Midland States Bank
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Midland States Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Midland States Bank 1201 Network Centre Drive Effingham, IL 62401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,391 |
| Total Mortgage Loan Application Amount | $644,315,000 |
| Average Mortgage Loan Application Amount | $201,200 |
| Highest Mortgage Loan Application Amount | $37,505,000 |
| Average Applicant Income | $94,000 |
| Highest Applicant Income | $1,172,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Winnebago County Illinois | 493 | $ 45,075,000 | $ 91,000 | $ 86,000 |
| Kankakee County Illinois | 422 | $ 40,970,000 | $ 97,000 | $ 91,000 |
| Boone County Illinois | 120 | $ 11,240,000 | $ 93,000 | $ 101,000 |
| Champaign County Illinois | 107 | $ 16,215,000 | $ 151,000 | $ 95,000 |
| Will County Illinois | 103 | $ 15,855,000 | $ 153,000 | $ 82,000 |
| Kane County Illinois | 83 | $ 25,695,000 | $ 309,000 | $ 66,000 |
| Effingham County Illinois | 72 | $ 8,290,000 | $ 115,000 | $ 104,000 |
| St. Louis County Missouri | 71 | $ 76,445,000 | $ 1,076,000 | $ 131,000 |
| LaSalle County Illinois | 62 | $ 4,120,000 | $ 66,000 | $ 81,000 |
| St. Charles County Missouri | 60 | $ 15,620,000 | $ 260,000 | $ 155,000 |
| Cook County Illinois | 58 | $ 32,900,000 | $ 567,000 | $ 176,000 |
| Whiteside County Illinois | 47 | $ 3,325,000 | $ 70,000 | $ 69,000 |
| Lee County Illinois | 44 | $ 2,230,000 | $ 50,000 | $ 81,000 |
| Bureau County Illinois | 42 | $ 2,600,000 | $ 61,000 | $ 86,000 |
| Marion County Illinois | 42 | $ 3,840,000 | $ 91,000 | $ 82,000 |
| DeKalb County Illinois | 34 | $ 3,270,000 | $ 96,000 | $ 98,000 |
| Fayette County Illinois | 24 | $ 2,290,000 | $ 95,000 | $ 79,000 |
| McHenry County Illinois | 24 | $ 3,850,000 | $ 160,000 | $ 98,000 |
| St. Clair County Illinois | 23 | $ 2,025,000 | $ 88,000 | $ 86,000 |
| Jefferson County Missouri | 23 | $ 2,755,000 | $ 119,000 | $ 109,000 |
| Bond County Illinois | 22 | $ 2,510,000 | $ 114,000 | $ 68,000 |
| Grundy County Illinois | 22 | $ 3,150,000 | $ 143,000 | $ 96,000 |
| Iroquois County Illinois | 22 | $ 1,820,000 | $ 82,000 | $ 62,000 |
| Kendall County Illinois | 21 | $ 1,565,000 | $ 74,000 | $ 108,000 |
| Monroe County Illinois | 21 | $ 2,345,000 | $ 111,000 | $ 95,000 |
| Ogle County Illinois | 21 | $ 1,735,000 | $ 82,000 | $ 78,000 |
| St. Louis City County Missouri | 21 | $ 18,405,000 | $ 876,000 | $ 95,000 |
| Coles County Illinois | 19 | $ 1,995,000 | $ 105,000 | $ 58,000 |
| Lake County Illinois | 19 | $ 4,245,000 | $ 223,000 | $ 77,000 |
| DuPage County Illinois | 14 | $ 3,000,000 | $ 214,000 | $ 73,000 |
| Livingston County Illinois | 14 | $ 1,810,000 | $ 129,000 | $ 95,000 |
| Stephenson County Illinois | 12 | $ 960,000 | $ 80,000 | $ 52,000 |
| Franklin County Missouri | 11 | $ 895,000 | $ 81,000 | $ 70,000 |
| Madison County Illinois | 10 | $ 1,910,000 | $ 191,000 | $ 212,000 |
| Clinton County Illinois | 8 | $ 780,000 | $ 97,000 | $ 106,000 |
| Putnam County Illinois | 8 | $ 530,000 | $ 66,000 | $ 85,000 |
| Rock County Wisconsin | 8 | $ 550,000 | $ 68,000 | $ 75,000 |
| Clay County Illinois | 6 | $ 630,000 | $ 105,000 | $ 78,000 |
| Lake County Indiana | 6 | $ 970,000 | $ 161,000 | $ 185,000 |
| Christian County Illinois | 5 | $ 415,000 | $ 83,000 | $ 44,000 |
| Douglas County Illinois | 5 | $ 1,095,000 | $ 219,000 | $ 84,000 |
| Piatt County Illinois | 5 | $ 935,000 | $ 187,000 | $ 95,000 |
| Vermilion County Illinois | 5 | $ 475,000 | $ 95,000 | $ 74,000 |
| Washington County Illinois | 5 | $ 535,000 | $ 107,000 | $ 95,000 |
| Maricopa County Arizona | 4 | $ 5,210,000 | $ 1,302,000 | $ 308,000 |
| Carroll County Illinois | 4 | $ 370,000 | $ 92,000 | $ 66,000 |
| Ford County Illinois | 4 | $ 180,000 | $ 45,000 | $ 130,000 |
| Richland County Illinois | 4 | $ 240,000 | $ 60,000 | $ 59,000 |
| Sebastian County Arkansas | 3 | $ 1,095,000 | $ 365,000 | $ 0 |
| Lee County Florida | 3 | $ 825,000 | $ 275,000 | $ 172,000 |
| Cumberland County Illinois | 3 | $ 335,000 | $ 111,000 | $ 94,000 |
| Jefferson County Illinois | 3 | $ 165,000 | $ 55,000 | $ 99,000 |
| McLean County Illinois | 3 | $ 555,000 | $ 185,000 | $ 102,000 |
