Nationwide Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Nationwide Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nationwide Bank One Nationwide Plaza Columbus, OH 43215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,673 |
| Total Mortgage Loan Application Amount | $711,051,000 |
| Average Mortgage Loan Application Amount | $158,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $73,333 |
| Highest Applicant Income | $1,210,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Nationwide Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nationwide Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Nationwide Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nationwide Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Nationwide Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nationwide Bank's mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| COLUMBUS, OH | 435 | $ 75,632,000 | $ 173,000 | $ 112,000 |
| DES MOINES-WEST DES MOINES, IA | 172 | $ 26,633,000 | $ 154,000 | $ 94,000 |
| DENVER-AURORA-BROOMFIELD, CO | 95 | $ 27,497,000 | $ 289,000 | $ 49,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 87 | $ 23,168,000 | $ 248,750 | $ 124,250 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 82 | $ 18,746,000 | $ 228,000 | $ 59,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 81 | $ 21,857,000 | $ 201,000 | $ 23,000 |
| PHILADELPHIA, PA | 80 | $ 16,287,000 | $ 203,000 | $ 112,000 |
| KANSAS CITY, MO-KS | 78 | $ 15,378,000 | $ 202,500 | $ 58,500 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 73 | $ 16,970,000 | $ 232,000 | $ 77,000 |
| ST. LOUIS, MO-IL | 73 | $ 16,604,000 | $ 240,500 | $ 33,500 |
| RALEIGH-CARY, NC | 58 | $ 11,270,000 | $ 194,000 | $ 102,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 55 | $ 15,732,000 | $ 286,000 | $ 85,000 |
| PHOENIX-MESA-GLENDALE, AZ | 53 | $ 11,248,000 | $ 212,000 | $ 109,000 |
| DALLAS-PLANO-IRVING, TX | 48 | $ 8,761,000 | $ 182,000 | $ 71,000 |
| BALTIMORE-TOWSON, MD | 43 | $ 10,813,000 | $ 251,000 | $ 93,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 43 | $ 7,805,000 | $ 190,500 | $ 77,500 |
| CLEVELAND-ELYRIA-MENTOR, OH | 40 | $ 4,226,000 | $ 105,000 | $ 60,000 |
| NASSAU-SUFFOLK, NY | 37 | $ 9,488,000 | $ 256,000 | $ 123,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 36 | $ 8,299,000 | $ 230,000 | $ 2,000 |
| RICHMOND, VA | 34 | $ 7,562,000 | $ 222,000 | $ 89,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 34 | $ 6,081,000 | $ 178,000 | $ 47,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 33 | $ 8,939,000 | $ 270,000 | $ 30,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 29 | $ 6,546,000 | $ 225,000 | $ 18,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 29 | $ 7,572,000 | $ 261,000 | $ 95,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 28 | $ 7,715,000 | $ 275,000 | $ 145,000 |
| PITTSBURGH, PA | 28 | $ 4,148,000 | $ 148,000 | $ 91,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 26 | $ 7,177,000 | $ 276,000 | $ 203,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 25 | $ 7,895,000 | $ 315,000 | $ 91,000 |
| FORT WORTH-ARLINGTON, TX | 25 | $ 4,089,000 | $ 163,000 | $ 50,000 |
