Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for National Penn Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | National Penn Bank Po Box 547 Boyertown, PA 19512 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 4,959 |
Total Mortgage Loan Application Amount | $481,052,000 |
Average Mortgage Loan Application Amount | $107,333 |
Highest Mortgage Loan Application Amount | $3,160,000 |
Average Applicant Income | $75,000 |
Highest Applicant Income | $4,907,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Northampton County Pennsylvania | 799 | $ 72,507,000 | $ 90,000 | $ 84,000 |
Berks County Pennsylvania | 731 | $ 54,149,000 | $ 74,000 | $ 64,000 |
Lehigh County Pennsylvania | 624 | $ 63,403,000 | $ 101,000 | $ 77,000 |
Chester County Pennsylvania | 411 | $ 44,817,000 | $ 109,000 | $ 86,000 |
Centre County Pennsylvania | 276 | $ 53,254,000 | $ 192,000 | $ 115,000 |
Luzerne County Pennsylvania | 268 | $ 15,432,000 | $ 57,000 | $ 66,000 |
Lancaster County Pennsylvania | 248 | $ 36,048,000 | $ 145,000 | $ 63,000 |
Montgomery County Pennsylvania | 230 | $ 27,203,000 | $ 118,000 | $ 105,000 |
Schuylkill County Pennsylvania | 156 | $ 9,456,000 | $ 60,000 | $ 53,000 |
Bucks County Pennsylvania | 139 | $ 17,248,000 | $ 124,000 | $ 91,000 |
Monroe County Pennsylvania | 131 | $ 12,128,000 | $ 92,000 | $ 78,000 |
Philadelphia County Pennsylvania | 110 | $ 23,111,000 | $ 210,000 | $ 71,000 |
Carbon County Pennsylvania | 106 | $ 6,469,000 | $ 61,000 | $ 65,000 |
Nassau County New York | 65 | $ 228,000 | $ 3,000 | $ 0 |
Suffolk County New York | 57 | $ 204,000 | $ 3,000 | $ 0 |
Delaware County Pennsylvania | 37 | $ 5,339,000 | $ 144,000 | $ 82,000 |
New Castle County Delaware | 32 | $ 1,965,000 | $ 61,000 | $ 44,000 |
Cecil County Maryland | 25 | $ 3,054,000 | $ 122,000 | $ 87,000 |
Morris County New Jersey | 24 | $ 93,000 | $ 3,000 | $ 0 |
Providence County Rhode Island | 23 | $ 99,000 | $ 4,000 | $ 0 |
Hartford County Connecticut | 21 | $ 290,000 | $ 13,000 | $ 4,000 |
Sussex County New Jersey | 16 | $ 64,000 | $ 4,000 | $ 0 |
Dutchess County New York | 16 | $ 72,000 | $ 4,000 | $ 0 |
Cape May County New Jersey | 15 | $ 8,386,000 | $ 559,000 | $ 403,000 |
Camden County New Jersey | 14 | $ 474,000 | $ 33,000 | $ 9,000 |
Lebanon County Pennsylvania | 12 | $ 1,064,000 | $ 88,000 | $ 56,000 |
New Haven County Connecticut | 11 | $ 34,000 | $ 3,000 | $ 0 |
Burlington County New Jersey | 11 | $ 189,000 | $ 17,000 | $ 17,000 |
Atlantic County New Jersey | 10 | $ 388,000 | $ 38,000 | $ 40,000 |
Gloucester County New Jersey | 10 | $ 35,000 | $ 3,000 | $ 0 |
Orange County New York | 10 | $ 46,000 | $ 4,000 | $ 0 |
Bristol County Massachusetts | 9 | $ 43,000 | $ 4,000 | $ 0 |
Middlesex County Massachusetts | 9 | $ 47,000 | $ 5,000 | $ 0 |
Baltimore City County Maryland | 8 | $ 18,000 | $ 2,000 | $ 0 |
Mercer County New Jersey | 8 | $ 115,000 | $ 14,000 | $ 11,000 |
Queens County New York | 8 | $ 35,000 | $ 4,000 | $ 0 |
Worcester County Massachusetts | 7 | $ 27,000 | $ 3,000 | $ 0 |
Ocean County New Jersey | 7 | $ 725,000 | $ 103,000 | $ 56,000 |
Kings County New York | 7 | $ 167,000 | $ 23,000 | $ 10,000 |
