Monarch Bank
Mortgage Loan Application
Totals and Details
for 2013
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Monarch Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Monarch Bank 1435 Crossways Boulevard, Suite 101 Chesapeake, VA 23320 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,401 |
| Total Mortgage Loan Application Amount | $2,682,231,000 |
| Average Mortgage Loan Application Amount | $252,666 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $99,666 |
| Highest Applicant Income | $3,360,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 1,278 | $ 331,435,000 | $ 259,000 | $ 100,000 |
| Prince George's County Maryland | 751 | $ 173,921,000 | $ 231,000 | $ 75,000 |
| Montgomery County Maryland | 750 | $ 241,523,000 | $ 322,000 | $ 121,000 |
| Chesapeake County Virginia | 690 | $ 169,642,000 | $ 245,000 | $ 89,000 |
| Fairfax County Virginia | 517 | $ 206,364,000 | $ 399,000 | $ 129,000 |
| Anne Arundel County Maryland | 515 | $ 147,738,000 | $ 286,000 | $ 101,000 |
| Norfolk County Virginia | 425 | $ 92,486,000 | $ 217,000 | $ 95,000 |
| Charles County Maryland | 325 | $ 88,221,000 | $ 271,000 | $ 93,000 |
| Mecklenburg County North Carolina | 318 | $ 53,138,000 | $ 167,000 | $ 78,000 |
| Prince William County Virginia | 256 | $ 84,384,000 | $ 329,000 | $ 106,000 |
| District of Columbia County District Of Columbia | 251 | $ 94,510,000 | $ 376,000 | $ 125,000 |
| Frederick County Maryland | 221 | $ 59,304,000 | $ 268,000 | $ 99,000 |
| Loudoun County Virginia | 181 | $ 60,967,000 | $ 336,000 | $ 109,000 |
| Union County North Carolina | 174 | $ 33,172,000 | $ 190,000 | $ 77,000 |
| St. Mary's County Maryland | 170 | $ 42,856,000 | $ 252,000 | $ 101,000 |
| New Hanover County North Carolina | 165 | $ 28,859,000 | $ 174,000 | $ 87,000 |
| Suffolk County Virginia | 153 | $ 36,378,000 | $ 237,000 | $ 84,000 |
| Calvert County Maryland | 151 | $ 42,388,000 | $ 280,000 | $ 110,000 |
| Chesterfield County Virginia | 142 | $ 28,722,000 | $ 202,000 | $ 98,000 |
| Portsmouth County Virginia | 130 | $ 17,981,000 | $ 138,000 | $ 48,000 |
| York County South Carolina | 126 | $ 22,849,000 | $ 181,000 | $ 69,000 |
| Baltimore County Maryland | 120 | $ 25,174,000 | $ 209,000 | $ 73,000 |
| Dare County North Carolina | 117 | $ 30,820,000 | $ 263,000 | $ 140,000 |
| Howard County Maryland | 98 | $ 32,687,000 | $ 333,000 | $ 115,000 |
| Newport News County Virginia | 96 | $ 16,508,000 | $ 171,000 | $ 101,000 |
| Hampton County Virginia | 95 | $ 15,653,000 | $ 164,000 | $ 68,000 |
| Cabarrus County North Carolina | 93 | $ 15,524,000 | $ 166,000 | $ 73,000 |
| Arlington County Virginia | 84 | $ 37,297,000 | $ 444,000 | $ 123,000 |
| Currituck County North Carolina | 82 | $ 23,685,000 | $ 288,000 | $ 114,000 |
| Brunswick County North Carolina | 78 | $ 13,625,000 | $ 174,000 | $ 72,000 |
| Iredell County North Carolina | 78 | $ 14,613,000 | $ 187,000 | $ 82,000 |
| Carroll County Maryland | 76 | $ 20,262,000 | $ 266,000 | $ 92,000 |
| Alexandria County Virginia | 74 | $ 29,990,000 | $ 405,000 | $ 137,000 |
| Henrico County Virginia | 61 | $ 12,518,000 | $ 205,000 | $ 89,000 |
