Michigan State University Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Michigan State University Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Michigan State University Federal Credit Union
3777 West Road
East Lansing, MI 48823
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,016
Total Mortgage Loan Application Amount $1,743,180,000
Average Mortgage Loan Application Amount $236,000
Highest Mortgage Loan Application Amount $15,005,000
Average Applicant Income $106,000
Highest Applicant Income $3,525,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Michigan State University Federal Credit Union by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Ingham County Michigan 1,856 $ 233,180,000 $ 125,000 $ 106,000
Oakland County Michigan 784 $ 116,370,000 $ 148,000 $ 148,000
Eaton County Michigan 671 $ 78,675,000 $ 117,000 $ 98,000
Clinton County Michigan 553 $ 75,435,000 $ 136,000 $ 127,000
Wayne County Michigan 225 $ 26,885,000 $ 119,000 $ 128,000
Shiawassee County Michigan 189 $ 21,555,000 $ 114,000 $ 97,000
Kent County Michigan 180 $ 38,240,000 $ 212,000 $ 135,000
Macomb County Michigan 141 $ 19,675,000 $ 139,000 $ 116,000
Grand Traverse County Michigan 139 $ 32,715,000 $ 235,000 $ 125,000
Livingston County Michigan 137 $ 21,265,000 $ 155,000 $ 132,000
Washtenaw County Michigan 93 $ 19,425,000 $ 208,000 $ 151,000
Genesee County Michigan 84 $ 11,990,000 $ 142,000 $ 106,000
Jackson County Michigan 75 $ 8,845,000 $ 117,000 $ 121,000
Ionia County Michigan 66 $ 8,640,000 $ 130,000 $ 105,000
Ottawa County Michigan 60 $ 9,040,000 $ 150,000 $ 134,000
Kalamazoo County Michigan 58 $ 11,290,000 $ 194,000 $ 125,000
Calhoun County Michigan 52 $ 10,340,000 $ 198,000 $ 115,000
Leelanau County Michigan 40 $ 9,330,000 $ 233,000 $ 120,000
Barry County Michigan 35 $ 4,465,000 $ 127,000 $ 108,000
Muskegon County Michigan 32 $ 3,450,000 $ 107,000 $ 115,000
Saginaw County Michigan 32 $ 4,660,000 $ 145,000 $ 131,000
Antrim County Michigan 29 $ 6,415,000 $ 221,000 $ 176,000
Roscommon County Michigan 29 $ 3,435,000 $ 118,000 $ 140,000
Clare County Michigan 24 $ 2,720,000 $ 113,000 $ 118,000
Gratiot County Michigan 24 $ 2,300,000 $ 95,000 $ 89,000
Benzie County Michigan 23 $ 3,905,000 $ 169,000 $ 112,000
Lapeer County Michigan 23 $ 2,645,000 $ 115,000 $ 110,000
Allegan County Michigan 22 $ 4,370,000 $ 198,000 $ 155,000
Montcalm County Michigan 20 $ 2,680,000 $ 134,000 $ 124,000
Charlevoix County Michigan 18 $ 3,780,000 $ 210,000 $ 129,000
Berrien County Michigan 17 $ 2,125,000 $ 125,000 $ 140,000
St. Clair County Michigan 17 $ 5,175,000 $ 304,000 $ 116,000
Lenawee County Michigan 16 $ 1,520,000 $ 95,000 $ 99,000
Cook County Illinois 15 $ 4,575,000 $ 305,000 $ 150,000
Kalkaska County Michigan 15 $ 2,775,000 $ 185,000 $ 121,000
Mecosta County Michigan 15 $ 2,175,000 $ 145,000 $ 128,000
Wexford County Michigan 15 $ 2,285,000 $ 152,000 $ 82,000
Branch County Michigan 14 $ 6,420,000 $ 458,000 $ 110,000
Bay County Michigan 13 $ 1,585,000 $ 121,000 $ 117,000
