Midwest Loan Solutions, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

Midwest Loan Solutions, Inc. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Midwest Loan Solutions, Inc.
29777 Telegraph Rd. Suite 3580
Southfield, MI 48034
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 626
Total Mortgage Loan Application Amount $64,340,000
Average Mortgage Loan Application Amount $128,403
Highest Mortgage Loan Application Amount $887,000
Average Applicant Income $74,192
Highest Applicant Income $601,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Midwest Loan Solutions, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midwest Loan Solutions, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down Midwest Loan Solutions, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midwest Loan Solutions, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Midwest Loan Solutions, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midwest Loan Solutions, Inc.'s mortgage activity for 2004.

Mortgage Loan Application Totals for Midwest Loan Solutions, Inc. by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Marquette County Michigan 219 $ 18,304,000 $ 83,000 $ 43,000
Houghton County Michigan 108 $ 7,485,000 $ 69,000 $ 36,000
Berrien County Michigan 17 $ 2,031,000 $ 119,000 $ 25,000
Harris County Texas 15 $ 2,695,000 $ 179,000 $ 112,000
Dallas County Texas 11 $ 1,858,000 $ 168,000 $ 119,000
Los Angeles County California 7 $ 1,833,000 $ 261,000 $ 86,000
Baraga County Michigan 7 $ 463,000 $ 66,000 $ 38,000
Keweenaw County Michigan 7 $ 507,000 $ 72,000 $ 34,000
Crawford County Arkansas 6 $ 548,000 $ 91,000 $ 61,000
Sebastian County Arkansas 6 $ 722,000 $ 120,000 $ 49,000
Ontonagon County Michigan 6 $ 736,000 $ 122,000 $ 39,000
Wayne County Michigan 6 $ 601,000 $ 100,000 $ 55,000
Chippewa County Michigan 5 $ 358,000 $ 71,000 $ 36,000
Delta County Michigan 5 $ 249,000 $ 49,000 $ 56,000
Collin County Texas 5 $ 634,000 $ 126,000 $ 70,000
Anchorage County Alaska 3 $ 343,000 $ 114,000 $ 158,000
Cook County Illinois 3 $ 532,000 $ 177,000 $ 65,000
Alger County Michigan 3 $ 282,000 $ 94,000 $ 40,000
Bergen County New Jersey 3 $ 420,000 $ 140,000 $ 65,000
Brazoria County Texas 3 $ 288,000 $ 96,000 $ 94,000
Denton County Texas 3 $ 403,000 $ 134,000 $ 61,000
Dickinson County Michigan 2 $ 332,000 $ 166,000 $ 66,000
Kalamazoo County Michigan 2 $ 225,000 $ 112,000 $ 53,000
Luce County Michigan 2 $ 114,000 $ 57,000 $ 41,000
Oakland County Michigan 2 $ 431,000 $ 215,000 $ 91,000
Washtenaw County Michigan 2 $ 283,000 $ 141,000 $ 23,000
Marshall County Mississippi 2 $ 143,000 $ 71,000 $ 33,000
Mecklenburg County North Carolina 2 $ 126,000 $ 63,000 $ 47,000
Yancey County North Carolina 2 $ 220,000 $ 110,000 $ 124,000
Marion County Ohio 2 $ 121,000 $ 60,000 $ 42,000
Le Flore County Oklahoma 2 $ 144,000 $ 72,000 $ 41,000
Tarrant County Texas 2 $ 201,000 $ 100,000 $ 83,000
Campbell County Wyoming 2 $ 241,000 $ 120,000 $ 93,000
Matanuska-Susitna County Alaska 1 $ 202,000 $ 202,000 $ 169,000
