000 | $ 312,000 | $ 89,000 |
| Butler County Pennsylvania | 1 | $ 426,000 | $ 426,000 | $ 82,000 |
| Centre County Pennsylvania | 1 | $ 298,000 | $ 298,000 | $ 120,000 |
| Delaware County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 67,000 |
| Lehigh County Pennsylvania | 1 | $ 230,000 | $ 230,000 | $ 50,000 |
| Monroe County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 55,000 |
| Accomack County Virginia | 1 | $ 102,000 | $ 102,000 | $ 123,000 |
| Caroline County Virginia | 1 | $ 112,000 | $ 112,000 | $ 64,000 |
| Fredericksburg County Virginia | 1 | $ 249,000 | $ 249,000 | $ 59,000 |
| Gloucester County Virginia | 1 | $ 292,000 | $ 292,000 | $ 128,000 |
| Henrico County Virginia | 1 | $ 242,000 | $ 242,000 | $ 77,000 |
| King George County Virginia | 1 | $ 266,000 | $ 266,000 | $ 54,000 |
| Lynchburg County Virginia | 1 | $ 221,000 | $ 221,000 | $ 138,000 |
| Madison County Virginia | 1 | $ 112,000 | $ 112,000 | $ 44,000 |
| Norfolk County Virginia | 1 | $ 293,000 | $ 293,000 | $ 61,000 |
| Hardy County West Virginia | 1 | $ 183,000 | $ 183,000 | $ 37,000 |
| Monongalia County West Virginia | 1 | $ 141,000 | $ 141,000 | $ 55,000 |
| Ohio County West Virginia | 1 | $ 219,000 | $ 219,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Homespire Mortgage Corporation in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,264 | $624,386,000 | $275,000 | $1,224,000 | $82,000 | $757,000 |
| Refinancing | 621 | $174,768,000 | $281,000 | $900,000 | $79,000 | $680,000 |
| Home Improvement | 20 | $5,128,000 | $256,000 | $582,000 | $74,000 | $168,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,367 | $359,649,000 | $263,000 | $704,000 | $66,000 | $448,000 |
| White | 830 | $220,961,000 | $266,000 | $984,000 | $100,000 | $757,000 |
| Black or African American | 435 | $134,140,000 | $308,000 | $788,000 | $84,000 | $301,000 |
| Asian | 137 | $47,090,000 | $343,000 | $1,224,000 | $109,000 | $254,000 |
| Not Provided | 126 | $39,874,000 | $316,000 | $840,000 | $89,000 | $291,000 |
| American Indian or Alaskan Native | 8 | $2,142,000 | $267,000 | $419,000 | $88,000 | $149,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $112,000 | $112,000 | $112,000 | $26,000 | $26,000 |
| Not applicable | 1 | $314,000 | $314,000 | $314,000 | $58,000 | $58,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,475 | $399,723,000 | $270,000 | $647,000 | $69,000 | $280,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,164 | $318,764,000 | $273,000 | $1,224,000 | $96,000 | $757,000 |
| VA-guaranteed (Veterans Administration) | 198 | $72,716,000 | $367,000 | $900,000 | $98,000 | $323,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 68 | $13,079,000 | $192,000 | $389,000 | $58,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,156 | $592,830,000 | $274,000 | $1,224,000 | $82,000 | $757,000 |
| Application Withdrawn By Applicant | 265 | $75,135,000 | $283,000 | $880,000 | $78,000 | $275,000 |
| Application Approved But Not Accepted | 224 | $63,978,000 | $285,000 | $760,000 | $87,000 | $472,000 |
| Application Denied By Financial Institution | 134 | $35,903,000 | $267,000 | $647,000 | $68,000 | $240,000 |
| File Closed For Incompleteness | 126 | $36,436,000 | $289,000 | $800,000 | $81,000 | $254,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 36 | $10,724,000 | $297,000 | $519,000 | $75,000 | $183,000 |
| Debt-To-Income Ratio | 35 | $9,249,000 | $264,000 | $647,000 | $61,000 | $211,000 |
| Collateral | 18 | $4,062,000 | $225,000 | $386,000 | $73,000 | $174,000 |
| Other | 13 | $3,650,000 | $280,000 | $585,000 | $72,000 | $240,000 |
| Employment History | 13 | $2,897,000 | $222,000 | $412,000 | $63,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,974,000 | $297,000 | $633,000 | $66,000 | $148,000 |
| Unverifiable Information | 8 | $2,228,000 | $278,000 | $543,000 | $70,000 | $124,000 |
| Credit Application Incomplete | 1 | $119,000 | $119,000 | $119,000 | $30,000 | $30,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homespire Mortgage Corporation's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homespire Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.