Michigan State University Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Michigan State University Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Michigan State University Federal Credit Union 3777 West Road East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,899 |
| Total Mortgage Loan Application Amount | $1,716,025,000 |
| Average Mortgage Loan Application Amount | $153,200 |
| Highest Mortgage Loan Application Amount | $5,055,000 |
| Average Applicant Income | $104,200 |
| Highest Applicant Income | $1,963,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ingham County Michigan | 2,426 | $ 297,750,000 | $ 122,000 | $ 100,000 |
| Eaton County Michigan | 815 | $ 100,915,000 | $ 123,000 | $ 92,000 |
| Oakland County Michigan | 744 | $ 116,010,000 | $ 155,000 | $ 140,000 |
| Clinton County Michigan | 669 | $ 96,865,000 | $ 144,000 | $ 114,000 |
| Shiawassee County Michigan | 261 | $ 31,645,000 | $ 121,000 | $ 92,000 |
| Kent County Michigan | 215 | $ 44,365,000 | $ 206,000 | $ 143,000 |
| Wayne County Michigan | 206 | $ 26,980,000 | $ 130,000 | $ 111,000 |
| Macomb County Michigan | 145 | $ 21,215,000 | $ 146,000 | $ 128,000 |
| Livingston County Michigan | 141 | $ 20,705,000 | $ 146,000 | $ 132,000 |
| Grand Traverse County Michigan | 129 | $ 24,125,000 | $ 187,000 | $ 128,000 |
| Genesee County Michigan | 94 | $ 12,850,000 | $ 136,000 | $ 120,000 |
| Jackson County Michigan | 86 | $ 10,490,000 | $ 121,000 | $ 112,000 |
| Ionia County Michigan | 81 | $ 10,745,000 | $ 132,000 | $ 106,000 |
| Washtenaw County Michigan | 76 | $ 14,100,000 | $ 185,000 | $ 163,000 |
| Ottawa County Michigan | 61 | $ 10,485,000 | $ 171,000 | $ 119,000 |
| Calhoun County Michigan | 59 | $ 8,965,000 | $ 151,000 | $ 105,000 |
| Kalamazoo County Michigan | 44 | $ 7,890,000 | $ 179,000 | $ 140,000 |
| Allegan County Michigan | 36 | $ 6,480,000 | $ 180,000 | $ 114,000 |
| Barry County Michigan | 36 | $ 3,660,000 | $ 101,000 | $ 104,000 |
| Roscommon County Michigan | 35 | $ 3,855,000 | $ 110,000 | $ 108,000 |
| Antrim County Michigan | 33 | $ 5,515,000 | $ 167,000 | $ 148,000 |
| Montcalm County Michigan | 33 | $ 4,835,000 | $ 146,000 | $ 91,000 |
| Muskegon County Michigan | 30 | $ 5,880,000 | $ 196,000 | $ 126,000 |
| Gratiot County Michigan | 27 | $ 2,795,000 | $ 103,000 | $ 96,000 |
| Leelanau County Michigan | 27 | $ 5,725,000 | $ 212,000 | $ 114,000 |
| Clare County Michigan | 26 | $ 2,660,000 | $ 102,000 | $ 89,000 |
| Mecosta County Michigan | 23 | $ 2,565,000 | $ 111,000 | $ 105,000 |
| Lapeer County Michigan | 20 | $ 2,980,000 | $ 149,000 | $ 120,000 |
| Saginaw County Michigan | 20 | $ 2,170,000 | $ 108,000 | $ 92,000 |
| Benzie County Michigan | 19 | $ 3,175,000 | $ 167,000 | $ 98,000 |
| Charlevoix County Michigan | 19 | $ 4,275,000 | $ 225,000 | $ 194,000 |
| Lenawee County Michigan | 18 | $ 2,310,000 | $ 128,000 | $ 85,000 |
| St. Clair County Michigan | 18 | $ 1,610,000 | $ 89,000 | $ 103,000 |
| Branch County Michigan | 16 | $ 2,000,000 | $ 125,000 | $ 91,000 |
| Midland County Michigan | 16 | $ 2,640,000 | $ 165,000 | $ 146,000 |
| Newaygo County Michigan | 15 | $ 2,215,000 | $ 147,000 | $ 114,000 |
| Monroe County Michigan | 14 | $ 1,250,000 | $ 89,000 | $ 119,000 |
| Manistee County Michigan | 13 | $ 2,045,000 | $ 157,000 | $ 115,000 |
| Otsego County Michigan | 13 | $ 1,555,000 | $ 119,000 | $ 159,000 |
| Emmet County Michigan | 11 | $ 2,105,000 | $ 191,000 | $ 111,000 |
| Isabella County Michigan | 11 | $ 1,185,000 | $ 107,000 | $ 92,000 |
| Kalkaska County Michigan | 11 | $ 1,685,000 | $ 153,000 | $ 92,000 |
| Sanilac County Michigan | 11 | $ 815,000 | $ 74,000 | $ 57,000 |
| Wexford County Michigan | 11 | $ 1,105,000 | $ 100,000 | $ 65,000 |
| Berrien County Michigan | 10 | $ 4,580,000 | $ 458,000 | $ 257,000 |
