Mountain High Credit Union
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for Mountain High Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Mountain High Credit Union
4051 S. 1900 W.
Roy, UT 84405
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  
Total Number of Mortgage Applications 110
Total Mortgage Loan Application Amount $22,458,000
Average Mortgage Loan Application Amount $145,333
Highest Mortgage Loan Application Amount $730,000
Average Applicant Income $29,666
Highest Applicant Income $180,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Mountain High Credit Union by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Utah County Utah 46 $ 9,083,000 $ 197,000 $ 26,000
Salt Lake County Utah 22 $ 5,091,000 $ 231,000 $ 12,000
Juab County Utah 7 $ 172,000 $ 24,000 $ 71,000
Davis County Utah 5 $ 1,380,000 $ 276,000 $ 0
Weber County Utah 3 $ 712,000 $ 237,000 $ 68,000
Washington County Utah 2 $ 552,000 $ 276,000 $ 0
Maricopa County Arizona 1 $ 391,000 $ 391,000 $ 0
Routt County Colorado 1 $ 417,000 $ 417,000 $ 0
Box Elder County Utah 1 $ 152,000 $ 152,000 $ 0
Cache County Utah 1 $ 145,000 $ 145,000 $ 0
Sanpete County Utah 1 $ 54,000 $ 54,000 $ 93,000
Summit County Utah 1 $ 694,000 $ 694,000 $ 0
Tooele County Utah 1 $ 227,000 $ 227,000 $ 0
Uintah County Utah 1 $ 136,000 $ 136,000 $ 0
Wasatch County Utah 1 $ 730,000 $ 730,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Mountain High Credit Union in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 69 $17,103,000 $247,000 $730,000 $19,000 $180,000
Refinancing 39 $5,244,000 $134,000 $379,000 $21,000 $158,000
Home Improvement 2 $111,000 $55,000 $61,000 $49,000 $98,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 103 $21,224,000 $206,000 $730,000 $22,000 $180,000
Hispanic 6 $1,204,000 $200,000 $379,000 $0 $0
Not Provided 1 $30,000 $30,000 $30,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 109 $22,274,000 $204,000 $730,000 $20,000 $180,000
VA-guaranteed (Veterans Administration) 1 $184,000 $184,000 $184,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 55 $13,137,000 $238,000 $694,000 $2,000 $144,000
Loan Originated 41 $7,153,000 $174,000 $730,000 $52,000 $180,000
Application Denied By Financial Institution 14 $2,168,000 $154,000 $320,000 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Insufficient Cash (Downpayment, Closing Cost) 4 $718,000 $179,000 $265,000 $0 $0
Unverifiable Information 3 $286,000 $95,000 $128,000 $0 $0
Other 2 $280,000 $140,000 $250,000 $0 $0
Credit Application Incomplete 2 $504,000 $252,000 $320,000 $0 $0
Credit History 2 $230,000 $115,000 $120,000 $0 $0
Collateral 1 $150,000 $150,000 $150,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.

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