2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
National City Bank Of The Midw
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
National City Bank Of The Midw 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | National City Bank Of The Midw 1900 East Ninth Cleveland, OH 44114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,487 |
| Total Mortgage Loan Application Amount | $248,850,000 |
| Average Mortgage Loan Application Amount | $231,875 |
| Highest Mortgage Loan Application Amount | $3,700,000 |
| Average Applicant Income | $131,218 |
| Highest Applicant Income | $5,559,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with National City Bank Of The Midw. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing National City Bank Of The Midw's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down National City Bank Of The Midw's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how National City Bank Of The Midw serves its applicants.
Each category highlights the total number of mortgage applications processed by National City Bank Of The Midw, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at National City Bank Of The Midw's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adair County Missouri | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Alameda County California | 1 | $ 1,811,000 | $ 1,811,000 | $ 0 |
| Alger County Michigan | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Allegan County Michigan | 13 | $ 3,213,000 | $ 247,000 | $ 32,000 |
| Allegheny County Pennsylvania | 4 | $ 702,000 | $ 175,000 | $ 471,000 |
| Antrim County Michigan | 4 | $ 353,000 | $ 88,000 | $ 74,000 |
| Arenac County Michigan | 1 | $ 70,000 | $ 70,000 | $ 47,000 |
| Baldwin County Alabama | 1 | $ 81,000 | $ 81,000 | $ 48,000 |
| Barry County Michigan | 2 | $ 288,000 | $ 144,000 | $ 17,000 |
| Bay County Michigan | 3 | $ 221,000 | $ 73,000 | $ 16,000 |
| Beaufort County South Carolina | 2 | $ 620,000 | $ 310,000 | $ 60,000 |
| Benton County Arkansas | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Berrien County Michigan | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| Bollinger County Missouri | 1 | $ 103,000 | $ 103,000 | $ 55,000 |
| Boone County Illinois | 2 | $ 761,000 | $ 380,000 | $ 0 |
| Boulder County Colorado | 2 | $ 284,000 | $ 142,000 | $ 70,000 |
| Branch County Michigan | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
| Brevard County Florida | 1 | $ 100,000 | $ 100,000 | $ 163,000 |
| Broward County Florida | 8 | $ 3,591,000 | $ 448,000 | $ 194,000 |
| Caddo County Louisiana | 2 | $ 243,000 | $ 121,000 | $ 114,000 |
| Calhoun County Michigan | 1 | $ 244,000 | $ 244,000 | $ 101,000 |
| Champaign County Illinois | 6 | $ 1,701,000 | $ 283,000 | $ 83,000 |
| Charlevoix County Michigan | 5 | $ 1,009,000 | $ 201,000 | $ 48,000 |
| Charlotte County Florida | 4 | $ 484,000 | $ 121,000 | $ 125,000 |
| Cheboygan County Michigan | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Chippewa County Michigan | 4 | $ 380,000 | $ 95,000 | $ 73,000 |
| Clare County Michigan | 2 | $ 245,000 | $ 122,000 | $ 52,000 |
| Clark County Nevada | 5 | $ 966,000 | $ 193,000 | $ 129,000 |
| Clermont County Ohio | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Clinton County Indiana | 1 | $ 96,000 | $ 96,000 | $ 62,000 |
| Cobb County Georgia | 2 | $ 191,000 | $ 95,000 | $ 44,000 |
| Coffee County Tennessee | 2 | $ 103,000 | $ 51,000 | $ 62,000 |
| Coles County Illinois | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Collier County Florida | 9 | $ 4,361,000 | $ 484,000 | $ 284,000 |
| Contra Costa County California | 1 | $ 386,000 | $ 386,000 | $ 85,000 |