| Crawford County Michigan | 10 | $ 1,330,000 | $ 133,000 | $ 112,000 |
| Mason County Michigan | 10 | $ 1,420,000 | $ 142,000 | $ 89,000 |
| Bay County Michigan | 9 | $ 1,165,000 | $ 129,000 | $ 130,000 |
| Gladwin County Michigan | 9 | $ 1,185,000 | $ 131,000 | $ 94,000 |
| Osceola County Michigan | 9 | $ 825,000 | $ 91,000 | $ 89,000 |
| Van Buren County Michigan | 9 | $ 1,375,000 | $ 152,000 | $ 121,000 |
| Cook County Illinois | 8 | $ 2,460,000 | $ 307,000 | $ 158,000 |
| Iosco County Michigan | 8 | $ 990,000 | $ 123,000 | $ 145,000 |
| Missaukee County Michigan | 8 | $ 860,000 | $ 107,000 | $ 140,000 |
| Oceana County Michigan | 8 | $ 1,310,000 | $ 163,000 | $ 136,000 |
| Hillsdale County Michigan | 7 | $ 645,000 | $ 92,000 | $ 132,000 |
| Presque Isle County Michigan | 7 | $ 435,000 | $ 62,000 | $ 198,000 |
| Cheboygan County Michigan | 6 | $ 1,160,000 | $ 193,000 | $ 185,000 |
| Marquette County Michigan | 6 | $ 710,000 | $ 118,000 | $ 68,000 |
| St. Joseph County Michigan | 6 | $ 830,000 | $ 138,000 | $ 100,000 |
| Collier County Florida | 5 | $ 1,155,000 | $ 231,000 | $ 224,000 |
| Lee County Florida | 5 | $ 885,000 | $ 177,000 | $ 107,000 |
| Orange County Florida | 5 | $ 865,000 | $ 173,000 | $ 95,000 |
| Alcona County Michigan | 5 | $ 995,000 | $ 199,000 | $ 164,000 |
| Arenac County Michigan | 5 | $ 845,000 | $ 169,000 | $ 115,000 |
| Cass County Michigan | 5 | $ 885,000 | $ 177,000 | $ 78,000 |
| Ogemaw County Michigan | 5 | $ 595,000 | $ 119,000 | $ 97,000 |
| Maricopa County Arizona | 4 | $ 1,610,000 | $ 402,000 | $ 250,000 |
| Marion County Indiana | 4 | $ 1,470,000 | $ 367,000 | $ 127,000 |
| Huron County Michigan | 4 | $ 430,000 | $ 107,000 | $ 178,000 |
| Lake County Michigan | 4 | $ 290,000 | $ 72,000 | $ 140,000 |
| Mackinac County Michigan | 4 | $ 460,000 | $ 115,000 | $ 67,000 |
| Montmorency County Michigan | 4 | $ 380,000 | $ 95,000 | $ 85,000 |
| Tuscola County Michigan | 4 | $ 500,000 | $ 125,000 | $ 55,000 |
| Hillsborough County Florida | 3 | $ 755,000 | $ 251,000 | $ 99,000 |
| Pasco County Florida | 3 | $ 695,000 | $ 231,000 | $ 118,000 |
| Volusia County Florida | 3 | $ 565,000 | $ 188,000 | $ 181,000 |
| Chippewa County Michigan | 3 | $ 245,000 | $ 81,000 | $ 83,000 |
| Delta County Michigan | 3 | $ 335,000 | $ 111,000 | $ 58,000 |
| Dickinson County Michigan | 3 | $ 675,000 | $ 225,000 | $ 261,000 |
| Houghton County Michigan | 3 | $ 275,000 | $ 91,000 | $ 124,000 |
| Luce County Michigan | 3 | $ 295,000 | $ 98,000 | $ 80,000 |
| Wake County North Carolina | 3 | $ 935,000 | $ 311,000 | $ 152,000 |
| Broomfield County Colorado | 2 | $ 430,000 | $ 215,000 | $ 93,000 |
| Hernando County Florida | 2 | $ 240,000 | $ 120,000 | $ 120,000 |
| Martin County Florida | 2 | $ 180,000 | $ 90,000 | $ 212,000 |
| Miami-Dade County Florida | 2 | $ 200,000 | $ 100,000 | $ 33,000 |
| Monroe County Florida | 2 | $ 1,130,000 | $ 565,000 | $ 268,000 |
| Sumter County Florida | 2 | $ 380,000 | $ 190,000 | $ 77,000 |
| DeKalb County Georgia | 2 | $ 260,000 | $ 130,000 | $ 121,000 |
| Fulton County Georgia | 2 | $ 30,000 | $ 15,000 | $ 116,000 |
| DuPage County Illinois | 2 | $ 610,000 | $ 305,000 | $ 136,000 |
| St. Joseph County Indiana | 2 | $ 220,000 | $ 110,000 | $ 29,000 |
| Baraga County Michigan | 2 | $ 230,000 | $ 115,000 | $ 47,000 |
| Oscoda County Michigan | 2 | $ 100,000 | $ 50,000 | $ 78,000 |
| Cuyahoga County Ohio | 2 | $ 320,000 | $ 160,000 | $ 76,000 |
| Franklin County Ohio | 2 | $ 390,000 | $ 195,000 | $ 110,000 |
| Montgomery County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 176,000 |
| Baldwin County Alabama | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Pima County Arizona | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Pinal County Arizona | 1 | $ 405,000 | $ 405,000 | $ 320,000 |