| HARRISBURG-CARLISLE, PA | 25 | $ 3,426,000 | $ 137,000 | $ 85,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 25 | $ 5,480,000 | $ 229,000 | $ 114,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 24 | $ 4,361,000 | $ 181,000 | $ 61,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 24 | $ 4,831,000 | $ 201,000 | $ 109,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 23 | $ 5,627,000 | $ 309,500 | $ 63,000 |
| ROCHESTER, MN | 22 | $ 3,854,000 | $ 175,000 | $ 13,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 22 | $ 4,623,000 | $ 210,000 | $ 25,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 22 | $ 4,347,000 | $ 197,000 | $ 75,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 20 | $ 3,625,000 | $ 154,500 | $ 76,500 |
| NEW HAVEN-MILFORD, CT | 20 | $ 4,615,000 | $ 230,000 | $ 63,000 |
| GAINESVILLE, FL | 19 | $ 2,691,000 | $ 141,000 | $ 56,000 |
| HICKORY-LENOIR-MORGANTON, NC | 19 | $ 2,488,000 | $ 130,000 | $ 57,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 19 | $ 3,795,000 | $ 199,000 | $ 92,000 |
| LINCOLN, NE | 17 | $ 2,851,000 | $ 167,000 | $ 103,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 17 | $ 4,970,000 | $ 292,000 | $ 148,000 |
| CANTON-MASSILLON, OH | 16 | $ 2,637,000 | $ 164,000 | $ 102,000 |
| GREENSBORO-HIGH POINT, NC | 16 | $ 3,239,000 | $ 202,000 | $ 74,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 16 | $ 1,463,000 | $ 91,000 | $ 95,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 15 | $ 4,041,000 | $ 269,000 | $ 92,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 15 | $ 1,607,000 | $ 114,500 | $ 88,000 |
| BATON ROUGE, LA | 14 | $ 3,399,000 | $ 242,000 | $ 9,000 |
| CAMDEN, NJ | 14 | $ 4,120,000 | $ 294,000 | $ 7,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 14 | $ 5,912,000 | $ 422,000 | $ 224,000 |
| TUCSON, AZ | 14 | $ 2,336,000 | $ 166,000 | $ 73,000 |
| ALBANY-SCHENECTADY-TROY, NY | 13 | $ 2,028,000 | $ 156,000 | $ 67,000 |
| INDIANAPOLIS-CARMEL, IN | 13 | $ 1,731,000 | $ 133,000 | $ 79,000 |
| WILMINGTON, DE-MD-NJ | 13 | $ 2,021,000 | $ 264,000 | $ 167,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 12 | $ 1,887,000 | $ 157,000 | $ 74,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 12 | $ 2,423,000 | $ 229,000 | $ 86,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 12 | $ 3,494,000 | $ 291,000 | $ 129,000 |
| SHREVEPORT-BOSSIER CITY, LA | 12 | $ 1,957,000 | $ 163,000 | $ 5,000 |
| WILMINGTON, NC | 12 | $ 2,636,000 | $ 219,000 | $ 93,000 |
| WINSTON-SALEM, NC | 12 | $ 2,143,000 | $ 178,000 | $ 72,000 |
| BIRMINGHAM-HOOVER, AL | 11 | $ 1,795,000 | $ 163,000 | $ 96,000 |
| BUFFALO-NIAGARA FALLS, NY | 11 | $ 1,169,000 | $ 106,000 | $ 80,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 11 | $ 3,785,000 | $ 344,000 | $ 31,000 |
| MADISON, WI | 11 | $ 2,693,000 | $ 244,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 11 | $ 1,383,000 | $ 123,500 | $ 124,500 |
| ROANOKE, VA | 11 | $ 1,665,000 | $ 151,000 | $ 27,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 10 | $ 3,506,000 | $ 350,000 | $ 29,000 |
| DULUTH, MN-WI | 10 | $ 1,568,000 | $ 156,000 | $ 9,000 |
| MEMPHIS, TN-MS-AR | 10 | $ 1,219,000 | $ 100,000 | $ 44,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 10 | $ 1,136,000 | $ 113,000 | $ 37,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 10 | $ 1,162,000 | $ 116,000 | $ 73,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 10 | $ 2,639,000 | $ 263,000 | $ 169,000 |