| Harnett County North Carolina | 58 | $ 11,599,000 | $ 199,000 | $ 69,000 |
| Stafford County Virginia | 56 | $ 16,193,000 | $ 289,000 | $ 76,000 |
| York County Virginia | 51 | $ 15,171,000 | $ 297,000 | $ 95,000 |
| Pasquotank County North Carolina | 50 | $ 7,794,000 | $ 155,000 | $ 63,000 |
| Baltimore City County Maryland | 47 | $ 8,039,000 | $ 171,000 | $ 81,000 |
| Queen Anne's County Maryland | 47 | $ 13,274,000 | $ 282,000 | $ 79,000 |
| King George County Virginia | 45 | $ 12,633,000 | $ 280,000 | $ 94,000 |
| Harford County Maryland | 40 | $ 9,661,000 | $ 241,000 | $ 100,000 |
| Onslow County North Carolina | 40 | $ 7,088,000 | $ 177,000 | $ 47,000 |
| Richmond City County Virginia | 40 | $ 7,034,000 | $ 175,000 | $ 94,000 |
| Gaston County North Carolina | 39 | $ 5,783,000 | $ 148,000 | $ 63,000 |
| Isle of Wight County Virginia | 39 | $ 10,913,000 | $ 279,000 | $ 80,000 |
| Spotsylvania County Virginia | 37 | $ 7,650,000 | $ 206,000 | $ 86,000 |
| Lancaster County South Carolina | 33 | $ 5,547,000 | $ 168,000 | $ 50,000 |
| Washington County Maryland | 27 | $ 5,045,000 | $ 186,000 | $ 85,000 |
| Hanover County Virginia | 27 | $ 7,557,000 | $ 279,000 | $ 124,000 |
| Kent County Delaware | 26 | $ 7,054,000 | $ 271,000 | $ 92,000 |
| James City County Virginia | 26 | $ 7,667,000 | $ 294,000 | $ 160,000 |
| Fauquier County Virginia | 25 | $ 6,468,000 | $ 258,000 | $ 76,000 |
| Wake County North Carolina | 24 | $ 4,825,000 | $ 201,000 | $ 98,000 |
| Manassas County Virginia | 24 | $ 5,874,000 | $ 244,000 | $ 96,000 |
| Granville County North Carolina | 21 | $ 3,868,000 | $ 184,000 | $ 71,000 |
| Pender County North Carolina | 21 | $ 4,114,000 | $ 195,000 | $ 56,000 |
| Camden County North Carolina | 20 | $ 4,106,000 | $ 205,000 | $ 76,000 |
| Sussex County Delaware | 18 | $ 5,027,000 | $ 279,000 | $ 157,000 |
| Worcester County Maryland | 17 | $ 4,659,000 | $ 274,000 | $ 335,000 |
| Johnston County North Carolina | 17 | $ 2,484,000 | $ 146,000 | $ 64,000 |
| Rowan County North Carolina | 17 | $ 2,503,000 | $ 147,000 | $ 55,000 |
| Franklin County North Carolina | 16 | $ 2,896,000 | $ 181,000 | $ 54,000 |
| Gloucester County Virginia | 16 | $ 4,098,000 | $ 256,000 | $ 54,000 |
| Cecil County Maryland | 15 | $ 4,481,000 | $ 298,000 | $ 120,000 |
| Stanly County North Carolina | 15 | $ 2,036,000 | $ 135,000 | $ 55,000 |
| Spartanburg County South Carolina | 15 | $ 1,973,000 | $ 131,000 | $ 47,000 |
| Westmoreland County Virginia | 15 | $ 2,893,000 | $ 192,000 | $ 81,000 |
| Richland County South Carolina | 14 | $ 2,706,000 | $ 193,000 | $ 94,000 |
| Henderson County North Carolina | 13 | $ 2,050,000 | $ 157,000 | $ 56,000 |
| York County Pennsylvania | 13 | $ 2,141,000 | $ 164,000 | $ 78,000 |
| New Kent County Virginia | 13 | $ 4,025,000 | $ 309,000 | $ 102,000 |
| Culpeper County Virginia | 12 | $ 2,843,000 | $ 236,000 | $ 75,000 |
| Greenwood County South Carolina | 11 | $ 1,271,000 | $ 115,000 | $ 44,000 |
| Caroline County Maryland | 10 | $ 1,966,000 | $ 196,000 | $ 115,000 |
| Lincoln County North Carolina | 10 | $ 1,465,000 | $ 146,000 | $ 63,000 |
| Horry County South Carolina | 10 | $ 1,700,000 | $ 170,000 | $ 130,000 |
