Midland States Bank
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Midland States Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Midland States Bank
1201 Network Centre Drive
Effingham, IL 62401
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,447
Total Mortgage Loan Application Amount $680,725,000
Average Mortgage Loan Application Amount $152,000
Highest Mortgage Loan Application Amount $41,605,000
Average Applicant Income $98,200
Highest Applicant Income $2,317,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Midland States Bank by Metropolitan Area in 2020

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ROCKFORD, IL 826 $ 87,060,000 $ 105,000 $ 88,000
NA (OUTSIDE OF MSA/MD) 628 $ 74,610,000 $ 228,800 $ 161,700
KANKAKEE, IL 591 $ 70,245,000 $ 118,000 $ 86,000
ST. LOUIS, MO-IL 588 $ 138,690,000 $ 208,000 $ 105,000
CHICAGO-NAPERVILLE, IL 279 $ 64,825,000 $ 232,000 $ 100,000
CHAMPAIGN-URBANA, IL 165 $ 33,595,000 $ 203,000 $ 101,000
ELGIN, IL 150 $ 42,190,000 $ 281,000 $ 88,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 15 $ 21,165,000 $ 869,500 $ 69,500
GARY, IN 12 $ 2,240,000 $ 186,000 $ 149,000
JANESVILLE-BELOIT, WI 12 $ 2,390,000 $ 199,000 $ 125,000
KANSAS CITY, MO-KS 10 $ 5,850,000 $ 646,500 $ 138,000
PEORIA, IL 9 $ 14,435,000 $ 1,603,000 $ 166,000
PHOENIX-MESA-SCOTTSDALE, AZ 9 $ 3,945,000 $ 438,000 $ 296,000
DANVILLE, IL 8 $ 1,000,000 $ 125,000 $ 78,000
DENVER-AURORA-LAKEWOOD, CO 8 $ 3,730,000 $ 466,000 $ 345,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 8 $ 6,660,000 $ 832,000 $ 141,000
DECATUR, IL 7 $ 5,865,000 $ 837,000 $ 130,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 7 $ 2,315,000 $ 330,000 $ 130,000
NORTH PORT-SARASOTA-BRADENTON, FL 6 $ 43,230,000 $ 7,205,000 $ 207,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 6 $ 2,070,000 $ 345,000 $ 152,000
CAPE CORAL-FORT MYERS, FL 5 $ 1,555,000 $ 311,000 $ 113,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 5 $ 1,685,000 $ 337,000 $ 121,000
BLOOMINGTON, IL 4 $ 3,030,000 $ 757,000 $ 258,000
DETROIT-DEARBORN-LIVONIA, MI 4 $ 1,210,000 $ 302,000 $ 131,000
ANAHEIM-SANTA ANA-IRVINE, CA 3 $ 965,000 $ 321,000 $ 116,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 3 $ 755,000 $ 245,000 $ 91,000
KENNEWICK-RICHLAND, WA 3 $ 1,215,000 $ 405,000 $ 250,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 3 $ 965,000 $ 321,000 $ 149,000
SPRINGFIELD, MO 3 $ 295,000 $ 98,000 $ 86,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 3 $ 655,000 $ 218,000 $ 168,000
BOULDER, CO 2 $ 1,220,000 $ 610,000 $ 248,000
CARBONDALE-MARION, IL 2 $ 240,000 $ 120,000 $ 224,000
CHARLOTTESVILLE, VA 2 $ 490,000 $ 245,000 $ 75,000
COLORADO SPRINGS, CO 2 $ 990,000 $ 495,000 $ 613,000
COLUMBUS, OH 2 $ 830,000 $ 415,000 $ 359,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 2 $ 610,000 $ 305,000 $ 445,000
KAHULUI-WAILUKU-LAHAINA, HI 2 $ 1,020,000 $ 510,000 $ 205,000
MEMPHIS, TN-MS-AR 2 $ 440,000 $ 220,000 $ 158,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 2 $ 360,000 $ 180,000 $ 79,000
ORLANDO-KISSIMMEE-SANFORD, FL 2 $ 750,000 $ 375,000 $ 466,000
PITTSBURGH, PA 2 $ 2,590,000 $ 1,295,000 $ 18,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 2 $ 880,000 $ 440,000 $ 155,000
WARREN-TROY-FARMINGTON HILLS, MI 2 $ 250,000 $ 125,000 $ 55,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 1 $ 175,000 $ 175,000 $ 252,000
AUSTIN-ROUND ROCK, TX 1 $ 295,000 $ 295,000 $ 54,000
BELLINGHAM, WA 1 $ 13,505,000 $ 13,505,000 $ 0
BRIDGEPORT-STAMFORD-NORWALK, CT 1 $ 155,000 $ 155,000 $ 52,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 1 $ 175,000 $ 175,000 $ 103,000
BURLINGTON-SOUTH BURLINGTON, VT 1 $ 275,000 $ 275,000 $ 0
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1 $ 415,000 $ 415,000 $ 267,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 1 $ 295,000 $ 295,000 $ 98,000
CHATTANOOGA, TN-GA 1 $ 165,000 $ 165,000 $ 55,000
CLARKSVILLE, TN-KY 1 $ 255,000 $ 255,000 $ 47,000
CLEVELAND-ELYRIA, OH 1 $ 115,000 $ 115,000 $ 42,000
DALLAS-PLANO-IRVING, TX 1 $ 395,000 $ 395,000 $ 323,000
DES MOINES-WEST DES MOINES, IA 1 $ 155,000 $ 155,000 $ 103,000
EAST STROUDSBURG, PA 1 $ 215,000 $ 215,000 $ 50,000