| SCRANTON--WILKES-BARRE, PA | 10 | $ 1,447,000 | $ 144,000 | $ 99,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 9 | $ 2,421,000 | $ 269,000 | $ 58,000 |
| CHARLESTON, WV | 9 | $ 953,000 | $ 105,000 | $ 77,000 |
| COLUMBIA, SC | 9 | $ 1,654,000 | $ 183,000 | $ 88,000 |
| DAYTON, OH | 9 | $ 1,039,000 | $ 115,000 | $ 107,000 |
| SIOUX CITY, IA-NE-SD | 9 | $ 1,107,000 | $ 125,666 | $ 81,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 9 | $ 2,289,000 | $ 254,000 | $ 64,000 |
| LYNCHBURG, VA | 8 | $ 1,673,000 | $ 209,000 | $ 87,000 |
| TOLEDO, OH | 8 | $ 865,000 | $ 108,000 | $ 92,000 |
| ANDERSON, SC | 7 | $ 1,113,000 | $ 159,000 | $ 101,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 7 | $ 525,000 | $ 75,000 | $ 49,000 |
| DURHAM-CHAPEL HILL, NC | 7 | $ 1,183,000 | $ 169,000 | $ 116,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 7 | $ 1,791,000 | $ 255,000 | $ 133,000 |
| GRAND JUNCTION, CO | 7 | $ 2,285,000 | $ 326,000 | $ 9,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 7 | $ 1,364,000 | $ 194,000 | $ 42,000 |
| LAS VEGAS-PARADISE, NV | 7 | $ 1,149,000 | $ 164,000 | $ 59,000 |
| LUBBOCK, TX | 7 | $ 1,258,000 | $ 179,000 | $ 8,000 |
| PORT ST. LUCIE, FL | 7 | $ 1,513,000 | $ 216,000 | $ 200,000 |
| READING, PA | 7 | $ 985,000 | $ 140,000 | $ 68,000 |
| ROCKY MOUNT, NC | 7 | $ 1,128,000 | $ 161,000 | $ 78,000 |
| SEBASTIAN-VERO BEACH, FL | 7 | $ 1,083,000 | $ 154,000 | $ 105,000 |
| SPRINGFIELD, IL | 7 | $ 1,055,000 | $ 150,000 | $ 0 |
| WINCHESTER, VA-WV | 7 | $ 685,000 | $ 94,000 | $ 31,500 |
| EL PASO, TX | 6 | $ 1,019,000 | $ 169,000 | $ 30,000 |
| JACKSONVILLE, NC | 6 | $ 711,000 | $ 118,000 | $ 72,000 |
| JOPLIN, MO | 6 | $ 543,000 | $ 90,000 | $ 20,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 6 | $ 934,000 | $ 155,000 | $ 120,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 6 | $ 1,007,000 | $ 174,000 | $ 151,500 |
| PROVO-OREM, UT | 6 | $ 1,511,000 | $ 251,000 | $ 19,000 |
| SAVANNAH, GA | 6 | $ 1,220,000 | $ 203,000 | $ 41,000 |
| SPRINGFIELD, MO | 6 | $ 873,000 | $ 145,000 | $ 83,000 |
| SYRACUSE, NY | 6 | $ 694,000 | $ 115,000 | $ 57,000 |
| WATERLOO-CEDAR FALLS, IA | 6 | $ 660,000 | $ 110,000 | $ 92,000 |
| YORK-HANOVER, PA | 6 | $ 962,000 | $ 160,000 | $ 57,000 |
| AKRON, OH | 5 | $ 867,000 | $ 173,000 | $ 109,000 |
| ANN ARBOR, MI | 5 | $ 831,000 | $ 166,000 | $ 64,000 |
| ASHEVILLE, NC | 5 | $ 1,296,000 | $ 259,000 | $ 86,000 |
| CEDAR RAPIDS, IA | 5 | $ 688,000 | $ 137,000 | $ 66,000 |
| CHARLOTTESVILLE, VA | 5 | $ 1,006,000 | $ 201,000 | $ 12,000 |
| COLORADO SPRINGS, CO | 5 | $ 816,000 | $ 163,000 | $ 41,000 |
| EDISON-NEW BRUNSWICK, NJ | 5 | $ 556,000 | $ 111,000 | $ 79,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 5 | $ 622,000 | $ 124,000 | $ 101,000 |
| FORT COLLINS-LOVELAND, CO | 5 | $ 1,539,000 | $ 307,000 | $ 41,000 |
| JACKSON, MS | 5 | $ 800,000 | $ 160,000 | $ 81,000 |
| KNOXVILLE, TN | 5 | $ 772,000 | $ 154,000 | $ 36,000 |
| LAKE CHARLES, LA | 5 | $ 893,000 | $ 178,000 | $ 6,000 |
| LANCASTER, PA | 5 | $ 1,085,000 | $ 217,000 | $ 123,000 |