| Jefferson County West Virginia | 10 | $ 2,719,000 | $ 271,000 | $ 138,000 |
| Garrett County Maryland | 9 | $ 1,816,000 | $ 201,000 | $ 130,000 |
| Polk County North Carolina | 9 | $ 1,060,000 | $ 117,000 | $ 62,000 |
| Adams County Pennsylvania | 9 | $ 1,536,000 | $ 170,000 | $ 80,000 |
| Orange County Virginia | 9 | $ 1,411,000 | $ 156,000 | $ 44,000 |
| New Castle County Delaware | 8 | $ 2,084,000 | $ 260,000 | $ 118,000 |
| Catawba County North Carolina | 8 | $ 2,243,000 | $ 280,000 | $ 78,000 |
| Forsyth County North Carolina | 8 | $ 1,140,000 | $ 142,000 | $ 43,000 |
| Gates County North Carolina | 8 | $ 1,325,000 | $ 165,000 | $ 66,000 |
| Perquimans County North Carolina | 8 | $ 933,000 | $ 116,000 | $ 61,000 |
| Chester County Pennsylvania | 8 | $ 2,409,000 | $ 301,000 | $ 72,000 |
| Amelia County Virginia | 8 | $ 1,316,000 | $ 164,000 | $ 59,000 |
| Caroline County Virginia | 8 | $ 1,204,000 | $ 150,000 | $ 41,000 |
| Manassas Park County Virginia | 8 | $ 1,645,000 | $ 205,000 | $ 68,000 |
| Poquoson County Virginia | 8 | $ 2,214,000 | $ 276,000 | $ 122,000 |
| Powhatan County Virginia | 8 | $ 2,257,000 | $ 282,000 | $ 119,000 |
| Chowan County North Carolina | 7 | $ 1,071,000 | $ 153,000 | $ 95,000 |
| Cumberland County North Carolina | 7 | $ 970,000 | $ 138,000 | $ 86,000 |
| Guilford County North Carolina | 7 | $ 1,399,000 | $ 199,000 | $ 63,000 |
| Warren County Virginia | 7 | $ 1,451,000 | $ 207,000 | $ 72,000 |
| Williamsburg County Virginia | 7 | $ 1,037,000 | $ 148,000 | $ 101,000 |
| Columbus County North Carolina | 6 | $ 1,298,000 | $ 216,000 | $ 145,000 |
| Montgomery County North Carolina | 6 | $ 827,000 | $ 137,000 | $ 69,000 |
| Bucks County Pennsylvania | 6 | $ 1,359,000 | $ 226,000 | $ 72,000 |
| Abbeville County South Carolina | 6 | $ 847,000 | $ 141,000 | $ 44,000 |
| Brunswick County Virginia | 6 | $ 1,223,000 | $ 203,000 | $ 53,000 |
| Fairfax City County Virginia | 6 | $ 2,592,000 | $ 432,000 | $ 212,000 |
| Southampton County Virginia | 6 | $ 1,169,000 | $ 194,000 | $ 89,000 |
| Talbot County Maryland | 5 | $ 1,272,000 | $ 254,000 | $ 110,000 |
| Buncombe County North Carolina | 5 | $ 953,000 | $ 190,000 | $ 165,000 |
| Chatham County North Carolina | 5 | $ 2,722,000 | $ 544,000 | $ 197,000 |
| Accomack County Virginia | 5 | $ 831,000 | $ 166,000 | $ 115,000 |
| Frederick County Virginia | 5 | $ 1,383,000 | $ 276,000 | $ 100,000 |
| Louisa County Virginia | 5 | $ 1,092,000 | $ 218,000 | $ 93,000 |
| Northumberland County Virginia | 5 | $ 959,000 | $ 191,000 | $ 120,000 |
| Dorchester County Maryland | 4 | $ 1,272,000 | $ 318,000 | $ 139,000 |
| Northampton County North Carolina | 4 | $ 974,000 | $ 243,000 | $ 235,000 |
| Orange County North Carolina | 4 | $ 706,000 | $ 176,000 | $ 82,000 |
| Lexington County South Carolina | 4 | $ 929,000 | $ 232,000 | $ 97,000 |
| Albemarle County Virginia | 4 | $ 1,424,000 | $ 356,000 | $ 194,000 |
| King William County Virginia | 4 | $ 591,000 | $ 147,000 | $ 62,000 |
| Nottoway County Virginia | 4 | $ 562,000 | $ 140,000 | $ 34,000 |
| Prince George County Virginia | 4 | $ 292,000 | $ 73,000 | $ 63,000 |
| Berkeley County West Virginia | 4 | $ 538,000 | $ 134,000 | $ 56,000 |