York County Pennsylvania | 7 | $ 537,000 | $ 76,000 | $ 26,000 |
Sussex County Delaware | 6 | $ 1,004,000 | $ 167,000 | $ 190,000 |
Suffolk County Massachusetts | 6 | $ 30,000 | $ 5,000 | $ 0 |
Monmouth County New Jersey | 6 | $ 231,000 | $ 38,000 | $ 54,000 |
Union County New Jersey | 6 | $ 339,000 | $ 56,000 | $ 50,000 |
Richmond County New York | 6 | $ 27,000 | $ 4,000 | $ 0 |
Westchester County New York | 6 | $ 28,000 | $ 4,000 | $ 0 |
Columbia County Pennsylvania | 6 | $ 324,000 | $ 54,000 | $ 25,000 |
Dauphin County Pennsylvania | 6 | $ 398,000 | $ 66,000 | $ 34,000 |
Pike County Pennsylvania | 6 | $ 855,000 | $ 142,000 | $ 125,000 |
Kent County Rhode Island | 6 | $ 27,000 | $ 4,000 | $ 0 |
Fairfax County Virginia | 6 | $ 1,218,000 | $ 203,000 | $ 51,000 |
Norfolk County Massachusetts | 5 | $ 24,000 | $ 4,000 | $ 0 |
Warren County New Jersey | 5 | $ 200,000 | $ 40,000 | $ 23,000 |
Clinton County Pennsylvania | 5 | $ 409,000 | $ 81,000 | $ 41,000 |
Loudoun County Virginia | 5 | $ 865,000 | $ 173,000 | $ 71,000 |
New London County Connecticut | 4 | $ 10,000 | $ 2,000 | $ 0 |
Baltimore County Maryland | 4 | $ 18,000 | $ 4,000 | $ 0 |
Montgomery County Maryland | 4 | $ 12,000 | $ 3,000 | $ 0 |
Essex County Massachusetts | 4 | $ 16,000 | $ 4,000 | $ 0 |
Bergen County New Jersey | 4 | $ 267,000 | $ 66,000 | $ 50,000 |
Somerset County New Jersey | 4 | $ 1,234,000 | $ 308,000 | $ 170,000 |
Adams County Pennsylvania | 4 | $ 11,000 | $ 2,000 | $ 0 |
Blair County Pennsylvania | 4 | $ 802,000 | $ 200,000 | $ 103,000 |
Westmoreland County Pennsylvania | 4 | $ 155,000 | $ 38,000 | $ 23,000 |
Fairfield County Connecticut | 3 | $ 6,000 | $ 2,000 | $ 0 |
Tolland County Connecticut | 3 | $ 11,000 | $ 3,000 | $ 0 |
Kent County Delaware | 3 | $ 8,000 | $ 2,000 | $ 0 |
Anne Arundel County Maryland | 3 | $ 8,000 | $ 2,000 | $ 0 |
Harford County Maryland | 3 | $ 682,000 | $ 227,000 | $ 65,000 |
Prince George's County Maryland | 3 | $ 295,000 | $ 98,000 | $ 32,000 |
Worcester County Maryland | 3 | $ 183,000 | $ 61,000 | $ 41,000 |
Hunterdon County New Jersey | 3 | $ 16,000 | $ 5,000 | $ 0 |
Middlesex County New Jersey | 3 | $ 10,000 | $ 3,000 | $ 0 |
Bronx County New York | 3 | $ 12,000 | $ 4,000 | $ 0 |
Huntingdon County Pennsylvania | 3 | $ 724,000 | $ 241,000 | $ 81,000 |
Mifflin County Pennsylvania | 3 | $ 234,000 | $ 78,000 | $ 56,000 |
Perry County Pennsylvania | 3 | $ 607,000 | $ 202,000 | $ 52,000 |
Middlesex County Connecticut | 2 | $ 13,000 | $ 6,000 | $ 0 |
Windham County Connecticut | 2 | $ 13,000 | $ 6,000 | $ 0 |
District of Columbia County District Of Columbia | 2 | $ 4,000 | $ 2,000 | $ 0 |
Kent County Maryland | 2 | $ 213,000 | $ 106,000 | $ 150,000 |
Passaic County New Jersey | 2 | $ 8,000 | $ 4,000 | $ 0 |
New York County New York | 2 | $ 527,000 | $ 263,000 | $ 471,000 |
Sullivan County New York | 2 | $ 8,000 | $ 4,000 | $ 0 |
Allegheny County Pennsylvania | 2 | $ 258,000 | $ 129,000 | $ 92,000 |
Bradford County Pennsylvania | 2 | $ 204,000 | $ 102,000 | $ 109,000 |
Clearfield County Pennsylvania | 2 | $ 56,000 | $ 28,000 | $ 265,000 |
Lackawanna County Pennsylvania | 2 | $ 277,000 | $ 138,000 | $ 36,000 |