| SALT LAKE CITY, UT | 5 | $ 1,022,000 | $ 204,000 | $ 40,000 |
| SPRINGFIELD, MA | 5 | $ 575,000 | $ 115,000 | $ 130,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 5 | $ 651,000 | $ 126,000 | $ 79,500 |
| AMARILLO, TX | 4 | $ 1,015,000 | $ 253,000 | $ 162,000 |
| AMES, IA | 4 | $ 435,000 | $ 108,000 | $ 57,000 |
| BAKERSFIELD-DELANO, CA | 4 | $ 350,000 | $ 87,000 | $ 75,000 |
| BOSTON-QUINCY, MA | 4 | $ 1,056,000 | $ 264,000 | $ 137,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 4 | $ 687,000 | $ 171,000 | $ 100,000 |
| COLUMBIA, MO | 4 | $ 538,000 | $ 134,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 4 | $ 623,000 | $ 155,500 | $ 68,000 |
| ERIE, PA | 4 | $ 522,000 | $ 130,000 | $ 66,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 381,000 | $ 66,500 | $ 42,500 |
| HONOLULU, HI | 4 | $ 1,490,000 | $ 372,000 | $ 121,000 |
| HUNTSVILLE, AL | 4 | $ 349,000 | $ 87,000 | $ 67,000 |
| KALAMAZOO-PORTAGE, MI | 4 | $ 642,000 | $ 160,000 | $ 98,000 |
| LA CROSSE, WI-MN | 4 | $ 533,000 | $ 133,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 4 | $ 780,000 | $ 195,000 | $ 73,000 |
| MANCHESTER-NASHUA, NH | 4 | $ 569,000 | $ 142,000 | $ 119,000 |
| MONTGOMERY, AL | 4 | $ 192,000 | $ 48,000 | $ 33,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 4 | $ 503,000 | $ 125,000 | $ 28,000 |
| NEWARK-UNION, NJ-PA | 4 | $ 1,269,000 | $ 317,000 | $ 79,000 |
| OKLAHOMA CITY, OK | 4 | $ 526,000 | $ 131,000 | $ 96,000 |
| PEORIA, IL | 4 | $ 539,000 | $ 134,000 | $ 0 |
| ROCHESTER, NY | 4 | $ 2,507,000 | $ 626,000 | $ 178,000 |
| TACOMA, WA | 4 | $ 1,278,000 | $ 319,000 | $ 128,000 |
| TULSA, OK | 4 | $ 697,000 | $ 174,000 | $ 42,000 |
| WICHITA, KS | 4 | $ 659,000 | $ 164,000 | $ 18,000 |
| ALBUQUERQUE, NM | 3 | $ 541,000 | $ 180,000 | $ 170,000 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 606,000 | $ 202,000 | $ 91,000 |
| BLOOMINGTON, IN | 3 | $ 117,000 | $ 39,000 | $ 73,000 |
| BLOOMINGTON-NORMAL, IL | 3 | $ 526,000 | $ 175,000 | $ 29,000 |
| BOULDER, CO | 3 | $ 997,000 | $ 332,000 | $ 27,000 |
| CHATTANOOGA, TN-GA | 3 | $ 456,000 | $ 152,000 | $ 63,000 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 438,000 | $ 146,000 | $ 0 |
| CORPUS CHRISTI, TX | 3 | $ 713,000 | $ 237,000 | $ 0 |
| CUMBERLAND, MD-WV | 3 | $ 456,000 | $ 131,500 | $ 115,000 |
| EL CENTRO, CA | 3 | $ 501,000 | $ 167,000 | $ 85,000 |
| FLINT, MI | 3 | $ 36,000 | $ 12,000 | $ 28,000 |
| GAINESVILLE, GA | 3 | $ 1,006,000 | $ 335,000 | $ 74,000 |
| GREENVILLE, NC | 3 | $ 383,000 | $ 127,000 | $ 102,000 |
| JACKSONVILLE, FL | 3 | $ 1,346,000 | $ 448,000 | $ 0 |
| JOHNSON CITY, TN | 3 | $ 644,000 | $ 214,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 417,000 | $ 139,000 | $ 10,000 |
| LAS CRUCES, NM | 3 | $ 292,000 | $ 97,000 | $ 67,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 511,000 | $ 170,000 | $ 73,000 |
| MUSKEGON-NORTON SHORES, MI | 3 | $ 247,000 | $ 82,000 | $ 35,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 3 | $ 171,000 | $ 45,000 | $ 69,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 635,000 | $ 211,000 | $ 42,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 3 | $ 276,000 | $ 92,000 | $ 61,000 |
| SALISBURY, MD | 3 | $ 709,000 | $ 236,000 | $ 96,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 552,000 | $ 184,000 | $ 117,000 |
