Mutualbank
Mortgage Loan Application
Totals and Details
for 2016

Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for Mutualbank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Mutualbank
110 E Charles St
Muncie, IN 47305
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 1,749
Total Mortgage Loan Application Amount $226,102,000
Average Mortgage Loan Application Amount $110,333
Highest Mortgage Loan Application Amount $1,850,000
Average Applicant Income $77,666
Highest Applicant Income $1,074,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Mutualbank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Delaware County Indiana 358 $ 36,626,000 $ 102,000 $ 70,000
St. Joseph County Indiana 280 $ 37,455,000 $ 133,000 $ 87,000
Kosciusko County Indiana 228 $ 30,568,000 $ 134,000 $ 76,000
Grant County Indiana 160 $ 12,996,000 $ 81,000 $ 61,000
Elkhart County Indiana 112 $ 21,501,000 $ 191,000 $ 109,000
Randolph County Indiana 61 $ 3,048,000 $ 49,000 $ 59,000
Allen County Indiana 59 $ 11,596,000 $ 196,000 $ 100,000
Berrien County Michigan 28 $ 7,204,000 $ 257,000 $ 172,000
Cass County Michigan 26 $ 5,233,000 $ 201,000 $ 128,000
Wabash County Indiana 20 $ 1,835,000 $ 91,000 $ 74,000
Blackford County Indiana 13 $ 888,000 $ 68,000 $ 53,000
Hamilton County Indiana 10 $ 1,974,000 $ 197,000 $ 97,000
Marion County Indiana 9 $ 2,118,000 $ 235,000 $ 202,000
Madison County Indiana 8 $ 1,289,000 $ 161,000 $ 81,000
Marshall County Indiana 7 $ 972,000 $ 138,000 $ 60,000
Fulton County Indiana 6 $ 895,000 $ 149,000 $ 50,000
Henry County Indiana 6 $ 553,000 $ 92,000 $ 65,000
LaPorte County Indiana 6 $ 690,000 $ 115,000 $ 55,000
Whitley County Indiana 6 $ 835,000 $ 139,000 $ 99,000
DeKalb County Indiana 5 $ 1,313,000 $ 262,000 $ 83,000
Jay County Indiana 5 $ 502,000 $ 100,000 $ 103,000
Noble County Indiana 5 $ 440,000 $ 88,000 $ 42,000
Lake County Indiana 4 $ 507,000 $ 126,000 $ 66,000
Starke County Indiana 4 $ 414,000 $ 103,000 $ 54,000
Lee County Florida 3 $ 1,025,000 $ 341,000 $ 159,000
Hendricks County Indiana 3 $ 349,000 $ 116,000 $ 73,000
Howard County Indiana 3 $ 378,000 $ 126,000 $ 90,000
Huntington County Indiana 3 $ 260,000 $ 86,000 $ 53,000
Monroe County Indiana 3 $ 838,000 $ 279,000 $ 145,000
Van Buren County Michigan 3 $ 414,000 $ 138,000 $ 66,000
Tippecanoe County Indiana 2 $ 178,000 $ 89,000 $ 203,000
Branch County Michigan 2 $ 671,000 $ 335,000 $ 372,000
Emmet County Michigan 2 $ 628,000 $ 314,000 $ 222,000
Maricopa County Arizona 1 $ 94,000 $ 94,000 $ 214,000
Okaloosa County Florida 1 $ 280,000 $ 280,000 $ 121,000
Sarasota County Florida 1 $ 450,000 $ 450,000 $ 107,000
Adams County Indiana 1 $ 243,000 $ 243,000 $ 161,000
Boone County Indiana 1 $ 105,000 $ 105,000 $ 75,000
Brown County Indiana 1 $ 75,000 $ 75,000 $ 40,000
Johnson County Indiana 1 $ 144,000 $ 144,000 $ 93,000
LaGrange County Indiana 1 $ 315,000 $ 315,000 $ 120,000
Miami County Indiana 1 $ 60,000 $ 60,000 $ 62,000
Porter County Indiana 1 $ 247,000 $ 247,000 $ 97,000
Ripley County Indiana 1 $ 166,000 $ 166,000 $ 68,000
Steuben County Indiana 1 $ 158,000 $ 158,000 $ 75,000
Tipton County Indiana 1 $ 195,000 $ 195,000 $ 98,000
Wayne County Indiana 1 $ 56,000 $ 56,000 $ 32,000
Macomb County Michigan 1 $ 234,000 $ 234,000 $ 136,000
Oakland County Michigan 1 $ 326,000 $ 326,000 $ 194,000
Montgomery County Ohio 1 $ 62,000 $ 62,000 $ 50,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Mutualbank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 918 $136,396,000 $148,000 $1,250,000 $82,000 $928,000
Refinancing 664 $78,690,000 $118,000 $1,850,000 $79,000 $1,074,000
Home Improvement 167 $11,016,000 $65,000 $656,000 $72,000 $975,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,544 $200,099,000 $129,000 $845,000 $85,000 $1,074,000
Not applicable 95 $12,196,000 $128,000 $1,850,000 $0 $0
Black or African American 32 $4,246,000 $132,000 $1,250,000 $91,000 $928,000
Not Provided 30 $2,975,000 $99,000 $410,000 $49,000 $200,000
Hispanic 23 $2,534,000 $110,000 $405,000 $54,000 $246,000
Asian 22 $3,583,000 $162,000 $525,000 $78,000 $186,000
American Indian or Alaskan Native 3 $469,000 $156,000 $216,000 $101,000 $118,000
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,743 $225,662,000 $129,000 $1,850,000 $80,000 $1,074,000
FHA-insured (Federal Housing Administration) 3 $196,000 $65,000 $95,000 $39,000 $67,000
VA-guaranteed (Veterans Administration) 2 $162,000 $81,000 $110,000 $16,000 $33,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $82,000 $82,000 $82,000 $2,000 $2,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,108 $146,066,000 $131,000 $1,850,000 $83,000 $1,074,000
Application Denied By Financial Institution 282 $33,095,000 $117,000 $800,000 $75,000 $960,000
Preapproval Denied by Financial Institution 259 $32,330,000 $124,000 $554,000 $62,000 $401,000
Application Approved But Not Accepted 75 $9,799,000 $130,000 $572,000 $91,000 $550,000
File Closed For Incompleteness 14 $3,502,000 $250,000 $1,250,000 $163,000 $928,000
Application Withdrawn By Applicant 11 $1,310,000 $119,000 $204,000 $105,000 $235,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2 $152,000 $76,000 $76,000 $37,000 $41,000
Unverifiable Information 1 $100,000 $100,000 $100,000 $52,000 $52,000
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.

Download the Indiana Lender List