Monarch Bank
Mortgage Loan Application
Totals and Details
for 2010
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Monarch Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Monarch Bank 1435 Crossways Boulevard, Suite 101 Chesapeake, VA 23320 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,039 |
| Total Mortgage Loan Application Amount | $1,998,628,000 |
| Average Mortgage Loan Application Amount | $223,000 |
| Highest Mortgage Loan Application Amount | $2,045,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $1,824,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 994 | $ 252,151,000 | $ 253,000 | $ 89,000 |
| Montgomery County Maryland | 886 | $ 276,229,000 | $ 311,000 | $ 120,000 |
| Prince George's County Maryland | 884 | $ 195,518,000 | $ 221,000 | $ 70,000 |
| Chesapeake County Virginia | 488 | $ 112,649,000 | $ 230,000 | $ 76,000 |
| Norfolk County Virginia | 326 | $ 72,643,000 | $ 222,000 | $ 88,000 |
| District of Columbia County District Of Columbia | 311 | $ 102,541,000 | $ 329,000 | $ 111,000 |
| Anne Arundel County Maryland | 263 | $ 73,205,000 | $ 278,000 | $ 92,000 |
| Charles County Maryland | 251 | $ 64,666,000 | $ 257,000 | $ 75,000 |
| Fairfax County Virginia | 248 | $ 91,787,000 | $ 370,000 | $ 131,000 |
| Mecklenburg County North Carolina | 211 | $ 36,157,000 | $ 171,000 | $ 70,000 |
| New Hanover County North Carolina | 198 | $ 37,532,000 | $ 189,000 | $ 88,000 |
| St. Mary's County Maryland | 148 | $ 39,030,000 | $ 263,000 | $ 95,000 |
| Prince William County Virginia | 147 | $ 40,482,000 | $ 275,000 | $ 94,000 |
| Frederick County Maryland | 146 | $ 35,946,000 | $ 246,000 | $ 90,000 |
| Howard County Maryland | 141 | $ 43,360,000 | $ 307,000 | $ 132,000 |
| Baltimore County Maryland | 139 | $ 31,449,000 | $ 226,000 | $ 93,000 |
| Dare County North Carolina | 123 | $ 29,752,000 | $ 241,000 | $ 140,000 |
| Onslow County North Carolina | 101 | $ 18,459,000 | $ 182,000 | $ 54,000 |
| Calvert County Maryland | 90 | $ 26,934,000 | $ 299,000 | $ 98,000 |
| Union County North Carolina | 82 | $ 14,754,000 | $ 179,000 | $ 66,000 |
| Baltimore City County Maryland | 81 | $ 12,374,000 | $ 152,000 | $ 76,000 |
| Portsmouth County Virginia | 80 | $ 12,706,000 | $ 158,000 | $ 53,000 |
| Chesterfield County Virginia | 76 | $ 17,163,000 | $ 225,000 | $ 86,000 |
| Loudoun County Virginia | 70 | $ 26,185,000 | $ 374,000 | $ 135,000 |
| Suffolk County Virginia | 63 | $ 16,113,000 | $ 255,000 | $ 105,000 |
| Harford County Maryland | 58 | $ 14,519,000 | $ 250,000 | $ 120,000 |
| Brunswick County North Carolina | 55 | $ 9,601,000 | $ 174,000 | $ 112,000 |
| Currituck County North Carolina | 51 | $ 16,232,000 | $ 318,000 | $ 92,000 |
| Henrico County Virginia | 50 | $ 9,587,000 | $ 191,000 | $ 91,000 |
| Stafford County Virginia | 47 | $ 12,794,000 | $ 272,000 | $ 106,000 |
| Arlington County Virginia | 44 | $ 18,037,000 | $ 409,000 | $ 152,000 |
| Hampton County Virginia | 43 | $ 8,617,000 | $ 200,000 | $ 55,000 |
| York County South Carolina | 41 | $ 5,276,000 | $ 128,000 | $ 76,000 |
| Cabarrus County North Carolina | 39 | $ 6,320,000 | $ 162,000 | $ 85,000 |