| SPOKANE, WA | 3 | $ 462,000 | $ 154,000 | $ 77,000 |
| STOCKTON, CA | 3 | $ 218,000 | $ 72,000 | $ 75,000 |
| TRENTON-EWING, NJ | 3 | $ 1,227,000 | $ 409,000 | $ 30,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 804,000 | $ 268,000 | $ 114,000 |
| APPLETON, WI | 2 | $ 531,000 | $ 265,000 | $ 0 |
| BANGOR, ME | 2 | $ 256,000 | $ 128,000 | $ 76,000 |
| BARNSTABLE TOWN, MA | 2 | $ 492,000 | $ 246,000 | $ 621,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 309,000 | $ 154,000 | $ 30,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 108,000 | $ 54,000 | $ 126,000 |
| COLUMBUS, GA-AL | 2 | $ 1,112,000 | $ 556,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 590,000 | $ 295,000 | $ 0 |
| DOVER, DE | 2 | $ 334,000 | $ 167,000 | $ 58,000 |
| DUBUQUE, IA | 2 | $ 350,000 | $ 175,000 | $ 42,000 |
| ELMIRA, NY | 2 | $ 90,000 | $ 45,000 | $ 87,000 |
| GARY, IN | 2 | $ 130,000 | $ 65,000 | $ 75,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 130,000 | $ 65,000 | $ 62,000 |
| GREELEY, CO | 2 | $ 369,000 | $ 184,000 | $ 67,000 |
| GREEN BAY, WI | 2 | $ 999,000 | $ 499,000 | $ 0 |
| HATTIESBURG, MS | 2 | $ 157,000 | $ 78,000 | $ 74,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 2 | $ 490,000 | $ 245,000 | $ 48,000 |
| JACKSON, TN | 2 | $ 142,000 | $ 71,000 | $ 61,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 2 | $ 576,000 | $ 288,000 | $ 0 |
| LAFAYETTE, LA | 2 | $ 632,000 | $ 316,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 447,000 | $ 223,000 | $ 119,000 |
| LEBANON, PA | 2 | $ 451,000 | $ 225,000 | $ 79,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 95,000 | $ 47,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 296,000 | $ 148,000 | $ 0 |
| MANSFIELD, OH | 2 | $ 130,000 | $ 65,000 | $ 103,000 |
| MOBILE, AL | 2 | $ 77,000 | $ 38,000 | $ 29,000 |
| NAPLES-MARCO ISLAND, FL | 2 | $ 385,000 | $ 192,000 | $ 187,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 1,237,000 | $ 618,000 | $ 0 |
| ODESSA, TX | 2 | $ 632,000 | $ 316,000 | $ 120,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 263,000 | $ 131,000 | $ 250,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 905,000 | $ 452,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 2 | $ 275,000 | $ 137,000 | $ 100,000 |
| PRESCOTT, AZ | 2 | $ 532,000 | $ 266,000 | $ 108,000 |
| PUEBLO, CO | 2 | $ 536,000 | $ 268,000 | $ 0 |
| PUNTA GORDA, FL | 2 | $ 245,000 | $ 122,000 | $ 119,000 |
| SAN ANGELO, TX | 2 | $ 198,000 | $ 99,000 | $ 28,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $ 580,000 | $ 290,000 | $ 147,000 |
| SPARTANBURG, SC | 2 | $ 113,000 | $ 56,000 | $ 50,000 |
| ST. CLOUD, MN | 2 | $ 471,000 | $ 235,000 | $ 74,000 |
| TOPEKA, KS | 2 | $ 53,000 | $ 26,000 | $ 43,000 |
| TYLER, TX | 2 | $ 185,000 | $ 92,000 | $ 60,000 |
| WACO, TX | 2 | $ 524,000 | $ 262,000 | $ 0 |
| WENATCHEE-EAST WENATCHEE, WA | 2 | $ 396,000 | $ 198,000 | $ 42,000 |
| WHEELING, WV-OH | 2 | $ 73,000 | $ 36,000 | $ 37,000 |
| YAKIMA, WA | 2 | $ 515,000 | $ 257,000 | $ 126,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 217,000 | $ 108,000 | $ 71,000 |
| ALBANY, GA | 1 | $ 99,000 | $ 99,000 | $ 56,000 |
| ALEXANDRIA, LA | 1 | $ 10,000 | $ 10,000 | $ 66,000 |
