Mutualbank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for Mutualbank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Mutualbank 110 E Charles St Muncie, IN 47305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,629 |
| Total Mortgage Loan Application Amount | $322,685,000 |
| Average Mortgage Loan Application Amount | $124,200 |
| Highest Mortgage Loan Application Amount | $17,005,000 |
| Average Applicant Income | $92,200 |
| Highest Applicant Income | $904,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Delaware County Indiana | 492 | $ 45,750,000 | $ 92,000 | $ 90,000 |
| St. Joseph County Indiana | 486 | $ 55,450,000 | $ 114,000 | $ 84,000 |
| Kosciusko County Indiana | 345 | $ 40,525,000 | $ 117,000 | $ 93,000 |
| Grant County Indiana | 195 | $ 14,135,000 | $ 72,000 | $ 56,000 |
| Elkhart County Indiana | 153 | $ 18,825,000 | $ 123,000 | $ 92,000 |
| Greene County Indiana | 137 | $ 10,945,000 | $ 79,000 | $ 78,000 |
| Allen County Indiana | 102 | $ 15,340,000 | $ 150,000 | $ 141,000 |
| Randolph County Indiana | 100 | $ 5,520,000 | $ 55,000 | $ 75,000 |
| Monroe County Indiana | 83 | $ 11,115,000 | $ 133,000 | $ 93,000 |
| Marion County Indiana | 49 | $ 6,705,000 | $ 136,000 | $ 106,000 |
| Hamilton County Indiana | 48 | $ 15,880,000 | $ 330,000 | $ 186,000 |
| Jackson County Indiana | 38 | $ 3,810,000 | $ 100,000 | $ 92,000 |
| Lawrence County Indiana | 38 | $ 2,820,000 | $ 74,000 | $ 61,000 |
| Cass County Michigan | 34 | $ 6,500,000 | $ 191,000 | $ 147,000 |
| Johnson County Indiana | 23 | $ 3,715,000 | $ 161,000 | $ 88,000 |
| Berrien County Michigan | 22 | $ 5,200,000 | $ 236,000 | $ 172,000 |
| Madison County Indiana | 21 | $ 2,075,000 | $ 98,000 | $ 112,000 |
| Wabash County Indiana | 21 | $ 2,375,000 | $ 113,000 | $ 87,000 |
| Jay County Indiana | 14 | $ 560,000 | $ 40,000 | $ 62,000 |
| Whitley County Indiana | 14 | $ 1,290,000 | $ 92,000 | $ 74,000 |
| Morgan County Indiana | 12 | $ 3,480,000 | $ 290,000 | $ 128,000 |
| LaPorte County Indiana | 11 | $ 1,695,000 | $ 154,000 | $ 103,000 |
| Owen County Indiana | 11 | $ 1,395,000 | $ 126,000 | $ 70,000 |
| Marshall County Indiana | 10 | $ 1,050,000 | $ 105,000 | $ 71,000 |
| Blackford County Indiana | 9 | $ 525,000 | $ 58,000 | $ 56,000 |
| Hendricks County Indiana | 9 | $ 1,485,000 | $ 165,000 | $ 78,000 |
| Henry County Indiana | 9 | $ 1,185,000 | $ 131,000 | $ 93,000 |
| Hancock County Indiana | 8 | $ 1,900,000 | $ 237,000 | $ 182,000 |
| Huntington County Indiana | 8 | $ 470,000 | $ 58,000 | $ 104,000 |
| Steuben County Indiana | 8 | $ 1,950,000 | $ 243,000 | $ 189,000 |
| Boone County Indiana | 7 | $ 1,855,000 | $ 265,000 | $ 117,000 |
| LaGrange County Indiana | 7 | $ 1,505,000 | $ 215,000 | $ 101,000 |
| Daviess County Indiana | 6 | $ 580,000 | $ 96,000 | $ 118,000 |
| Noble County Indiana | 6 | $ 950,000 | $ 158,000 | $ 102,000 |
| Brown County Indiana | 5 | $ 925,000 | $ 185,000 | $ 67,000 |
| Sullivan County Indiana | 5 | $ 315,000 | $ 63,000 | $ 71,000 |
| Clay County Indiana | 4 | $ 250,000 | $ 62,000 | $ 110,000 |
| Fulton County Indiana | 4 | $ 600,000 | $ 150,000 | $ 116,000 |
| Knox County Indiana | 4 | $ 290,000 | $ 72,000 | $ 55,000 |
| Pinellas County Florida | 3 | $ 485,000 | $ 161,000 | $ 214,000 |
| DeKalb County Indiana | 3 | $ 245,000 | $ 81,000 | $ 60,000 |
| Jennings County Indiana | 3 | $ 185,000 | $ 61,000 | $ 57,000 |
| Miami County Indiana | 3 | $ 165,000 | $ 55,000 | $ 74,000 |
| Shelby County Indiana | 3 | $ 385,000 | $ 128,000 | $ 121,000 |
| Wells County Indiana | 3 | $ 185,000 | $ 61,000 | $ 51,000 |
| Charlotte County Florida | 2 | $ 500,000 | $ 250,000 | $ 115,000 |
| Lee County Florida | 2 | $ 330,000 | $ 165,000 | $ 184,000 |
| Wabash County Illinois | 2 | $ 440,000 | $ 220,000 | $ 63,000 |
| Bartholomew County Indiana | 2 | $ 390,000 | $ 195,000 | $ 37,000 |
| Scott County Indiana | 2 | $ 640,000 | $ 320,000 | $ 36,000 |
| Starke County Indiana | 2 | $ 170,000 | $ 85,000 | $ 65,000 |
| Charlevoix County Michigan | 2 | $ 1,350,000 | $ 675,000 | $ 229,000 |
| Ottawa County Michigan | 2 | $ 310,000 | $ 155,000 | $ 150,000 |
| St. Joseph County Michigan | 2 | $ 220,000 | $ 110,000 | $ 246,000 |
| Van Buren County Michigan | 2 | $ 1,710,000 | $ 855,000 | $ 362,000 |
| Orange County California | 1 | $ 465,000 | $ 465,000 | $ 120,000 |
| Flagler County Florida | 1 | $ 715,000 | $ 715,000 | $ 350,000 |