| Shelby County Illinois | 3 | $ 235,000 | $ 78,000 | $ 90,000 |
| Jackson County Missouri | 3 | $ 15,635,000 | $ 5,211,000 | $ 98,000 |
| Lucas County Ohio | 3 | $ 275,000 | $ 91,000 | $ 113,000 |
| Walworth County Wisconsin | 3 | $ 3,145,000 | $ 1,048,000 | $ 186,000 |
| Jasper County Illinois | 2 | $ 210,000 | $ 105,000 | $ 51,000 |
| Marshall County Illinois | 2 | $ 130,000 | $ 65,000 | $ 43,000 |
| Montgomery County Illinois | 2 | $ 250,000 | $ 125,000 | $ 43,000 |
| Moultrie County Illinois | 2 | $ 350,000 | $ 175,000 | $ 158,000 |
| Wayne County Illinois | 2 | $ 130,000 | $ 65,000 | $ 72,000 |
| Blount County Tennessee | 2 | $ 510,000 | $ 255,000 | $ 128,000 |
| Kenosha County Wisconsin | 2 | $ 1,110,000 | $ 555,000 | $ 809,000 |
| Milwaukee County Wisconsin | 2 | $ 860,000 | $ 430,000 | $ 94,000 |
| Waukesha County Wisconsin | 2 | $ 510,000 | $ 255,000 | $ 139,000 |
| Benton County Arkansas | 1 | $ 4,055,000 | $ 4,055,000 | $ 0 |
| Marion County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 188,000 |
| Washington County Arkansas | 1 | $ 28,505,000 | $ 28,505,000 | $ 0 |
| San Diego County California | 1 | $ 275,000 | $ 275,000 | $ 206,000 |
| Grand County Colorado | 1 | $ 295,000 | $ 295,000 | $ 142,000 |
| Sussex County Delaware | 1 | $ 19,005,000 | $ 19,005,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 485,000 | $ 485,000 | $ 325,000 |
| Broward County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 885,000 | $ 885,000 | $ 280,000 |
| Pinellas County Florida | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Sarasota County Florida | 1 | $ 165,000 | $ 165,000 | $ 193,000 |
| Crawford County Illinois | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| De Witt County Illinois | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Jackson County Illinois | 1 | $ 75,000 | $ 75,000 | $ 104,000 |
| Jo Daviess County Illinois | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
| Johnson County Illinois | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Macon County Illinois | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| McDonough County Illinois | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Peoria County Illinois | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Randolph County Illinois | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Rock Island County Illinois | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Sangamon County Illinois | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Greene County Indiana | 1 | $ 255,000 | $ 255,000 | $ 152,000 |
| Hamilton County Indiana | 1 | $ 185,000 | $ 185,000 | $ 225,000 |
| Howard County Indiana | 1 | $ 4,625,000 | $ 4,625,000 | $ 0 |
| Marion County Indiana | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Porter County Indiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Dallas County Iowa | 1 | $ 37,505,000 | $ 37,505,000 | $ 0 |
| Johnson County Kansas | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Fayette County Kentucky | 1 | $ 14,195,000 | $ 14,195,000 | $ 0 |
| Penobscot County Maine | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Essex County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 131,000 |
| Barry County Michigan | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Genesee County Michigan | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Hennepin County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Hancock County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Lafayette County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Boone County Missouri | 1 | $ 255,000 | $ 255,000 | $ 138,000 |
| Butler County Missouri | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Camden County Missouri | 1 | $ 35,000 | $ 35,000 | $ 143,000 |
| Cass County Missouri | 1 | $ 305,000 | $ 305,000 | $ 168,000 |
| Grundy County Missouri | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Pulaski County Missouri | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Ripley County Missouri | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Warren County Missouri | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Union County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 325,000 |