| ALTOONA, PA | 1 | $ 20,000 | $ 20,000 | $ 59,000 |
| ANCHORAGE, AK | 1 | $ 38,000 | $ 38,000 | $ 134,000 |
| ANNISTON-OXFORD, AL | 1 | $ 64,000 | $ 64,000 | $ 47,000 |
| BATTLE CREEK, MI | 1 | $ 130,000 | $ 130,000 | $ 153,000 |
| BELLINGHAM, WA | 1 | $ 251,000 | $ 251,000 | $ 91,000 |
| BINGHAMTON, NY | 1 | $ 53,000 | $ 53,000 | $ 22,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 171,000 | $ 171,000 | $ 0 |
| CASPER, WY | 1 | $ 159,000 | $ 159,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 177,000 | $ 177,000 | $ 71,000 |
| CHICO, CA | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| CLEVELAND, TN | 1 | $ 103,000 | $ 103,000 | $ 106,000 |
| COEUR D'ALENE, ID | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 221,000 | $ 221,000 | $ 0 |
| DALTON, GA | 1 | $ 340,000 | $ 340,000 | $ 0 |
| DANVILLE, IL | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| EAU CLAIRE, WI | 1 | $ 473,000 | $ 473,000 | $ 0 |
| ELKHART-GOSHEN, IN | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
| FAYETTEVILLE, NC | 1 | $ 130,000 | $ 130,000 | $ 99,000 |
| FLAGSTAFF, AZ | 1 | $ 50,000 | $ 50,000 | $ 140,000 |
| FORT WAYNE, IN | 1 | $ 130,000 | $ 130,000 | $ 111,000 |
| FRESNO, CA | 1 | $ 291,000 | $ 291,000 | $ 240,000 |
| GOLDSBORO, NC | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| HARRISONBURG, VA | 1 | $ 272,000 | $ 272,000 | $ 59,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 100,000 | $ 100,000 | $ 160,000 |
| HOT SPRINGS, AR | 1 | $ 75,000 | $ 75,000 | $ 118,000 |
| IOWA CITY, IA | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| JACKSON, MI | 1 | $ 143,000 | $ 143,000 | $ 58,000 |
| JANESVILLE, WI | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| JOHNSTOWN, PA | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1 | $ 134,000 | $ 134,000 | $ 111,000 |
| KINGSTON, NY | 1 | $ 140,000 | $ 140,000 | $ 0 |
| LAWTON, OK | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| MACON, GA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| MADERA-CHOWCHILLA, CA | 1 | $ 100,000 | $ 100,000 | $ 0 |
| MIDLAND, TX | 1 | $ 328,000 | $ 328,000 | $ 0 |
| MODESTO, CA | 1 | $ 190,000 | $ 190,000 | $ 64,000 |
| MONROE, MI | 1 | $ 240,000 | $ 240,000 | $ 114,000 |
| MORGANTOWN, WV | 1 | $ 340,000 | $ 340,000 | $ 180,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 170,000 | $ 170,000 | $ 111,000 |
| NAPA, CA | 1 | $ 365,000 | $ 365,000 | $ 0 |
| OCALA, FL | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 237,000 | $ 237,000 | $ 0 |
| OLYMPIA, WA | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| PALM COAST, FL | 1 | $ 320,000 | $ 320,000 | $ 209,000 |
| PEABODY, MA | 1 | $ 247,000 | $ 247,000 | $ 108,000 |
| RACINE, WI | 1 | $ 120,000 | $ 120,000 | $ 33,000 |
| REDDING, CA | 1 | $ 35,000 | $ 35,000 | $ 136,000 |
| ROCKFORD, IL | 1 | $ 440,000 | $ 440,000 | $ 0 |
| SALEM, OR | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| SALINAS, CA | 1 | $ 18,000 | $ 18,000 | $ 83,000 |
| SANDUSKY, OH | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 1 | $ 70,000 | $ 70,000 | $ 113,000 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| SHEBOYGAN, WI | 1 | $ 212,000 | $ 212,000 | $ 0 |
