National Bank Of Commerce
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for National Bank Of Commerce.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | National Bank Of Commerce 1927 1St Avenue North Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 1,536 |
| Total Mortgage Loan Application Amount | $262,067,000 |
| Average Mortgage Loan Application Amount | $375,736 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $161,789 |
| Highest Applicant Income | $3,833,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Alabama | 641 | $ 115,773,000 | $ 180,000 | $ 75,000 |
| Shelby County Alabama | 141 | $ 22,712,000 | $ 161,000 | $ 81,000 |
| Escambia County Florida | 116 | $ 15,502,000 | $ 133,000 | $ 52,000 |
| Collier County Florida | 87 | $ 17,558,000 | $ 201,000 | $ 113,000 |
| Osceola County Florida | 80 | $ 11,561,000 | $ 144,000 | $ 64,000 |
| St. Clair County Alabama | 63 | $ 6,610,000 | $ 104,000 | $ 66,000 |
| Santa Rosa County Florida | 48 | $ 9,026,000 | $ 188,000 | $ 69,000 |
| Baldwin County Alabama | 40 | $ 9,028,000 | $ 225,000 | $ 116,000 |
| Lake County Florida | 33 | $ 4,606,000 | $ 139,000 | $ 73,000 |
| Cobb County Georgia | 31 | $ 5,203,000 | $ 167,000 | $ 74,000 |
| Paulding County Georgia | 31 | $ 4,440,000 | $ 143,000 | $ 61,000 |
| Lee County Florida | 29 | $ 4,276,000 | $ 147,000 | $ 77,000 |
| Tuscaloosa County Alabama | 13 | $ 1,220,000 | $ 93,000 | $ 63,000 |
| Madison County Alabama | 9 | $ 1,179,000 | $ 131,000 | $ 50,000 |
| Morgan County Alabama | 9 | $ 1,036,000 | $ 115,000 | $ 28,000 |
| Seminole County Florida | 9 | $ 1,363,000 | $ 151,000 | $ 81,000 |
| Orange County Florida | 8 | $ 803,000 | $ 100,000 | $ 61,000 |
| Polk County Florida | 8 | $ 947,000 | $ 118,000 | $ 69,000 |
| Blount County Alabama | 7 | $ 835,000 | $ 119,000 | $ 108,000 |
| Walker County Alabama | 7 | $ 536,000 | $ 76,000 | $ 106,000 |
| Okaloosa County Florida | 7 | $ 2,559,000 | $ 365,000 | $ 886,000 |
| Elmore County Alabama | 6 | $ 1,733,000 | $ 288,000 | $ 266,000 |
| Walton County Florida | 6 | $ 1,583,000 | $ 263,000 | $ 21,000 |
| Douglas County Georgia | 6 | $ 1,004,000 | $ 167,000 | $ 65,000 |
| Winston County Alabama | 5 | $ 549,000 | $ 109,000 | $ 130,000 |
| Carroll County Georgia | 5 | $ 1,047,000 | $ 209,000 | $ 89,000 |
| Bibb County Alabama | 4 | $ 313,000 | $ 78,000 | $ 74,000 |
| Alachua County Florida | 4 | $ 435,000 | $ 108,000 | $ 69,000 |
| Indian River County Florida | 4 | $ 424,000 | $ 106,000 | $ 75,000 |
| Volusia County Florida | 4 | $ 348,000 | $ 87,000 | $ 221,000 |
| Fulton County Georgia | 4 | $ 1,019,000 | $ 254,000 | $ 77,000 |
| Cullman County Alabama | 3 | $ 533,000 | $ 177,000 | $ 98,000 |
| Pike County Alabama | 3 | $ 41,000 | $ 13,000 | $ 63,000 |
| Jackson County North Carolina | 3 | $ 588,000 | $ 196,000 | $ 131,000 |
| Coosa County Alabama | 2 | $ 625,000 | $ 312,000 | $ 210,000 |
| Escambia County Alabama | 2 | $ 283,000 | $ 141,000 | $ 68,000 |
| Etowah County Alabama | 2 | $ 346,000 | $ 173,000 | $ 84,000 |
| Lee County Alabama | 2 | $ 260,000 | $ 130,000 | $ 34,000 |
| Mobile County Alabama | 2 | $ 137,000 | $ 68,000 | $ 53,000 |
| Talladega County Alabama | 2 | $ 830,000 | $ 415,000 | $ 242,000 |
| Bay County Florida | 2 | $ 591,000 | $ 295,000 | $ 131,000 |
| Hillsborough County Florida | 2 | $ 328,000 | $ 164,000 | $ 85,000 |
| Sumter County Florida | 2 | $ 502,000 | $ 251,000 | $ 86,000 |
| Clarke County Georgia | 2 | $ 123,000 | $ 61,000 | $ 31,000 |
| DeKalb County Georgia | 2 | $ 768,000 | $ 384,000 | $ 157,000 |
| Muscogee County Georgia | 2 | $ 293,000 | $ 146,000 | $ 102,000 |
| Pasquotank County North Carolina | 2 | $ 195,000 | $ 97,000 | $ 48,000 |
| Henrico County Virginia | 2 | $ 276,000 | $ 138,000 | $ 72,000 |
| Cherokee County Alabama | 1 | $ 132,000 | $ 132,000 | $ 87,000 |
| Chilton County Alabama | 1 | $ 60,000 | $ 60,000 | $ 128,000 |
| Lauderdale County Alabama | 1 | $ 81,000 | $ 81,000 | $ 52,000 |
| Marshall County Alabama | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Sumter County Alabama | 1 | $ 154,000 | $ 154,000 | $ 69,000 |