| Pender County North Carolina | 37 | $ 7,624,000 | $ 206,000 | $ 67,000 |
| Greenwood County South Carolina | 36 | $ 4,229,000 | $ 117,000 | $ 48,000 |
| Spotsylvania County Virginia | 35 | $ 5,993,000 | $ 171,000 | $ 51,000 |
| Gaston County North Carolina | 34 | $ 4,802,000 | $ 141,000 | $ 64,000 |
| Alexandria County Virginia | 33 | $ 13,780,000 | $ 417,000 | $ 154,000 |
| Carroll County Maryland | 32 | $ 8,847,000 | $ 276,000 | $ 110,000 |
| Washington County Maryland | 32 | $ 6,287,000 | $ 196,000 | $ 66,000 |
| Iredell County North Carolina | 32 | $ 5,341,000 | $ 166,000 | $ 72,000 |
| Newport News County Virginia | 29 | $ 4,939,000 | $ 170,000 | $ 57,000 |
| Richmond City County Virginia | 29 | $ 5,440,000 | $ 187,000 | $ 120,000 |
| King George County Virginia | 28 | $ 6,413,000 | $ 229,000 | $ 85,000 |
| Stanly County North Carolina | 23 | $ 2,881,000 | $ 125,000 | $ 56,000 |
| Fauquier County Virginia | 22 | $ 5,880,000 | $ 267,000 | $ 121,000 |
| Manassas County Virginia | 22 | $ 3,721,000 | $ 169,000 | $ 81,000 |
| Sussex County Delaware | 19 | $ 5,906,000 | $ 310,000 | $ 193,000 |
| Henderson County North Carolina | 19 | $ 2,853,000 | $ 150,000 | $ 72,000 |
| Hanover County Virginia | 19 | $ 4,691,000 | $ 246,000 | $ 85,000 |
| Isle of Wight County Virginia | 19 | $ 4,800,000 | $ 252,000 | $ 102,000 |
| Queen Anne's County Maryland | 18 | $ 5,361,000 | $ 297,000 | $ 104,000 |
| Caroline County Maryland | 15 | $ 2,839,000 | $ 189,000 | $ 64,000 |
| Pasquotank County North Carolina | 15 | $ 2,829,000 | $ 188,000 | $ 56,000 |
| Cecil County Maryland | 14 | $ 4,357,000 | $ 311,000 | $ 112,000 |
| Southampton County Virginia | 14 | $ 1,988,000 | $ 142,000 | $ 55,000 |
| Caroline County Virginia | 13 | $ 1,551,000 | $ 119,000 | $ 55,000 |
| Wake County North Carolina | 12 | $ 3,225,000 | $ 268,000 | $ 122,000 |
| New Castle County Delaware | 11 | $ 2,010,000 | $ 182,000 | $ 80,000 |
| York County Virginia | 11 | $ 3,264,000 | $ 296,000 | $ 106,000 |
| Jefferson County West Virginia | 11 | $ 2,168,000 | $ 197,000 | $ 72,000 |
| Forsyth County North Carolina | 10 | $ 1,382,000 | $ 138,000 | $ 47,000 |
| Rowan County North Carolina | 10 | $ 1,221,000 | $ 122,000 | $ 42,000 |
| Lancaster County South Carolina | 10 | $ 1,869,000 | $ 186,000 | $ 78,000 |
| Adams County Pennsylvania | 9 | $ 2,072,000 | $ 230,000 | $ 63,000 |
| James City County Virginia | 9 | $ 2,893,000 | $ 321,000 | $ 127,000 |
| Manassas Park County Virginia | 9 | $ 1,552,000 | $ 172,000 | $ 56,000 |
| Westmoreland County Virginia | 9 | $ 1,367,000 | $ 151,000 | $ 58,000 |
| Cumberland County North Carolina | 8 | $ 1,847,000 | $ 230,000 | $ 104,000 |
| York County Pennsylvania | 8 | $ 1,568,000 | $ 196,000 | $ 106,000 |
| Culpeper County Virginia | 8 | $ 2,361,000 | $ 295,000 | $ 101,000 |
| Dorchester County Maryland | 7 | $ 1,114,000 | $ 159,000 | $ 47,000 |
| Catawba County North Carolina | 7 | $ 1,337,000 | $ 191,000 | $ 59,000 |
| Craven County North Carolina | 7 | $ 1,525,000 | $ 217,000 | $ 71,000 |
| Abbeville County South Carolina | 7 | $ 436,000 | $ 62,000 | $ 57,000 |