| SIOUX FALLS, SD | 1 | $ 130,000 | $ 130,000 | $ 170,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 76,000 | $ 76,000 | $ 65,000 |
| SPRINGFIELD, OH | 1 | $ 148,000 | $ 148,000 | $ 63,000 |
| ST. JOSEPH, MO-KS | 1 | $ 200,000 | $ 200,000 | $ 137,000 |
| TALLAHASSEE, FL | 1 | $ 367,000 | $ 367,000 | $ 0 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 24,000 | $ 24,000 | $ 60,000 |
| TUSCALOOSA, AL | 1 | $ 274,000 | $ 274,000 | $ 29,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 82,000 | $ 82,000 | $ 67,000 |
| WAUSAU, WI | 1 | $ 152,000 | $ 152,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 74,000 | $ 74,000 | $ 47,000 |
| WORCESTER, MA | 1 | $ 386,000 | $ 386,000 | $ 238,000 |
| YUBA CITY, CA | 1 | $ 159,000 | $ 159,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Nationwide Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,119 | $394,610,000 | $186,000 | $2,000,000 | $101,000 | $1,200,000 |
| Home Purchase | 1,191 | $304,396,000 | $255,000 | $2,000,000 | $44,000 | $1,210,000 |
| Home Improvement | 363 | $12,045,000 | $33,000 | $250,000 | $75,000 | $587,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,788 | $530,522,000 | $190,000 | $2,000,000 | $82,000 | $1,210,000 |
| Not Provided | 380 | $83,921,000 | $220,000 | $1,343,000 | $71,000 | $560,000 |
| Asian | 193 | $48,039,000 | $248,000 | $959,000 | $82,000 | $658,000 |
| Black or African American | 160 | $22,810,000 | $142,000 | $960,000 | $68,000 | $333,000 |
| Hispanic | 136 | $22,002,000 | $161,000 | $895,000 | $69,000 | $450,000 |
| American Indian or Alaskan Native | 12 | $3,091,000 | $257,000 | $1,375,000 | $91,000 | $374,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $666,000 | $166,000 | $223,000 | $86,000 | $114,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,673 | $711,051,000 | $193,000 | $2,000,000 | $80,000 | $1,210,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,104 | $301,076,000 | $272,000 | $1,260,000 | $32,000 | $1,210,000 |
| Loan Originated | 986 | $177,697,000 | $180,000 | $1,375,000 | $120,000 | $787,000 |
| Application Approved But Not Accepted | 784 | $147,117,000 | $187,000 | $2,000,000 | $106,000 | $1,200,000 |
| Application Denied By Financial Institution | 758 | $80,672,000 | $106,000 | $2,000,000 | $70,000 | $1,114,000 |
| Application Withdrawn By Applicant | 41 | $4,489,000 | $109,000 | $500,000 | $116,000 | $560,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 360 | $27,447,000 | $76,000 | $2,000,000 | $61,000 | $648,000 |
| Debt-To-Income Ratio | 209 | $31,760,000 | $151,000 | $960,000 | $55,000 | $400,000 |
| Collateral | 87 | $11,924,000 | $137,000 | $555,000 | $82,000 | $276,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 60 | $3,173,000 | $52,000 | $250,000 | $122,000 | $1,114,000 |
| Other | 17 | $2,324,000 | $136,000 | $623,000 | $144,000 | $512,000 |
| Employment History | 13 | $1,882,000 | $144,000 | $250,000 | $98,000 | $250,000 |
| Unverifiable Information | 10 | $1,699,000 | $169,000 | $330,000 | $93,000 | $333,000 |
| Credit Application Incomplete | 2 | $463,000 | $231,000 | $233,000 | $132,000 | $190,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nationwide Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nationwide Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.