Snyder County Pennsylvania | 2 | $ 4,590,000 | $ 2,295,000 | $ 0 |
Newport County Rhode Island | 2 | $ 9,000 | $ 4,000 | $ 0 |
Chesterfield County Virginia | 2 | $ 10,000 | $ 5,000 | $ 0 |
Stafford County Virginia | 2 | $ 126,000 | $ 63,000 | $ 12,000 |
Marion County Arkansas | 1 | $ 200,000 | $ 200,000 | $ 87,000 |
Contra Costa County California | 1 | $ 2,000 | $ 2,000 | $ 0 |
Litchfield County Connecticut | 1 | $ 2,000 | $ 2,000 | $ 0 |
Broward County Florida | 1 | $ 188,000 | $ 188,000 | $ 126,000 |
Lee County Florida | 1 | $ 200,000 | $ 200,000 | $ 592,000 |
Palm Beach County Florida | 1 | $ 4,000 | $ 4,000 | $ 0 |
Forsyth County Georgia | 1 | $ 288,000 | $ 288,000 | $ 80,000 |
Hancock County Maine | 1 | $ 8,000 | $ 8,000 | $ 0 |
Kennebec County Maine | 1 | $ 9,000 | $ 9,000 | $ 0 |
Knox County Maine | 1 | $ 2,000 | $ 2,000 | $ 0 |
Piscataquis County Maine | 1 | $ 2,000 | $ 2,000 | $ 0 |
Washington County Maine | 1 | $ 1,000 | $ 1,000 | $ 0 |
Calvert County Maryland | 1 | $ 246,000 | $ 246,000 | $ 145,000 |
Frederick County Maryland | 1 | $ 2,000 | $ 2,000 | $ 0 |
Washington County Maryland | 1 | $ 4,000 | $ 4,000 | $ 0 |
Wicomico County Maryland | 1 | $ 6,000 | $ 6,000 | $ 0 |
Barnstable County Massachusetts | 1 | $ 5,000 | $ 5,000 | $ 0 |
Hampden County Massachusetts | 1 | $ 5,000 | $ 5,000 | $ 0 |
Cheshire County New Hampshire | 1 | $ 7,000 | $ 7,000 | $ 0 |
Cumberland County New Jersey | 1 | $ 1,000 | $ 1,000 | $ 0 |
Essex County New Jersey | 1 | $ 2,000 | $ 2,000 | $ 0 |
Salem County New Jersey | 1 | $ 2,000 | $ 2,000 | $ 0 |
Columbia County New York | 1 | $ 1,000 | $ 1,000 | $ 0 |
Fulton County New York | 1 | $ 4,000 | $ 4,000 | $ 0 |
Putnam County New York | 1 | $ 4,000 | $ 4,000 | $ 0 |
Rockland County New York | 1 | $ 4,000 | $ 4,000 | $ 0 |
Schenectady County New York | 1 | $ 1,000 | $ 1,000 | $ 0 |
St. Lawrence County New York | 1 | $ 7,000 | $ 7,000 | $ 0 |
Tioga County New York | 1 | $ 6,000 | $ 6,000 | $ 0 |
Ulster County New York | 1 | $ 2,000 | $ 2,000 | $ 0 |
Catawba County North Carolina | 1 | $ 272,000 | $ 272,000 | $ 281,000 |
Mecklenburg County North Carolina | 1 | $ 2,000 | $ 2,000 | $ 0 |
Moore County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
Cumberland County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 32,000 |
Erie County Pennsylvania | 1 | $ 1,000 | $ 1,000 | $ 0 |
Forest County Pennsylvania | 1 | $ 4,000 | $ 4,000 | $ 0 |
Franklin County Pennsylvania | 1 | $ 3,000 | $ 3,000 | $ 0 |
Lycoming County Pennsylvania | 1 | $ 297,000 | $ 297,000 | $ 267,000 |
Mercer County Pennsylvania | 1 | $ 2,000 | $ 2,000 | $ 0 |
Potter County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
Sullivan County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 170,000 |
Warren County Pennsylvania | 1 | $ 2,000 | $ 2,000 | $ 0 |
Wayne County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 451,000 |
Wyoming County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 51,000 |
Horry County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 29,000 |
Bennington County Vermont | 1 | $ 1,000 | $ 1,000 | $ 0 |