| Louisa County Virginia | 7 | $ 1,674,000 | $ 239,000 | $ 134,000 |
| Duplin County North Carolina | 6 | $ 602,000 | $ 100,000 | $ 37,000 |
| Durham County North Carolina | 6 | $ 1,185,000 | $ 197,000 | $ 97,000 |
| Guilford County North Carolina | 6 | $ 1,077,000 | $ 179,000 | $ 103,000 |
| Pitt County North Carolina | 6 | $ 778,000 | $ 129,000 | $ 30,000 |
| Rockingham County North Carolina | 6 | $ 858,000 | $ 143,000 | $ 50,000 |
| Powhatan County Virginia | 6 | $ 1,190,000 | $ 198,000 | $ 51,000 |
| Talbot County Maryland | 5 | $ 1,499,000 | $ 299,000 | $ 127,000 |
| Montgomery County North Carolina | 5 | $ 429,000 | $ 85,000 | $ 53,000 |
| Franklin County Pennsylvania | 5 | $ 828,000 | $ 165,000 | $ 82,000 |
| Montgomery County Pennsylvania | 5 | $ 1,187,000 | $ 237,000 | $ 73,000 |
| Gloucester County Virginia | 5 | $ 1,357,000 | $ 271,000 | $ 73,000 |
| Northampton County Virginia | 5 | $ 1,397,000 | $ 279,000 | $ 91,000 |
| Worcester County Maryland | 4 | $ 945,000 | $ 236,000 | $ 148,000 |
| Burke County North Carolina | 4 | $ 591,000 | $ 147,000 | $ 70,000 |
| Carteret County North Carolina | 4 | $ 1,428,000 | $ 357,000 | $ 187,000 |
| Cleveland County North Carolina | 4 | $ 340,000 | $ 85,000 | $ 43,000 |
| Harnett County North Carolina | 4 | $ 635,000 | $ 158,000 | $ 34,000 |
| Hyde County North Carolina | 4 | $ 1,168,000 | $ 292,000 | $ 238,000 |
| Johnston County North Carolina | 4 | $ 547,000 | $ 136,000 | $ 67,000 |
| Lincoln County North Carolina | 4 | $ 662,000 | $ 165,000 | $ 70,000 |
| Orange County North Carolina | 4 | $ 1,234,000 | $ 308,000 | $ 89,000 |
| Transylvania County North Carolina | 4 | $ 641,000 | $ 160,000 | $ 109,000 |
| Delaware County Pennsylvania | 4 | $ 764,000 | $ 191,000 | $ 103,000 |
| Richland County South Carolina | 4 | $ 538,000 | $ 134,000 | $ 71,000 |
| Albemarle County Virginia | 4 | $ 1,069,000 | $ 267,000 | $ 92,000 |
| Clarke County Virginia | 4 | $ 886,000 | $ 221,000 | $ 126,000 |
| New Kent County Virginia | 4 | $ 947,000 | $ 236,000 | $ 82,000 |
| Poquoson County Virginia | 4 | $ 954,000 | $ 238,000 | $ 66,000 |
| Rockingham County Virginia | 4 | $ 818,000 | $ 204,000 | $ 75,000 |
| Wicomico County Maryland | 3 | $ 468,000 | $ 156,000 | $ 36,000 |
| Bladen County North Carolina | 3 | $ 551,000 | $ 183,000 | $ 61,000 |
| Buncombe County North Carolina | 3 | $ 473,000 | $ 157,000 | $ 60,000 |
| Camden County North Carolina | 3 | $ 783,000 | $ 261,000 | $ 122,000 |
| Haywood County North Carolina | 3 | $ 465,000 | $ 155,000 | $ 77,000 |
| Surry County North Carolina | 3 | $ 425,000 | $ 141,000 | $ 34,000 |
| Watauga County North Carolina | 3 | $ 749,000 | $ 249,000 | $ 94,000 |
| Wilson County North Carolina | 3 | $ 474,000 | $ 158,000 | $ 65,000 |
| Allegheny County Pennsylvania | 3 | $ 470,000 | $ 156,000 | $ 64,000 |
| Cumberland County Pennsylvania | 3 | $ 840,000 | $ 280,000 | $ 124,000 |
| Lehigh County Pennsylvania | 3 | $ 618,000 | $ 206,000 | $ 78,000 |
| Horry County South Carolina | 3 | $ 428,000 | $ 142,000 | $ 56,000 |
| Bedford County Virginia | 3 | $ 575,000 | $ 191,000 | $ 71,000 |