| Cook County Illinois | 42 | $ 16,367,000 | $ 389,000 | $ 96,000 |
| Crawford County Missouri | 1 | $ 83,000 | $ 83,000 | $ 150,000 |
| Crow Wing County Minnesota | 1 | $ 1,425,000 | $ 1,425,000 | $ 412,000 |
| Cuyahoga County Ohio | 1 | $ 232,000 | $ 232,000 | $ 145,000 |
| Dakota County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 62,000 |
| Decatur County Tennessee | 1 | $ 312,000 | $ 312,000 | $ 190,000 |
| Delaware County Ohio | 1 | $ 257,000 | $ 257,000 | $ 79,000 |
| Delaware County Pennsylvania | 1 | $ 650,000 | $ 650,000 | $ 313,000 |
| Denver County Colorado | 2 | $ 534,000 | $ 267,000 | $ 95,000 |
| DeSoto County Mississippi | 1 | $ 259,000 | $ 259,000 | $ 114,000 |
| DuPage County Illinois | 4 | $ 1,048,000 | $ 262,000 | $ 132,000 |
| Duval County Florida | 1 | $ 150,000 | $ 150,000 | $ 135,000 |
| Eagle County Colorado | 1 | $ 323,000 | $ 323,000 | $ 150,000 |
| Eaton County Michigan | 3 | $ 348,000 | $ 116,000 | $ 38,000 |
| Elkhart County Indiana | 2 | $ 177,000 | $ 88,000 | $ 70,000 |
| Emmet County Michigan | 7 | $ 1,887,000 | $ 269,000 | $ 13,000 |
| Fairfax County Virginia | 1 | $ 265,000 | $ 265,000 | $ 152,000 |
| Franklin County Missouri | 8 | $ 1,221,000 | $ 152,000 | $ 66,000 |
| Franklin County Ohio | 2 | $ 670,000 | $ 335,000 | $ 225,000 |
| Fulton County Illinois | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Gallatin County Montana | 1 | $ 108,000 | $ 108,000 | $ 26,000 |
| Genesee County Michigan | 8 | $ 856,000 | $ 107,000 | $ 73,000 |
| Gladwin County Michigan | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
| Grafton County New Hampshire | 2 | $ 535,000 | $ 267,000 | $ 203,000 |
| Grand Traverse County Michigan | 17 | $ 1,926,000 | $ 113,000 | $ 63,000 |
| Greene County Ohio | 1 | $ 196,000 | $ 196,000 | $ 43,000 |
| Greenville County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 200,000 |
| Grundy County Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Hamilton County Indiana | 2 | $ 374,000 | $ 187,000 | $ 53,000 |
| Hamilton County Ohio | 3 | $ 654,000 | $ 218,000 | $ 158,000 |
| Harris County Texas | 2 | $ 273,000 | $ 136,000 | $ 125,000 |
| Hendricks County Indiana | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Hennepin County Minnesota | 1 | $ 196,000 | $ 196,000 | $ 56,000 |
| Hernando County Florida | 1 | $ 204,000 | $ 204,000 | $ 79,000 |
| Highlands County Florida | 1 | $ 103,000 | $ 103,000 | $ 158,000 |
| Hillsborough County Florida | 2 | $ 1,362,000 | $ 681,000 | $ 287,000 |
| Honolulu County Hawaii | 1 | $ 95,000 | $ 95,000 | $ 193,000 |
| Horry County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Houghton County Michigan | 5 | $ 509,000 | $ 101,000 | $ 39,000 |
| Howard County Maryland | 1 | $ 242,000 | $ 242,000 | $ 77,000 |
| Ingham County Michigan | 7 | $ 812,000 | $ 116,000 | $ 40,000 |
| Ionia County Michigan | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 222,000 | $ 222,000 | $ 75,000 |
| Iron County Wisconsin | 2 | $ 197,000 | $ 98,000 | $ 50,000 |
| Isabella County Michigan | 1 | $ 134,000 | $ 134,000 | $ 122,000 |
| Jackson County Michigan | 1 | $ 224,000 | $ 224,000 | $ 77,000 |
| Jackson County Missouri | 1 | $ 221,000 | $ 221,000 | $ 81,000 |
| Jefferson County Colorado | 1 | $ 249,000 | $ 249,000 | $ 120,000 |
| Jefferson County Kentucky | 1 | $ 282,000 | $ 282,000 | $ 102,000 |
| Jefferson County Missouri | 69 | $ 4,455,000 | $ 64,000 | $ 47,000 |
| Johnson County Illinois | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Johnson County Kansas | 1 | $ 292,000 | $ 292,000 | $ 108,000 |
| Kalamazoo County Michigan | 23 | $ 6,233,000 | $ 271,000 | $ 43,000 |
| Kalkaska County Michigan | 5 | $ 437,000 | $ 87,000 | $ 47,000 |