| Adams County Colorado | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Denver County Colorado | 1 | $ 445,000 | $ 445,000 | $ 105,000 |
| Mesa County Colorado | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| District of Columbia County District Of Columbia | 1 | $ 15,000 | $ 15,000 | $ 141,000 |
| Marion County Florida | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Nassau County Florida | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Palm Beach County Florida | 1 | $ 345,000 | $ 345,000 | $ 83,000 |
| Pinellas County Florida | 1 | $ 165,000 | $ 165,000 | $ 97,000 |
| Sarasota County Florida | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Clayton County Georgia | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Cobb County Georgia | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
| Coweta County Georgia | 1 | $ 165,000 | $ 165,000 | $ 209,000 |
| Douglas County Georgia | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Fayette County Georgia | 1 | $ 105,000 | $ 105,000 | $ 140,000 |
| Forsyth County Georgia | 1 | $ 35,000 | $ 35,000 | $ 125,000 |
| Kendall County Illinois | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| Lake County Illinois | 1 | $ 455,000 | $ 455,000 | $ 210,000 |
| Woodford County Illinois | 1 | $ 285,000 | $ 285,000 | $ 152,000 |
| Allen County Indiana | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Brown County Indiana | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| DeKalb County Indiana | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Madison County Indiana | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Starke County Indiana | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Tippecanoe County Indiana | 1 | $ 195,000 | $ 195,000 | $ 127,000 |
| Vanderburgh County Indiana | 1 | $ 385,000 | $ 385,000 | $ 226,000 |
| Johnson County Kansas | 1 | $ 65,000 | $ 65,000 | $ 186,000 |
| Iberville County Louisiana | 1 | $ 5,000 | $ 5,000 | $ 120,000 |
| Harford County Maryland | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Montgomery County Maryland | 1 | $ 55,000 | $ 55,000 | $ 454,000 |
| Middlesex County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 180,000 |
| Alger County Michigan | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Alpena County Michigan | 1 | $ 155,000 | $ 155,000 | $ 377,000 |
| Boone County Missouri | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Buncombe County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Durham County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Gaston County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 119,000 |
| Haywood County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Iredell County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 215,000 |
| Macon County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Mecklenburg County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 230,000 |
| Moore County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 278,000 |
| Orange County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 202,000 |
| Pender County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Pitt County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 109,000 |
| Union County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 276,000 |
| Allen County Ohio | 1 | $ 125,000 | $ 125,000 | $ 250,000 |
| Delaware County Ohio | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Geauga County Ohio | 1 | $ 125,000 | $ 125,000 | $ 170,000 |
| Hardin County Ohio | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Mahoning County Ohio | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Summit County Ohio | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Wayne County Ohio | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Bucks County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Centre County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 212,000 |