| Charles City County Virginia | 3 | $ 474,000 | $ 158,000 | $ 43,000 |
| Essex County Virginia | 3 | $ 359,000 | $ 119,000 | $ 50,000 |
| Goochland County Virginia | 3 | $ 855,000 | $ 285,000 | $ 184,000 |
| Nelson County Virginia | 3 | $ 798,000 | $ 266,000 | $ 256,000 |
| Surry County Virginia | 3 | $ 517,000 | $ 172,000 | $ 57,000 |
| Kent County Delaware | 2 | $ 672,000 | $ 336,000 | $ 0 |
| Garrett County Maryland | 2 | $ 665,000 | $ 332,000 | $ 197,000 |
| Anson County North Carolina | 2 | $ 192,000 | $ 96,000 | $ 101,000 |
| Columbus County North Carolina | 2 | $ 318,000 | $ 159,000 | $ 42,000 |
| Davidson County North Carolina | 2 | $ 262,000 | $ 131,000 | $ 64,000 |
| Davie County North Carolina | 2 | $ 505,000 | $ 252,000 | $ 103,000 |
| Hoke County North Carolina | 2 | $ 232,000 | $ 116,000 | $ 7,000 |
| Jackson County North Carolina | 2 | $ 297,000 | $ 148,000 | $ 133,000 |
| Madison County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 88,000 |
| Perquimans County North Carolina | 2 | $ 348,000 | $ 174,000 | $ 66,000 |
| Randolph County North Carolina | 2 | $ 196,000 | $ 98,000 | $ 44,000 |
| Sampson County North Carolina | 2 | $ 271,000 | $ 135,000 | $ 45,000 |
| Berks County Pennsylvania | 2 | $ 354,000 | $ 177,000 | $ 78,000 |
| Dauphin County Pennsylvania | 2 | $ 222,000 | $ 111,000 | $ 79,000 |
| Philadelphia County Pennsylvania | 2 | $ 328,000 | $ 164,000 | $ 72,000 |
| Pike County Pennsylvania | 2 | $ 466,000 | $ 233,000 | $ 58,000 |
| Aiken County South Carolina | 2 | $ 419,000 | $ 209,000 | $ 74,000 |
| Anderson County South Carolina | 2 | $ 357,000 | $ 178,000 | $ 80,000 |
| Georgetown County South Carolina | 2 | $ 402,000 | $ 201,000 | $ 48,000 |
| Dinwiddie County Virginia | 2 | $ 404,000 | $ 202,000 | $ 41,000 |
| Fairfax City County Virginia | 2 | $ 829,000 | $ 414,000 | $ 135,000 |
| Falls Church County Virginia | 2 | $ 903,000 | $ 451,000 | $ 53,000 |
| Franklin County Virginia | 2 | $ 834,000 | $ 417,000 | $ 229,000 |
| Franklin City County Virginia | 2 | $ 507,000 | $ 253,000 | $ 107,000 |
| Frederick County Virginia | 2 | $ 415,000 | $ 207,000 | $ 76,000 |
| King William County Virginia | 2 | $ 332,000 | $ 166,000 | $ 96,000 |
| Lunenburg County Virginia | 2 | $ 101,000 | $ 50,000 | $ 44,000 |
| Mecklenburg County Virginia | 2 | $ 445,000 | $ 222,000 | $ 14,000 |
| Orange County Virginia | 2 | $ 513,000 | $ 256,000 | $ 64,000 |
| Rappahannock County Virginia | 2 | $ 646,000 | $ 323,000 | $ 109,000 |
| Sussex County Virginia | 2 | $ 225,000 | $ 112,000 | $ 73,000 |
| Berkeley County West Virginia | 2 | $ 357,000 | $ 178,000 | $ 86,000 |
| Pocahontas County West Virginia | 2 | $ 375,000 | $ 187,000 | $ 246,000 |
| Hancock County Maine | 1 | $ 417,000 | $ 417,000 | $ 351,000 |
| Knox County Maine | 1 | $ 360,000 | $ 360,000 | $ 368,000 |
| Lincoln County Maine | 1 | $ 259,000 | $ 259,000 | $ 155,000 |
| Allegany County Maryland | 1 | $ 131,000 | $ 131,000 | $ 54,000 |
| Kent County Maryland | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Alamance County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 53,000 |
