National Penn Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for National Penn Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | National Penn Bank Po Box 547 Boyertown, PA 19512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,483 |
| Total Mortgage Loan Application Amount | $275,891,000 |
| Average Mortgage Loan Application Amount | $221,200 |
| Highest Mortgage Loan Application Amount | $4,750,000 |
| Average Applicant Income | $92,100 |
| Highest Applicant Income | $4,521,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berks County Pennsylvania | 838 | $ 58,303,000 | $ 69,000 | $ 56,000 |
| Montgomery County Pennsylvania | 401 | $ 41,715,000 | $ 104,000 | $ 100,000 |
| Chester County Pennsylvania | 297 | $ 39,517,000 | $ 133,000 | $ 89,000 |
| Bucks County Pennsylvania | 228 | $ 30,344,000 | $ 133,000 | $ 72,000 |
| Lancaster County Pennsylvania | 145 | $ 19,295,000 | $ 133,000 | $ 70,000 |
| Lehigh County Pennsylvania | 141 | $ 12,761,000 | $ 90,000 | $ 60,000 |
| Philadelphia County Pennsylvania | 107 | $ 16,534,000 | $ 154,000 | $ 54,000 |
| Delaware County Pennsylvania | 57 | $ 9,595,000 | $ 168,000 | $ 81,000 |
| Baltimore County Maryland | 36 | $ 5,406,000 | $ 150,000 | $ 90,000 |
| Northampton County Pennsylvania | 35 | $ 3,980,000 | $ 113,000 | $ 73,000 |
| Anne Arundel County Maryland | 15 | $ 3,304,000 | $ 220,000 | $ 126,000 |
| Cape May County New Jersey | 14 | $ 6,009,000 | $ 429,000 | $ 287,000 |
| Fairfax County Virginia | 11 | $ 3,537,000 | $ 321,000 | $ 97,000 |
| Centre County Pennsylvania | 10 | $ 901,000 | $ 90,000 | $ 78,000 |
| Baltimore City County Maryland | 9 | $ 1,210,000 | $ 134,000 | $ 67,000 |
| Carroll County Maryland | 8 | $ 1,522,000 | $ 190,000 | $ 81,000 |
| Schuylkill County Pennsylvania | 8 | $ 499,000 | $ 62,000 | $ 64,000 |
| Loudoun County Virginia | 8 | $ 2,068,000 | $ 258,000 | $ 87,000 |
| Howard County Maryland | 6 | $ 1,094,000 | $ 182,000 | $ 132,000 |
| Montgomery County Maryland | 6 | $ 1,359,000 | $ 226,000 | $ 95,000 |
| Worcester County Maryland | 6 | $ 744,000 | $ 124,000 | $ 155,000 |
| Sussex County Delaware | 5 | $ 551,000 | $ 110,000 | $ 116,000 |
| Harford County Maryland | 5 | $ 662,000 | $ 132,000 | $ 62,000 |
| Burlington County New Jersey | 5 | $ 515,000 | $ 103,000 | $ 91,000 |
| Prince George's County Maryland | 4 | $ 770,000 | $ 192,000 | $ 143,000 |
| Atlantic County New Jersey | 4 | $ 489,000 | $ 122,000 | $ 85,000 |
| Carbon County Pennsylvania | 4 | $ 216,000 | $ 54,000 | $ 37,000 |
| Monroe County Pennsylvania | 4 | $ 275,000 | $ 68,000 | $ 84,000 |
| York County Pennsylvania | 4 | $ 612,000 | $ 153,000 | $ 165,000 |
| Frederick County Maryland | 3 | $ 797,000 | $ 265,000 | $ 204,000 |
| Gloucester County New Jersey | 3 | $ 441,000 | $ 147,000 | $ 92,000 |
| Hunterdon County New Jersey | 3 | $ 912,000 | $ 304,000 | $ 157,000 |
| Lebanon County Pennsylvania | 3 | $ 220,000 | $ 73,000 | $ 90,000 |
| Luzerne County Pennsylvania | 3 | $ 286,000 | $ 95,000 | $ 60,000 |
| Greenville County South Carolina | 3 | $ 159,000 | $ 53,000 | $ 68,000 |
| Prince William County Virginia | 3 | $ 1,111,000 | $ 370,000 | $ 127,000 |
| New Castle County Delaware | 2 | $ 370,000 | $ 185,000 | $ 94,000 |
| Camden County New Jersey | 2 | $ 292,000 | $ 146,000 | $ 39,000 |
| Monmouth County New Jersey | 2 | $ 371,000 | $ 185,000 | $ 300,000 |
| Ocean County New Jersey | 2 | $ 197,000 | $ 98,000 | $ 73,000 |
| Somerset County New Jersey | 2 | $ 1,215,000 | $ 607,000 | $ 43,000 |
| Cumberland County Pennsylvania | 2 | $ 249,000 | $ 124,000 | $ 91,000 |
| Dauphin County Pennsylvania | 2 | $ 264,000 | $ 132,000 | $ 146,000 |
| Lycoming County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 198,000 |
| Fauquier County Virginia | 2 | $ 685,000 | $ 342,000 | $ 102,000 |