Emmet County Michigan 13 $ 2,935,000 $ 225,000 $ 224,000
Cheboygan County Michigan 12 $ 1,880,000 $ 156,000 $ 147,000
Midland County Michigan 12 $ 2,740,000 $ 228,000 $ 158,000
Monroe County Michigan 12 $ 1,060,000 $ 88,000 $ 98,000
Otsego County Michigan 12 $ 1,480,000 $ 123,000 $ 139,000
Tuscola County Michigan 12 $ 1,270,000 $ 105,000 $ 85,000
Gladwin County Michigan 11 $ 1,635,000 $ 148,000 $ 78,000
Isabella County Michigan 11 $ 1,625,000 $ 147,000 $ 98,000
Iosco County Michigan 10 $ 1,790,000 $ 179,000 $ 169,000
Maricopa County Arizona 9 $ 2,215,000 $ 246,000 $ 200,000
Newaygo County Michigan 9 $ 1,165,000 $ 129,000 $ 82,000
Missaukee County Michigan 8 $ 1,100,000 $ 137,000 $ 114,000
Oceana County Michigan 8 $ 1,470,000 $ 183,000 $ 119,000
Chippewa County Michigan 7 $ 1,695,000 $ 242,000 $ 126,000
Van Buren County Michigan 7 $ 815,000 $ 116,000 $ 149,000
Hillsborough County Florida 6 $ 750,000 $ 125,000 $ 155,000
Hillsdale County Michigan 6 $ 400,000 $ 66,000 $ 122,000
Houghton County Michigan 6 $ 540,000 $ 90,000 $ 66,000
Manistee County Michigan 6 $ 1,300,000 $ 216,000 $ 191,000
Osceola County Michigan 6 $ 500,000 $ 83,000 $ 75,000
Lee County Florida 5 $ 1,495,000 $ 299,000 $ 217,000
Arenac County Michigan 5 $ 705,000 $ 141,000 $ 147,000
Cass County Michigan 5 $ 875,000 $ 175,000 $ 137,000
Mason County Michigan 5 $ 1,755,000 $ 351,000 $ 142,000
Presque Isle County Michigan 5 $ 1,265,000 $ 253,000 $ 146,000
Sanilac County Michigan 5 $ 565,000 $ 113,000 $ 110,000
King County Washington 5 $ 1,525,000 $ 305,000 $ 142,000
Brevard County Florida 4 $ 850,000 $ 212,000 $ 183,000
Miami-Dade County Florida 4 $ 2,920,000 $ 730,000 $ 245,000
DeKalb County Georgia 4 $ 1,240,000 $ 310,000 $ 206,000
St. Joseph County Indiana 4 $ 740,000 $ 185,000 $ 73,000
Alcona County Michigan 4 $ 620,000 $ 155,000 $ 295,000
Crawford County Michigan 4 $ 570,000 $ 142,000 $ 119,000
Delta County Michigan 4 $ 650,000 $ 162,000 $ 140,000
Huron County Michigan 4 $ 290,000 $ 72,000 $ 85,000
Marquette County Michigan 4 $ 760,000 $ 190,000 $ 116,000
Ogemaw County Michigan 4 $ 380,000 $ 95,000 $ 75,000
St. Joseph County Michigan 4 $ 640,000 $ 160,000 $ 63,000
Lucas County Ohio 4 $ 700,000 $ 175,000 $ 122,000
Pinal County Arizona 3 $ 555,000 $ 185,000 $ 80,000
Denver County Colorado 3 $ 2,735,000 $ 911,000 $ 493,000
Jefferson County Colorado 3 $ 755,000 $ 251,000 $ 138,000
Broward County Florida 3 $ 485,000 $ 161,000 $ 94,000
Pinellas County Florida 3 $ 795,000 $ 265,000 $ 112,000
Fulton County Georgia 3 $ 1,115,000 $ 371,000 $ 159,000
DuPage County Illinois 3 $ 935,000 $ 311,000 $ 160,000
Lake County Illinois 3 $ 745,000 $ 248,000 $ 118,000
Alpena County Michigan 3 $ 795,000 $ 265,000 $ 76,000
Lake County Michigan 3 $ 405,000 $ 135,000 $ 151,000
Luce County Michigan 3 $ 345,000 $ 115,000 $ 137,000
Montmorency County Michigan 3 $ 285,000 $ 95,000 $ 176,000
Wake County North Carolina 3 $ 965,000 $ 321,000 $ 177,000
Pima County Arizona 2 $ 300,000 $ 150,000 $ 103,000
Arapahoe County Colorado 2 $ 260,000 $ 130,000 $ 257,000