| Sampson County North Carolina | 3 | $ 651,000 | $ 217,000 | $ 81,000 |
| Delaware County Pennsylvania | 3 | $ 694,000 | $ 231,000 | $ 103,000 |
| Charleston County South Carolina | 3 | $ 786,000 | $ 262,000 | $ 111,000 |
| Chester County South Carolina | 3 | $ 316,000 | $ 105,000 | $ 42,000 |
| Amherst County Virginia | 3 | $ 447,000 | $ 149,000 | $ 62,000 |
| Clarke County Virginia | 3 | $ 1,410,000 | $ 470,000 | $ 137,000 |
| Colonial Heights County Virginia | 3 | $ 459,000 | $ 153,000 | $ 92,000 |
| Goochland County Virginia | 3 | $ 583,000 | $ 194,000 | $ 61,000 |
| Hopewell County Virginia | 3 | $ 192,000 | $ 64,000 | $ 57,000 |
| King and Queen County Virginia | 3 | $ 613,000 | $ 204,000 | $ 54,000 |
| Madison County Virginia | 3 | $ 461,000 | $ 153,000 | $ 77,000 |
| Northampton County Virginia | 3 | $ 674,000 | $ 224,000 | $ 61,000 |
| Hardy County West Virginia | 3 | $ 360,000 | $ 120,000 | $ 159,000 |
| Somerset County Maryland | 2 | $ 499,000 | $ 249,000 | $ 139,000 |
| Wicomico County Maryland | 2 | $ 495,000 | $ 247,000 | $ 69,000 |
| Alexander County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 53,000 |
| Anson County North Carolina | 2 | $ 268,000 | $ 134,000 | $ 60,000 |
| Caldwell County North Carolina | 2 | $ 162,000 | $ 81,000 | $ 22,000 |
| Cleveland County North Carolina | 2 | $ 234,000 | $ 117,000 | $ 34,000 |
| Craven County North Carolina | 2 | $ 153,000 | $ 76,000 | $ 63,000 |
| Davidson County North Carolina | 2 | $ 313,000 | $ 156,000 | $ 86,000 |
| Davie County North Carolina | 2 | $ 244,000 | $ 122,000 | $ 35,000 |
| Hyde County North Carolina | 2 | $ 743,000 | $ 371,000 | $ 220,000 |
| Pitt County North Carolina | 2 | $ 274,000 | $ 137,000 | $ 112,000 |
| Rutherford County North Carolina | 2 | $ 407,000 | $ 203,000 | $ 99,000 |
| Watauga County North Carolina | 2 | $ 564,000 | $ 282,000 | $ 147,000 |
| Allegheny County Pennsylvania | 2 | $ 289,000 | $ 144,000 | $ 70,000 |
| Franklin County Pennsylvania | 2 | $ 355,000 | $ 177,000 | $ 46,000 |
| Lebanon County Pennsylvania | 2 | $ 335,000 | $ 167,000 | $ 44,000 |
| Northumberland County Pennsylvania | 2 | $ 273,000 | $ 136,000 | $ 80,000 |
| Aiken County South Carolina | 2 | $ 494,000 | $ 247,000 | $ 38,000 |
| Kershaw County South Carolina | 2 | $ 419,000 | $ 209,000 | $ 119,000 |
| Bedford County Virginia | 2 | $ 924,000 | $ 462,000 | $ 231,000 |
| Buckingham County Virginia | 2 | $ 287,000 | $ 143,000 | $ 35,000 |
| Cumberland County Virginia | 2 | $ 268,000 | $ 134,000 | $ 54,000 |
| Dinwiddie County Virginia | 2 | $ 383,000 | $ 191,000 | $ 51,000 |
| Falls Church County Virginia | 2 | $ 525,000 | $ 262,000 | $ 150,000 |
| Fluvanna County Virginia | 2 | $ 389,000 | $ 194,000 | $ 113,000 |
| Lynchburg County Virginia | 2 | $ 271,000 | $ 135,000 | $ 89,000 |
| Mecklenburg County Virginia | 2 | $ 519,000 | $ 259,000 | $ 176,000 |
| Prince Edward County Virginia | 2 | $ 532,000 | $ 266,000 | $ 130,000 |
| Rockbridge County Virginia | 2 | $ 672,000 | $ 336,000 | $ 149,000 |
| Kanawha County West Virginia | 2 | $ 635,000 | $ 317,000 | $ 183,000 |
| Allegany County Maryland | 1 | $ 138,000 | $ 138,000 | $ 42,000 |