| Manatee County Florida | 1 | $ 525,000 | $ 525,000 | $ 182,000 |
| Okaloosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 448,000 |
| Palm Beach County Florida | 1 | $ 75,000 | $ 75,000 | $ 116,000 |
| Volusia County Florida | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Cook County Illinois | 1 | $ 385,000 | $ 385,000 | $ 335,000 |
| Dubois County Indiana | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Floyd County Indiana | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Martin County Indiana | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Orange County Indiana | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Porter County Indiana | 1 | $ 155,000 | $ 155,000 | $ 335,000 |
| Pulaski County Indiana | 1 | $ 155,000 | $ 155,000 | $ 240,000 |
| Vigo County Indiana | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Warrick County Indiana | 1 | $ 17,005,000 | $ 17,005,000 | $ 0 |
| Wayne County Indiana | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Fayette County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 293,000 |
| Oldham County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Kalamazoo County Michigan | 1 | $ 95,000 | $ 95,000 | $ 160,000 |
| Leelanau County Michigan | 1 | $ 145,000 | $ 145,000 | $ 123,000 |
| Mason County Michigan | 1 | $ 415,000 | $ 415,000 | $ 180,000 |
| Cuyahoga County Ohio | 1 | $ 215,000 | $ 215,000 | $ 174,000 |
| Darke County Ohio | 1 | $ 5,000 | $ 5,000 | $ 70,000 |
| Defiance County Ohio | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Logan County Ohio | 1 | $ 225,000 | $ 225,000 | $ 129,000 |
| Anderson County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 259,000 |
| Davidson County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 177,000 |
| Jefferson County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Sevier County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Mutualbank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 968 | $51,370,000 | $53,000 | $455,000 | $84,000 | $670,000 |
| Home Purchase | 666 | $120,580,000 | $181,000 | $3,455,000 | $101,000 | $790,000 |
| Refinancing | 540 | $95,360,000 | $176,000 | $17,005,000 | $101,000 | $904,000 |
| Cash-out Refinancing | 300 | $46,820,000 | $156,000 | $1,505,000 | $90,000 | $849,000 |
| Home Improvement | 155 | $8,555,000 | $55,000 | $455,000 | $85,000 | $360,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,221 | $249,975,000 | $112,000 | $1,505,000 | $93,000 | $904,000 |
| Not Provided | 165 | $18,265,000 | $110,000 | $645,000 | $97,000 | $513,000 |
| Not applicable | 107 | $39,945,000 | $373,000 | $17,005,000 | $0 | $0 |
| Hispanic | 56 | $5,040,000 | $90,000 | $725,000 | $76,000 | $271,000 |
| Black or African American | 41 | $3,795,000 | $92,000 | $675,000 | $64,000 | $185,000 |
| Asian | 27 | $4,385,000 | $162,000 | $355,000 | $110,000 | $375,000 |
| American Indian or Alaskan Native | 3 | $505,000 | $168,000 | $355,000 | $89,000 | $152,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,629 | $322,685,000 | $122,000 | $17,005,000 | $92,000 | $904,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,919 | $247,885,000 | $129,000 | $17,005,000 | $98,000 | $904,000 |
| Application Denied By Financial Institution | 434 | $45,080,000 | $103,000 | $1,505,000 | $70,000 | $670,000 |
| Application Approved But Not Accepted | 248 | $24,740,000 | $99,000 | $605,000 | $89,000 | $485,000 |
| Application Withdrawn By Applicant | 26 | $4,510,000 | $173,000 | $635,000 | $131,000 | $480,000 |
| File Closed For Incompleteness | 2 | $470,000 | $235,000 | $325,000 | $114,000 | $124,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,195 | $277,605,000 | $126,000 | $17,005,000 | $97,000 | $904,000 |
| Credit History | 203 | $15,915,000 | $78,000 | $1,505,000 | $63,000 | $662,000 |
| Debt-To-Income Ratio | 77 | $7,965,000 | $103,000 | $635,000 | $61,000 | $337,000 |
| Credit Application Incomplete | 75 | $12,215,000 | $162,000 | $835,000 | $97,000 | $670,000 |
| Collateral | 58 | $6,190,000 | $106,000 | $645,000 | $75,000 | $296,000 |
| Other | 14 | $1,710,000 | $122,000 | $525,000 | $68,000 | $305,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $385,000 | $128,000 | $275,000 | $58,000 | $95,000 |
| Unverifiable Information | 2 | $130,000 | $65,000 | $105,000 | $65,000 | $80,000 |
| Employment History | 2 | $570,000 | $285,000 | $345,000 | $57,000 | $57,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.