Douglas County Colorado 2 $ 350,000 $ 175,000 $ 269,000
Larimer County Colorado 2 $ 1,060,000 $ 530,000 $ 281,000
Citrus County Florida 2 $ 550,000 $ 275,000 $ 198,000
Orange County Florida 2 $ 470,000 $ 235,000 $ 102,000
Sarasota County Florida 2 $ 770,000 $ 385,000 $ 455,000
St. Lucie County Florida 2 $ 290,000 $ 145,000 $ 85,000
Sumter County Florida 2 $ 570,000 $ 285,000 $ 119,000
Volusia County Florida 2 $ 250,000 $ 125,000 $ 52,000
Chatham County Georgia 2 $ 540,000 $ 270,000 $ 105,000
Henry County Georgia 2 $ 330,000 $ 165,000 $ 85,000
Champaign County Illinois 2 $ 440,000 $ 220,000 $ 132,000
Hamilton County Indiana 2 $ 350,000 $ 175,000 $ 87,000
Kosciusko County Indiana 2 $ 540,000 $ 270,000 $ 209,000
Dickinson County Michigan 2 $ 370,000 $ 185,000 $ 342,000
Johnson County Missouri 2 $ 510,000 $ 255,000 $ 0
Gaston County North Carolina 2 $ 170,000 $ 85,000 $ 97,000
Mecklenburg County North Carolina 2 $ 920,000 $ 460,000 $ 125,000
Delaware County Ohio 2 $ 620,000 $ 310,000 $ 137,000
Erie County Ohio 2 $ 120,000 $ 60,000 $ 133,000
Hamilton County Ohio 2 $ 320,000 $ 160,000 $ 73,000
Mahoning County Ohio 2 $ 130,000 $ 65,000 $ 55,000
Summit County Ohio 2 $ 210,000 $ 105,000 $ 127,000
Wood County Ohio 2 $ 670,000 $ 335,000 $ 232,000
Allegheny County Pennsylvania 2 $ 260,000 $ 130,000 $ 162,000
Monroe County Tennessee 2 $ 390,000 $ 195,000 $ 219,000
Fairfax County Virginia 2 $ 1,630,000 $ 815,000 $ 301,000
Frederick County Virginia 2 $ 710,000 $ 355,000 $ 76,000
Loudoun County Virginia 2 $ 200,000 $ 100,000 $ 225,000
Pierce County Washington 2 $ 880,000 $ 440,000 $ 186,000
Limestone County Alabama 1 $ 105,000 $ 105,000 $ 136,000
Mobile County Alabama 1 $ 235,000 $ 235,000 $ 103,000
Yavapai County Arizona 1 $ 435,000 $ 435,000 $ 88,000
Riverside County California 1 $ 75,000 $ 75,000 $ 228,000
Adams County Colorado 1 $ 525,000 $ 525,000 $ 108,000
Broomfield County Colorado 1 $ 425,000 $ 425,000 $ 162,000
Clear Creek County Colorado 1 $ 255,000 $ 255,000 $ 600,000
El Paso County Colorado 1 $ 415,000 $ 415,000 $ 135,000
Grand County Colorado 1 $ 535,000 $ 535,000 $ 140,000
Gunnison County Colorado 1 $ 235,000 $ 235,000 $ 51,000
New Castle County Delaware 1 $ 45,000 $ 45,000 $ 85,000
District of Columbia County District Of Columbia 1 $ 105,000 $ 105,000 $ 205,000
Alachua County Florida 1 $ 105,000 $ 105,000 $ 68,000
Columbia County Florida 1 $ 55,000 $ 55,000 $ 41,000
Indian River County Florida 1 $ 265,000 $ 265,000 $ 79,000
Lake County Florida 1 $ 1,005,000 $ 1,005,000 $ 335,000
Leon County Florida 1 $ 115,000 $ 115,000 $ 64,000
Martin County Florida 1 $ 775,000 $ 775,000 $ 253,000
Palm Beach County Florida 1 $ 195,000 $ 195,000 $ 102,000
Polk County Florida 1 $ 55,000 $ 55,000 $ 72,000
Santa Rosa County Florida 1 $ 185,000 $ 185,000 $ 91,000
Seminole County Florida 1 $ 175,000 $ 175,000 $ 75,000
Cherokee County Georgia 1 $ 385,000 $ 385,000 $ 179,000
Cobb County Georgia 1 $ 365,000 $ 365,000 $ 83,000
Jasper County Georgia 1 $ 235,000 $ 235,000 $ 128,000