| Greenville County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Davidson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Travis County Texas | 1 | $ 255,000 | $ 255,000 | $ 245,000 |
| Rutland County Vermont | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Alexandria County Virginia | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Fairfax County Virginia | 1 | $ 645,000 | $ 645,000 | $ 265,000 |
| Gloucester County Virginia | 1 | $ 345,000 | $ 345,000 | $ 224,000 |
| Stevens County Washington | 1 | $ 335,000 | $ 335,000 | $ 180,000 |
| Racine County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Michigan State University Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,237 | $1,047,285,000 | $199,000 | $2,755,000 | $90,000 | $1,963,000 |
| Other Purpose | 2,836 | $185,640,000 | $65,000 | $1,005,000 | $116,000 | $806,000 |
| Cash-out Refinancing | 1,567 | $277,495,000 | $177,000 | $1,505,000 | $106,000 | $642,000 |
| Refinancing | 1,158 | $189,160,000 | $163,000 | $5,055,000 | $109,000 | $807,000 |
| Home Improvement | 101 | $16,445,000 | $162,000 | $425,000 | $100,000 | $345,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,976 | $1,233,820,000 | $154,000 | $2,485,000 | $101,000 | $1,141,000 |
| Not Provided | 1,375 | $210,035,000 | $152,000 | $1,505,000 | $113,000 | $712,000 |
| Black or African American | 714 | $104,080,000 | $145,000 | $925,000 | $85,000 | $675,000 |
| Hispanic | 400 | $57,750,000 | $144,000 | $725,000 | $89,000 | $1,963,000 |
| Asian | 220 | $39,530,000 | $179,000 | $495,000 | $100,000 | $740,000 |
| American Indian or Alaskan Native | 92 | $14,690,000 | $159,000 | $765,000 | $85,000 | $331,000 |
| Not applicable | 45 | $40,585,000 | $901,000 | $5,055,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,000,000 | $200,000 | $335,000 | $115,000 | $212,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,899 | $1,716,025,000 | $157,000 | $5,055,000 | $101,000 | $1,963,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,757 | $655,735,000 | $137,000 | $5,055,000 | $117,000 | $1,141,000 |
| Preapproval Approved but not Accepted | 1,913 | $420,635,000 | $219,000 | $2,485,000 | $101,000 | $696,000 |
| File Closed For Incompleteness | 1,484 | $233,800,000 | $157,000 | $1,505,000 | $97,000 | $940,000 |
| Preapproval Denied by Financial Institution | 1,234 | $193,900,000 | $157,000 | $1,705,000 | $57,000 | $1,963,000 |
| Application Denied By Financial Institution | 534 | $67,590,000 | $126,000 | $1,005,000 | $70,000 | $650,000 |
| Application Withdrawn By Applicant | 534 | $82,650,000 | $154,000 | $1,865,000 | $99,000 | $642,000 |
| Application Approved But Not Accepted | 443 | $61,715,000 | $139,000 | $725,000 | $115,000 | $563,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,131 | $1,454,535,000 | $159,000 | $5,055,000 | $109,000 | $1,141,000 |
| Debt-To-Income Ratio | 856 | $142,300,000 | $166,000 | $1,705,000 | $51,000 | $592,000 |
| Credit History | 492 | $64,660,000 | $131,000 | $455,000 | $72,000 | $1,963,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 184 | $23,890,000 | $129,000 | $465,000 | $58,000 | $170,000 |
| Employment History | 122 | $16,060,000 | $131,000 | $605,000 | $54,000 | $270,000 |
| Collateral | 79 | $8,715,000 | $110,000 | $445,000 | $99,000 | $650,000 |
| Unverifiable Information | 18 | $3,650,000 | $202,000 | $805,000 | $98,000 | $600,000 |
| Other | 11 | $1,265,000 | $115,000 | $505,000 | $91,000 | $394,000 |
| Credit Application Incomplete | 6 | $950,000 | $158,000 | $495,000 | $47,000 | $145,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.