| Chowan County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| Franklin County Ohio | 1 | $ 21,505,000 | $ 21,505,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 7,875,000 | $ 7,875,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 1,145,000 | $ 1,145,000 | $ 340,000 |
| Spartanburg County South Carolina | 1 | $ 9,845,000 | $ 9,845,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 123,000 |
| Meigs County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Sevier County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 100,000 |
| Bell County Texas | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Bexar County Texas | 1 | $ 15,635,000 | $ 15,635,000 | $ 0 |
| Cameron County Texas | 1 | $ 12,165,000 | $ 12,165,000 | $ 0 |
| Collin County Texas | 1 | $ 495,000 | $ 495,000 | $ 149,000 |
| Comal County Texas | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Ellis County Texas | 1 | $ 13,225,000 | $ 13,225,000 | $ 0 |
| McLennan County Texas | 1 | $ 11,205,000 | $ 11,205,000 | $ 0 |
| Pierce County Washington | 1 | $ 565,000 | $ 565,000 | $ 300,000 |
| Whatcom County Washington | 1 | $ 29,265,000 | $ 29,265,000 | $ 0 |
| Adams County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Washington County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 239,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Midland States Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 979 | $449,765,000 | $459,000 | $37,505,000 | $85,000 | $1,160,000 |
| Other Purpose | 708 | $40,210,000 | $56,000 | $1,785,000 | $96,000 | $966,000 |
| Refinancing | 522 | $129,420,000 | $247,000 | $21,505,000 | $109,000 | $1,172,000 |
| Cash-out Refinancing | 125 | $20,185,000 | $161,000 | $875,000 | $94,000 | $550,000 |
| Home Improvement | 57 | $4,735,000 | $83,000 | $965,000 | $86,000 | $447,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,694 | $186,910,000 | $110,000 | $3,805,000 | $96,000 | $1,172,000 |
| Hispanic | 331 | $43,895,000 | $132,000 | $1,255,000 | $73,000 | $1,160,000 |
| Not Provided | 107 | $21,305,000 | $199,000 | $1,265,000 | $123,000 | $636,000 |
| Not applicable | 106 | $368,130,000 | $3,472,000 | $37,505,000 | $0 | $0 |
| Black or African American | 87 | $10,015,000 | $115,000 | $475,000 | $69,000 | $291,000 |
| Asian | 53 | $11,755,000 | $221,000 | $645,000 | $134,000 | $869,000 |
| American Indian or Alaskan Native | 9 | $1,395,000 | $155,000 | $315,000 | $103,000 | $447,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,186 | $616,520,000 | $282,000 | $37,505,000 | $97,000 | $1,172,000 |
| FHA-insured (Federal Housing Administration) | 152 | $21,040,000 | $138,000 | $415,000 | $61,000 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $4,430,000 | $116,000 | $205,000 | $48,000 | $86,000 |
| VA-guaranteed (Veterans Administration) | 15 | $2,325,000 | $155,000 | $305,000 | $64,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,624 | $495,420,000 | $305,000 | $37,505,000 | $99,000 | $1,172,000 |
| Application Denied By Financial Institution | 410 | $31,730,000 | $77,000 | $1,705,000 | $73,000 | $620,000 |
| Application Withdrawn By Applicant | 204 | $66,430,000 | $325,000 | $29,265,000 | $97,000 | $866,000 |
| Application Approved But Not Accepted | 121 | $44,845,000 | $370,000 | $25,195,000 | $91,000 | $422,000 |
| File Closed For Incompleteness | 32 | $5,890,000 | $184,000 | $965,000 | $78,000 | $324,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,981 | $612,585,000 | $309,000 | $37,505,000 | $98,000 | $1,172,000 |
| Credit History | 169 | $9,055,000 | $53,000 | $525,000 | $73,000 | $465,000 |
| Debt-To-Income Ratio | 160 | $13,890,000 | $86,000 | $525,000 | $52,000 | $256,000 |
| Collateral | 61 | $6,575,000 | $107,000 | $1,705,000 | $116,000 | $620,000 |
| Other | 7 | $565,000 | $80,000 | $265,000 | $65,000 | $144,000 |
| Employment History | 4 | $180,000 | $45,000 | $95,000 | $47,000 | $91,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $740,000 | $185,000 | $345,000 | $142,000 | $244,000 |
| Unverifiable Information | 3 | $675,000 | $225,000 | $485,000 | $267,000 | $600,000 |
| Credit Application Incomplete | 2 | $50,000 | $25,000 | $25,000 | $133,000 | $192,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.