Monticello Banking Company
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Monticello Banking Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Monticello Banking Company
50 North Main Street
Monticello, KY 42633
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 528
Total Mortgage Loan Application Amount $38,213,000
Average Mortgage Loan Application Amount $62,666
Highest Mortgage Loan Application Amount $889,000
Average Applicant Income $51,000
Highest Applicant Income $1,338,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Monticello Banking Company by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wayne County Kentucky 269 $ 15,758,000 $ 58,000 $ 43,000
Pulaski County Kentucky 76 $ 5,412,000 $ 71,000 $ 57,000
Russell County Kentucky 41 $ 4,026,000 $ 98,000 $ 49,000
Clinton County Kentucky 40 $ 2,447,000 $ 61,000 $ 67,000
Warren County Kentucky 34 $ 5,702,000 $ 167,000 $ 43,000
Casey County Kentucky 30 $ 1,508,000 $ 50,000 $ 33,000
Adair County Kentucky 4 $ 171,000 $ 42,000 $ 23,000
Cumberland County Kentucky 4 $ 276,000 $ 69,000 $ 35,000
Fayette County Kentucky 4 $ 322,000 $ 80,000 $ 39,000
Lincoln County Kentucky 4 $ 138,000 $ 34,000 $ 55,000
Simpson County Kentucky 3 $ 350,000 $ 116,000 $ 103,000
Okaloosa County Florida 2 $ 1,016,000 $ 508,000 $ 974,000
Campbell County Kentucky 2 $ 163,000 $ 81,000 $ 61,000
Edmonson County Kentucky 2 $ 143,000 $ 71,000 $ 53,000
Rockcastle County Kentucky 2 $ 69,000 $ 34,000 $ 26,000
San Diego County California 1 $ 65,000 $ 65,000 $ 41,000
Allen County Kentucky 1 $ 64,000 $ 64,000 $ 77,000
Boyle County Kentucky 1 $ 16,000 $ 16,000 $ 23,000
Jackson County Kentucky 1 $ 30,000 $ 30,000 $ 14,000
Laurel County Kentucky 1 $ 32,000 $ 32,000 $ 26,000
Lyon County Kentucky 1 $ 50,000 $ 50,000 $ 380,000
Madison County Kentucky 1 $ 34,000 $ 34,000 $ 143,000
McCreary County Kentucky 1 $ 92,000 $ 92,000 $ 19,000
Woodford County Kentucky 1 $ 47,000 $ 47,000 $ 30,000
Beaufort County South Carolina 1 $ 200,000 $ 200,000 $ 550,000
Wilson County Tennessee 1 $ 82,000 $ 82,000 $ 25,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Monticello Banking Company in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 227 $20,066,000 $88,000 $889,000 $53,000 $1,338,000
Home Purchase 223 $15,784,000 $70,000 $795,000 $53,000 $677,000
Home Improvement 78 $2,363,000 $30,000 $350,000 $47,000 $262,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 502 $33,952,000 $67,000 $795,000 $52,000 $1,338,000
Not applicable 17 $3,895,000 $229,000 $889,000 $50,000 $610,000
Hispanic 6 $283,000 $47,000 $70,000 $49,000 $139,000
Black or African American 3 $83,000 $27,000 $47,000 $68,000 $158,000
Not Provided 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 528 $38,213,000 $72,000 $889,000 $52,000 $1,338,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 462 $35,736,000 $77,000 $889,000 $56,000 $1,338,000
Application Denied By Financial Institution 55 $1,991,000 $36,000 $137,000 $24,000 $64,000
Application Withdrawn By Applicant 10 $416,000 $41,000 $105,000 $35,000 $59,000
Application Approved But Not Accepted 1 $70,000 $70,000 $70,000 $54,000 $54,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 42 $1,353,000 $32,000 $137,000 $24,000 $64,000
Debt-To-Income Ratio 7 $420,000 $60,000 $108,000 $20,000 $32,000
Collateral 3 $146,000 $48,000 $78,000 $20,000 $25,000
Other 2 $35,000 $17,000 $20,000 $23,000 $37,000
Employment History 1 $37,000 $37,000 $37,000 $41,000 $41,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.

Download the Kentucky Lender List