Paulding County Georgia 1 $ 365,000 $ 365,000 $ 373,000
Jo Daviess County Illinois 1 $ 105,000 $ 105,000 $ 94,000
Kane County Illinois 1 $ 15,000 $ 15,000 $ 223,000
Madison County Illinois 1 $ 345,000 $ 345,000 $ 168,000
McHenry County Illinois 1 $ 155,000 $ 155,000 $ 200,000
Vermilion County Illinois 1 $ 145,000 $ 145,000 $ 137,000
Adams County Indiana 1 $ 265,000 $ 265,000 $ 282,000
Clark County Indiana 1 $ 305,000 $ 305,000 $ 103,000
Clinton County Indiana 1 $ 175,000 $ 175,000 $ 67,000
Elkhart County Indiana 1 $ 55,000 $ 55,000 $ 315,000
Marshall County Indiana 1 $ 75,000 $ 75,000 $ 158,000
Porter County Indiana 1 $ 25,000 $ 25,000 $ 65,000
Steuben County Indiana 1 $ 225,000 $ 225,000 $ 214,000
Tippecanoe County Indiana 1 $ 225,000 $ 225,000 $ 105,000
Vanderburgh County Indiana 1 $ 115,000 $ 115,000 $ 43,000
Washington County Louisiana 1 $ 95,000 $ 95,000 $ 73,000
Middlesex County Massachusetts 1 $ 255,000 $ 255,000 $ 440,000
Keweenaw County Michigan 1 $ 85,000 $ 85,000 $ 190,000
Mackinac County Michigan 1 $ 215,000 $ 215,000 $ 86,000
Hennepin County Minnesota 1 $ 15,000 $ 15,000 $ 150,000
Washington County Minnesota 1 $ 185,000 $ 185,000 $ 200,000
St. Charles County Missouri 1 $ 35,000 $ 35,000 $ 224,000
St. Louis County Missouri 1 $ 105,000 $ 105,000 $ 165,000
Hunterdon County New Jersey 1 $ 55,000 $ 55,000 $ 131,000
Davidson County North Carolina 1 $ 415,000 $ 415,000 $ 135,000
Durham County North Carolina 1 $ 175,000 $ 175,000 $ 64,000
Johnston County North Carolina 1 $ 215,000 $ 215,000 $ 58,000
Randolph County North Carolina 1 $ 235,000 $ 235,000 $ 83,000
Rutherford County North Carolina 1 $ 495,000 $ 495,000 $ 222,000
Union County North Carolina 1 $ 335,000 $ 335,000 $ 95,000
Cuyahoga County Ohio 1 $ 295,000 $ 295,000 $ 260,000
Hancock County Ohio 1 $ 195,000 $ 195,000 $ 99,000
Union County Ohio 1 $ 205,000 $ 205,000 $ 180,000
Warren County Ohio 1 $ 415,000 $ 415,000 $ 215,000
Multnomah County Oregon 1 $ 25,000 $ 25,000 $ 166,000
Bucks County Pennsylvania 1 $ 765,000 $ 765,000 $ 457,000
Dauphin County Pennsylvania 1 $ 225,000 $ 225,000 $ 100,000
Lehigh County Pennsylvania 1 $ 605,000 $ 605,000 $ 359,000
Northampton County Pennsylvania 1 $ 285,000 $ 285,000 $ 122,000
York County South Carolina 1 $ 575,000 $ 575,000 $ 240,000
Davidson County Tennessee 1 $ 395,000 $ 395,000 $ 129,000
Fayette County Tennessee 1 $ 75,000 $ 75,000 $ 90,000
Maury County Tennessee 1 $ 205,000 $ 205,000 $ 89,000
Rutherford County Tennessee 1 $ 175,000 $ 175,000 $ 295,000
Collin County Texas 1 $ 105,000 $ 105,000 $ 260,000
Dallas County Texas 1 $ 65,000 $ 65,000 $ 205,000
Harris County Texas 1 $ 55,000 $ 55,000 $ 70,000
Accomack County Virginia 1 $ 165,000 $ 165,000 $ 95,000
Arlington County Virginia 1 $ 1,405,000 $ 1,405,000 $ 455,000
Chesterfield County Virginia 1 $ 385,000 $ 385,000 $ 129,000
Norfolk County Virginia 1 $ 295,000 $ 295,000 $ 302,000
Northampton County Virginia 1 $ 195,000 $ 195,000 $ 85,000
Clark County Washington 1 $ 705,000 $ 705,000 $ 172,000