| Kandiyohi County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| Kane County Illinois | 2 | $ 274,000 | $ 137,000 | $ 0 |
| Kankakee County Illinois | 2 | $ 348,000 | $ 174,000 | $ 39,000 |
| Kent County Michigan | 12 | $ 1,940,000 | $ 161,000 | $ 83,000 |
| Kenton County Kentucky | 1 | $ 168,000 | $ 168,000 | $ 65,000 |
| King County Washington | 1 | $ 380,000 | $ 380,000 | $ 180,000 |
| Lake County Florida | 1 | $ 118,000 | $ 118,000 | $ 102,000 |
| Lake County Illinois | 5 | $ 1,363,000 | $ 272,000 | $ 76,000 |
| Lapeer County Michigan | 3 | $ 360,000 | $ 120,000 | $ 75,000 |
| LaSalle County Illinois | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lee County Florida | 14 | $ 4,034,000 | $ 288,000 | $ 100,000 |
| Leelanau County Michigan | 2 | $ 302,000 | $ 151,000 | $ 62,000 |
| Lenawee County Michigan | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Lincoln County Missouri | 1 | $ 137,000 | $ 137,000 | $ 38,000 |
| Livingston County Michigan | 13 | $ 3,061,000 | $ 235,000 | $ 102,000 |
| Lorain County Ohio | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Los Angeles County California | 6 | $ 1,142,000 | $ 190,000 | $ 223,000 |
| Lucas County Ohio | 6 | $ 669,000 | $ 111,000 | $ 53,000 |
| Mackinac County Michigan | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Macomb County Michigan | 50 | $ 7,524,000 | $ 150,000 | $ 47,000 |
| Macon County Illinois | 2 | $ 1,015,000 | $ 507,000 | $ 166,000 |
| Madison County Illinois | 6 | $ 178,000 | $ 29,000 | $ 56,000 |
| Manatee County Florida | 4 | $ 1,135,000 | $ 283,000 | $ 201,000 |
| Manistee County Michigan | 6 | $ 648,000 | $ 108,000 | $ 52,000 |
| Maricopa County Arizona | 5 | $ 860,000 | $ 172,000 | $ 65,000 |
| Marinette County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Marion County Florida | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Marion County Indiana | 2 | $ 212,000 | $ 106,000 | $ 0 |
| Marquette County Michigan | 3 | $ 393,000 | $ 131,000 | $ 96,000 |
| Martin County Florida | 3 | $ 259,000 | $ 86,000 | $ 44,000 |
| Mason County Illinois | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Mason County Michigan | 2 | $ 283,000 | $ 141,000 | $ 33,000 |
| Maui County Hawaii | 2 | $ 260,000 | $ 130,000 | $ 61,000 |
| McHenry County Illinois | 1 | $ 290,000 | $ 290,000 | $ 100,000 |
| McLean County Illinois | 16 | $ 2,401,000 | $ 150,000 | $ 21,000 |
| Medina County Ohio | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Menominee County Michigan | 3 | $ 401,000 | $ 133,000 | $ 18,000 |
| Mercer County New Jersey | 2 | $ 658,000 | $ 329,000 | $ 499,000 |
| Miami-Dade County Florida | 1 | $ 230,000 | $ 230,000 | $ 52,000 |
| Middlesex County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 98,000 |
| Midland County Michigan | 2 | $ 363,000 | $ 181,000 | $ 89,000 |
| Milwaukee County Wisconsin | 3 | $ 488,000 | $ 162,000 | $ 105,000 |
| Missoula County Montana | 1 | $ 160,000 | $ 160,000 | $ 59,000 |
| Monroe County Florida | 4 | $ 2,036,000 | $ 509,000 | $ 28,000 |
| Monroe County Illinois | 2 | $ 92,000 | $ 46,000 | $ 66,000 |
| Monroe County Michigan | 24 | $ 2,361,000 | $ 98,000 | $ 33,000 |
| Montcalm County Michigan | 2 | $ 379,000 | $ 189,000 | $ 0 |
| Montezuma County Colorado | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Montgomery County Alabama | 1 | $ 168,000 | $ 168,000 | $ 48,000 |
| Montgomery County Ohio | 2 | $ 230,000 | $ 115,000 | $ 85,000 |
| Montgomery County Pennsylvania | 2 | $ 488,000 | $ 244,000 | $ 123,000 |
| Montgomery County Texas | 1 | $ 146,000 | $ 146,000 | $ 94,000 |
| Montmorency County Michigan | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