| Kent County Maryland | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Alamance County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 329,000 |
| Burke County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Halifax County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 26,000 |
| Lee County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Pamlico County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| Robeson County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 54,000 |
| Washington County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 59,000 |
| Butler County Pennsylvania | 1 | $ 252,000 | $ 252,000 | $ 56,000 |
| Lancaster County Pennsylvania | 1 | $ 373,000 | $ 373,000 | $ 135,000 |
| Montgomery County Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 102,000 |
| Philadelphia County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 75,000 |
| Washington County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 47,000 |
| Anderson County South Carolina | 1 | $ 360,000 | $ 360,000 | $ 150,000 |
| Berkeley County South Carolina | 1 | $ 303,000 | $ 303,000 | $ 93,000 |
| Dorchester County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 53,000 |
| Florence County South Carolina | 1 | $ 229,000 | $ 229,000 | $ 75,000 |
| Georgetown County South Carolina | 1 | $ 480,000 | $ 480,000 | $ 540,000 |
| Greenville County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 34,000 |
| Laurens County South Carolina | 1 | $ 147,000 | $ 147,000 | $ 65,000 |
| Newberry County South Carolina | 1 | $ 162,000 | $ 162,000 | $ 37,000 |
| Saluda County South Carolina | 1 | $ 176,000 | $ 176,000 | $ 116,000 |
| Sumter County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Union County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Appomattox County Virginia | 1 | $ 269,000 | $ 269,000 | $ 236,000 |
| Danville County Virginia | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
| Essex County Virginia | 1 | $ 169,000 | $ 169,000 | $ 98,000 |
| Franklin County Virginia | 1 | $ 402,000 | $ 402,000 | $ 127,000 |
| Franklin City County Virginia | 1 | $ 176,000 | $ 176,000 | $ 48,000 |
| Lunenburg County Virginia | 1 | $ 258,000 | $ 258,000 | $ 100,000 |
| Mathews County Virginia | 1 | $ 281,000 | $ 281,000 | $ 219,000 |
| Montgomery County Virginia | 1 | $ 131,000 | $ 131,000 | $ 85,000 |
| Nelson County Virginia | 1 | $ 850,000 | $ 850,000 | $ 528,000 |
| Petersburg County Virginia | 1 | $ 95,000 | $ 95,000 | $ 132,000 |
| Pittsylvania County Virginia | 1 | $ 217,000 | $ 217,000 | $ 91,000 |
| Richmond County Virginia | 1 | $ 128,000 | $ 128,000 | $ 39,000 |
| Roanoke County Virginia | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Roanoke City County Virginia | 1 | $ 130,000 | $ 130,000 | $ 91,000 |
| Salem County Virginia | 1 | $ 129,000 | $ 129,000 | $ 51,000 |
| Sussex County Virginia | 1 | $ 200,000 | $ 200,000 | $ 108,000 |
| Washington County Virginia | 1 | $ 98,000 | $ 98,000 | $ 24,000 |
| Winchester County Virginia | 1 | $ 143,000 | $ 143,000 | $ 55,000 |
| Hampshire County West Virginia | 1 | $ 69,000 | $ 69,000 | $ 77,000 |