Pinal County Arizona 1 $ 136,000 $ 136,000 $ 54,000
Imperial County California 1 $ 56,000 $ 56,000 $ 101,000
Orange County California 1 $ 61,000 $ 61,000 $ 0
Riverside County California 1 $ 265,000 $ 265,000 $ 135,000
San Bernardino County California 1 $ 300,000 $ 300,000 $ 31,000
San Mateo County California 1 $ 259,000 $ 259,000 $ 0
Arapahoe County Colorado 1 $ 58,000 $ 58,000 $ 35,000
Boulder County Colorado 1 $ 186,000 $ 186,000 $ 47,000
Elbert County Colorado 1 $ 268,000 $ 268,000 $ 128,000
Fairfield County Connecticut 1 $ 150,000 $ 150,000 $ 113,000
Broward County Florida 1 $ 52,000 $ 52,000 $ 76,000
Citrus County Florida 1 $ 75,000 $ 75,000 $ 0
Hillsborough County Florida 1 $ 74,000 $ 74,000 $ 84,000
Indian River County Florida 1 $ 181,000 $ 181,000 $ 69,000
Manatee County Florida 1 $ 108,000 $ 108,000 $ 108,000
Palm Beach County Florida 1 $ 242,000 $ 242,000 $ 70,000
St. Johns County Florida 1 $ 115,000 $ 115,000 $ 268,000
Clarke County Georgia 1 $ 110,000 $ 110,000 $ 81,000
Custer County Idaho 1 $ 32,000 $ 32,000 $ 16,000
Will County Illinois 1 $ 204,000 $ 204,000 $ 57,000
Knox County Indiana 1 $ 96,000 $ 96,000 $ 115,000
St. Joseph County Indiana 1 $ 103,000 $ 103,000 $ 0
Calcasieu County Louisiana 1 $ 125,000 $ 125,000 $ 84,000
East Baton Rouge County Louisiana 1 $ 120,000 $ 120,000 $ 90,000
Iberia County Louisiana 1 $ 63,000 $ 63,000 $ 65,000
Jefferson County Louisiana 1 $ 86,000 $ 86,000 $ 43,000
Lafayette County Louisiana 1 $ 104,000 $ 104,000 $ 54,000
St. Martin County Louisiana 1 $ 67,000 $ 67,000 $ 65,000
Anne Arundel County Maryland 1 $ 214,000 $ 214,000 $ 53,000
Baltimore County Maryland 1 $ 72,000 $ 72,000 $ 0
Baltimore City County Maryland 1 $ 48,000 $ 48,000 $ 0
Alpena County Michigan 1 $ 122,000 $ 122,000 $ 59,000
Barry County Michigan 1 $ 166,000 $ 166,000 $ 65,000
Gogebic County Michigan 1 $ 61,000 $ 61,000 $ 39,000
Van Buren County Michigan 1 $ 104,000 $ 104,000 $ 38,000
Carver County Minnesota 1 $ 149,000 $ 149,000 $ 0
Dakota County Minnesota 1 $ 280,000 $ 280,000 $ 78,000
Prentiss County Mississippi 1 $ 68,000 $ 68,000 $ 32,000
Rankin County Mississippi 1 $ 103,000 $ 103,000 $ 111,000
Tishomingo County Mississippi 1 $ 67,000 $ 67,000 $ 51,000
Jackson County Missouri 1 $ 188,000 $ 188,000 $ 84,000
St. Louis County Missouri 1 $ 170,000 $ 170,000 $ 84,000
Lake County Montana 1 $ 120,000 $ 120,000 $ 102,000
Toole County Montana 1 $ 47,000 $ 47,000 $ 116,000
Essex County New Jersey 1 $ 129,000 $ 129,000 $ 98,000
Hudson County New Jersey 1 $ 139,000 $ 139,000 $ 0
Grant County New Mexico 1 $ 66,000 $ 66,000 $ 87,000
Delaware County Ohio 1 $ 176,000 $ 176,000 $ 70,000
Montgomery County Ohio 1 $ 57,000 $ 57,000 $ 52,000
Cleveland County Oklahoma 1 $ 176,000 $ 176,000 $ 75,000
Haskell County Oklahoma 1 $ 130,000 $ 130,000 $ 73,000
Sequoyah County Oklahoma 1 $ 127,000 $ 127,000 $ 0
Clackamas County Oregon 1 $ 90,000 $ 90,000 $ 50,000
Allegheny County Pennsylvania 1 $ 136,000 $ 136,000 $ 46,000
York County Pennsylvania 1 $ 206,000 $ 206,000 $ 99,000