| Montour County Pennsylvania | 1 | $ 290,000 | $ 290,000 | $ 300,000 |
| Muskegon County Michigan | 4 | $ 1,178,000 | $ 294,000 | $ 120,000 |
| Newton County Georgia | 1 | $ 148,000 | $ 148,000 | $ 58,000 |
| Oakland County Michigan | 140 | $ 31,919,000 | $ 227,000 | $ 78,000 |
| Oceana County Michigan | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Ogle County Illinois | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 254,000 | $ 254,000 | $ 108,000 |
| Orange County Florida | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Orange County New York | 2 | $ 465,000 | $ 232,000 | $ 222,000 |
| Osceola County Florida | 2 | $ 425,000 | $ 212,000 | $ 179,000 |
| Osceola County Michigan | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Ottawa County Michigan | 27 | $ 3,325,000 | $ 123,000 | $ 46,000 |
| Owen County Indiana | 1 | $ 60,000 | $ 60,000 | $ 19,000 |
| Ozaukee County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 358,000 |
| Palm Beach County Florida | 5 | $ 1,300,000 | $ 260,000 | $ 187,000 |
| Paulding County Ohio | 1 | $ 220,000 | $ 220,000 | $ 713,000 |
| Peoria County Illinois | 24 | $ 6,891,000 | $ 287,000 | $ 0 |
| Phillips County Arkansas | 1 | $ 106,000 | $ 106,000 | $ 100,000 |
| Pima County Arizona | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Pinal County Arizona | 1 | $ 78,000 | $ 78,000 | $ 50,000 |
| Pinellas County Florida | 6 | $ 2,531,000 | $ 421,000 | $ 102,000 |
| Platte County Missouri | 1 | $ 331,000 | $ 331,000 | $ 739,000 |
| Polk County Florida | 1 | $ 126,000 | $ 126,000 | $ 62,000 |
| Polk County North Carolina | 2 | $ 358,000 | $ 179,000 | $ 68,000 |
| Presque Isle County Michigan | 2 | $ 1,009,000 | $ 504,000 | $ 9,000 |
| Prince George's County Maryland | 1 | $ 52,000 | $ 52,000 | $ 54,000 |
| Racine County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Riverside County California | 1 | $ 3,700,000 | $ 3,700,000 | $ 5,559,000 |
| Rock Island County Illinois | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Saginaw County Michigan | 5 | $ 397,000 | $ 79,000 | $ 54,000 |
| Salt Lake County Utah | 3 | $ 413,000 | $ 137,000 | $ 132,000 |
| Sangamon County Illinois | 3 | $ 335,000 | $ 111,000 | $ 0 |
| Sarasota County Florida | 3 | $ 363,000 | $ 121,000 | $ 139,000 |
| Scott County Kentucky | 1 | $ 272,000 | $ 272,000 | $ 102,000 |
| Shelby County Alabama | 1 | $ 180,000 | $ 180,000 | $ 115,000 |
| Shiawassee County Michigan | 1 | $ 79,000 | $ 79,000 | $ 25,000 |
| St. Charles County Missouri | 96 | $ 7,104,000 | $ 74,000 | $ 57,000 |
| St. Clair County Illinois | 4 | $ 35,000 | $ 8,000 | $ 58,000 |
| St. Francois County Missouri | 1 | $ 4,000 | $ 4,000 | $ 23,000 |
| St. Johns County Florida | 1 | $ 172,000 | $ 172,000 | $ 106,000 |
| St. Louis City County Missouri | 65 | $ 5,359,000 | $ 82,000 | $ 45,000 |
| St. Louis County Missouri | 267 | $ 29,795,000 | $ 111,000 | $ 65,000 |
| Steuben County Indiana | 2 | $ 226,000 | $ 113,000 | $ 53,000 |
| Story County Iowa | 1 | $ 179,000 | $ 179,000 | $ 40,000 |
| Suffolk County Virginia | 1 | $ 366,000 | $ 366,000 | $ 100,000 |
| Summit County Colorado | 1 | $ 323,000 | $ 323,000 | $ 321,000 |
| Summit County Ohio | 1 | $ 348,000 | $ 348,000 | $ 200,000 |
| Tazewell County Illinois | 7 | $ 901,000 | $ 128,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 109,000 | $ 109,000 | $ 120,000 |
| Trumbull County Ohio | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
| Tuscola County Michigan | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Union County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Van Buren County Michigan | 4 | $ 724,000 | $ 181,000 | $ 67,000 |