| Huerfano County Colorado | 1 | $ 175,000 | $ 175,000 | $ 130,000 |
| Broward County Florida | 1 | $ 179,000 | $ 179,000 | $ 83,000 |
| Charlotte County Florida | 1 | $ 448,000 | $ 448,000 | $ 286,000 |
| Levy County Florida | 1 | $ 180,000 | $ 180,000 | $ 90,000 |
| Marion County Florida | 1 | $ 167,000 | $ 167,000 | $ 48,000 |
| Miami-Dade County Florida | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Monroe County Florida | 1 | $ 300,000 | $ 300,000 | $ 162,000 |
| Palm Beach County Florida | 1 | $ 139,000 | $ 139,000 | $ 37,000 |
| Pinellas County Florida | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Sarasota County Florida | 1 | $ 207,000 | $ 207,000 | $ 91,000 |
| St. Lucie County Florida | 1 | $ 116,000 | $ 116,000 | $ 117,000 |
| Bartow County Georgia | 1 | $ 148,000 | $ 148,000 | $ 52,000 |
| Harris County Georgia | 1 | $ 115,000 | $ 115,000 | $ 199,000 |
| Howard County Maryland | 1 | $ 404,000 | $ 404,000 | $ 140,000 |
| DeSoto County Mississippi | 1 | $ 146,000 | $ 146,000 | $ 43,000 |
| Harrison County Mississippi | 1 | $ 160,000 | $ 160,000 | $ 14,000 |
| Lafayette County Mississippi | 1 | $ 106,000 | $ 106,000 | $ 45,000 |
| Gallatin County Montana | 1 | $ 2,770,000 | $ 2,770,000 | $ 143,000 |
| Buncombe County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 66,000 |
| Craven County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 66,000 |
| Cumberland County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 242,000 |
| Macon County North Carolina | 1 | $ 450,000 | $ 450,000 | $ 350,000 |
| Mecklenburg County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 69,000 |
| Lucas County Ohio | 1 | $ 128,000 | $ 128,000 | $ 51,000 |
| Charleston County South Carolina | 1 | $ 500,000 | $ 500,000 | $ 1,272,000 |
| Davidson County Tennessee | 1 | $ 960,000 | $ 960,000 | $ 515,000 |
| Hamilton County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 67,000 |
| Teton County Wyoming | 1 | $ 697,000 | $ 697,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for National Bank Of Commerce in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 935 | $162,909,000 | $257,454 | $1,950,000 | $183,181 | $2,083,000 |
| Refinancing | 577 | $98,788,000 | $613,142 | $3,000,000 | $144,714 | $3,833,000 |
| Home Improvement | 24 | $370,000 | $15,000 | $75,000 | $46,000 | $206,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,313 | $225,456,000 | $463,461 | $3,000,000 | $189,076 | $3,833,000 |
| Black or African American | 66 | $6,941,000 | $108,333 | $356,000 | $48,666 | $180,000 |
| Not applicable | 57 | $14,857,000 | $290,500 | $1,950,000 | $11,000 | $92,000 |
| Not Provided | 48 | $7,756,000 | $152,000 | $825,000 | $83,333 | $390,000 |
| Hispanic | 37 | $5,309,000 | $152,000 | $334,000 | $89,500 | $216,000 |
| Asian | 15 | $1,748,000 | $112,666 | $224,000 | $84,666 | $231,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,443 | $251,160,000 | $463,692 | $3,000,000 | $190,076 | $3,833,000 |
| FHA-insured (Federal Housing Administration) | 66 | $7,051,000 | $107,666 | $197,000 | $44,333 | $195,000 |
| VA-guaranteed (Veterans Administration) | 24 | $3,538,000 | $159,666 | $271,000 | $55,000 | $132,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $318,000 | $106,000 | $110,000 | $28,000 | $33,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,351 | $232,104,000 | $470,923 | $3,000,000 | $188,615 | $3,833,000 |
| Application Approved But Not Accepted | 79 | $12,046,000 | $147,666 | $650,000 | $63,333 | $274,000 |
| Application Withdrawn By Applicant | 72 | $13,706,000 | $168,666 | $793,000 | $105,333 | $477,000 |
| Application Denied By Financial Institution | 34 | $4,211,000 | $99,666 | $500,000 | $63,000 | $258,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 18 | $1,843,000 | $111,500 | $248,000 | $43,500 | $104,000 |
| Debt-To-Income Ratio | 8 | $812,000 | $91,333 | $236,000 | $48,333 | $93,000 |
| Collateral | 5 | $678,000 | $132,000 | $181,000 | $67,000 | $109,000 |
| Other | 3 | $878,000 | $344,500 | $500,000 | $185,500 | $258,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.