ELMIRA, NY 1 $ 445,000 $ 445,000 $ 240,000
EVANSVILLE, IN-KY 1 $ 335,000 $ 335,000 $ 0
FAYETTEVILLE, NC 1 $ 245,000 $ 245,000 $ 65,000
FORT WAYNE, IN 1 $ 5,000 $ 5,000 $ 96,000
GRAND RAPIDS-WYOMING, MI 1 $ 165,000 $ 165,000 $ 67,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 1 $ 1,135,000 $ 1,135,000 $ 248,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 1 $ 335,000 $ 335,000 $ 61,000
HUNTSVILLE, AL 1 $ 105,000 $ 105,000 $ 72,000
JACKSON, TN 1 $ 75,000 $ 75,000 $ 245,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 1 $ 335,000 $ 335,000 $ 105,000
MADISON, WI 1 $ 105,000 $ 105,000 $ 76,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 1 $ 225,000 $ 225,000 $ 260,000
NEW ORLEANS-METAIRIE, LA 1 $ 7,195,000 $ 7,195,000 $ 0
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 1 $ 565,000 $ 565,000 $ 0
NEW YORK-NEWARK, NY 1 $ 465,000 $ 465,000 $ 0
OKLAHOMA CITY, OK 1 $ 155,000 $ 155,000 $ 139,000
OSHKOSH-NEENAH, WI 1 $ 365,000 $ 365,000 $ 94,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 165,000 $ 165,000 $ 57,000
PROVO-OREM, UT 1 $ 455,000 $ 455,000 $ 103,000
ROCHESTER, NY 1 $ 315,000 $ 315,000 $ 300,000
SALT LAKE CITY, UT 1 $ 405,000 $ 405,000 $ 60,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 285,000 $ 285,000 $ 353,000
SHEBOYGAN, WI 1 $ 265,000 $ 265,000 $ 88,000
TALLAHASSEE, FL 1 $ 265,000 $ 265,000 $ 49,000
TERRE HAUTE, IN 1 $ 255,000 $ 255,000 $ 146,000
THE VILLAGES, FL 1 $ 135,000 $ 135,000 $ 67,000
WICHITA, KS 1 $ 225,000 $ 225,000 $ 48,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Midland States Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,394 $276,880,000 $198,000 $12,505,000 $112,000 $826,000
Home Purchase 1,216 $314,500,000 $258,000 $41,605,000 $75,000 $1,697,000
Other Purpose 441 $22,255,000 $50,000 $665,000 $110,000 $951,000
Cash-out Refinancing 359 $64,255,000 $178,000 $845,000 $108,000 $2,317,000
Home Improvement 37 $2,835,000 $76,000 $905,000 $86,000 $329,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,653 $381,275,000 $143,000 $1,445,000 $102,000 $2,317,000
Hispanic 312 $38,620,000 $123,000 $475,000 $61,000 $466,000
Black or African American 152 $18,110,000 $119,000 $515,000 $77,000 $484,000
Not applicable 119 $199,265,000 $1,674,000 $41,605,000 $0 $0
Not Provided 119 $23,565,000 $198,000 $2,505,000 $117,000 $618,000
Asian 85 $18,735,000 $220,000 $595,000 $132,000 $698,000
American Indian or Alaskan Native 5 $595,000 $119,000 $305,000 $87,000 $124,000
Native Hawaiian or Other Pacific Islander 1 $55,000 $55,000 $55,000 $126,000 $126,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,155 $638,205,000 $202,000 $41,605,000 $102,000 $2,317,000
FHA-insured (Federal Housing Administration) 178 $24,050,000 $135,000 $325,000 $55,000 $279,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 67 $7,045,000 $105,000 $205,000 $46,000 $87,000
VA-guaranteed (Veterans Administration) 47 $11,425,000 $243,000 $545,000 $80,000 $310,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,528 $459,610,000 $181,000 $13,505,000 $99,000 $2,317,000
Application Withdrawn By Applicant 362 $87,490,000 $241,000 $12,505,000 $100,000 $1,697,000
Application Denied By Financial Institution 357 $36,995,000 $103,000 $1,285,000 $82,000 $746,000
Application Approved But Not Accepted 164 $91,080,000 $555,000 $41,605,000 $114,000 $951,000
File Closed For Incompleteness 36 $5,550,000 $154,000 $515,000 $94,000 $375,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,090 $643,730,000 $208,000 $41,605,000 $100,000 $2,317,000
Debt-To-Income Ratio 132 $15,150,000 $114,000 $735,000 $61,000 $262,000
Credit History 131 $11,095,000 $84,000 $1,285,000 $90,000 $746,000
Collateral 58 $5,050,000 $87,000 $535,000 $113,000 $476,000
Other 14 $2,250,000 $160,000 $385,000 $77,000 $156,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,085,000 $155,000 $285,000 $79,000 $131,000
Employment History 6 $740,000 $123,000 $195,000 $23,000 $58,000
Credit Application Incomplete 5 $945,000 $189,000 $395,000 $142,000 $350,000
Unverifiable Information 4 $680,000 $170,000 $255,000 $62,000 $105,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.

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