| Morgan County West Virginia | 1 | $ 216,000 | $ 216,000 | $ 246,000 |
| Pendleton County West Virginia | 1 | $ 150,000 | $ 150,000 | $ 37,000 |
| Pocahontas County West Virginia | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Preston County West Virginia | 1 | $ 162,000 | $ 162,000 | $ 144,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Monarch Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,329 | $1,538,693,000 | $243,000 | $1,600,000 | $91,000 | $2,773,000 |
| Refinancing | 3,963 | $1,118,039,000 | $282,000 | $2,000,000 | $105,000 | $3,360,000 |
| Home Improvement | 109 | $25,499,000 | $233,000 | $995,000 | $103,000 | $360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,864 | $1,762,523,000 | $256,000 | $2,000,000 | $102,000 | $3,360,000 |
| Black or African American | 1,603 | $382,626,000 | $238,000 | $1,301,000 | $79,000 | $1,266,000 |
| Not Provided | 799 | $246,236,000 | $308,000 | $1,500,000 | $103,000 | $1,200,000 |
| Hispanic | 629 | $148,979,000 | $236,000 | $1,236,000 | $78,000 | $3,012,000 |
| Asian | 358 | $103,687,000 | $289,000 | $1,075,000 | $106,000 | $515,000 |
| Not applicable | 92 | $23,571,000 | $256,000 | $1,661,000 | $0 | $0 |
| American Indian or Alaskan Native | 28 | $7,031,000 | $251,000 | $590,000 | $76,000 | $156,000 |
| Native Hawaiian or Other Pacific Islander | 28 | $7,578,000 | $270,000 | $704,000 | $103,000 | $707,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,443 | $1,377,077,000 | $252,000 | $2,000,000 | $116,000 | $3,012,000 |
| FHA-insured (Federal Housing Administration) | 2,518 | $574,138,000 | $228,000 | $846,000 | $73,000 | $1,494,000 |
| VA-guaranteed (Veterans Administration) | 1,894 | $629,742,000 | $332,000 | $1,236,000 | $83,000 | $3,360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 546 | $101,274,000 | $185,000 | $426,000 | $54,000 | $168,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,361 | $1,940,900,000 | $263,000 | $1,680,000 | $95,000 | $2,773,000 |
| Application Withdrawn By Applicant | 1,108 | $262,076,000 | $236,000 | $1,301,000 | $100,000 | $1,488,000 |
| File Closed For Incompleteness | 1,067 | $285,943,000 | $267,000 | $2,000,000 | $109,000 | $3,360,000 |
| Application Denied By Financial Institution | 712 | $154,441,000 | $216,000 | $1,125,000 | $81,000 | $1,494,000 |
| Application Approved But Not Accepted | 153 | $38,871,000 | $254,000 | $900,000 | $114,000 | $1,191,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 307 | $69,677,000 | $226,000 | $1,125,000 | $87,000 | $1,494,000 |
| Debt-To-Income Ratio | 131 | $28,422,000 | $216,000 | $625,000 | $54,000 | $445,000 |
| Collateral | 74 | $14,346,000 | $193,000 | $920,000 | $90,000 | $600,000 |
| Other | 54 | $13,000,000 | $240,000 | $1,036,000 | $87,000 | $318,000 |
| Unverifiable Information | 26 | $5,811,000 | $223,000 | $831,000 | $100,000 | $438,000 |
| Employment History | 13 | $2,135,000 | $164,000 | $329,000 | $62,000 | $261,000 |
| Credit Application Incomplete | 12 | $2,074,000 | $172,000 | $514,000 | $73,000 | $179,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,687,000 | $187,000 | $288,000 | $71,000 | $156,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.