| New London County Connecticut | 1 | $ 102,000 | $ 102,000 | $ 160,000 |
| District of Columbia County District Of Columbia | 1 | $ 420,000 | $ 420,000 | $ 144,000 |
| Calvert County Maryland | 1 | $ 111,000 | $ 111,000 | $ 67,000 |
| Cecil County Maryland | 1 | $ 132,000 | $ 132,000 | $ 70,000 |
| Talbot County Maryland | 1 | $ 356,000 | $ 356,000 | $ 129,000 |
| Washington County Maryland | 1 | $ 133,000 | $ 133,000 | $ 94,000 |
| Mercer County New Jersey | 1 | $ 166,000 | $ 166,000 | $ 161,000 |
| Morris County New Jersey | 1 | $ 36,000 | $ 36,000 | $ 87,000 |
| Salem County New Jersey | 1 | $ 104,000 | $ 104,000 | $ 90,000 |
| Warren County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 143,000 |
| Blair County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 53,000 |
| Columbia County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 38,000 |
| Franklin County Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 91,000 |
| Huntingdon County Pennsylvania | 1 | $ 28,000 | $ 28,000 | $ 175,000 |
| Lackawanna County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 292,000 |
| Montour County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 100,000 |
| Pike County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 205,000 |
| Susquehanna County Pennsylvania | 1 | $ 67,000 | $ 67,000 | $ 65,000 |
| Wyoming County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Albemarle County Virginia | 1 | $ 976,000 | $ 976,000 | $ 239,000 |
| Alexandria County Virginia | 1 | $ 341,000 | $ 341,000 | $ 152,000 |
| Caroline County Virginia | 1 | $ 30,000 | $ 30,000 | $ 18,000 |
| Falls Church County Virginia | 1 | $ 444,000 | $ 444,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for National Penn Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,719 | $206,332,000 | $195,375 | $2,000,000 | $120,250 | $4,521,000 |
| Home Improvement (one-to-four family) | 475 | $18,904,000 | $57,250 | $376,000 | $55,000 | $360,000 |
| Home Purchase (one-to-four family) | 259 | $34,027,000 | $186,333 | $1,464,000 | $110,000 | $1,446,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 30 | $16,628,000 | $757,000 | $4,750,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,142 | $225,510,000 | $195,250 | $2,000,000 | $114,875 | $4,521,000 |
| Information not provided by applicant in mail or telephone application | 156 | $19,774,000 | $107,750 | $900,000 | $88,250 | $475,000 |
| Asian or Pacific Islander | 49 | $5,910,000 | $129,333 | $400,000 | $87,000 | $500,000 |
| Black | 48 | $5,232,000 | $187,666 | $420,000 | $71,666 | $234,000 |
| Hispanic | 45 | $1,822,000 | $40,000 | $176,000 | $38,000 | $131,000 |
| Not applicable | 35 | $16,203,000 | $644,000 | $4,750,000 | $219,000 | $1,000,000 |
| Other | 8 | $1,440,000 | $349,000 | $575,000 | $45,500 | $201,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,483 | $275,891,000 | $196,625 | $4,750,000 | $113,500 | $4,521,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,239 | $187,620,000 | $206,000 | $2,000,000 | $118,125 | $1,364,000 |
| Loan Originated | 995 | $76,926,000 | $143,333 | $4,750,000 | $96,000 | $4,521,000 |
| Application Denied By Financial Institution | 124 | $5,835,000 | $65,333 | $200,000 | $49,333 | $100,000 |
| Application Withdrawn By Applicant | 123 | $5,384,000 | $99,000 | $200,000 | $91,333 | $626,000 |
| File Closed For Incompleteness | 1 | $17,000 | $17,000 | $17,000 | $53,000 | $53,000 |
| Application Approved But Not Accepted | 1 | $109,000 | $109,000 | $109,000 | $48,000 | $48,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 69 | $2,866,000 | $38,500 | $158,000 | $65,000 | $100,000 |
| Debt-To-Income Ratio | 52 | $2,894,000 | $92,666 | $200,000 | $46,000 | $96,000 |
| Collateral | 3 | $75,000 | $25,000 | $25,000 | $62,000 | $78,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.