Franklin County Vermont | 1 | $ 3,000 | $ 3,000 | $ 0 |
Rutland County Vermont | 1 | $ 106,000 | $ 106,000 | $ 38,000 |
Accomack County Virginia | 1 | $ 350,000 | $ 350,000 | $ 0 |
Arlington County Virginia | 1 | $ 417,000 | $ 417,000 | $ 118,000 |
Fairfax City County Virginia | 1 | $ 2,000 | $ 2,000 | $ 0 |
Hampton County Virginia | 1 | $ 3,000 | $ 3,000 | $ 0 |
Newport News County Virginia | 1 | $ 4,000 | $ 4,000 | $ 0 |
Virginia Beach County Virginia | 1 | $ 3,000 | $ 3,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Improvement | 1,962 | $63,645,000 | $32,000 | $2,144,000 | $53,000 | $1,428,000 |
Refinancing | 1,863 | $222,698,000 | $119,000 | $3,160,000 | $81,000 | $4,907,000 |
Home Purchase | 1,134 | $194,709,000 | $171,000 | $3,000,000 | $91,000 | $2,547,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,687 | $388,680,000 | $105,000 | $3,000,000 | $86,000 | $4,907,000 |
Not applicable | 665 | $37,998,000 | $57,000 | $3,160,000 | $0 | $0 |
Hispanic | 312 | $23,486,000 | $75,000 | $3,000,000 | $51,000 | $492,000 |
Not Provided | 134 | $13,737,000 | $102,000 | $1,115,000 | $96,000 | $460,000 |
Black or African American | 88 | $7,947,000 | $90,000 | $417,000 | $59,000 | $396,000 |
Asian | 66 | $8,315,000 | $125,000 | $822,000 | $113,000 | $1,197,000 |
American Indian or Alaskan Native | 5 | $733,000 | $146,000 | $350,000 | $45,000 | $84,000 |
Native Hawaiian or Other Pacific Islander | 2 | $156,000 | $78,000 | $104,000 | $33,000 | $67,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,853 | $464,388,000 | $95,000 | $3,160,000 | $73,000 | $4,907,000 |
FHA-insured (Federal Housing Administration) | 106 | $16,664,000 | $157,000 | $390,000 | $56,000 | $199,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,202 | $372,998,000 | $116,000 | $3,160,000 | $86,000 | $4,907,000 |
Application Denied By Financial Institution | 670 | $50,188,000 | $74,000 | $1,115,000 | $59,000 | $1,260,000 |
Loan Purchased By The Institution | 602 | $2,376,000 | $3,000 | $13,000 | $1,000 | $77,000 |
Application Withdrawn By Applicant | 236 | $29,164,000 | $123,000 | $1,000,000 | $83,000 | $628,000 |
Application Approved But Not Accepted | 206 | $19,954,000 | $96,000 | $1,600,000 | $88,000 | $942,000 |
File Closed For Incompleteness | 37 | $5,674,000 | $153,000 | $743,000 | $106,000 | $996,000 |
Preapproval Denied by Financial Institution | 6 | $698,000 | $116,000 | $160,000 | $39,000 | $70,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 299 | $14,419,000 | $48,000 | $345,000 | $54,000 | $257,000 |
Debt-To-Income Ratio | 214 | $20,072,000 | $93,000 | $1,115,000 | $53,000 | $1,260,000 |
Collateral | 89 | $11,462,000 | $128,000 | $420,000 | $84,000 | $264,000 |
Other | 48 | $2,254,000 | $46,000 | $190,000 | $67,000 | $204,000 |
Employment History | 12 | $729,000 | $60,000 | $213,000 | $35,000 | $74,000 |
Unverifiable Information | 10 | $1,395,000 | $139,000 | $288,000 | $80,000 | $209,000 |
Mortgage Insurance Denied | 3 | $489,000 | $163,000 | $262,000 | $117,000 | $200,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $66,000 | $66,000 | $66,000 | $50,000 | $50,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.