| Vermilion County Illinois | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Volusia County Florida | 3 | $ 494,000 | $ 164,000 | $ 51,000 |
| Warren County Mississippi | 1 | $ 151,000 | $ 151,000 | $ 102,000 |
| Warren County Missouri | 21 | $ 2,973,000 | $ 141,000 | $ 73,000 |
| Washington County Missouri | 3 | $ 67,000 | $ 22,000 | $ 40,000 |
| Washtenaw County Michigan | 36 | $ 7,112,000 | $ 197,000 | $ 73,000 |
| Wayne County Michigan | 125 | $ 19,159,000 | $ 153,000 | $ 81,000 |
| Wexford County Michigan | 1 | $ 60,000 | $ 60,000 | $ 58,000 |
| Will County Illinois | 4 | $ 1,014,000 | $ 253,000 | $ 0 |
| Williams County Ohio | 1 | $ 131,000 | $ 131,000 | $ 278,000 |
| Winnebago County Illinois | 2 | $ 286,000 | $ 143,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
Mortgage Loan Application Detail Totals for National City Bank Of The Midw in 2004
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 722 | $127,093,000 | $204,878 | $1,959,000 | $106,484 | $1,000,000 |
| Refinancing | 564 | $115,582,000 | $288,720 | $3,700,000 | $177,080 | $5,559,000 |
| Home Improvement | 201 | $6,175,000 | $143,500 | $1,100,000 | $76,166 | $300,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 848 | $133,094,000 | $227,606 | $3,700,000 | $131,909 | $5,559,000 |
| Not applicable | 498 | $97,543,000 | $395,600 | $2,155,000 | $500 | $131,000 |
| Black or African American | 73 | $7,142,000 | $136,166 | $513,000 | $161,583 | $1,000,000 |
| Not Provided | 31 | $4,920,000 | $194,714 | $565,000 | $118,571 | $250,000 |
| Asian | 23 | $4,388,000 | $212,714 | $735,000 | $200,142 | $499,000 |
| Hispanic | 9 | $1,193,000 | $129,000 | $444,000 | $87,333 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $488,000 | $162,666 | $324,000 | $72,000 | $126,000 |
| American Indian or Alaskan Native | 2 | $82,000 | $41,000 | $79,000 | $32,500 | $38,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,442 | $243,939,000 | $229,742 | $3,700,000 | $133,971 | $5,559,000 |
| FHA-insured (Federal Housing Administration) | 36 | $3,936,000 | $112,000 | $195,000 | $40,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 8 | $842,000 | $104,500 | $155,000 | $31,000 | $45,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $133,000 | $133,000 | $133,000 | $45,000 | $45,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 691 | $112,063,000 | $229,333 | $3,700,000 | $156,757 | $5,559,000 |
| Loan Purchased By The Institution | 447 | $91,231,000 | $390,500 | $2,155,000 | $0 | $0 |
| Application Approved But Not Accepted | 230 | $32,826,000 | $152,150 | $565,000 | $132,250 | $600,000 |
| Application Denied By Financial Institution | 78 | $6,829,000 | $294,000 | $1,425,000 | $119,500 | $412,000 |
| Application Withdrawn By Applicant | 41 | $5,901,000 | $107,000 | $649,000 | $74,800 | $261,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 26 | $919,000 | $142,800 | $280,000 | $70,800 | $245,000 |
| Debt-To-Income Ratio | 23 | $2,162,000 | $491,333 | $1,425,000 | $179,000 | $412,000 |
| Credit Application Incomplete | 17 | $2,882,000 | $162,000 | $900,000 | $103,500 | $360,000 |
| Collateral | 6 | $278,000 | $32,000 | $137,000 | $90,000 | $160,000 |
| Other | 4 | $485,000 | $151,666 | $240,000 | $46,333 | $108,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $43,000 | $43,000 | $43,000 | $27,000 | $27,000 |
| Mortgage Insurance Denied | 1 | $60,000 | $60,000 | $60,000 | $29,000 | $29,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National City Bank Of The Midw's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National City Bank Of The Midw's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
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