| Alexander County North Carolina | 1 | $ 239,000 | $ 239,000 | $ 42,000 |
| Bertie County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 50,000 |
| Caldwell County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 87,000 |
| Chatham County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 80,000 |
| Clay County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 74,000 |
| Edgecombe County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 75,000 |
| Hertford County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 38,000 |
| Jones County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Lenoir County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 31,000 |
| Nash County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 82,000 |
| Person County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 85,000 |
| Rutherford County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 56,000 |
| Warren County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 18,000 |
| Wayne County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Wilkes County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 62,000 |
| Bradford County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 112,000 |
| Bucks County Pennsylvania | 1 | $ 196,000 | $ 196,000 | $ 68,000 |
| Chester County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 45,000 |
| Lancaster County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 56,000 |
| Northampton County Pennsylvania | 1 | $ 247,000 | $ 247,000 | $ 82,000 |
| Somerset County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 98,000 |
| Beaufort County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 78,000 |
| Charleston County South Carolina | 1 | $ 301,000 | $ 301,000 | $ 275,000 |
| Cherokee County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| Greenville County South Carolina | 1 | $ 108,000 | $ 108,000 | $ 58,000 |
| Lexington County South Carolina | 1 | $ 287,000 | $ 287,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Accomack County Virginia | 1 | $ 117,000 | $ 117,000 | $ 52,000 |
| Amelia County Virginia | 1 | $ 380,000 | $ 380,000 | $ 96,000 |
| Buckingham County Virginia | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Campbell County Virginia | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Charlottesville County Virginia | 1 | $ 240,000 | $ 240,000 | $ 123,000 |
| Cumberland County Virginia | 1 | $ 308,000 | $ 308,000 | $ 193,000 |
| Lexington County Virginia | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
| Northumberland County Virginia | 1 | $ 286,000 | $ 286,000 | $ 201,000 |
| Petersburg County Virginia | 1 | $ 39,000 | $ 39,000 | $ 50,000 |
| Prince Edward County Virginia | 1 | $ 156,000 | $ 156,000 | $ 51,000 |
| Prince George County Virginia | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Richmond County Virginia | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Roanoke County Virginia | 1 | $ 206,000 | $ 206,000 | $ 45,000 |
| Roanoke City County Virginia | 1 | $ 132,000 | $ 132,000 | $ 82,000 |
| Rockbridge County Virginia | 1 | $ 209,000 | $ 209,000 | $ 293,000 |