Spartanburg County South Carolina 1 $ 70,000 $ 70,000 $ 91,000
Hardeman County Tennessee 1 $ 44,000 $ 44,000 $ 21,000
Austin County Texas 1 $ 259,000 $ 259,000 $ 101,000
Bell County Texas 1 $ 190,000 $ 190,000 $ 107,000
Ector County Texas 1 $ 56,000 $ 56,000 $ 89,000
Ellis County Texas 1 $ 88,000 $ 88,000 $ 76,000
Fort Bend County Texas 1 $ 95,000 $ 95,000 $ 104,000
Galveston County Texas 1 $ 230,000 $ 230,000 $ 173,000
Henderson County Texas 1 $ 60,000 $ 60,000 $ 26,000
Lubbock County Texas 1 $ 86,000 $ 86,000 $ 139,000
Rockwall County Texas 1 $ 136,000 $ 136,000 $ 43,000
Uvalde County Texas 1 $ 256,000 $ 256,000 $ 119,000
Davis County Utah 1 $ 75,000 $ 75,000 $ 24,000
Utah County Utah 1 $ 165,000 $ 165,000 $ 193,000
Henrico County Virginia 1 $ 70,000 $ 70,000 $ 31,000
Richmond City County Virginia 1 $ 122,000 $ 122,000 $ 0
Kitsap County Washington 1 $ 265,000 $ 265,000 $ 219,000
Winnebago County Wisconsin 1 $ 87,000 $ 87,000 $ 45,000
Natrona County Wyoming 1 $ 63,000 $ 63,000 $ 46,000

Mortgage Loan Application Detail Totals for Midwest Loan Solutions, Inc. in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 372 $35,687,000 $119,178 $334,000 $60,214 $268,000
Home Purchase 254 $28,653,000 $139,166 $887,000 $90,500 $601,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 392 $38,298,000 $127,320 $500,000 $83,520 $217,000
Not Provided 204 $22,227,000 $120,576 $887,000 $61,423 $601,000
Black or African American 8 $1,104,000 $149,666 $300,000 $53,500 $87,000
Hispanic 6 $985,000 $140,333 $292,000 $70,666 $101,000
Native Hawaiian or Other Pacific Islander 4 $320,000 $112,000 $177,000 $91,500 $152,000
Not applicable 4 $357,000 $117,000 $173,000 $149,000 $240,000
American Indian or Alaskan Native 4 $455,000 $118,000 $127,000 $26,500 $81,000
Asian 4 $594,000 $166,666 $334,000 $62,333 $144,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 626 $64,340,000 $121,676 $887,000 $72,029 $601,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 387 $36,595,000 $127,931 $334,000 $74,896 $601,000
Application Withdrawn By Applicant 134 $15,226,000 $129,954 $887,000 $67,000 $551,000
Preapproval Approved but not Accepted 77 $10,432,000 $135,000 $500,000 $99,000 $240,000
Application Denied By Financial Institution 27 $1,967,000 $110,000 $300,000 $61,125 $268,000
Preapproval Denied by Financial Institution 1 $120,000 $120,000 $120,000 $54,000 $54,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 12 $935,000 $89,400 $120,000 $78,000 $268,000
Debt-To-Income Ratio 6 $633,000 $115,600 $300,000 $33,000 $45,000
Collateral 5 $293,000 $77,000 $108,000 $44,500 $60,000
Unverifiable Information 3 $159,000 $53,000 $68,000 $35,000 $85,000
Other 2 $67,000 $33,000 $36,000 $31,000 $63,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwest Loan Solutions, Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midwest Loan Solutions, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet with aggregated HMDA statistics today.

Download the Michigan Lender List