Dane County Wisconsin 1 $ 265,000 $ 265,000 $ 336,000
Eau Claire County Wisconsin 1 $ 385,000 $ 385,000 $ 183,000
Forest County Wisconsin 1 $ 35,000 $ 35,000 $ 48,000
Marinette County Wisconsin 1 $ 225,000 $ 225,000 $ 72,000
Vilas County Wisconsin 1 $ 65,000 $ 65,000 $ 239,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Michigan State University Federal Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,409 $1,247,085,000 $230,000 $6,795,000 $102,000 $1,596,000
Other Purpose 3,324 $248,830,000 $74,000 $605,000 $124,000 $2,350,000
Cash-out Refinancing 891 $161,445,000 $181,000 $1,755,000 $110,000 $3,525,000
Refinancing 327 $50,715,000 $155,000 $1,495,000 $97,000 $928,000
Home Improvement 65 $35,105,000 $540,000 $15,005,000 $97,000 $217,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,518 $1,246,320,000 $165,000 $2,305,000 $110,000 $3,525,000
Not Provided 1,063 $186,305,000 $175,000 $1,425,000 $125,000 $2,350,000
Black or African American 654 $107,380,000 $164,000 $1,505,000 $94,000 $657,000
Hispanic 330 $49,130,000 $148,000 $1,425,000 $92,000 $720,000
Asian 222 $50,570,000 $227,000 $1,605,000 $106,000 $547,000
American Indian or Alaskan Native 86 $14,080,000 $163,000 $455,000 $97,000 $456,000
Not applicable 47 $61,615,000 $1,310,000 $15,005,000 $0 $0
Native Hawaiian or Other Pacific Islander 5 $555,000 $111,000 $175,000 $94,000 $194,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,016 $1,743,180,000 $174,000 $15,005,000 $110,000 $3,525,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,360 $652,230,000 $149,000 $15,005,000 $125,000 $2,350,000
Preapproval Approved but not Accepted 1,987 $491,415,000 $247,000 $1,685,000 $112,000 $1,033,000
File Closed For Incompleteness 1,222 $205,920,000 $168,000 $1,425,000 $106,000 $975,000
Preapproval Denied by Financial Institution 1,221 $230,785,000 $189,000 $2,305,000 $64,000 $1,596,000
Application Denied By Financial Institution 441 $52,785,000 $119,000 $1,495,000 $84,000 $636,000
Application Withdrawn By Applicant 410 $63,360,000 $154,000 $6,795,000 $107,000 $950,000
Application Approved But Not Accepted 375 $46,685,000 $124,000 $805,000 $126,000 $3,525,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,354 $1,459,610,000 $174,000 $15,005,000 $118,000 $3,525,000
Debt-To-Income Ratio 845 $160,975,000 $190,000 $2,305,000 $59,000 $748,000
Credit History 385 $53,285,000 $138,000 $485,000 $71,000 $365,000
Insufficient Cash (Downpayment, Closing Cost) 159 $25,475,000 $160,000 $575,000 $69,000 $220,000
Employment History 144 $22,640,000 $157,000 $995,000 $54,000 $462,000
Collateral 86 $10,960,000 $127,000 $755,000 $129,000 $636,000
Other 21 $4,605,000 $219,000 $955,000 $216,000 $1,596,000
Unverifiable Information 12 $3,150,000 $262,000 $1,495,000 $104,000 $468,000
Credit Application Incomplete 6 $1,060,000 $176,000 $245,000 $193,000 $455,000
Mortgage Insurance Denied 4 $1,420,000 $355,000 $535,000 $138,000 $184,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.

Download the Michigan Lender List