| Warren County Virginia | 1 | $ 415,000 | $ 415,000 | $ 144,000 |
| Winchester County Virginia | 1 | $ 47,000 | $ 47,000 | $ 53,000 |
| Kanawha County West Virginia | 1 | $ 92,000 | $ 92,000 | $ 26,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Monarch Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,499 | $1,030,743,000 | $229,000 | $1,304,000 | $83,000 | $1,824,000 |
| Refinancing | 3,530 | $966,209,000 | $273,000 | $2,045,000 | $104,000 | $1,776,000 |
| Home Improvement | 10 | $1,676,000 | $167,000 | $735,000 | $44,000 | $138,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,003 | $1,273,198,000 | $254,000 | $2,045,000 | $101,000 | $1,824,000 |
| Black or African American | 1,624 | $358,899,000 | $220,000 | $1,181,000 | $69,000 | $493,000 |
| Not Provided | 715 | $189,109,000 | $264,000 | $1,000,000 | $92,000 | $1,053,000 |
| Hispanic | 360 | $83,923,000 | $233,000 | $650,000 | $76,000 | $628,000 |
| Asian | 240 | $68,350,000 | $284,000 | $1,058,000 | $113,000 | $1,190,000 |
| Not applicable | 49 | $13,001,000 | $265,000 | $1,800,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 26 | $7,042,000 | $270,000 | $507,000 | $68,000 | $215,000 |
| American Indian or Alaskan Native | 22 | $5,106,000 | $232,000 | $674,000 | $94,000 | $342,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,478 | $893,553,000 | $256,000 | $2,045,000 | $123,000 | $1,824,000 |
| FHA-insured (Federal Housing Administration) | 3,390 | $786,417,000 | $231,000 | $955,000 | $68,000 | $1,190,000 |
| VA-guaranteed (Veterans Administration) | 1,087 | $305,540,000 | $281,000 | $822,000 | $71,000 | $356,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 84 | $13,118,000 | $156,000 | $355,000 | $49,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,476 | $1,618,377,000 | $249,000 | $2,000,000 | $92,000 | $1,824,000 |
| Application Withdrawn By Applicant | 987 | $254,771,000 | $258,000 | $2,045,000 | $97,000 | $1,644,000 |
| Application Denied By Financial Institution | 322 | $62,596,000 | $194,000 | $999,000 | $69,000 | $1,047,000 |
| Application Approved But Not Accepted | 168 | $42,391,000 | $252,000 | $1,275,000 | $99,000 | $1,776,000 |
| File Closed For Incompleteness | 86 | $20,493,000 | $238,000 | $805,000 | $85,000 | $525,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 155 | $27,798,000 | $179,000 | $735,000 | $58,000 | $560,000 |
| Debt-To-Income Ratio | 60 | $13,265,000 | $221,000 | $900,000 | $54,000 | $180,000 |
| Collateral | 38 | $7,279,000 | $191,000 | $999,000 | $127,000 | $1,047,000 |
| Other | 37 | $8,106,000 | $219,000 | $436,000 | $98,000 | $268,000 |
| Employment History | 11 | $2,073,000 | $188,000 | $535,000 | $58,000 | $215,000 |
| Unverifiable Information | 9 | $1,771,000 | $196,000 | $376,000 | $38,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,469,000 | $183,000 | $424,000 | $75,000 | $172,000 |
| Credit Application Incomplete | 3 | $491,000 | $163,000 | $170,000 | $38,000 | $51,000 |
| Mortgage Insurance Denied | 1 | $344,000 | $344,000 | $344,000 | $80,000 | $80,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.